8666185731

I have been getting calls from 1-855-393-4770, they say they are N C W Billing. That I could go to jail. I have asked for something to be mailed to me stating what I owe and who I owe. It's been over a week. Haven't received anything yet. Is this for real?

Has anyone actually had action taken against them, per this company's persistent threats?
I'm considering changing my phone number due to their harassment and lack of information.

did you get a call from this company saying that a courier is coming and that you would be going to court if you do not pay this payday lender

is this legit or not? ncwbilling4??they go $396.25 out of my act.on 12-19-13 also they are going to get $589.00?(around that amt?)today or soon etc.  can you email if they are a prank?  please ,
                                                                                                                                 

Try reading the many prior comments. Then read about your consumer rights. Compare what the agency has done to you and what others have reported to what the laws say of their boundaries.

Separating you from your money is not "a prank", and no one is going to email you since the readers here are not clairvoyant, nor did you hire one of them to be your personal advocate and research assistant.

FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

i got a call yesteray from a company who claimed they were National Filing and Claim, now im not saything they are a scam but i am trying to figure it out, they called and stated that i have had charges filed against me for check fraud and bank fraud for defaulting on a payday loan i had in Nov 13' now if it is legit then thats fine i will pay them but they said that if i dont pay them 500 dollars by the 27 i was going to be taken to court and charged??? how the hell is defaulting on a loan considered check/ bank fraud??

they said that when the payment is drafted it would show up at NCW billing.

Has anyone else had these phone calls??

Yes I paid them about $500 and now I believe is a scam I would just not pay them

I got the same call, called my local police and sheriff and they admitted its a scam.

Even if there was a debt, the statute of limitations is seven years. The debt is expired. Call your bank and tell them
what happened and, if you put the money on a debit card they will cancel it and issue a new one. You may have to close
whichever account that you used but the bank can easily issue a new bank account number so that the crooks won't be
able to access your money. You have to be pro-active. I talked with the forgery and fraud division of the police department and they told me that it is definitely a scam. It is commonly referred to as "the payday loan scam".

Got Ta Be A Dip [***] In Every Crowd

NCW Billing is a scam per my attorney.  This was payday loan supposedly incurred by my husband and my husband is deceased so I was not sure if it was legitmate claim so I paid them over 100.00 before I did further investigation.  There are often other circumstances that a person has so just don't think people are getting loans and not paying back.  The numbers that I have for them are as follows: 512-236-5451;855-326-4811.  Filed complaints on Federal, Local and with BBB!

I got a call or should I say they called my daughter, left a number for me to call back so I called back and they said someone was bring papers for me to go to court about a Payday Loan... Can I be prosecuted for this the loan was in 2010 ! I thought I had it pd off !

So to NCW and any other debt collectors using threatening tactics to collect, how about you first provide proof of debt to the people you are trying to collect from? It seems to me that not providing proof is the cause for some people saying they don't owe, it's that simple. Also, the manner in which you try and collect give the money or else! What the heck we have new laws now a days protecting consumers from this type of collection tactic. So maybe you need to first get your acts together and maybe then you'll get a better response from people. Otherwise, you come accross as being  nothing but scammers.  I haven't been called but my friend has I will make it a point to notify state and federal agencies of your poor, unlawful colleciton tactics.

yes  and want me to make payments to NCW  Billing its a scam

I got a call today about a check loan and freaked out not knowing what to do and fell for it this is bull crap the amount they quoted me and said that I needed to pay was outrageous then I realized after I gave them my card number that even the dates were wrong and I had settled that dept has anybody got theor money back after filing a fraud claim with their bank I am in the process of doing that now.

NCW Billing is basically a debt scamming operation.  Please read this:

Just because a voice on the telephone claims you owe a debt does not mean you owe it
If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  DIME  until the debt is validated.

Of course they won’t do this, no scammer ever will, so simply block their calls and ignore them.

If they are bothering you,

Report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection

Also contact your local attorney general

If they continue to bother you, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them

Last known address:

NCW Billing Inc.

3840 E Robinson Rd
Ste 353,
Amherst, NY 14228
____________________

If someone is taking money out of your account.  Cancel the current account and get new ones.  If they have your debit or CC#, cancel the cards and get new ones.
Never pay anything to anyone on the basis of someone's phone call.  Never wire money to anyone that you do not know personally.

DO NOT PAY THEM ANY MORE MONEY.  OR AGREE TO.

Totally bad actors.   Hang up and block their calls if they call you.  If they have something to say to you they can put it in writing and send it US mail.

