800-851-9631

By the way... an 800 number uses a different method of caller id. *67 does not work on 800 numbers.

They keep calling wanting to know who I am, i asked who wants to know and they sound real tough and ooohhh scary... So this is what I did and what everybody else should do... I called them back 10 times in a row telling them that I am hip to their little scam and that I have reported them to the Attorney General's Office. Now they are the ones that keep hanging up on me. Ha Ha turn the table everybody should call them back at least 10 to 20 times a day. Jam their lines and they will go away. They have to pay for the calls so I think if we put them out by calling them back and telling how do they like it. I have nothing to do tonite so I am going to call them all night long. Come and join me and getting these pain in the butt out of your life. Flood their phone lines.

this is what I did and I am having fun doing it. I have called them back at least 20 times in a row getting different people all the time. I don't give them my name but I tell them how do they like it when somebody calls them and they don't want to give out information on who they are. Keep those calls flooded. I laughing my butt off because they are hanging up on me.

don't give them no info on you.. call them back 10 to 20 times one call after another. They are fake keep those calls flooded laugh into the phone, tell them that the attorney general is getting on this case. Have your friends call them have their friends call them flood those lines and they will go away.

I am having so much fun calling them back and acting crazy. I spent an hour on redial getting all agents on the phone. Then I start laughing and sounding like a crazy person over and over. If we all call them back like this we will win. At least they won't call you back for sure. I told them that I just got out of the nut house. After 20 or 30 calls they start asking me why am I calling them so much. Keep those calls flooding. Act like a crazy manic and tell them that you are related to me. Here I go again... They are asking me if I have nothing better to do. What a switch. They don't want to tell me why they are calling. Having fun calling them back. Come join my fun party.

I got them back good. They are tough but they came across a nut that will play their own game. I called them back 20 times in a row acting like a nut. they would hang up on me what a switch. I kept calling and now they are telling me if I don't have anything better to do. I laugh like a crazy manic and ask them to tell me what they want. The calls have stopped but I haven't. Laugh hard on the phone go crazy on them. but keeps those lines flooded. if we all did that then they can't make calls out. get everybody u know to call these numbers. Payback is a [***] and they don't like it. Going back to having a fun time calling them over and over dont give them no info. This is so much fun the feeling of getting people like this to stop bothering you. They know that if they call me I wll call them right back 20 times.

Yes, I am a Las Vegas gynecologist.  These [***] have gotten a hold of my wife's cell phone # and won't stop calling.  I finally got them to tell me who they were trying to call, and the name was nobody I have ever heard before.  I told them to leave us alone.  From the other comments here, that does not sound too likely.  Please keep posting more advice on how to rid myself of thei burden.

Hung up as soon as I answered.

Recently received call asking for Christopher or his wife regarding a Fingerhut bill, wanted to verify my phone number and Ontario residency.  Well Chris doesn't live here (might not be married anyway) and I don't even live in Canada.

If a number repeatedly harasses a cell phone, a quick fix is to add the number to a Contact named Harrassment and assign a muted ringtone so you never even hear the phone ring.

They won't leave me alone either. Neither my husband or I are the person they are looking for yet they just keep calling! Every time we call back they say our number isn't in their log, which is pretty unbelievable considering they call 4-6 times per week! Every time I request a supervisor I am hung-up on! They are rude, and apparently inefficient business people since they keep calling people they know good and well they aren't looking for. I hope their building spontaneously combusts after a tragic lawsuit resulting in them having to file bankruptcy!!!

OK Guys, PLEASE Read This!!!

Debt Collectors - do NOT fall under Do NOT Call registry, as they are not telemarketers.  However, they do constantly violate other Federal Laws, because most of us American's don't know the laws to protect us.  They are counting on that.  

- Federal Law says you don't have an obligation to Collection Agencies or Debt Collectors; you can send them a written letter and they cannot contact you after that.   This includes Attorney's in state's other than your state of residence.  The only Attorney's that can sue you, have to be licensed in your resident state.

