877-658-1960

I receive threatening phone calls from these people day after day. They are on a list of top scams in the nation. They find lists for old payday loans and drive you up a wall. They swear up and down you have a summons, but there is nothing. In my state, all court cases (both pending and closed) are public record through the local clerk of court, and the only thing that is under my name is an old eviction case which was dismissed. Every time I tell them that I know about their little game, and I know they're blowing smoke, they get rude and hang up the phone. They apparently hate it when someone calls their bluff.
I have reported them to my State's Attorney's Office, the FTC, the FCC, my state's Department of Consumer Affairs, and Department of Business and Professional Regulation. The SAO is presently pursuing them on criminal charges, which tells me they are a scam in and of itself.
Best advice: If they continue to call, record and keep all messages and conversations. Be sure to let them know they are being recorded before they start, otherwise it won't hold up in court. When they start their little speal, let them know the game is up and that you now have concrete proof between the voicemails and the recorded conversation to pursue criminal AND civil action against them, and to be expecting papers from your attorney and the State's Attorney's Office.
Most of the people that work for this scam are work from home and have air cards that route their calls through China and Japan, and then back through to the US, and that's how they try to defend their cases. However, there has recently been case precedent that says that it doesn't matter how the call is routed. If they call you, and you're on US soil, they can be held criminally and civilly liable.
Don't become a victim. Fight back!

now they are using 1-888-242-1394 and I have never had a payday loan :(

These a$$holes can call all they want, they won't get another penny from me !!!!!

They are also using 888 242 1416.  I use to live next door to my granny and got a call that the old lady that has lived in that house for now 2 years got a call on her phone regarding me and fraud.  How in the heck did they get her number and she isnt even related to me?!   Anyway, I heard the vm and it says the same thing.  fraud, summons, blah, blah, blah....Dont fall for this scam.

These people are calling me at work and on my husbands phone, I have no idea how they got that number. the number they called from is 888-242-1708. I called the original creditor I have a payday loan with and they transferred me to the fraud dept. The lady told me and also sent me an email saying that if any company calls and says they are going to serve you with papers IS A SCAM!

These [***] called me again telling me that my payment arrangement was not honred.  I told them that I actually found my original debtor and was led to the agency that owned this loan !!!  I am now paying off the debt with that company, yet ACS called me today to ask about my payment to them, I told them if they send me a letter of verification, that we could talk.  They told me my agreement was broken and they would see me in court, I told them great !!!.. i hope you have your lawyer !  I will not be harrased anymore !!!

They called my mother who lives in another state and told her I was being sued for breach of contract and I had given her number as my secondary contact number.  My mother has heart problems and my father just got out of the hospital so this was very upsetting to her.  They gave her a phone number and my case number so I called.  They said I had an account with Bank of America and that they had papers to serve me for breach of contract.  It seems the social security number and the address they had for the person did not match mine. I told them I was angry that called and upset my mother for no reason.  The lady I talked to said the calls were made from somewhere else and she would look into my case.  The number they called from was 866-367-5690

thay called me today and using a new number 866-399-2678 saying all the above items and when i asked for them to send me a letter thay scrambled thay are a total scam and i have reported them to ftc and local law and da

Legit collectors per section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf *must* tell you at initial contact, or send you paperwork within 5 days of initial contact, the following:
1. $amount of debt,
2. name of the current creditor (which may differ from the original creditor who might have sold your debt),
3. a statement that that debt will be assumed to be valid unless you dispute in writing within 30 days,
4. a statement that that if you do dispute in writing within 30 days, the collector must mail you written verification of the debt,
5. a statement that if you ask the collector in writing within 30 days, the collector must send you the name and address of the original creditor if it's different from the current creditor.
If you don't get the 5 disclosures, orally or in writing (you do not have to ask for it, the FDCPA requires it), treat the collector like you would any SCAMMER. Scammers are using bought/hacked loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710 
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate.

I ripped them a new one yesterday. The "process server" called me and threatened me, from an anonymous number no less, saying I was in trouble for intent to defraud. Last week when I called this alleged "company" they could not provide me with a contract showing my name or any proof I owe them anything, just a letter with NO emil or physical address claiming I owed the debt.

I tore Mr. So-called Server to shreds, I told him until I see a contract with my name on it showing I owe this supposed debt, I owe them nothing. I told them I wanted to see it in writing, and no BS. I told him too that the way they are handling this alleged situation is not the way an above-board company does business.

This is a violation of the FDCPA, and I have already reported them to my state AGO.

I ripped them a new one yesterday. The "process server" called me and threatened me, from an anonymous number no less, saying I was in trouble for intent to defraud. Last week when I called this alleged "company" they could not provide me with a contract showing my name or any proof I owe them anything, just a letter with NO emil or physical address claiming I owed the debt.

