8772918405

FINANCIAL SERVICES MANAGEMENT AKA FMS INVESTMENT CORP AKA CEANNATE CORP.
Posted in:  https://800notes.com/Phone.aspx/1-877-291-8405/16

Web page lists them in Illinois:  https://www.fmsdc.com/contact-us
BBB gives them an accredited B+ with 26 complaints and 1 negative review:  http://www.bbb.org/chicago/business-reviews/c ... ws-il-88012966/
Bloomberg lists the head criminals at this organization:  http://www.bloomberg.com/research/stocks/priv ... vcapId=24067366
http://www.bloomberg.com/research/stocks/priv ... vcapId=24067366
Employee reviews are 50/50:  http://www.indeed.com/cmp/Fms-Investment-Corp/reviews?fcountry=US
This story lists them as Ceannate Corp:  http://www.chicagobusiness.com/realestate/201 ... ands-in-suburbs
And this one:  http://www.bgacc.org/list/member/ceannate-corp-fms-investment-corp-965
Illinois Dept. of State info:
Entity Name    FMS INVESTMENT CORP.     File Number    63163643
Status    ACTIVE
Entity Type    CORPORATION     Type of Corp    FOREIGN BCA
Qualification Date (Foreign)    10/14/2003     State    MARYLAND
Agent Name    BALAJI SOUNDARA RAJAN     Agent Change Date    11/05/2012
Agent Street Address    1701 W GOLF RD STE 2-150     President Name & Address    BALAJI RAJAN 1701 W GOLF RD/#2-150 ROLLING MEADOWS 60008
Agent City    ROLLING MEADOWS     Secretary Name & Address    MAUREEN T PETERSON SAME 60008
Agent Zip    60008     Duration Date    PERPETUAL
Annual Report Filing Date    08/31/2015     For Year    2015
Assumed Name    ACTIVE - FMS SERVICES
Entity Name    CEANNATE CORP.     File Number    69115713
Status    ACTIVE
Entity Type    CORPORATION     Type of Corp    FOREIGN BCA
Qualification Date (Foreign)    07/26/2013     State    DELAWARE
Agent Name    BALAJI S RAJAN     Agent Change Date    07/26/2013
Agent Street Address    1701 W GOLF ROAD SUITE 2-150     President Name & Address    MAUREEN T PETERSON 1706 W GOLF RD STE 2-150 ROLLING MEADOWS
Agent City    ROLLING MEADOWS     Secretary Name & Address    TIMOTHY W ADELMAN SAME 60008
Agent Zip    60008     Duration Date    PERPETUAL
Annual Report Filing Date    08/21/2015     For Year    2015

Dept. of Education contract:  https://studentaid.ed.gov/sa/sites/default/fi ... aseContract.pdf
Other complaints:
Looks like they collect twice on the same debt:  http://www.scambook.com/report/view/87724/FMS-Investment-Corporation-Complaint-87724-for-$934.00
http://www.ripoffreport.com/reports/directory/fms-investment-corp
http://www.ripoffreport.com/r/fms-investment-corp-pinnacle-credit-services/schaumburg-texas-60173/fms-investment-corp-pinnacle-credit-services-harrasing-calls-at-my-work-schaumburg-texas-407736
http://ficoforums.myfico.com/t5/General-Credi ... ices/td-p/50322
http://www.stopextortion.org/page/anti-extortion-case-1
Looks like they get sued a lot:
http://www.law360.com/cases/53d7ab501101ea1027000003
http://www.open-public-records.com/court/connecticut-14605939.htm
https://www.gpo.gov/fdsys/pkg/USCOURTS-caed-2_11-cv-01393
https://www.gpo.gov/fdsys/granule/USCOURTS-in ... 1_14-cv-00272-0
http://www.plainsite.org/dockets/2jgt1f8kb/oh ... ent-corp-et-al/
https://www.pacermonitor.com/public/case/8773 ... ent_Corporation
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

Do NOT call these people back and do not answer your phone if you don't know the number!

Now this collection agency is calling and leaving messages pretending it is " to lower your credit card interest rate" or " you have qualified for a free home security system." I never called them back because I already KNOW that trick.

This collection agency trick is that they call you and act as if they are offering you something, then they want you to call back and give them your information " to be removed" from the list, supposedly. You then confirm information so you can be supposedly removed from their"list" WRONG.Then they bother you mercilessly if you give them your information. Don't give them anything and don't confirm anything. DO NOT call them back. Ignore the calls if you don't know the number. Do not answer!

Report them to your State Atty General and the Consumer Financial Protection Bureau.

Trust me - *even if you are NOT the person they are trying to call*, they will still keep calling you and bothering you because they just want to bother someone. Take action against them.

