3178290076

IMC Credit keeps calling my house and my cell number, ask for my husband by name, will not discuss anything with me.  Say that he is not the Correct person, yet they have my cell number, my home number and my husbands full name.  Something is not right.

Received a call 1/20/2015 at 2:28pm, answered and the lady talked so fast I couldn't understand everything plus the signal went out 2-3 times in 15 seconds. I asked her to slow down & what company she was from, she kept going asking for me to confirm my DOB. Again, I asked for the company name and she got mad that I interrupted her, so I hung up!
I've been garnished for the first time in my life on a old bill by Portfolio (20+ years old bill). Been paying on this debt for 3 years and 4 months now at 25% of my gross! The original debt was for $7258.00 but I was forced to pay close to $20,000.00! My lawyer found out they bought my debt for $800.00 and the only way out was to file Bankruptcy.
Now I have this company calling on one of my Ex's old bills, she passed in February, 2013.
Why don't they go for the damn banks that took our tax monies!!
Very upset of this practice!
I'll pay what I owe but not when they triple or quadruple the DEBT!!

How could you be garnished on a 20 year old bill?  That's well past the SOL for any state so far as I'm aware.  Did you simply default out on the original court action?  Just seems odd, that's all.

http://www.imccreditservices.com/contact_us.html

IMC Credit Services
PO Box 20636
Indianapolis, IN 46220
Phone: 317.849.6933
Toll Free: 800.466.6933
Email: sales@imccreditservices.com

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BBB ACCREDITED BUSINESS SINCE 3/19/1995
IMC Credit Services

Phone: (317) 849-6933
6955 Hillsdale Court, Indianapolis, IN 46250
http://www.imccreditservices.com
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I got a call from someone named Joy today at 11:04 am. She was trying to verify information on a family member for an "account" but refused to tell me what account. She got very irate when she would ask me a question and I told her I wouldn't give her any information until she told me what this was regarding. She said she would lose her job if she told me. Really? I work for a bank, her questions were public information but I don't have to verify anything (especially when she won't tell me what account she's calling about). She ended her phone call by yelling at me and telling me that she will tell "them" I refused to give her any information. Whomever "them" may be...

They must have contacted them and acknowledged the debt. There is a lot of companies buying old debt for pennies on the dollar and taking advantage of people who don't know there is a SOL on debt.

This is a debt collector trying to resolve a medical bill.

Person called and asked for me. Said it was a Personal Matter that would take 10-15 minutes. Told "John" I was on my way out the door and what did this concern? He said if I gave him my birthdate he could tell me. I just said Absolutely Not and hung up. He called both my cell and my home phone numbers.

They call me at work and I have asked them time and time again to stop.

I just received a call and the lady said her name and said it was about personal business. She kept trying to get me to verify personal info but I refused because every time I tried to find out what company she was calling from she would only give me the collection company name and not the company she was collecting for. I told here all she had do was tell me and I would verify but all she did was say have nice day and hang up.

Hospitals have 1 year to bill you.  No more.  I would contact the Attorney General in your state to verify and submit them for attempting to collect "junk debt"  Debt that was paid or written off near the 7 year mark...many unscrupulous companies attempt to collect thinking you will have lost the records or not remember.

Thank you for the very interesting and informed reply. However, one time I was told when I agreed to a payment plan for my hospital bill (-My husband and I are both on SS Disability and Medicare and supplemental Advantage insurance and will still be paying the hospital $50.00 per month until we die-) that I agreed to any attempt on their part to collect the debt. (Not the exact wording but close) Have you ever heard that?

You're incorrect.  Due to FDCPA law, if you tell a collection agency to stop calling you, they have to stop calling you.

I have no idea who the hell these people are or what they want but they are now calling my work any where from 2-7 times a day. They call and ask for me by my married named then will call back and ask for me by my maiden name.... What can i do

LIES THEY'RE NOT EVEN OPEN AT 1 AM LOL

This is a debt collection agency attempting to collect unpaid medical debt.  They, at first, seemed somewhat polite and professional.  They asked me for the date of birth,  to confirm that I am really me, then explained my situation, why and how much...

Once I told them that I was paying the hospital directly for my unpaid debt, and not them, they then attempted to intimidate me into paying my debt directly to IMC immediately.  They first claimed that if I paid the hospital directly the hospital would just refer me back to IMC (not true).

15 minutes later, after which I DID paid the hospital directly, I called them back to notify them that the dept has been paid in full.  They told me that I should not have done that because it can take up to 30 days for their client (the hospital) to notify IMC that the debt has been paid in full.  They claimed that this may potentially impact my credit report (Don't they have to send me a letter first?).  They are careful with the words they choose, like "may" and "up-to", and potentially.  They then got somewhat combative and started requesting personal information, employer name, home address, etc.. I refused and they claimed that they are required, by law, to ask these questions. They kept saying this phrase... 'required by law'.  They may be required to ask, but WE ARE NOT REQUIRED TO ANSWER.  Just another tool used for intimidation.  She then asked me if they can setup auto-dial (who in their right mind would ok auto-dial?), after which I hung up.

I could not imagine what it would be like to work at a place like this.  Do these employees really make that much money to make this job worth it?  Or do these people just have black souls?

Not true  most states have fair debt collections and practices acts in Indiana it is USC 15 1692 and the following you usually have to put it in writing but you tell them that under the aact they may not call you at home nor work and they may only contact thru USPS

Just got a call from this number and she asked for me so I asked who this is and was told Dani Lee and then I asked from where and what it was regarding and she only said IMC credit services but was a [***] about it and absolutely would not tell me what it was regarding only wanted me to verify info regarding my daughter who is a child and I told her I would not give any info on my child then she got crappy and stated she will get it anyway and to just wait.  Wait for what I do not know.  Number is blocked now!

They are not allowed to call if you have instructed them to stop.  Once they have been instructed to stop calling they MUST stop. They can send all the mail they want but cannot call after being told to stop.

Under the Fair Debt and collections practices Act 15 USC 1692 and the following send them this in the mail and verbally tell them that they may not call you anymore at home work or cell they may only contat you thru USPS if they violate it you can sue for up to $1500