I tore Mr. So-called Server to shreds, I told him until I see a contract with my name on it showing I owe this supposed debt, I owe them nothing. I told them I wanted to see it in writing, and no BS. I told him too that the way they are handling this alleged situation is not the way an above-board company does business.

This is a violation of the FDCPA, and I have already reported them to my state AGO.

I got a phone call today from a lady named Eva Turner stating she was a state processor and she has been trying to get ahold of me.  She didn't leave a her number, but stated she would find out where I worked and have me served papers at work for fraud.  She gave me a case ID and asked me to call this (888) number.  I called the number, and they said they were called The ACS Group.  I went online and Googled this group and came across this Blog.  I felt this was a scam because I haven't written a check in years, and I'm pretty good at working with my creditors to negotiate any type of legitimate debt.  So thanks for those who shared in this post and hightened my awareness to this scam.

Got a call today from a process server named "Whitney Davis". Told me that I was being served for a lawsuit, but I could avoid the lawsuit if I call the attorney's office and settled with them. What process server makes arrangements for debts on behalf of their clients? I asked her the name of the attorney's office and she said she didn't know, just had a number and a case number.

I called the number and the case number and spoke with a "Stacy Adams", you know, like the shoes. She said I owed the debt from an old payday loan. I asked her for the name of the company and where the company was located - she said New York. I search my state websites, the New York Secretary of State website, and nothing. I asked her for her website and she said they didn't have one because of threats - what law firm doesn't have a website? I told her she wasn't licensed to do business in my state, which means she can't bring a lawsuit in my state. I told her she wasn't licensed in New York - where she was supposedly located and I told her that she her company didn't even show up as registered with the ABA for either state. I asked her for a verification letter and she got angry. She transferred me to her supervisor who said he was in South Carolina - I thought you were in New York.

This is crap on so many levels - don't give any money until you verify the debt!!!

I receives a call from a woman claiming to be a state process server threatening to come to me job.  she gave me the number 866-397-6646 to call saying shw was giving me the opportunity to work things out. what bs what a scam trying to intimidate me.  I do not owe this debt.  I am going to report them to every place I can for fraud.  Does anyone know ACS group address, plez.  These people refuse to give you any info on them until you agree to pay something you do not owe.

I have dealt with these idiots before. The seem so legit, but at once I sensed something fishy, I reported them. I found out they are nothing but a bunch of criminals, posing as lawyers, using scare tactics to rip people off. They want you to use a prepaid credit card and pay your "debt" over the phone. That is a scam. These people can do NOTHING to you. Unfortunately it's hard to stop their harassment because they are literally hiding up in someone's attic making phone calls. When they call, their number shows up "unknown". They also use fake names of celebrities like "Carl Edwards", "Bettie Davis", etc. DO NOT give them any info or money!!! They are criminals and the Better Business Bureau and anyone else will tell you that. Give them a taste of their own medicine... call them 20 times a day and scream in their ear, cuss them out, sing show tunes to them and laugh in their face. They can't do a damn thing. What will they do? File charges against you? LOL!!! That's funny... a criminal breaking SO MANY laws is going to file charges on someone? Yeah right! LOL!!! Don't put up with these bullies! You tell them they aren't getting any money, they are wasting their time, they are a scam, and they can kiss your a$$!! Then hang up and report them. Eventually they will be caught!

ACS Group called me and a family member. Left a voicemail stating she was the State processor for Virginia and I would be served today on my job or at home if I did not return the call. Upon returning the call, some gentleman, said that this was a payday loan from 2007 for $700 but I could settle today for $350. Could I borrow it from a family member and if not then I would be served and then taken to court for a felony offense for fraudulent loan against a financial institution.
1. I didn't taken any payday loan
2. He kept ignoring me when I asked for the lady who called.
3. The reduction in the amount immediately let me know they were trying to scam me.
This practice needs to be stopped.

ACS is using another number 866-397-6646 and have the nerve to call family leaving a message about your supposed fraudulent check, which is against your rights.  This is ridiculous and these people need to be stopped, this person's name was Janette Coughlin or something souding like that.  Of couse in the message they don't disclose the company name until you call it back and hear it's ACS.

whitney davis calling by house for a summons to serve for someone else...it didnt make any sense...they didnt even leave a number except for whitney davis

they called my grandparents who are 3 hours away from and one has stage 4 lung cancer and they opther just had surgery so this was very upsetting to them. i knew from the beginning it was a scam just wish there was something we could do to them!!!!! but the number they called from this time was 866-762-7778 i spoke with a Carl Edwards & a Jeremy Whitlock. neither wanted to provide me with ANY info in writing!!! guess ill just harrass them like they did my family!!!!

New number to add to the list.  Same details listed in numerous complaints above:

888-452-6801