866-654-5605

I was devastated when my daughter passed away, then  I began getting calls. I know I am not responsible for any of her debt, she was an independent, grown woman living in her own home.  I continue to get calls 1 year later. Thankfully I do not pick up on my land line so I haven't dealt with them personally. I have a list of names and extension numbers. George, Nicole, Christine, Crystal and Chris.....give it up...and yes I am still grieving. Your condolences for your loss line is insulting!!!

My brother-in-law died almost a year ago.  Today my mother got a call from 866-654-5605 x2216 asking for the person in charge of his estate.  My mother gave them no information.  You'd think that Philips and Cohen could at least Google my brother-in-law's name and read the obituary to find the next of kin.  His estate was settled in probate six months ago.  They had ample time to file a claim on behalf of their client.  

This company wasted no time calling.  Has been calling my family. 866-654-6505 extensions 2114, 2161 or no ext provided.  Same as those on this website.  First, these people are fishing and buying information off public websites and trying find money that is not valid.  First off there is no estate for mother.  Always wanting to give their condolences.  Consulted an attorney.  Attorney confirmed if legit then will give name of client when calling and/or send a letter naming the client.  These is a direct violation and conserved harassment.  The Department of Justice has a website.  Check it out.  Whatever company this is, they need not stalk, harass, cheat, lie those who have lost their loved ones.  Wonder what it would be like for those who are calling on behalf of this company if the tables were turned.  The grieving process is hard enough without evil company's like these preying on grieving families.  They will have to answer to the almighty.

Has anyone hear of Nicole Brooks x2161 866-654-5605?  She is rude in her messages, giving condolences, she sounds annoyed and you know she is a debt collector.  Of course not legit.  There has to be a way to make these companies accountable especially masking themselves as attorneys.

This company is in the business of collecting debts from people who have died -- or any living relatives they can find.  They work for some of the largest credit card companies.  The instant they are notified that an account holder has died, the credit card company will pass the account to unscrupulous bottom feeders like Phillips & Cohen Associates.

With some narrow exceptions the estate is legally responsible for any debts that the deceased owed, but only to the extent of whatever assets the person had at the time they died.  The proper role of a law firm in resolving a debt owed by an estate would be to inform the administrator of the estate about the debt and to determine if assets exist to resolve the debt.  In writing, Phillips & Cohen maintains the pretense that they are reasonable people simply performing this difficult task.

BUT before you ever get a letter from the company you will already have received a high pressure call from one or their associates using all the same tactics as the worst unscrupulous debt collectors - the associate called me one business day after the credit card company knew my wife had died,  this associate had a balance that was more than twice what the credit card company had told me, then she lied that the debt was past due (in fact the "due date" on the bill was still almost a month away and a check for the full balance was already in the mail within an hour after I had talked with the credit card company).

This sort of high pressure attack is intended to upset and confuse a bereaved widow or widower, trying to get them to pay off the "debt" immediately rather than waiting to find out if there even is any estate and if that estate actually has assets to pay all its debts.

This tactic is unscrupulous, at best, and is intended to bypass the probate process and let Phillips & Cohen rake in a tidy profit by preying on people who have just suffered a most difficult loss.

The company is well known for their harassing tactics as well as for being very careless about who they come after -- if they can't find a legitimate next-of-kin, they will look for any relative, or anyone with the same name as a relative, or anyone who might be a relative.  These trash have an "A+" rating from the Delaware Better Business Bureau simply because they apologize promptly whenever someone files a complaint with the BBB.

These bottom feeders phoned me this morning about my dad's "estate". Dad died a year and half ago form Alzheimer's. He was in no shape to make any new debts in the three years before he died. After he was hospitalized his wallet was given to Mom. Mom paid the bills for years starting after Dad got back form Vietnam.  After that Dad never had much to do with the bills, getting new credit cards, etc so I knew this phone call from a sweet sounding, sympathetic  Ms. Mickey was a scam. I took her info (phone 688-654-5605 ext 2200) , googled the company she said she represented, Phillips and Cohen, and came across this blog, thank goodness. I phoned Ms. Mackey back and asked her several questions which she would not answer until I "verified" my dad's DOB etc. I told her to give me the info and I would verify the info, but she said she couldn't do that. I told her I phoned the courthouse and that Dad's estate had been probated out.  She told me that Dad had an open credit card that had been paid on in August and I told her that was simply impossible. I told her that was "WEIRD" (real loud)  and that no such card existed and no such payment had been made. That is when she said that was why she wanted me to verify Dad's info so they could make sure she had the correct person. She again asked me to verify and I refused and told her to not call my house again.  

