how to know scam pay day loan

payday loan america yes is a scam

Thank you very much I  glad the post this again that u cuz I got scam out of &600 an I don't have nothing no money no loan. When I told my boyfriend about this he said if they r going to give u a loan they should not be asking u for money ! We u need money he said it a scam. Thank u

Did you end up getting this loan?

1. You are asking a question of someone who posted here 7 months ago.
2. No, she did not get a loan.  Read the other posts and you will see it is a scam.  They don't loan money to people, they try to con people into giving them money.

omfg yes this is a scam this same company got me yesterday for 885.00 please give them no money and call the 1-877-382-4357

Wow! I'm so glad I decided to investigate this. Thought it was to good to b true when a man with an Indian accent called me yesterday, number was from California. He said I was approved for 3000 dollar loan and that I needed to purchase a green dot money pak card and put 200 on it and then to call with number and the funds would be deposited within 5 min. Close call...I was seriously contemplating doing this until I just read up and see it's a scam. My credit is bad and I'm trying to rebuild....I kept saying to myself it can't be this easy to get a loan. So I hope that anyone who gets these calls about vetting these large loans who want money first really check it out. It sucks to have your hard earned dollars go to these scammers. I don't know how they sleep at night or live with themselves.

This Mrs. Sims and Miss Bobbie have called my cell and my employer trying to reach me.  I looked up the number to see who they are or what it is about.  They have left messages with a case number and that they have legal action against me.  Funny I have not received anything from any courts . I have read the posts here and have no intentions of calling them back.  If a call gets thru to me at work I will inform them to stop calling and that I have notifed the proper authorities.  
Thanks for all the information.

I just got scam out  my money! This number at 5125414699.  He said he work at payday loan of america
I have family to.feed he play me $288.oo

I am trying to get a loan. I attempted online. after doing so they kept redirecting me to another loan"lender" sites to refill out the same damn information. I haven't received any calls yet.,but a ton,of emails. what worries me is I gave my fiances banking information. I did not and will not do the green dot card thing. but I am thinking I'm may not have to for these a*****es to screw me.  I gave his social and everything. I'm completely worried. any ideas how I can even begin to rectify.

Worried,
Yes, you can change your bank account and change any CC cards to a new number!

ReD flags to watch for:

Money up front <this is illegal in the US Period>
Wanting you to use a green dot or any similar type of card or western union to give them the money!

Others might have info for you as well!

I got the call also. But like an idiot, I sent $240.00 on a paypack card. They went to transfer the funds....45 mi.s later said it was blocked because of taxes. They wanted me to send another$375.00 they said the money would be unblocked.
My contact person was Alex Matthews at number 917-387-1876

Same here, I just got taken from this guy yesterday for 200

All week I had all fake numbers call me. Every number could not be reached when I called it back! They gave me confirmation numbers and told me to call anthor number to there loan manger. Than told me to go to western union and call when I got in parking lot and say jacob iam here. Lmfao! They are all broken english can't speak a word.  Go back to your country!

Odds are, they are already in their country.  Many of these scams use spoofed Caller ID info to make the call look like it is from a North American number, while the caller is sitting in a call center half a world away.

I wish I had read this site before I fell for this scam.
I am not sure how to feed my 2 poor little Beagles, my husband and myself. My checking acct is overdrawn, blah, blah, blah.
Anyway, I have had so many calls I am confused. I can say I was foolish enough to send more than $1000. 1/3 of the loan I requested. First they ask for a 'verification' amount to make sure you can make the monthly payment. Next an 'insurance' amount due to poor credit. 3) BBB and FTC won't let them transfer money so they need to send it by Western Union.
They want another $379 to make the transfer. The catch is when I looked up  WU and found they will only transfer up to $2999. Then it takes 2-3 days to even get your money. Of course you are told it will be within an hour.
The names and #'s I have are:
1) CASH ADVANCE AMERICA:  a) David Cooper b) Rick Brown c) Peter Spencer d) Adam Garcia e) Roger
  Phone # 510-545-7929   Almost missed a Kevin Logan  (only want VANILLA card)
2) LOAN OF AMERICA; Jason Miller, 754-201-2552 or 2554   (Green Dot Money Pak)
3) NATIONAL CASH ADVANCE: Adam Ryan 510-397-3343 (Green Dot Money Pak)   request money to unfreeze SS#
4) #2 NATIONAL CASH ADVANCE: ANNA LAMEF and KEVIN ROGER     734-469-7720    ( Green Dot Money Pak)
5) ? COMPANY NAME: Michael Hayward, 646-719-8477
6) ? COMPANY NAME: James Smith, 331-333-6321 x105
They all tell you there are other people out there trying to use their names. Only call them. Don't tell anyone about what you are doing. When I finally got smarter and started asking for web sites, email addresses, some sort of confirmation, a physical address, etc. they said I would receive the documents AFTER I received the loan. Otherwise it was like them authorizing the loan and then I could sue them. (right)
I also find it amazing that each of these young men with very strong accents all have such American names.
Hopefully this will help someone else.