800-900-1380

After leaving the automated message on my machine for me, I called the number left on caller ID (800-900-1380 - Which they informed me that I had an outstanding debt of $21.97 from Publishers Clearinghouse and they (which never said who the collection company was) were trying to collect. I did not order anything from Publishers and have received several calls from them.  I keep telling them that I did not order or recieve such magazines. And this last time I told them that I never signed anything, and that they need to prove it or stop calling!!  This is unbelievable!

I just wish someone could get these people to stop calling me.  I don't have any debt and I'm not the person they ask for.  I would like  a no. that I can call and report all the unwanted calls I get daily.  It's very annoying.

I keep getting calls from 800-900-1380 for my ex-sister-in-law. I don't know why they would be trying to reach her here as I have been divorced for almost 13 years and moved to a different state during the divorce. There is no reason she should be associated with my phone number. It is an automated call that asks for her by name and says it is regarding important business but gives no specific company name.

I get a recording on my answering machine and it's said to collect a debt and if you are mrs.Messick? Please do not let anyone listen to this private recording.Well,Everybody heard it,but this person they are looking for (Mrs.Messick).And how did they get my number begin with and why harass me for someone's debt!!!!!!
And the recording say call back and talk to Barbara Johnson.Well,I call it back and got a guy and told him to remove my number and I do not know this person they're looking for.I hope I don't get anymore calls from this number 800-900-1380 ever again.

These [***] called my number at 8:24 PM on EASTER SUNDAY! (April 4, 2010)

THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS
HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE
Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    

The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/First.htm
    
Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Or sue them for damages under the FDCPA. That sounds like the best option!

I don't know who they are. I hope they stop calling me.

These people call daily, I now let the answering machine pick it up. But they keep calling.

This number just called me @  9 PM ... wtf is up with that? I answer... nothing but silence. This company or whomever it is, needs to stop playing on the phone!

I never pick up the phone, these calls are getting annoying.

I received a call from this number 800-900-1380 at my job. I returned the call but the call did not go through. The message that was left was an auti=omated voice message stating that if I was not the correct person don't listen to the mssage.  They have been calling for about 1 month but I can never talk to a person.

You say they block their number. How did you get to this page then. I'm in no way sticking up for them, I have recieved calls from this number and a couple others some blocked some not. I just don't answer the phone and let them leave a message. I'mhere because quality paperback books sent me 3 books 2 years ago. I never ordered the books and I threw them away. Since they were in an unmarked package and I had no idea what was being shipped to me, I had opened them. I know enough that something shipped to me that  I didn't order, I have the right to do with as I please. but I will not stand for their recent threats of turning me into a credit bureau. its illegal to ship something and expect payment. When the reciever never ordered anything.

Over a period of about 6 weeks I received a half dozen calls from a male voice  seeking to collect a debt
from a "Patsy Wallace".  The message said it was from MRS Associates & I should call them back at
800-819-8567 ext 3882. I reached someone at that number & told them I was not Patsy Wallace & did not
live in the state that person lived in. On 4/30/2010 I called MRS back & they claimed  they had removed
my phone # from their call list.  The next day (Saturday morning) I got another robo-call seeking  a
"Portia Wallace". The message said to call them at 800-900-1380 & they left a case ID number. The amount of the debt in question was given as $90.18.   I called  that number today and only with great & repeated insistence I was told the name & address of the debt collector :  
                              Penn Corporation  P.O. Box 988   Harrisburg PA  17108.
They claimed they were removing my phone number from their call list.  We'll see.

have been getting calls from this number on a regular basis. they are asking for someone we do not know. i called them before and they said they removed the number. i just received another call and they asked for someone else, called them back, and they said two different people gave this number as their contact number?!?!?!?
they told me they removed the number again. we'll see! very aggravating!!

Their website: http://www.penncredit.com/contactus.htm
Feel free to send them plenty of emails to the above email addresses or continually call them at their 1-800-900-1380 phone number! I did, hundreds of times!:


Sales Department

(800) 800-3328  

sales@penncredit.com



Collections Department

(800)-900-1380

inquiries@penncredit.com



Fax Number

(717) 238-5693


Mailing Address

916 South 14th St.

Harrisburg, PA  17104

If I am reading Linda Malone's message correctly, she is not talking about THE phone company, but the company calling her and leaving the voicemail message that is disturbing to her. I don't blame her. Just the curiosity factor alone would make the recipient want to find out who in the heck is calling their number.

Called me on Sunday evening at 6:55.

Got the call stating my name on the automated thing - pressed one - held for 10minutes to be connected then a woman stated she was with Penn Credit and gave her "attempt to collect a debt" speech. Then asked if I was who they were calling for then she asked me to hold. After 5 minutes I hung up. I don't know for who or why - I have no outstanding collections to my knowledge. Got copy of my credit a while back and took care of any issues. Was frustrating that they are the ones that obviously want to speak to me and all they did was keep me on hold. Must not have been that important to them.

They were polite to me, it was for a book club that I had asked to stop sending me books. They were nice. However they don't tell you up front what the debt it for, which caused grief.