877-345-0897

Collection Agency for Capitol One, Chase and USAA.

It isn't a collection agency they are phishers..............don't tell, them ANYTHING.................

NO they aren't a collection agency at all they are criminals...............

they called me i asked who they were because someone i hate put me down has a contact source they said its personal i yelled at the person that called saying i have not talked to that person in about 15 years and i would kill that person if i see them thats how much i hate the person that used my name but i called back the number they called from they are a collection agency advance some thing or another

yes they are a collection agency sorry to say there was a number left on my caller id i called the number back and they answered first source  advantage collections

* Does not leave message
* Possibly third-party collections agency representing Capital 1

Man with polite, professional voice, excellent diction,  notified me this call was being recorded then asked if I knew several people (unusual names I never heard). I told him I didn't know what he was talking about and he responded he would remove my name from the call list. ???

I just got a new number and this one keeps popping up. haven't answered it yet and don't intend to either

I just received a call/message, from this number. It automatically was rejected (have phone set that way), but could leave a message. I check message. All it said, with a deep female foreign accent, "This is a message." That's it. Nothing else. After reading all the other posts, glad it was rejected. Thing is, yes, I have Cap One cards, but I'm never late.

Just in case anyone sick of hearing from these people wish to personally "correspond" with the hierarchy of Capital one.

Capital One Board of Directors

A simple internet search and you will find their e-mail address and phone number

Richard D. Fairbank
Founder, Chairman, Chief Executive Officer

Ann Fritz Hackett
Lead Independent Director

Bradford H. Warner
Independent Director

Patrick W. Gross
Independent Director

Pierre E. Leroy
Independent Director

Mayo A. Shattuck
Independent Director

Lewis Hay
Independent Director

Peter E. Raskind
Independent Director

Benjamin P. Jenkins
Independent Director

Catherine G. West
Independent Director

Ever stop to think that the number might have been spoofed to make the caller seem legit?

It does not matter to us. If just one person smashes any of those listed, it will be worth whatever the cost to anyone's personal freedom that has been violated!

If you call someone who's number has been spoofed repetitively, that makes you no better than the scammers spoofing the number in the first place. You don't like to be harassed, I get that, but that DOESN'T give you the right to harass others. Don't like what I say? Shove it where the sun don't shine. That's how it is

So much better to do it you childish way than to do it properly.  By making reports to the proper agencies, sending them a certified return receipt letter, and then ultimately suing them and collecting money from them instead of the other way around.

For those of you that would like to take the adults approch to this problem here is the information your need:

FIRSTSOURCE ADVANTAGE AKA MED ASSIST
Posted in:  https://800notes.com/Phone.aspx/1-800-736-2107/3#p815175753621290397
https://800notes.com/Phone.aspx/1-866-812-3874/12
https://800notes.com/Phone.aspx/1-866-729-5682/2
https://800notes.com/Phone.aspx/1-800-645-4382/3
https://800notes.com/Phone.aspx/1-877-426-5514
https://800notes.com/Phone.aspx/1-866-584-7001
https://800notes.com/Phone.aspx/1-877-345-0897

Masquerades as a medical assistance company but is really a debt collector.  Note that they have an office in Mumbai, India and Amherst, NY

MedAssist Web Site indicates that they are indeed a debt collector:  http://medassistsolutions.com/healthcare-solutions/.  It also indicates that it is a subsidiary of firstsource which also indicates that it is a debt collector on their web site:  http://www.firstsource.com/contactus.aspx

They list addresses in Mumbai, India, and Amherst, NY, both known havens for criminal debt collection operations.

