877-658-1960

New number 888-318-7402 - Tim Dobie, Keith Murphy, Jim Dunn.

An agent James called my mothers house this morning looking for me. I called there they said I have to pay on a online loan they said was from Hydra Fund, I could not send a money order or cashiers check. Then I got a call this afternoon at work from the same woman. So I asked the company name, she said ACS, I asked for the address, she said she could not give me that information. The first call now that I think of it wasn't agent James it was just a woman who answered the phone, I told her I couldn't pay anything back until I get on my feet and she got mad and said "Thats fine I don't like your attitude, I'm sending someone to your house or work". Can they keep harassing me like this. Is either of these companies legitimate.

Have anyone been served a summons by this place (ACS) ? They called my parents and of course my mom frantically calls me because this ACS company left a message for me to contact them and mentioned, warrant, bank fraud and all this other stuff.

Anyways, I called them back and the lady wanted my CC info to set up payment arrangement and said that if I didn't provide it, they would serve me a summons. I then told her that I am in the process of claiming Bankruptcy and that I would notify my attorney about this matter. She proceeded to tell me that the the bankruptcy wouldn't do anything for this debt and that I still have to pay it. I told her to send me some documentation about this debt and she became a little tense.

I don't want to be served a summons at all, that's why I'm wondering if someone can confirm if they have been or have not been served a summons from this company.

Thanks

omg I have been contacted by these people and just got off the phone with them. they sound so real and I to gave them my card number and paid a 100.00, but cancelled that card also because something is not right. I did have a payday loan out there that I forgot to pay but they can not charge me with fraud. when i took the loan out I had a account and had to close that account. Like I told them when you take out these types of loans they call the bank to verify your bank information. My bank said they would back me up 100% but most of the time if you owe a debt they will come after you in a civil matter not criminal!

Please file a report with the police these same people are calling me, The process server that called me is names Jim Dunn.... I too made arrangments with these peopel because I did have a loan with Hydro Fund and I had to close my bank account information because of people like this. So now they saying I have fraud charges pending against me for trying to fraud a financial institution. I dont know who these people are but they need to stop. The process called me again on my home phone but asked for a different name and I said nobidy by that name live here. He said I find that hard to believe and I will be waiting on you outside!

Anyone have a fax number to send a cease and desist letter?  
New number:  866-787-2735

What ACS does:

1) They call you
2) They harass you
3) They threaten you

How ACS does it:

1) They claim to be a law office
2) Threaten you by stating they will serve papers to your home or place of business
3) Share this information with people that answer the call or leave a message
4) If you resist them, they say they will serve you in a mere two hours


This is all in violation of the FDCPA.  Debts are a civl matter, not criminal.  These jerks work out of South Carolina and are probably downing more moonshine by the hour.  They won't validate debts, will threaten you with arrest unless you are willing to pay today and simply won't take no for an answer.

Just remind them, these failed abortions that believe working as a fake collector is a real job, that what they are doing is illegal and you are filing a report with the local police, attorney general and the FTC.  Chew them out, cuss them out, but don't let them intimidate you.  Laugh in their face because they can do nothing to you.

I just got the same voicemail from a "process server" named Layla Jackson and when I called back they answered ACS Services so I turned on the recorder on my phone and googled them immediately to find all of these entries about them. I explained to them that I had received a threatening phone call and threats of incarceration for failure to appear. I demanded that if they were going to threaten that they better damn well have a court date and location for me to appear, but of course they put me on hold several times and finally someone new picked up the phone and they had no information to provide regarding any court dates. i then explained that beacuse of that voicemail stating that, their tactics were now illegal and false. I also advised them that I was recording the entire phone call and she got furious and started getting obscenely rude so I hung up but not before letting her know that I too would be contacting my local authorities with this recording and voicemail. She then ignorantly called back and left another threatening voicemail. The phone number they were using was 855-823-1669 with case#.....

Their curreny number is 8558231663. Ext 354 is stephanie. They have been collecting a debt for 7 months from me....one payment declined and they are THREATENING me with summons! DO NOT FALL FOR THIS!

ive been [***] dopped on. the took most of the settlements money owed them 650 only to a payday loan of 200. tlk to the ploice and they are making threats and saying there going to my job. so they cant take you to court there not legit.

they live me threatning voicemails saying there going to arrest me and take me to jail. please help. is this legit or a scam

Jasmine. Please READ the posts on this phone number. If you have read the comments and still have a question if it is legit I don't know what to say. They are SCAMMERS! Please read the comments there is a lot of good information, things to do to protect yourself.

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm

Has anyone received telephone calls from the following number  877-773-4228  stating you owe a company called ACS ASSOCIATES OR ACS RECOVERY. I received calls from 3 different guys stating I owe an old payday loan. Names are Jay Michaels, Brian Logan and a process server name Ken Phillips.

I'm sorry, the actual telephone number is  877- 773-4248

I feel on hard times myself and dealt with payday loans to fill the gaps after trying to get the money through other means.Now I'm getting back on my feet and able to pay some of these loans out.Theirs one though that has been a pain for me though.It's this ACS group who from by reading some of your posts on here have been trying to get a lot of people.

Hello yes I have also received phone calls to my cellular telephone. I guess they did not notice that I work at work at a large, extremely professional collections agency working only high end debt. My company follows every FDCPA rule so strictly, that people get fired for the smallest, tiny mistake, even if its on accident like not fully stating the mini-Miranda verbatim. I've heard of these small collection agencies that work mostly payday loans, that they use absurd methods to collect on the debt. Like claiming they are the police, or they are going to arrest you for not paying. I could never imagine saying anything even close to this to a customer! I would be escorted out the door by two security guards before I could even hang up the phone! But I was amazed after this company ACS started calling me saying I owed some payday loan which I never had. They told me I was going to be facing legal action, criminal charges, and then start getting more hostile when I tell them I never had this loan. To me it is just funny, because first of all, I know I do not owe this, and second, they break so many FTC and FDCPA regulations that I can record one of the calls and sue them for a nice chunk of change. They never had me talk to a process server that you mentioned, but that sounds like another illegal scare tacit. People just do a quick Google search on these laws and regulations! They cannot threaten you, they cannot discuss your debt with ANYONE BUT YOU unless you have an attorney handling this and have faxed them Power of Attorney. It is illegal for them to call your work and even mention the fact that you owe a debt!

Add # 1-866-891-5323 & 1-855-869-7012 to the list. Also the name Stephanie Hollander and Stephanie Hollis. This is a scam and if you call any of the numbers from the previous post they all are the same company. I am reporting them to the BBB and the FTC as well as my State Attorney's office.  Do not give them any personal information.  I believe they are trying to pressure people into paying them money and possibly trying to commit identity theft. Every time they call they leave a different 1-800 # that is untraceable.  They violate the Fair Debt Act by continuously calling even after you have told them they have the wrong person - they are threatening people which is harrassment. They won't give you their company address or business credentials to verify.  This is a total scam!!

These people contacted me a few months ago stating they had been to my home and were on their way to my work to serve me with court papers...they never showed.

This is a scam.. they have taken 500$ from my debit card since October..300$of which has been within the last week. My bank and I have been investigating these people as of yesterday. T.l.m.