8774950400

call the neaest branch of your service, even if it is a recruiter, and tell them you need help with this. They can tell you who to contact. Praying for his safe return.

This number calls me everyday, sometimes more then once and never leaves a message... This has been going on for FAR to long...

You are wrong there ias a statue of limitation on any debt

The calls are from Convergent.  This company buys very old debt that is "out of statute".  Meaning legally it has been removed from your credit reports and it isn't as though that is a free pass not to pay debts you owe, but there are laws about whether they have the right to continue to try to collect.  These outfits seldom have the proper documentation.  Do not acknowledge the debt.  If you make an arrangement the clock is reset on the seven years and it goes back on your credit report.  EVERY STATE IS DIFFERENT- go firat to the FTC site and then you state's attorney general may post information.  The state specified in the contract or sale is relevant too.

Military Families have special protections but it is better to understand you can't be sued over old debt than engage your protection and reset the clock maybe? see a lawyer, call your state's attorney general.

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt144.shtm

your state attorney general and the FTC will take complaints and action.  they deal with this all of the time.

The federal trade act or the federal debt collections practices act?

This company is Convergent.  Here is the website.  http://www.convergentusa.com/  They are a zombie debt collection agency.  They buy old/charged off accounts and then harrass the folks FOREVER trying to get a payment.  They call me to put me on hold, I wait then they answer and ask,"How may I help you?"  I say, "you called me!!!"  Then they want me to confirm my ss#, phone#, address.  NO!  Just put them on your blocked list.  They can resurrect old debt endlessly.  Write them and tell them to stop, that you will only accept contact from your original debtor.  Send this letter 20 times, certified...then sue them if you get a call.

This company is a zombie degt collector ansd they resurrect old charged off accounts to make a buck.

Attorney who troll these kinds of websites are not really very successful, are they?

Actually the time in texas to collect a debt is 4 years from the time the last payment was made. it is 6 yrs in oregon.

of course there is a statute of limitations on debt collection. It varies from state to state but is usually four years from the date of your last payment. If you make a payment....it starts the clock running again. This is the short answer.

Actually, there is a statute of expiration for an old debt. If the collector does not have the original promissory note and it has already charged off of your credit the debt is then invalid. The company can still try and collect it if someone doesn't know they don't have to pay it. Old debt is sold all the time. Know about credit and what the current credit law is. These debt collectors are crooks these days and will tell you they are gonna take you to court and threaten all kinda of craziness... I'm a renter and check my credit faithfully every 6 months to check and make sure nothin false is on there. Of course everything on there are my current cards and my old student loans. I pay my credit cards current and don't answer unknown calls.

Good luck!

Unless the debt is sold to a new collection agency that can renew the debt.

I do not want calls from this number  877.495.0400  uses a British accent auto voice

These guys harrass...get me off their list...

thank you for your sacrifice!!!!

There is a statute of limitations to how long it can be on your credit report as negative.  If it is greater than 7 years you can request to have it taken off of your credit report to keep it from being a negative on your score.  That is where the myth comes from.

I found this site very helpful for this situation...bottom line, if they call do not admit to owning an old debt with anyone and they can not re-start the clock.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php

If you pay you debt in the first place and you are responsible no company will be calling you!!!

This call falls right on the heels of ER Solutions calling. Two #'s blocked in a short time span. If I owed someone a debt, or if they even left a message. Guess it can't be that important if someone can't even leave a message! Too late now, call # is blocked.