Phillip and Cohen phoned my house phone today to offere condolences for the passing of my father, who died over a year and half ago. The lady who phoned, Ms. Elza Mackey, informed me that dad had a credit card with an outstanding balance. I took her name, phone number 866-654-5605, ext 2200. I then called her back after I researched the company she said she represented. She asked me to verify my Dad's DOB. I refused. I told her that Dad's estate had been probated out in the courthouse over six months ago, that there were no credit cards the family was unaware of (Dad had Alzheimer's, and in the four years preceding his death could not have applied for a card without the family knowing- he was incapable of writing or typing). Ms. Mackey then asked me to verify my Dad's DOB again and other info so she could be sure she had the correct person. I told her I would not do that, but if she could tell me what she had on file then I would verify that. She told me she could not do that. She said the credit card in question had a payment made in August and I told her that was impossible and very "weird". She again asked me to verify dad's personal information. I refused and told her to never contact me again. She then informed that they would have to pursue other avenues to collect the debt and I told her , "Go right ahead, but do not ever contact me again."  I am concerned because my mother had her home phone disconnected six months ago. If she had not done this Phillips and Cohen could have contacted her and my elderly mother might have fallen for the scam. I shudder to  think how many of our grieving elderly are being taken advantage of by the unscrupulousness of Phillips and Cohen.

My mother passed away and my father has been receiving calls from Phillips & Cohen Associates at his home for debts in mother's name, which our attorney has advised us that he is NOT responsible to pay.  Now I'm getting calls at MY HOME from them.  How did they get my number?!    I already have my number registered with the FTC on the Do Not Call list and I've filed a complaint against Phillips & Cohen Associates.

Called my hard of hearing 80 yr old mother today, luckily I was there and told them send it in writing so our lawyer and  accountant can goover the "debt" and I wouldn't give any info over the phone. Going to call CTI and double check but glad I saw this about the number being a scam. The woman said her name was Teresa Nichols and gave an extension number.

I received  letter for a the estate of XXXXXXXX and heard I was deceased?  I am still alive? Wanted to know who was over my estate?  I get phone calls but they hang up on me.  Don't know what to think .. ugh

http://www.phillips-cohen.com/     (Several different locations)

Phillips & Cohen Associates, Ltd.   (New Jersey)_
695 Rancocas Road
Westampton, NJ 08060
phone: 609.518.9000
fax: 609.518.9442
___________________
BBB:
BBB ACCREDITED BUSINESS SINCE 4/28/2015
Phillips & Cohen Associates, Ltd.
Phone: (302) 355-3500
Fax: (302) 368-0970
View Additional Phone Numbers
1002 Justison Street, Wilmington , DE 19801
http://www.phillips-cohen.com
A+
On a scale of A+ to F
__________________________________

State of New Jersey Secretary o f State
Business Entity Name Search
Search Summary
Name:                          PHILLIPS & COHEN ASSOCIATES, LTD.
Number:                      0100711567
Location:                      WESTAMPTON
Type of Business :      DP
Date Filed :                   07/1997

You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.

PHILLIPS & COHEN ASSOCIATES, LTD.
Posted in:  https://800notes.com/Phone.aspx/1-866-504-4754/4
https://800notes.com/Phone.aspx/1-866-504-4842/2
https://800notes.com/Phone.aspx/1-866-504-4754/5
https://800notes.com/Phone.aspx/1-800-477-6441/5
https://800notes.com/Phone.aspx/1-866-654-5605/3
Web site gives multiple locations:  http://www.phillips-cohen.com/contact.html
BBB page gives no rating and an alert to contact them for assistance:  http://www.bbb.org/south-east-florida/busines ... ale-fl-34000451#
Bloomberg lists the head criminal at this organization:  http://www.bloomberg.com/research/stocks/priv ... ivcapId=4662068
LinkedIn page brags about them being a global leader in deceased accounts:  https://www.linkedin.com/company/phillips-&-cohen-associates
They don’t like getting letters, especially cease and desist and want to talk you out of them:
http://www.insidearm.com/opinion/debt-collect ... d-consequences/
FTC sent them a letter, wonder if they liked this one:  https://www.ftc.gov/sites/default/files/docum ... llipsletter.pdf
Seriously?  They have to bribe their employees to follow the law?  http://www.delawareonline.com/article/2012081 ... -textbook-pitch
Looks like they are using some type of spyware on people they call to steal money from them:  http://callminer.com/our-company/news-events/ ... ted-monitoring/
Unhappy employees:
http://www.indeed.com/cmp/Phillips-&-Cohen-As ... ews?fcountry=US
Story about how they hassle the survivors of a deceased person:  http://www.wsj.com/articles/SB10001424052970204224604577030043890121710
Florida Dept. of State has 3 corporations under this name 2 are inactive and then this one:
PHILLIPS & COHEN ASSOCIATES, LTD., CORP.
Filing Information
Document NumberF01000003512 FEI/EIN Number22-3527610 Date Filed07/02/2001 StateNJ Status ACTIVE Last Event CANCEL ADM DISS/REV Event Date Filed11/04/2003 Event Effective Date NONE
Principal Address
695 RANCOCAS ROAD
WESTAMPTON, NJ 08060

