how to know scam pay day loan

"Why wouldn't they push on with the call?"  There would be no way for me to answer that.  They may start calling back asking for you though.  Hopefully not, but you never know, which is why I provided links for you to learn about your rights and what to do if they do start calling back.  Many times they will call repeatedly trying to find that person thinking that if they bug you enough you will do their legwork for them.  This web site is full of stories like that.  As to how they got your number, perhaps your name is listed as a possible acquaintance of this person on one of the numerous web sites that post our information without our knowledge or consent.  Google your name and see what comes up.  LexisNexus and Spokeo are two of the worst.  Many sites even include a picture of your home.

Thanks for the info. I will try googling my name, but I have a very common name. Its good to know what to expect though. I'll be more prepared next time I get a strange call like this.

You are very welcome.

Bobby Mercer keeps harassing me and my family members about a debt I never had! (Funny how an Arab has the same name as a famous baseball player!) He called my mom threatening HER about my supposed debt after I told him my husband, who is a police officer, is researching his number to find his location. Of course he threatened to immediately call my employer to have my wages garnished--I'm a stay-at-home mom! Not sure how he plans to garnish that! The number he calls from is 919-230-8134. Beware!! SCAM!!!

LexisNexis was hacked less than two years ago :
http://krebsonsecurity.com/2013/09/data-broke ... -theft-service/
Data Broker Giants Hacked by ID Theft Service
September 25th, 2013

as were some other data-hoarding businesses.

Sherry, you can start a new webpage with that number, as it does not have its own webpage on this site yet.
The number appears in this webpage :
https://800notes.com/Phone.aspx/1-919-364-0745

in the first comment :
"They also will use additional numbers such as 919-230-8134 and 205-379-8756."

Go to the home page, put the suspicious phone number in the search box, click search, and you will be presented with a page dedicated to that number.

Thanks William. I reported them to the FTC and the lady who took my complaint told me that if everyone calls they can stop these guys faster! So...the number to the FTC is 877-382-4357. This IS identity theft people! Protect yourselves--make that ten minute phone call!

Wow.  You are incredibly stupid.  You sent $779 via Western Union to unknown people to get a loan of $1,000?  If you had $779, you could probably have gotten by without the extra $221 loan, which is all you would have netted.  Wow.

No, the stupid part was falling for the "We're giving you a loan but we need you to make a $399 deposit via Western Union."  Stupid aside from applying for a bunch of loans online and giving them all sorts of personal details, like name, DOB, and SSN.  Think about it, people.  What legitimate bank would require you to give them money before they give you a loan?  And what legitimate bank requires a money transfer via Western Union?

This just happened to me! It is also stated they go after single mothers and young ladies as well! please be aware!!!! DO NOT GIVE THEM YOUR CARD #! They are not even in the USA!

Wish I had seen this sooner cause they just got me a week ago and I was in a desperate need. Thanks to them it set me back even further. I filed a police report and even gave Green Dot Fraud Dept all the info of the card/receipt they wouldn't even help me cause My name wasn't on the acct. but the Rep slipped up and said the person they were sending a refund check to. So I ask the Rep "why would someone get a Green Dot card and within mins activate it and request a check?" she was rude and told me to be happy I got the police involved and once they call the situation will be handled? and this is the fraud dept?????????

I just experienced a scam company out of ISRAEL going by the name Advance America.  They had US state numbers (Alabama, Atlanta, Washington) they called me from through the process of working my loan.  Towards the end, they said because my credt score eas below 710 they would need me to pay $169 to cover wiring fees in order to direct deposit my money.  I grew skeptical and asked point blank if this was a scam.  The representative gave me his Alabama cell phone number to call him right back on to confirm they were from the states (although each one of them had a super thick Israeli accent - sometimes impossible to understand).  After paying the wire fee through moneygram I was told my loan funds would be I. My bank in twenty minutes.  THEN I get a call from Israel from their accounting manager saying because my credit score was under 700 my country's FDC (NOT FDIC) required me to pay insurance fees of $210 before they would be able to release my funds.  8 went apeshit on him.  Saying, this was never disclosed to me prior to my sending the wire fee, that our country's federal money insurance is the FDIC and OMG he harrased me through texts and phone calls back to back for the next 2.5 hours!  He kept texting ..going from the beginning of how I MUST pay this fee... it is out of his hands and I won't get my loan if I don't pay it.  I texted him back saying refund my $169 or I'll report him to ALL authorities in his country and in the states for harrasment, bath faith lending practices, etc.  It was a nightmare and I was a fool!  I'm trying to find out who to contact anout it.  Does anyone have any suggestions?

Advance fee loans are illegal period and in some states, so are the payday loans.   Please be aware the scammers may also claim down the road that you have taken a loan and try to extort money from you that way as well!

http://www.consumer.ftc.gov/articles/0078-advance-fee-loans
http://www.fraud.org/scams/direct-marketing/advance-fee-loans
Payday loans
http://www.paydayloaninfo.org/state-information

http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
*****
http://www.cashnetusa.com/consumer-notices

To file complaints on Foreign company's:
https://800notes.com/forum/ta-d20d86fdc3e145c/reporting-international-scams
https://www.econsumer.gov/#crnt

eConsumer.gov: Report Your Complaint
E-mail: econsumerwb@ftc.gov

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/

Man sounded drunk. stated cheap ORLANDO PACKAGES stolen from Homeland Security. Get me arrested.
[***]....

And this has what to do with payday loan scams pray tell????