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Why don't you just pay your loans back instead of trying to find ways out of paying?  Just asking, that's all.

hahahaha you guys need to learn your laws, sad that you ppl will find any way to get out of paying money you owe!!!! people like you are why the economy sux!!! word to the wise, PAY YOUR BILLS!!!

you know you are with this company or a simiar one  low life collection agency if you get a call from these crooks simply hang up they cant do anything but phone harass you LMFAO!!!!!!!!

LOL!

Did you settle your debt before or after they consistently violated your rights under the FDCPA with threats of lawsuits, claims of arrest warrants, telling your extended family all about your debts and calling multiple times a day at all hours of the day, evening and night?  

Didn't think so.. because you're making stuff up.  You are probably employed by NCW and make those claims to protect your job because you know that your company is getting ready to be sued again and know that means they will cut some of their staff to make up for the losses.

The truth is... National Credit Works is a junk debt collector who purchases invalid debts from companies that were scammed by others using stolen identities to secure loans.  NCW also uses highly illegal tactics to attempt to collect and are not licensed or recognized in 48 states as a legitimate collection agency.   Among other violations, NCW refuses to use real names of the debt collectors when requested and makes threats of arrest, lawsuits, calls peoples jobs after being told not to, refuses to validate debts but still calls, ignores cease and desist letters and continously harass people.  They do this knowing that 90% of consumers do not know their rights and wont question those tactics, so they can scare them into being suckers and paying the debt off just to get them off their backs.

I sincerely hope this company is shut down.. but lawsuits are just as fun.

I have spoken with a Mrs. Perrella and she is saying that I owe $300 to them for some credit card that I was pretty sure I had already paid off. I paid her last month, and now I'm confused and don't know what to do.

HI, I AM ON CRACK AND AGREE WITH YOU AND MY KID HAS CANCER SO SEND ME MONEY AND I CAN SPEND IT AT THE BAR ON COURVASSIER AND COCAINE AND FAKE TITTTTTTEEEES!!!!!!!!!!!  THANK YOU FOR THE CRACK MONEY JERKS YOU WILL GO TO JAIL WHILE I CONTINUE TO BAKE PATTIES ON THE STOVE AND SMOKE EM IN MY CRACK PIPE WHICH I HIDE IN MY BRA AND BY THE WAY I LOVE DOUG MACKINNON HE TAUGHT ME EVERYTHING WHILE I WORKED AT HIS BAR AS BARTENDER IN THE B-LO AREA TRY TO CATCH ME AND PUNISH ME CHEESEHEADS CUZ I LOVE BEING ON CRACK 24-7 AND WANT MY KIDS TAKEN AWAY AGAIN AND AGAIN  I LOVE YOU DOUGLAS J MACKINNON MY LOVER AND HERO AND WHEN ARE YOU LEAVING YOUR LOSER WIFEY WITH 10 UGLY KIDS TO BE WITH ME AND MY COKE [***]?????????????

Tell them to send you some crack instead of a bill, since there is plenty of it at their office.  No kidding.  Check out the ag ny and read alll about me, stephanie lowinger.  Love crack, just love it.

First off, a company in New York has very little if any chance of sueing you successfully if they you are not in the same state.  These guys buy Junk Debt.  Some of which may actually be legit but for the most part it is stuff that has already been paid back by the party they are calling.  They don't care because the paper they purchased at the time they purchased it says you owe it.  If you are stupid enough to pay them then you deserve everything you get.  My advise to you is to NEVER give them any indication that you will pay them anything.  NEVER give them any information about yourself.  NEVER acknowledge that the information they have is correct (even if it is).  In fact i would program in their number as SCAM in my phone with every call they make and never speak to them again.

HA HA HA HA HA HA HA.  When they call you that should be your repsonse to them.  Nothing else.

Can anyone give the phone extantion? I  like to call them back.

Not so easy to scam someone who has just had this scam done to a member of my family. Military folks are less likely to be fooled by scam artists.

Try-5855635200

I want to report unwanted calls to my celllular phone number. I am not aware of NCW or what their function is. I received a recorded message and a directive to mention a file number.

I in the past month had a similar run in with this Mr. Andino person.  He called me on my phone and he started to leave me a message stating that he was calling to settle a court case that had started with me. he scammed $402.76.  Wow

so My step mother in law gets a call from this company asked for are you ready my ex sister in law whom she doesnt know and when i try and call this company the mail box is full I think this company is bogus!!!!!

Ignore them.  Simple as that.

a lady called me from this number and told me I owed money and that if I did not pay I would go to jail for 1 year. It freaked me out but still did not remember the bill they were speaking of but they had all my personal info.

These people are a joke. Can't be to professional when they call you names. They even called my Mother, threatening her. Said I had so many hours to reply or they would take drastic measures to collect money. They refuse to send me copies of what they say I owe. The thing is, years ago when this was suppose to happen. I didn't even have a checking account and they told me I wrote a payday check loan... They are a joke. Anybody can go on line and look a person up, get most any unformation they want. So research it good before you send some dead beat so called collection agency your hard earned money. www.spokeO.com - "LOOK IT UP "

Im sittin here readin these post and laughin... For about the past week or so Ive been recieving a call from a Mr. McCallister at 855/286/1922 EXT. 102 and 716/247/5589... When the message was left on my home phone he didnt say who the call was for, so I called told who I was and that I dont know a Mr. McCallister, nor do I now what this is about and I dont have a case number... A few days later he calls back sayin that I have a bad check charge against me from some company named Payday Yes... I then started asking questions like, whats the amount, when did I write this check, when was it deposited into my banking account and so on... He tells me that the he "thinks" the amount was between $400-$500 and that I wrote this in August of last year... Well I laughed at him( that pissed him off) and told him that Ill call my bank to see if I had a deposit made on that day in that amount and that I can provide him with proof that there was never a deposit made to my account in that amount.. Well hes called today and when I tried to give him my attorney information he bushed it off, as if he already had it... When I told him that Ive never received anything in the mail, his response was you probably moved... Ive talked to my attorney and he told me when they call give them his information and hang up, but Imma go a step further, Imma block them... I dont have time to play their lil games... Alot of them get our information from third parties... Every number they call me from Imma block... By the time Im done, theyll leave me alone...