Changed: 01/14/2009
Mailing Address
1002 JUSTISON STREET
WILMINGTON, DE 19801

Changed: 01/14/2009
Registered Agent Name & Address CT CORPORATION SYSTEM
1200 S. PINE ISLAND ROAD
PLANTATION, FL 33324

Name Changed: 03/22/2013

Address Changed: 03/22/2013
Officer/Director Detail Name & Address

Title CPTD

PHILLIPS, MATTHEW M
695 RANCOCAS ROAD
WESTAMPTON, NJ 08060

Title CVSD

COHEN, ADAM S
695 RANCOCAS ROAD
WESTAMPTON, NJ 08060

Title PRES

ENDERS, HOWARD A
695 RANCOCAS ROAD
WESTAMPTON, NJ 08060

Other complaints:
http://statesboro.biz/News/562/UPDATED-Junk-D ... To-Be-Sued.aspx
http://www.ripoffreport.com/r/phillips-cohen-associates/west-hampton-new-jersey-08060/phillips-cohen-associates-harrasement-everyday-2-3-times-daily-west-hampton-new-jersey-300448
http://www.ripoffreport.com/r/phillips-and-cohen-associates-ltd/wilmington-delaware-19801-5148/phillips-and-cohen-associates-ltd-unethical-condust-and-fraudulent-behavior-wilmington-d-668847
http://statesboro.biz/News/562/UPDATED-Junk-D ... To-Be-Sued.aspx
Looks like that bonus isn’t working because they get sued a lot:
http://www.leagle.com/decision/2002470219FSup ... SOCIATES,%20LTD.
http://www.forthepeople.com/pdf/cuneoamendedcomplaint.pdf
https://www.pacermonitor.com/public/case/8744 ... Associates,_LTD
http://www.leagle.com/decision/In%20FDCO%2020 ... SOCIATES,%20LTD.
https://www.gpo.gov/fdsys/granule/USCOURTS-wa ... ent-detail.html
http://www.open-public-records.com/court/new-york-14981113.htm
http://www.leagle.com/decision/2002470219FSup ... SOCIATES,%20LTD.
https://dockets.justia.com/docket/tennessee/tnedce/3:2015cv00432/75828
http://www.open-public-records.com/court/new-york-15500678.htm
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

I had these folks calling me regarding debt my deceased father had on two credit cards. There was no probate and no estate. I simply stated my case in a written cease and desist letter sent certified mail, and within five business days of recievibg my demand letter they stopped calling me. Phillips & Cohen is a legit debt collector. You just need to prove your innocence of financial responsibility.

Oh please spare us.  You knew who this so called wonderful debt collector was, but you looked up the number anyway in order to give them a glowing report?  Then your last sentence says it all, a common shill tactic.  You don't need to prove anything.  They need to prove that you owe the debt.

You're lying, Mr "Don't Worry Be Happy". By law, the alleged debtor has to prove NOTHING. It is incumbent upon the collector to prove the debt exists, that they have the right to collect it and that the person being contacted is the one who owes it.

Well, I can't find any Philips & Cohen -- with one 'L' as in "liar" -- as a limited liability company. Wherever they are and whatever they do, I'm sure they're as pure as a fresh snowflake. Meanwhile, Phillips & Cohen Associates -- with a second "L" as in "gall" -- operates from New Jersey as a European-style private limited company.

Your "legit" PCA specializes in probate collection of junk debt and has a long record of misleading and abusive conduct. Like their vulture debt peers, they wheedle and/or coerce payments from unobligated survivors, who need not "prove [their] innocence" like guilty criminals. Unsurprisingly, PCA gets sued for FDCPA violations a few times a month. Its rather secretive debt purchaser, PCA Acquisitions LLC d/b/a Portfolio Asset Group, routinely hires other lawbreakers to collect moldy card accounts. I sued and collected from one of them for making dozens of illegal contacts and sending deceptive dunning letters.

Your CMRR cease-comm response was what I'd have advised, and you can choose to be happy with waiting a week for compliance. Since updating an autodialer is not that complex a job, I would not have shown the same patience for calls continuing past a day. Indeed, it is not unusual for sly agencies to suddenly pile on the phone calls the same afternoon they receive a letter which somehow bans future calls. Should PCA remain quiet for you, it's because you've made yourself too troublesome for their predatory business model, prompting them to find a softer target.

I don't need to prove my "innocence of financial responsibility" to anyone.
You were believalbe until the last two sentences, by the way. Apparently you failed Shill 101.

They called my home number but didn't leave a message. My stepmother died nearly two years ago and my father handled her estate but since I know all the details, I KNOW there was no debt left. Jerks.

So they called again six days later. Since the number came up on Caller ID and I recognized it, I just answered the phone "Central station, do you have a crime to report?" It worked like a charm, I highly recommend it.

I receive the same calls daily from Phillips and Cohen. I do not answer them, I think everyone on this list should call this company 5 times a day and state Mr Phillips or Mr Cohen passed and you are collecting their debt. Maybe if we all tie up their lines they wont have time to harass people