They robocall constantly, call and hang up leaving no message, or call and leave stupid messages saying they want to lower the interest rate on my credit card or give me a free home security system. Yeah, sure. Jerks.

I changed my number and finally got some freaking relief from these jerkwads.

I moved overseas to get away from this harassment and am never paying these worthless jerks. Love living abroad, price is great and they will never, ever get me!

To people being harassed by these collectors - do NOT give any information over the phone. File complaints with the Atty General and BBB.

People cannot harass you unless you let them. Change your phone number if need be to get some peace. DO not answer.

Many of us are dealing with serious health issues or family emergencies and the last thing we need is to be harassed by some collector with a high school education who gets paid $8 an hour to upset people.

People - do NOT answer the phone if you don't know the number calling you. They spoof local numbers all the time to make it appear as if it might be someone locally that you know. Don't answer the phone and do not call them back!

Once again, do NOT call them back for any reason, even if it is not you or if they have the wrong person, as they will never leave you alone.

File a complaint with the Attorney General and the Consumer Financial Protection Bureau. Also complain to Dept of Educ.

If enough people file complaints, these Collectors WILL be taken off the Dept of Ed collector list for their shady business practices!

FMS so called investments is a COLLECTOR> It has nothing to do with investments!

I have received numerous calls from these people. They call asking for my wife. I explain that I am not her and to please remove my number from their list. They have not and continue calling. What remedies do I have with these people

I hope you all know this fms person responding is the scammers helper . Trying to get you to call the number shown if you have default loans go and call them not accept a call there are scams going out everyday and this is one.

What remedies do you have?  First, verbal requests never work on debt collectors.  The law also specifies that things should be done in writing.  So first off they should have sent a letter to your wife within 5 days of their first contact.  If they failed to do that they violated the law.  So what you need to do is this.  You need to send them a certified, return receipt cease and desist calling letter.  Then you need to file complaints on them at the proper agencies.  Then you need to get a consumer lawyer and sue them for FDCPA and TCPA violations.
Now all the information you need about these cretins follows.

FINANCIAL SERVICES MANAGEMENT AKA FMS INVESTMENT CORP AKA CEANNATE CORP.
Posted in:  https://800notes.com/Phone.aspx/1-877-291-8405/16
https://800notes.com/Phone.aspx/1-877-291-8405/16
Web page lists them in Illinois:  https://www.fmsdc.com/contact-us
BBB gives them an accredited B+ with 26 complaints and 1 negative review:  http://www.bbb.org/chicago/business-reviews/c ... ws-il-88012966/
Bloomberg lists the head criminals at this organization:  http://www.bloomberg.com/research/stocks/priv ... vcapId=24067366
http://www.bloomberg.com/research/stocks/priv ... vcapId=24067366
Employee reviews are 50/50:  http://www.indeed.com/cmp/Fms-Investment-Corp/reviews?fcountry=US
This story lists them as Ceannate Corp:  http://www.chicagobusiness.com/realestate/201 ... ands-in-suburbs
And this one:  http://www.bgacc.org/list/member/ceannate-corp-fms-investment-corp-965
Illinois Dept. of State info:
Entity Name    FMS INVESTMENT CORP.     File Number    63163643
Status    ACTIVE
Entity Type    CORPORATION     Type of Corp    FOREIGN BCA
Qualification Date (Foreign)    10/14/2003     State    MARYLAND
Agent Name    BALAJI SOUNDARA RAJAN     Agent Change Date    11/05/2012
Agent Street Address    1701 W GOLF RD STE 2-150     President Name & Address    BALAJI RAJAN 1701 W GOLF RD/#2-150 ROLLING MEADOWS 60008
Agent City    ROLLING MEADOWS     Secretary Name & Address    MAUREEN T PETERSON SAME 60008
Agent Zip    60008     Duration Date    PERPETUAL
Annual Report Filing Date    08/31/2015     For Year    2015
Assumed Name    ACTIVE - FMS SERVICES
Entity Name    CEANNATE CORP.     File Number    69115713
Status    ACTIVE
Entity Type    CORPORATION     Type of Corp    FOREIGN BCA
Qualification Date (Foreign)    07/26/2013     State    DELAWARE
Agent Name    BALAJI S RAJAN     Agent Change Date    07/26/2013
Agent Street Address    1701 W GOLF ROAD SUITE 2-150     President Name & Address    MAUREEN T PETERSON 1706 W GOLF RD STE 2-150 ROLLING MEADOWS
Agent City    ROLLING MEADOWS     Secretary Name & Address    TIMOTHY W ADELMAN SAME 60008
Agent Zip    60008     Duration Date    PERPETUAL
Annual Report Filing Date    08/21/2015     For Year    2015