A word of caution:  Some Law Firms do have Firms in other states, and Lawyers licensed in other states, so you have to do a little research before sending a Cease & Desist (Do Not Call & Go Away letter) to make sure they aren't in your resident state, or you're likely to get sued by these #%#&*@!#%&@$^*.  

Once a debt collector makes contact with you, they also have to contact you within 5 days after the first phone call, letter etc., and give you validation/proof or judgment of the debt.  You are not required to ask for it.   They never do this!!!!

This law is known as the Fair Debt Collector Practices Act.  You can get it at FTC.gov; as well as other Consumer Protection Laws.

Most collection agencies, purchase your delinquent debt for pennies on the dollar.  Guess what? It is no longer your debt!!!  You don't have any agreement/contract with the debt collector or collection agency.  Your only agreement/contract was with the original creditor.

Do NOT agree to any payment arrangements, or you'll be creating an agreement/contract, where upon initial contact by the Debt Collector, one didn't exist.  The collection agencies are counting on you not knowing this little bit of information.  

The best recommendation I can give you is, do NOT talk to these idiots - they will leave you in a frustrated heap on the floor.  They lie, and will tell you whatever they need, in order to get you to commit to paying them.  The lies are illegal, but they honestly don't care, they're probably on commission for how much they collect from you and others like you.  

If you do answer the phone, do NOT give out your employer, social security #, DL #, Credit Card and/or Bank information, or any personal information.  Tell them to send you a written statement & you'll respond. Then hang up.  

When you get that statement, google, Fair Debt Collection Practices Act and you'll probably find a letter you can send them.  Or simply tell them not to call you again, as you are exercising your rights and putting them on notice, per the Fair Debt Collection Practices Act Laws.  Sign and mail that letter Certified Mail, so you have a signature and confirmation of delivery!!!

The Law of Novation: if a debt is purchased by another, for that to be a legal owed obligation, a new contract / agreement has to be written and signed by all parties.  Google Law of Novation and read up!!!

I am not an attorney, just a well knowledged, educated consumer.  I have spent the past 2 years studying various Federal Consumer Protection Laws & fighting two lawsuits on my own without an Attorney.  

I wasn't just satisfied knowing I could send a letter to a Collection Agency/Debt Collector and they had to go away.  I read that in the Fair Debt Collector practices Act law;  I needed to know why, what law tells me the reason why I can.

Everything I have typed, I have learned basically on my own through reading, studying, printing out and binding the laws and underlining/highlighting them.  Not to mention the knowledge I have gained on my own fighting two lawsuits without an Attorney.

I was sued by a Collection Agency, and waiting for a Court date. The Collection Agency Attorney, sent us a letter willing to dismiss with prejudice our lawsuit, if I dismiss our Cross/Counter Claim for Fair Debt Collector Practices Act violations.  Oh, I forgot to mention, we do not have an Attorney representing us; and I have not had any legal experience, in the past whatsoever.

I have read / printed & bound, my State's Rules of Civil Procedure and Rules of Civil Procedure - Evidence.  I catch Attorneys on violations of State Rules of Civil Procedure all the time.  And our Judge's let them get away with it.

And for those of you who say pay up and quit being a deadbeat; it appears that you have never had your life turned upside down, because a good job, not high paying by any means, but a supposed secure job, cut your hours   by 3/4.  And then a couple years later, as you are just recovering, you lose that job.  And when you are in your 50's, a new job is not so easy to come by.  And when that happens, then what?  Or what about a major illness, guess you've never had that either - too bad.  Maybe if you did, you'd understand why and how people end up getting in financial straights. Not because they chose to, or decided they were going to find loopholes to get out of paying obligations etc.

What if the money isn't there to pay these debts to begin with?  We've been barely able to pay a mortgage, let alone credit cards etc. It's easy to tell someone else what to do.  I hope someday, something throws your secure little world off its axis, and you find yourself in the very situation as some of us here. Maybe then you'd learn it isn't such a cut/dry situation.