This group:

NCW Billing, Inc
P.O. Box 844
Amherst, NY 14226

NCW BILLING INC.  AKA  ADR Arbitration  & Alliant Capital  Management  & Morgan Harris LLC & Enhanced Acquisitions  LLC & God knows how many other debt scamming operations  located at the same address.

NYS Department of State
Division of Corporations
Entity Information
The information contained in this database is current through January 9, 2015.

Selected Entity Name: NCW BILLING INC.
Selected Entity Status Information
Current Entity Name:    NCW BILLING INC.
DOS ID #:    4186382
Initial DOS Filing Date:    JANUARY 10, 2012
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC BUSINESS CORPORATION
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
NCW BILLING INC.
1098 BOWEN DRIVE EAST
NORTH TONAWANDA, NEW YORK, 14120
Registered Agent
NONE
___________________________________________

THIS BUSINESS IS NOT BBB ACCREDITED
NCW Billing Inc.

3840 E Robinson Rd Ste 353, Amherst, NY 14228
http://www.ncwbilling.com
! THERE IS AN ALERT ON NCW BILLING INC. !

BBB has seen a major increase in collection agencies
setting up businesses in the Upstate New York area over the past several
years.  In an effort to keep consumers informed about which collection
agencies are operating in accordance with Federal Law,
we are asking for specific information from all
collection agencies operating in our service area.  The requests includes
the following:

:Federal Employee Identification Number-EIN

:Proof Of Licensing, bonding and or registration by the
city, town in which your business is located.

:Proof of licensing required by any state in which you
operate by mail or telephone or email.

This collection agency has not responded to our
requests.

BBB advises consumers to be aware of their legal rights
in regard to collections.  The Fair Debt Collection Practices Act is a
statue enacted in 1978 which seeks to eliminate abusive and harassing behavior
by any debt or collection agency.  The act states specific practices and
rules under which debt collectors must abide by.  There are penalties for
agencies found breaking these laws.  Some of these laws state that a
collection agency is forbidden to harass a debtor, which includes threatening
violence or legal action.  They may not use crude or offensive language or
identify themselves as anyone other than by their business name.  If a
consumer believes a debt or collection agency has violated any of the FDCPA
laws the BBB encourages them to file complaints with the BBB at bbb.org and Federal Trade Commission at ftc.gov.

BBB® F Rating
On a scale of A+ to F

This is the funniest [***] thing ever!!! U rock :)

I received a call stating that I owed some money to NCW Billing for a past due payment that was meant for Advance Cash America, but they did not send me an email or conformation

I was just defrauded by Del Ray Capital in Boca Raton, Florida. I was very successful In receiving my $ 111.00 that I paid them on August 3rd, 2015 from my Ion Pre-paid debit card. They defraud people by covering-up against victims after they fraudulently purchase debt that the  original credit claims were nott paid. That payment is in form of business loss credit from the federal government.
More importantly, there are many cases against all these people that also try this in multiple States.
The case in State of Organ, County of Marion have The Deptarment of Justice cases from 2010 thru 2014 in multiple states involved against George G. Emminger as the agreed person charged with this fraud.

One more point, they take your Social Security number claiming that is how they bring up your account with Del Rey Capital LLC, Del Ray Capital LLC, National Credit Works l LLC, National Credit Works ll LLC, National Credit Works lll LLC, National Credit Adjusters, National Adjusters Credit, NCW, corporate office for NCW is 1967 Werhle Drive in Williams ville, NY. Kimberly Mathews of National Credit Adjusters will actually harass your family members to get more information. Jennifer Reid of NCW in Boca Raton , Fl has my SS number at this toll free number 1-855-243-0054 ext. 404. ( I Have Email evidence with the account and file numbers in that Del Ray Capital LLC fraudulent claims to cover-up fraud.)

You have to call the banks customer services center and tell them you need a dispute letter sent to your home address and then call their separate dispute dept. Make sure you have your information sent with your dispute letter to the them for the original deposit to that ppcard.

The bank or pre-paid debit card company will close your account, set you up with a new card and transfer the defrauded funds to your new card. Then you have to make sure your previous account or card is also sent to them in form of a copy of that physical card and card documentation to verify your new card from ION or whatever the financial institution is.

THIS POST HAS BEEN RECORDED. SLANDER LIABLE AGAINST THESE PEOPLE IF THEY MAKE ANY ATTEMPT ON MY LIFE OR ANY OF MY FAMILY MEMBERS PHYSICAL OROTHERWISE !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!