704-553-7146

i got a call from this number today at 930 am eastern time. they didn't leave a message so i googled the number. turns out its a business call pmab. they are a medical collections agency.

unknown caller

I constantly get calls from this number, and though they tell me to, I have no idea why I should call them back. I don't answer when they call anymore.

I've been getting calls from them as well.  If it is a medical collection agency, they need to quit calling me because I paid my outstanding balance with the hospital directly.  I've already proved this to one medical collection agency prior to this.  Sounds to me that my account (that has been satisfied) is still getting sold.

Is any of this from Pulmonary Clinic of the Carolina's? Because we have the same problem of double billing. A mole in the office said this himself. Call Sue Myrics office and get the phone numbers to file it with the State of NC. This shuts them up, but they still lie to PMAB. So stay on top take notes, names, dates, times and record any messages left. This is from 4.5 years ago. And saw patient for 3 years after... senseless

These accounts come directly from the health-care providers (at one time, I worked for PMAB), so you may want to take it up with them.

I got a phone call from 704-553-7146 and it asked me to return the call in regards to a personnel matter.  Although I answered the phone it was still a recorded message, no one there - go figure.  So I called back and they said they were trying to collect a medical debt.  I informed the girl on the phone that I was fully insured and asked for an address that I could mail a letter to PMAB and instruct them not to contact me again - and the girl promptly hung up on me.  I guess they didn't want a cease and desist letter.  I found the address and sent one anyway.

The Better Business Bureau lists a physicial address and a PO box.  The business address is:
P.M.A.B.
5970 Fairview Road, Suite 712
Charlotte, NC  28210
and the PO box:
P.M.A.B.
PO box 12150
Charlotte, NC  28220

Call comes from 704-553-7146 also uses toll free number 1-800-849-0088, calls 13 times in one day, just before 9 pm leaves a message to return call for an urgent matter - (yeah, right, they are collection agency for medical bills).

I got a call from this number a few times. I never answered this call and they always left a voicemail saying to call them back regarding a personal business matter. I got the call again today and called back and they didnt even have the right person. They were saying this was for a Nelly Gore. I was like, No, I have had this phone number since i can remember. They then said they would make a note to stop calling me. Lets see if they do.

This is riDICKulous!!!  My daughter is 18 and went to the gyno.  I had NO privy to her records as she is 18.  She is covered under my ex's insurance which HE has no privy to her records as she is 18.  Anyway, long story short - she went for her yearly and that is 100% covered under her dad's insurance.  THE STUPID BILLING CLERK FILED HIS BLUE CROSS BLUE SHIELD INSURANCE under another company!!  DUHHHHHHH!  These P.M.A.B. people keep calling us and we had it cleared up with the billing department years ago.  RIDICKULOUS!!!  I am not callin them back.  Let em keep callin us!  We don't answer NOR do we return their ridickulous phone call.  Idiots that can't do their job correctly make life #e(( for the rest of us!!!

Heads up. They also use 704-319-5025

Got an Unkown call. Saying please call us regarding a personal business matter. It was over 44.39 for a medical bill that I paid off months ago with my hospital provider. The customer service representative was very polite and took all info even my bank check number that it was paid by and cashed by the hospital collections.

Get calls all the time from this number and other medical collections agencies.  The easiest thing I have found is to put the numbers on your blocked or rejected list (If they are calling your cell phone) The phone does not even ring when they call, goes straight to voice mail.  I love technology.  

Tried to make payments to these people, but I had three different companies trying to collect on the same claims.  I refuse to be bullied or double and triple billed.  SO now they get nothing.  They do not negotiate and they do not accept reasonable explanations.  One bill I received was for a c section 10 years ago, which was 100% covered by my insurance and they are still trying to pursue me for the difference between the agreed to payment and what they wanted to be paid.  The insurance company told me this is illegal.  SO to the reject list they go!

I think everyone should give them a taste of their own and continuously call their 1-800 number and jack up their cost of doing business.

this number has called over 10 times- each time a recorded message to contact them on an important business matter. We refuse to call back because we feel it is some type of scam.  My wife is really getting irritated about this.

ignoring it will not help - HANDLE IT CORRECTLY AND MAKE IT GO AWAY
read dealing with debt collectors and follow the instructions..  ITS THE ONLY WAY YOU CAN PROTECT YOURSELF



File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
        February

Calling but does not ask for me by name and does not provide name of company.

keep getting these calls to call back about an important matter.  I have not received a bill from a medical facility but keep getting these calls.  I just won't answer an unlisted or private or 800 number.  If they want me they can write me a letter that I can respond to better.

This company is calling for medical collection, but the bill is paid. I googled the number and got so much bad news about the company I decided to report them right away.  CMC-Northeast has been billing me incorrectly for 9 months even though the bill was paid on 8/27/2009 for $891.77 by GMAC Financial.  I am also getting billed in the maid by Jon Barry & Associates.  I will not respond to these methods.