Oh, we've struggled.  And the job last hasn't exactly been replaced.  We're still behind in our Mortgage and trying to catch up, as with our other legal obligations.  I can't work because of various health conditions, or I would, including a part time job at least.  My husband started his own company with the tools of the trade, and now contracts for copier, computer, IT technical jobs as he has a computer science degree, and has years of experience in the others, especially the wide format copier / printers / computers.

People, please read the Fair Debt Collector Practices Act; if a Debt Collector violates any one harrassment or other law in there; Federal Laws says you can sue them for $1,000.00 per violation.  Do it, and then THEY can pay off YOUR obligations!!!  

Again I am not an Attorney - but have learned these by my own experiences.  There are Attorneys you could talk to, and I would, if any violations of the laws have occured in your circumstances.  I am posting this strictly to help others maybe have a piece of mind, if they are up all night worrying about financial problems, and sick to their stomach in worry as I have been, and still are in some ways. I am again just a well informed, knowledgable consumer, who has spent hours studying the laws, because I had no where else to turn for help.  If anything I have written, causes you questions, please seek the advice of an Attorney.

Certain situations such as Mortgages and Car Payment loans usually do not apply here; so you may need to seek the advice of a Lawyer for your individual situation.

I receive at least one pre-recorded message from them a week.  It's always the same.  A "sexy" voice tells me that they have been trying to get in touch with me for a long time and that I should call her back immediately.  Considering that I have a private unlisted phone number and NEVER call anyone back that I don't personally know I will not call them back.  On the other hand, I did a Google search on their phone number which is 800-851-9631 and found the 800Notes.com web site among MANY others.

Anyone receiving threatening or harrassing phone calls from this so-called "company" should contact the Attorney General Office in their home state, the Better Business Bureau, and the Federal Trade Commission and reference this 800Notes.com web site at:

https://800notes.com/Phone.aspx/1-800-851-9631

Be sure to tell them that there are at least FIVE PAGES of complaints against them.

If you have not done so yet, be certain to get yourselves onto the DO NOT CALL LIST at the following URL address:

https://www.donotcall.gov/default.aspx

If you are on their DO NOT CALL LIST and you get ANY kind of call such as this then go back to that web site and file a complaint and ALSO reference the 800Notes page, and also reference to them that there are over FIVE PAGES of complaints against them.  It is ILLEGAL for anyone to contact you if you are on the DO NOT CALL LIST!!!

They keep calling everyday at least 2 times, looking for someone I don't know. I finally asked them what company they are from and the said DRS. I shouted at one guy and he hung up.

i recently got a new cell phone withan unpublished phone number , and before i got home with it this number was calling,and donald schwartz dont want to ____ with me!

15 seconds of silence then a recorded message" Please call (different #) Nancy Miller, it is important that we speak. I know it is a collection agency because they call my home phone live about a sprint bill, which I don't owe. Sprint says I do so they sold the debt to this outfit.

Stop calling me. I'm the person you're looking for

There is a call on a cell phone but no message.  Have not answered and will not.

im a 13 year old girl and everyday while im in school these people call me. i dont have a credit card how am i gunna have any debts like what the hell i try calling back but they never answer. im extremly mad because im in class and my teacher might hear my phone but luckly its on vibrant so she cant really hear but they call me like at least once EVERY DAY !

I haven't received a call, but continue to get notices every month on a debt that I know nothing about;  it comes from

First National Collection Bureau, Inc
610 Waltham Way
Sparks, NV 89434

Yet the return address is the same as the one that you are all writing about.  These guys are creepy.  I do not show this debt on my credit rating, so what gives?

I am too sick and tired of these people calling.  They bugged the heck out of us in 2009 and now they're starting again in 2010.  They don't say anything, don't leave messages, just annoy you by calling.  I am on the DO NOT CALL REGISTRY