Global Collections

FRAUD SCAM !  Several telephone numbers are used by this company who refers to themselves as Global - - no further information given by them.  They're experts at it - appears to be a collection agency but its not !!! Contact information can be found on this website. http:www.globalcollection.net Call the toll free #, you'll get a recording, leave message to remove your telephone #s and tell them to stop calling. Advise them they are in breach of the Canadian Collections Act and the Privacy Act, and can be charged with those offences as well as a civil action for harassment. And if you speak to a person advise them the same thing. Be warned - they're intimidating, but don't let them talk over top of you, just tell them and hang up. Call every day and leave the message if you have to - its a toll free telephone number. Contact legal counsel and have them call or write. AND GET THE WORD OUT so no one else gets taken. Report them everywhere you can.

I am getting calls from Global as well. They keep telling me to pay 25% down on a line of credit and they will set up pymt arrangements with me. Are they for real?

Your very first weapon against the debt collector is to respond to the debt letter they send you. They must per the FDCPA send you in writing a letter stating who they are, who you owe the money too and the amount. You are to receive this letter after 5 days of the debt collector’s initial contact with you.  They are also required to tell you what to do if you disagree with the debt. You have 30 days to dispute the debt in writing and to make the calls stop!

You do have rights. The first right is make the debt collector verify or validate that you owe them money and the amounts are correct and that they do indeed have rights to be paid on your so called alleged debt. You can also tell them to stop calling you and harassing your friends and family.

You also have the right to tell them you know your rights and are willing to enforce the FDCPA laws and the FCRA LAWS. Remember if you dispute the debt. The debt collector or whom they represent is not to report anything to the credit report agencies if there is a dispute of the correctness of this debt.  
I have 2 letters that I send people. Goto
getridofthatdebt.com  you can actually sue the debt collector up to $1,000 for each violation.
Best of Luck to you all!   getridofthatdebt.com

The FDCPA statutory damage award is capped at $1K per action, NOT per violation. You "debt fixer" and "fightin' lawyer" spammers are forever getting those easy details horribly wrong, not to mention your atrocious spelling. I shudder to think what those sample dispute letters look like.

Mr. Martorelli's site is a sloppily constructed glorified park page which offers a lot of sales hype, poor grammar, and nothing useful. It's in a near panic to coax visitors into surrendering an email address for the "FREE GIFT" prize of undefined information on (presumably) debtor defense.

For the record, the FTC site lacks a toll booth and has better writers:

Fair Debt Collection Practices Act
http://www.ftc.gov/os/statutes/fdcpajump.shtm

Fair Credit Reporting Act
http://www.ftc.gov/os/statutes/fcrajump.shtm

Free annual credit reports with no strings
http://www.ftc.gov/bcp/edu/microsites/freereports/index.shtml

Other fine pools of knowledge without a ticket puncher:
Collectors Exposed, Credit InfoCenter, DebtorBoards, and Diana Mey's site

Yeah they are based out of Quebec

What will happened if we don't pay the debt?

"Voldie" a/k/a "Miniel", could you be less vague?

I received multiple calls within minutes of each other from someone claiming that he was going to find me by the end of the day and serve me with papers to appear in court.  He gave me the number to this Global Collections agency and they are telling me I took out a payday loan in November 2010 attached to an e-mail from my previous employer.  Funny thing is I was laid off from that job in August 2010 so how could I have accepted a payday loan with that e-mail in November.  They were all very nasty and rude and told me I was committing criminally negligent fraud and needed to go to court.  This is so annoying and upsetting.

Take the time to read the previous posts. Send them a letter (registered, w/ return) and tell them to send proof of the debt. Email is no good. Their letter back must include their name & address, the amount of the debt, & who it was with.

Big brother is here and he's not the government. It is the Government other wise they would shut these people down. The Gov. is the ones with the "big guns" they decide who snoops on who. It is always Gov.

I had someone call me from a local number and tell me this my last chance to settle a claim.  She said she was a locator and was coming out to my job and home to serve me a claim (??).  She told me to call Global Collections.  They were soooooo vauge!  It was about a payday loan taken out in 2007 (It is not 2013) and they want to me settle it today.  I insisted that they send me some type of proof that I owe this, and they said they can send no proof, they can only send a "Paid in Full" letter "After" I pay (??).  They were very rude and very obnoxious.  Sounded nothing like a real agency.  They said the only proof I could get was the information the locator gave me when they came to my job. Is this place for real??