BBB page for firstsource lists an accredited business A+ rating, but they have 142 complaints and 1 negative review, meaning that they have paid enough money to the BBB for the high of a rating: http://www.bbb.org/upstate-new-york/business- ... st-ny-47000806/

Kentucky DOS page for medAssist:
    Organization Number    0639921
    Name    MEDASSIST HOLDING, INC.
    Profit or Non-Profit    P - Profit
    Company Type    FCO - Foreign Corporation
    Status    A - Active
    Standing    G - Good
    State    DE
    File Date    6/1/2006
    Authority Date    6/1/2006
    Last Annual Report    3/12/2014
    Principal Office    1661 LYNDON FARM COURT
LOUISVILLE, KY 40223
    Registered Agent    National Registered Agents, Inc.
306 W. MAIN STREET
SUITE 512
FRANKFORT, KY 40601
Current Officers
        Matthew D Stickler

        Arjun Mitra

        Matthew D Strickler

NY DOS page for First source:
Selected Entity Name: FIRSTSOURCE ADVANTAGE, LLC
Selected Entity Status Information
Current Entity Name:    FIRSTSOURCE ADVANTAGE, LLC
DOS ID #:    1916838
Initial DOS Filing Date:    APRIL 27, 1995
County:    NEW YORK
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
FIRSTSOURCE ADVANTAGE, LLC
205 BRYANT WOODS SOUTH
AMHERST, NEW YORK, 14228
Registered Agent
C T CORPORATION SYSTEM
111 EIGHTH AVENUE
NEW YORK, NEW YORK, 10011

The owner is Arjun Mitra.  His linkedin page:  https://www.linkedin.com/pub/arjun-mitra/13/383/73

Bloomberg page:  http://investing.businessweek.com/research/st ... &ticker=FSOL:IN

White pages with his address:  http://www.whitepages.com/name/Arjun-Mitra/East-Amherst-NY/5harw5z

His house:  https://www.google.com/maps/place/6400+Lakemo ... 45133d4!6m1!1e1

Other complaint sites:
http://www.consumeraffairs.com/debt_counsel/first_source_advantage.html\
http://www.complaintsboard.com/complaints/first-source-advantage-amherst-new-york-c149498.html
http://www.ripoffreport.com/r/Firstsource-Advantage-LLC/Doral-Florida-33166/Firstsource-Advantage-LLC-Fraudulent-debt-collection-agency-New-York-Florida-India-Ti-807824
http://www.ripoffreport.com/r/first-source-advantage-llc/buffalo-new-york-/first-source-advantage-llc-fraudulent-collection-agency-scam-agency-buffalo-new-york-934676
http://forums.debtcc.com/collection-agencies/first-source-advantage.html
http://www.debtorboards.com/index.php?topic=26043.0

Looks like they get sued a lot:
http://www.open-public-records.com/court/new-york-14948127.htm
https://dockets.justia.com/docket/pennsylvania/pamdce/1:2010cv00633/80104/
http://www.law360.com/cases/4f4276b40a6ac7642c000002
https://dockets.justia.com/docket/california/casdce/3:2010cv01903/333149/
https://www.gpo.gov/fdsys/pkg/USCOURTS-mnd-0_11-cv-02058
https://casetext.com/case/roseborough-v-firstsource-advantage
https://www.courtlistener.com/opinion/2766805 ... -advantage-llc/

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/http://www.ag.ny.gov/

Bloomberg shows their president associated http://www.bloomberg.com/research/stocks/private/people.asp?privcapId=6675270 with http://www.bizapedia.com/us/ACCOUNT-SOLUTIONS-GROUP-LLC.html

Can you read? Then read these articles below and use your brain to think with instead of burning it up out of anger..

phone spoofing explanation
http://en.wikipedia.org/wiki/Spoofing_attack
http://www.fcc.gov/guides/caller-id-and-spoofing
*****************
http://consumerist.com/2014/03/18/florida-den ... y-telemarketer/
https://800notes.com/forum/ta-9f0ce767d8019be/a-different-spoofing-victim
http://www.foxnews.com/us/2014/07/26/colorado ... er-id-spoofing/

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

To file complaints on Foreign company's and scams:
https://800notes.com/forum/ta-d20d86fdc3e145c/reporting-international-scams
https://www.econsumer.gov/#crnt
eConsumer.gov: Report Your Complaint
E-mail: econsumerwb@ftc.gov

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Just got a call on my cell phone from them, saying that the call was being recorded.  Asked to speak to a Deborah Austin, and I told them that I never heard of that person, and that they had the wrong number.  She said it was related to a personal matter, and hung up on me.  Didn't even say good bye.

No msg left. Just ignore ignore ignore!
Waste of time! Most likely scam!
Caller ID showed 800 service. That right away gives it away! Don't bother