8663540567

For someone calling other people dumb, you certainly can't write very well and you give really bad advice. Thus, I declare you a shill. Go away, shill.

Go to check place....and see paper work  contract...maybe some one stold your identity...or you forgot you did one

I been in debt collectiins  for over 25 years...i get notices  and phones calls no big deal...my dad used to tell them   when they called...if you dumb enough to give him  credit   you dumb enough  to lose money...
Only  once i got scared  cause i did get sued  in court   over a collection  bill....

When collection peoole out of state  no big deal
..but they came closer and closer  to where i lived  ..first  was like md..ma..then  came sac....

Then martinez ca...to close  that when i got sued...

Tell  your self  how  busy  courts would be   if they went after all us  dead beats....

It be worst  then traffic court  or dmv...or hoilday travels   ..

Where are you gonna park..the money you lose for not working...the parking ticket...the black   mark on credit report..

JUST PAY  THE DAM  DEBT...AND QUIT. BITCHING...

IF YOU CAN PAY YOUR [***]  PHONE BILL..PAY THEM...

AND PEOPLE IN CALIF....HOW HARD IS IT TO PLAY  CALIF  HOT SPOT...1.00  BET  5/5   450.00

THEN YOU GOT YOUR LOAN  FOR   FREE..AND MADE 150.00...

See you went to school  i didnt...but im smarter

Last message...these company will try for one year to collect bad debt
..after one year  they write off as a loss
..then sell  the acct to another collection   ..then they try to collect   if bad  they sell again  and again...

Then you get  more calls  from diffrent numbers
You say i never had this company  must be a scam...

If you like me and have  bad credit anyway...nice to receive  fire paper  to burn..lol...they cant get  if you dont have...all people even i have asked for a payment plan....but look at pawn or ck cashing place...when you walked in there..for blank amount...did they say cant do it   but can we make payment to you..no  ...they gave you what you wanted...now it pay back time...they like  this  cause most people dont want to hand over  lots of money  they can use  for really nothing back in return...or you pay back..then get right back  in system  of them calling you  ..cause why  you are broke  cause you gave all to them...for a two week loan...

Please do make it your final word, because my headache and this thread can take no more of your financial bailout advice, which if I have interpreted your scrawls well enough, includes playing bingo ball lotteries and finding some other place to "barrow" [sic] money to cover what's been borrowed. That second plan also happens to describe payday loan churn, the lucrative predatory business model of those lenders, which depends entirely on borrower failure.

You also should be all done insulting fellow commentors and blaming victims and chanting "just pay 'um". With your noise cancelled we can return to real risk assessment. That means questioning the validity of debt claims, the legitimacy of the claimant, and that company's adherence to consumer protection laws.

You're smarter?! How do you figure that?!

want to take any money you get from shilling and get a tutor

i recieved harrassing calls from this number telling me I owed. $689.00 to Bottom Dollar Payday Loan. I borrowed $200.00 and  paid auto withdraw every Friday. they said i didn't pay them back and they had a warrant for my arrest, for check fraud, violation of federal banking, theft by decision..

it is also Bottom Dollar Payday Loan, 1-866-354-0567  spoke to a Racheal
Collectors ATKB Portfolio Management, LLC
1560 Harlem Rd Buffalo,NY 14206

Criminals masquerading as debt collectors attempt to extort money from people by scaring you into believing that you will be criminally charged (they use the bad check or hot check claim a lot) and go to jail, lose your driver’s license, have wages garnished without actually being sued or going to court, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt.  One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them and they can scare that person into paying their extortion money.  They will use the words “Mediator”, “Arbitrator”, or “Law Office” to make you believe that they are something other than a debt collector want-a-be and that they don’t have to follow Federal and State collection laws.  They do have to follow those laws, but they won’t.  They mention that they have received a Fax document, to create the sense of urgency.  They also tell you that if you fail to call them back you are "waiving your right to council", which is pretty much nothing but hogwash.  They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/
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Just got a message from Check Smart asking for _______ (who's my sister-n-law) to call corporate right away & gave this same number.
Caller said _______ used our number as her reference.
________ never asked us about this nor did we say we'd help.  We're not calling this place, we're not responsible for _______ bills.

Not sure why there are calling m

Cash central pay day loan corporate office

its quick cash / cash central corprate office .. its not check smart

I am current on all my payments.  Keep calling me because someone used my number when signing up for a credit card under their name.  They do not believe I am not the person.

Rang once and hung up.  I returned the call and it said thanks for calling the Corporate Office.  I have not borrowed any money, so not sure how they got my number.  I am blocking them.

This number calls me two or three times day. When I answer, they hang up!  When I call them, they apologize for the call and say it must have been a mistake, and they hang up.  I have not  had a returned check in 20 years and have not opened up a payday loan with them.  I never even heard of Checksmart or Check Mart, or whoever they are until I started reading these posts.  I would love how to get them to stop calling, but if they just hang up on me, we don't get anywhere.

They are calling me daily (from the Dublin, Ohio office) since finding my resume online. I would never have applied for a position with them. The amount of calls tells me they are hard up for help. Thank you for the information - I had already gotten the impression that they were not a good company to work for and you have confirmed my suspicions.