I had the same locator call me this morning from a local number of 916-993-1014.  She called me at 7:30 am, and I didn't make it to the phone. She left a message saying I had until she served me with a claim to contact Global to settle my debt.  I tried to call her number back and it doesn't pick up and doesn't accept messages. I sent a text stating the following: "This Canadian firm has been contacted by us and confirmed as a fraud allegating a fraudulent debt. We are beginning a lawsuit and charges of harassment and fraud against Global, as well as any other entities continuing to contact us based on the FDCPA and FCRA Laws...."

What became of this situation?

THIS PLACE IS A FRAUD!  This is what I found on the FBI's website under the section of scams/safety at www.FBI.gov

http://www.fbi.gov/scams-safety/e-scams

New Variation on Telephone Collection Scam Related to Delinquent Payday Loans

02/21/12—The Internet Crime Complaint Center (IC3) continues to receive complaints from victims of payday loan telephone collection scams. As previously reported in December 2010, the typical payday loan scam involves a caller who claims the victim is delinquent on a payday loan and must make payment to avoid legal consequences.

Callers pose as representatives of the FBI, “Federal Legislative Department,” various law firms, or other legitimate-sounding agencies and claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, or other Internet check-cashing services. The fraudsters relentlessly call the victim’s home, cell phone, and place of employment in attempts to obtain payment. The callers refuse to provide information regarding the alleged payday loan or any documentation and become verbally abusive when questioned.

The IC3 has observed variations of this scam in which the caller tells the victim that there are outstanding warrants for the victim’s arrest. The caller claims that the basis of the warrants is non-payment of the underlying loan and/or hacking. If it’s the latter, the caller tells the victim that he or she is wanted for hacking into a business’ computer system to steal customer information. The caller will then demand payment via debit/credit card; in other cases, the caller further instructs victims to obtain a prepaid card to cover the payment.

The high-pressure collection tactics used by the fraudsters have also evolved. In one recent complaint, a person posed as a process server and appeared at the victim’s job. In another instance, a phony process server came to a victim’s home. In both cases, after claiming to be serving a court summons, the alleged process server said the victim could avoid going to court if he or she provided a debit card number for repayment of the loan.

If you are contacted by someone who is trying to collect a debt that you do not owe, you should:

Contact your local law enforcement agencies if you feel you are in immediate danger;
Contact your bank(s) and credit card companies;
Contact the three major credit bureaus and request an alert be put on your file;
If you have received a legitimate loan and want to verify that you do not have any outstanding obligation, contact the loan company directly;
File a complaint at www.IC3.gov.

I found this online as well at the FBI's website.  This sounds ALOT like the tactics that are being described in the thread of posts.  If you are being harassed by Global Collections, DO NOT PAY!


http://www.fbi.gov/scams-safety/e-scams

Telephone Collection Scam Related to Delinquent Payday Loans

12/01/2010—The IC3 receives a high volume of complaints from victims of payday loan telephone collection scams. In these scams, a caller claims that the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check cashing services.

One of the most insidious aspects of this scam is that the callers have accurate information about the victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and names and telephone numbers of relatives and friends. The method by which the fraudsters obtained the personal information is unclear, but victims often relay that they had completed online applications for other loans or credit cards before the calls began.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide to the victims any details of the alleged payday loans and become abusive when questioned. The callers threaten victims with legal actions, arrests, and in some cases physical violence if they refuse to pay. In many cases, the callers even resort to harassment of the victim’s relatives, friends, and employers.

Some fraudsters instruct victims to fax a statement agreeing to pay a certain dollar amount, on a specific date, via prepaid visa card. The statement further declares that the victim would never dispute the debt.

These telephone calls are an attempt to obtain payment by instilling fear in the victims. Do not follow the instructions of the caller.

If you receive telephone calls such as these, you should:

Contact your banking institutions;
Contact the three major credit bureaus and request an alert be put on your file;
Contact your local law enforcement agencies if you feel you are in immediate danger;
File a complaint at www.IC3.gov.