844-216-0642

One Advantage - calling to see if I needed insurance of some kind...

Called and asked for me.  I stated that this was she.  At that time, caller stated very quickly and inaudibly the company she represented and that this call was about a debt turned over for collection.  I was then asked to give out my date of birth.  I said "NO".  "If this is a legitimate matter, I should receive somthing in the mail."  The caller then paused, and stated, "That is correct."  The caller hung up.

This "agency" has called repeatedly over the past 2 months, so much so that I have the number memorized.  Usually I don't answer, but when I do I make it clear that I do not give out MY information to anyone. Constantly say that I owe someone, which I do not. Sometimes the call is from "one advantage", other times I cannot make out what is stated.

I forgot that they changed their name.  Well known outfit around here, likes to violate federal and state collection laws.  Here is everything you need to know, to do, how to make the calls stop, and where to report them:

You need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (think of it as the best $6.59 you ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two agencies where you should report their criminal activities.

FIRSTSOURCE ADVANTAGE AKA MED ASSIST NOW KNOWN AS ONE ADVANTAGE, LLC. AKA FIRSTSOURCE SOLUTIONS USA, LLC. AKA FIRSTSOURCE HEALTHCARE ADVANTAGE.
Posted in:  https://800notes.com/Phone.aspx/1-800-736-2107/3#p815175753621290397
https://800notes.com/Phone.aspx/1-866-812-3874/12
https://800notes.com/Phone.aspx/1-866-729-5682/2
https://800notes.com/Phone.aspx/1-800-645-4382/3
https://800notes.com/Phone.aspx/1-877-426-5514
https://800notes.com/Phone.aspx/1-866-584-7001
https://800notes.com/Phone.aspx/1-877-345-0897
https://800notes.com/Phone.aspx/1-877-443-0144/4#p1041949381072492755
https://800notes.com/Phone.aspx/1-866-571-8908#p1109732739437780676
https://800notes.com/Phone.aspx/1-888-872-1566/11
https://800notes.com/Phone.aspx/1-866-517-7421
https://800notes.com/Phone.aspx/1-800-773-7530
https://800notes.com/Phone.aspx/1-844-216-0642
Masquerades as a medical assistance company but is really a debt collector.  Note that they have an office in Mumbai, India and Amherst, NY

MedAssist Web Site indicates that they are indeed a debt collector:  http://medassistsolutions.com/healthcare-solutions/.  It also indicates that it is a subsidiary of firstsource which also indicates that it is a debt collector on their web site:  http://www.firstsource.com/contactus.aspx
Now claims to be in Illinois:  https://payffs.virtualcollector.net/Contact.aspx

They list addresses in Mumbai, India, and Amherst, NY, both known havens for criminal debt collection operations.

BBB page for firstsource lists an accredited business A+ rating, but they have 79 complaints and 3 negative review, meaning that they have paid enough money to the BBB to remove 66 complaints: http://www.bbb.org/upstate-new-york/business- ... st-ny-47000806/

Kentucky DOS page for medAssist:
    Organization Number    0639921
    Name    MEDASSIST HOLDING, INC.
    Profit or Non-Profit    P - Profit
    Company Type    FCO - Foreign Corporation
    Status    A - Active
    Standing    G - Good
    State    DE
    File Date    6/1/2006
    Authority Date    6/1/2006
    Last Annual Report    3/12/2014
    Principal Office    1661 LYNDON FARM COURT
LOUISVILLE, KY 40223
    Registered Agent    National Registered Agents, Inc.
306 W. MAIN STREET
SUITE 512
FRANKFORT, KY 40601
Current Officers
        Matthew D Stickler

        Arjun Mitra

        Matthew D Strickler

NY DOS page for First source:
Selected Entity Name: FIRSTSOURCE ADVANTAGE, LLC
Selected Entity Status Information
Current Entity Name:    FIRSTSOURCE ADVANTAGE, LLC
DOS ID #:    1916838
Initial DOS Filing Date:    APRIL 27, 1995
County:    NEW YORK
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
FIRSTSOURCE ADVANTAGE, LLC
205 BRYANT WOODS SOUTH
AMHERST, NEW YORK, 14228
Registered Agent
C T CORPORATION SYSTEM
111 EIGHTH AVENUE
NEW YORK, NEW YORK, 10011

The owner is Arjun Mitra.  His linkedin page:  https://www.linkedin.com/pub/arjun-mitra/13/383/73

Bloomberg page:  http://investing.businessweek.com/research/st ... &ticker=FSOL:IN

White pages with his address:  http://www.whitepages.com/name/Arjun-Mitra/East-Amherst-NY/5harw5z

His house:  https://www.google.com/maps/place/6400+Lakemo ... 45133d4!6m1!1e1

Other complaint sites:
http://www.consumeraffairs.com/debt_counsel/first_source_advantage.html\
http://www.complaintsboard.com/complaints/first-source-advantage-amherst-new-york-c149498.html
http://www.ripoffreport.com/r/Firstsource-Advantage-LLC/Doral-Florida-33166/Firstsource-Advantage-LLC-Fraudulent-debt-collection-agency-New-York-Florida-India-Ti-807824
http://www.ripoffreport.com/r/first-source-advantage-llc/buffalo-new-york-/first-source-advantage-llc-fraudulent-collection-agency-scam-agency-buffalo-new-york-934676
http://forums.debtcc.com/collection-agencies/first-source-advantage.html
http://www.debtorboards.com/index.php?topic=26043.0

Looks like they get sued a lot:
http://www.open-public-records.com/court/new-york-14948127.htm
https://dockets.justia.com/docket/pennsylvania/pamdce/1:2010cv00633/80104/
http://www.law360.com/cases/4f4276b40a6ac7642c000002
https://dockets.justia.com/docket/california/casdce/3:2010cv01903/333149/
https://www.gpo.gov/fdsys/pkg/USCOURTS-mnd-0_11-cv-02058
https://casetext.com/case/roseborough-v-firstsource-advantage
https://www.courtlistener.com/opinion/2766805 ... -advantage-llc/

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/http://www.ag.ny.gov/