8774714349

That must be the original creditor. They left a VM stating it was a track and trace....and they would call all references....no clue what that is about.

Got a call from these people the other day. They say they are a debt collector.   These people had the gall to call my Brother and Sister, I have never given their info to no one.

Why would you have the need to 'get into it' with anyone? I take it you're the authority on FDCPA? If not, you're nothing more than an 800 Notes troll with a self-manifested vitriol toward those asking FDCPA questions or (heaven forbid) making a comment.

I know what I've dealt with in the past, and have won several TCPA/FDCPA suits over clowns like this. I know what they can, and cannot, do.

Unless you're an attorney, your attempt to use this site as an auditory receptacle for your 'rationale' (of sorts) is duly noted yet agitating at best.

**For those interested, I *67 the number, and they indeed are identified as FMR, or Forward Movement Recovery. The numbers I've notated thus far (for later litigation, of course) are:

877-495-0124
877-471-4349

An addendum to this post with new numbers FMR is using will follow.

They call family, friends, and neighbors to create panic and embarrassment so that their intended victim calls them and they can scare that person into paying their extortion money.

You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.

FORWARD MOVEMENT RECOVERY AKA FMR AKA WORLD WIDE PROCESSING GROUP
Posted in:  https://800notes.com/forum/ta-be660b78e831623/forward-movement-recovery
https://800notes.com/Phone.aspx/1-877-731-2680#p874713673268622107
https://800notes.com/Phone.aspx/1-877-279-2186
https://800notes.com/Phone.aspx/1-877-350-2142
https://800notes.com/Phone.aspx/1-877-926-2544
https://800notes.com/Phone.aspx/1-877-213-5369
https://800notes.com/Phone.aspx/1-877-249-3442
https://800notes.com/Phone.aspx/1-877-379-0251
https://800notes.com/Phone.aspx/1-877-279-2186
https://800notes.com/Phone.aspx/1-877-365-0716
https://800notes.com/Phone.aspx/1-877-284-8076
https://800notes.com/Phone.aspx/1-866-342-6926
https://800notes.com/Phone.aspx/1-866-404-0347
https://800notes.com/Phone.aspx/1-877-393-9483
https://800notes.com/Phone.aspx/1-877-395-7836
https://800notes.com/Phone.aspx/1-877-471-4349/2

I have to wonder why an allegedly “legitimate “business would need so many phone numbers to call out on?

No web site found for FMR, World Wide lists a PO Box in Western NY, known haven for criminal debt collectors:  http://worldwideprocessinggroup.info/contact.html
The address is a UPS store
They are not registered in New York as required to do business.
BBB page with a rating of B- and 26 complaints and 2 negative review (this was changed from a C+ rating and 7 complaints):  http://www.bbb.org/upstate-new-york/business- ... ca-ny-235977227
BBB page giving World wide a B- with 25 complaints and 2 negative reviews:  http://www.bbb.org/upstate-new-york/business- ... a-ny-235977227/
Report from Florida:
http://florida.intercreditreport.com/company/ ... lc-m14000000359
Bizapedia page:  http://www.bizapedia.com/us/WORLDWIDE-PROCESSING-GROUP-LLC.html
New York Dept. of State info:
Selected Entity Name: WORLDWIDE PROCESSING GROUP LLC
Selected Entity Status Information
Current Entity Name:    WORLDWIDE PROCESSING GROUP LLC
DOS ID #:    4032670
Initial DOS Filing Date:    DECEMBER 20, 2010
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
DAVID G. PELTAN, ESQ.
PELTAN LAW, PLLC
128 CHURCH ST
EAST AURORA, NEW YORK, 14052
Registered Agent
NONE

One of the criminals working for this organization:
Alexis Clune
Title
Administrative Assistant at Forward Movement Recovery Collections
Demographic info
Buffalo/Niagara, New York Area | Security and Investigations
Current
Administrative Assistant at Forward Movement Recovery Collections, Waitress at Rob's Comedy Playhouse
Past
waitress/Bartender at Templetons Landing, waitress at Pegasus Family Restaurant
Education
Hilbert College, Mount Saint Mary Academy
Summary
I am a hardworking type A individual who is extremely task oriented. I am passionate about helping the homeless and the hungry and try to include...

Other Complaint Sites:
http://www.lookwhocallsme.com/index/page/874190/313-369-6019
http://www.lookwhocallsme.com/index/page/521485/209-242-9403
http://lookwhocallsme.com/index/page/1818729/701-306-1963
http://ustelcosportal.com/phone-914-920-4365.html
From the above web link:
Also known as World Wide Processing Group LLC and they are located at 5817 South Park Ave, Hamburg NY 14075 and have a PO Box 2474 Blasdell NY 14219. The owners name is Frank Ungaro and the Director of Operations is Nick Curtis.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/

Issue a verbal cease and desist. Notate the name and ID of the bottom feeder. Note the date, time and where you were.

After that verbal C&D (which is recorded), any further contact is adding money to your bank account if you're adamant about logging the information.

Exactly! Tou·ché!

You're being questioned because your posts here are contradictory and misleading, presenting a hazard to other readers who might come later. For instance, first you claim to have heard the generic "important business matter" phrase, then your story changed to hearing "that they were trying to reach me for a debt".

Surely an experienced litigant like yourself is aware of the old Foti-NCO decision which prompted so many collection agencies to approach phone messaging with extreme caution and obfuscating language. The typical aim industry-wide is to treat a phone message like a skip trace and not discuss the debt until the hunted person self-authenticates. What creates a violation based on required versus illegal disclosure depends heavily on the context of the communication. Blanket statements of FDCPA liability in this area are simply impossible to support.

As noted, you also imply protections which the Act does not provide or mention, like an initial "email" and voluntary disclosure of a company's state licensing. You can fold your arms and insist you "did read it", but your comprehension reach exceeds your grasp. You may certainly have collected in court, I suspect in nuisance value settlements more than case merits. I've flown my banner in Federal court too, yet I review my PDF copy of the Act every month, and I've been studying the fool thing for fifteen years.

Send them a C&D via USPS certified return receipt mail. Templates are in the links below. Follow the steps in what you need to know.

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

I'm only going to point this out to you: Each state has laws regarding recording. In some states one has to notify the other that its being recorded.

Telling someone to blindly record could cause that person more grief for breaking laws.

The FDCPA ban on calls to a workplace is invoked when "the debt collector knows or has reason to know" the boss doesn't like them. The Act does not say only the employer can set that preference. Indeed, it has the same force coming from a manager, a receptionist, a co-worker, someone external yet familiar with the workplace, and of course the alleged debtor herself. A smart employer will have company policy which defends employee rights rather than helps lawbreakers to needlessly punish them.

The hunted person is in the best position to limit or bar any form of contact, as always via USPS Certified. Since you've unearthed a mailing address there is no harm in direct confrontation rather than waiting in vain for a regulatory rescue.

David trying to pat yourself on the back?  Don't hurt your arm doing it.