Dept. of Education contract:  https://studentaid.ed.gov/sa/sites/default/fi ... aseContract.pdf
Other complaints:
Looks like they collect twice on the same debt:  http://www.scambook.com/report/view/87724/FMS-Investment-Corporation-Complaint-87724-for-$934.00
http://www.ripoffreport.com/reports/directory/fms-investment-corp
http://www.ripoffreport.com/r/fms-investment-corp-pinnacle-credit-services/schaumburg-texas-60173/fms-investment-corp-pinnacle-credit-services-harrasing-calls-at-my-work-schaumburg-texas-407736
http://ficoforums.myfico.com/t5/General-Credi ... ices/td-p/50322
http://www.stopextortion.org/page/anti-extortion-case-1
Looks like they get sued a lot:
http://www.law360.com/cases/53d7ab501101ea1027000003
http://www.open-public-records.com/court/connecticut-14605939.htm
https://www.gpo.gov/fdsys/pkg/USCOURTS-caed-2_11-cv-01393
https://www.gpo.gov/fdsys/granule/USCOURTS-in ... 1_14-cv-00272-0
http://www.plainsite.org/dockets/2jgt1f8kb/oh ... ent-corp-et-al/
https://www.pacermonitor.com/public/case/8773 ... ent_Corporation
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

I receive calls from this number staying I owe Huntington bank which I do not called and confirmed with them because I currently have an account with them. They state I have a debt of over $10,000 and it's a felony and they are pressing charges and I will be going to jail. When ask where the company is located they tell me my hometown and I know no such company exists there with this name

Where do you people come up with these things?? Not sure if ! company is legit? Do the right thing call the right people US DEPT OF EDUCATION and locate your loans. They will route you to FMS if your loan is being serviced by them. So on and so forth. What good is your college education if you cant educate yourself on how to track your OWN loans .... myeddebt.io  you would be surprised at how much you can help yourselves! As for the cases of wrong numbers and unwanted calls to third parties have you guys ever heard of DNC???? ask them to put you on the do.not.call list!!!! Make sure u speak with a manager to do so if you feel the rep hadnt done it! All it takes is a verbal request! Do your research people. Get it together. Good luck this shouldn't be difficult for those with common sense!

First the law states that the debt collector must prove that the debt is owed and that they have the authority to collect it.  Not the other way around.
"As for the cases of wrong numbers and unwanted calls to third parties have you guys ever heard of DNC???? ask them to put you on the do.not.call list!!!! "  The DNC does not apply to debt collectors, never has and never will.  They have their own law they need to follow.
"All it takes is a verbal request! "  If only life were that easy.  Again, the request can be verbal to start but must be followed up with a letter, preferably sent certified, return receipt to first prove that they got it and second to start a paper trail in case they ignore it (it has happened many times).
"Do your research people. "  Perhaps you need to follow your own suggestion.

DNC list-what it covers:  http://www.consumer.ftc.gov/articles/0108-national-do-not-call-registry
FDCPA:
https://www.ftc.gov/enforcement/rules/rulemak ... ctices-act-text
CFPB site:  http://www.consumerfinance.gov/

The dnc doesnt apply to  collectors??? Really GENIUS if your information was as up to date as you like to think it is you'd know FACTS bill collectors are held to the same laws as telemarketers which is under the TCPA telephone consumer's protection act. They in addition follow the FDCPA .. they dont " have their own laws they need to follow" and again if you want to validate your debt the best way to do it is to contact the original creditor such as united states department of education. Odds are if you havent received something in writing they have no updated address from you...its YOUR Job to locate and be responsible of your financial obligations. Theres no arguing that so FYI LEGALLY IF YOU TELL THEM TO REMOVE YOUR NUMBER AND SPECIFICALLY STATE YOU ARE REQUESTING TO BE ON THE DO NOT CALL LIST THEY CANNOT CONTINUE TO CALL THAT NUMBER. IF THEY DO THEY CAN BE SUED! Xoxoxoxo love and good luck

Please post up the relevant DNC page section that say's this. Oh wait, its isn't the DNC, its the TCPA!  They fall under the FDCPA & TCPA laws!

The DNC is for sales and service and does not include some surveys,political or charity calls! Survey's that try to sell goods or services at the end are not exempt.

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

I would also like to think that somewhere within FDCPA and the Dodd Frank Act under UDAAP's (Unfair, Deceptive, or Abusive Acts or Practices) there's some possibilities covering calls and debt collection.

What is myeddebt.io ?  Pls advice.  I may money.  OK.  Thanking your advance.

Quote:

What is myeddebt.io ?

Read all about the .io domain, here:
https://www.name.com/domains/io

Hint:
If you are not in the British Indian Ocean Territory, don't bother.

And there are.  The links are up there to the FDCPA.