8778268581

Ben Davis, Eastgate Lending, took my $110 Kingston Jamasa via Western Union, to Cerina Alicia Lee of Kingston, Jamaica 10/2/2009. Eastgate Lending Services, 45 Exchange BLVD Rochester, NY 14514

Ben Davis, EastGate lending Services, a few more details and corrections it $1100, not $110 and I'm soposed to get the $7000 loan via my bank as a direct deposit.  Now that they I gave my bank info/number what can they do with that?  They also have a copy of my drivers licence.  Do they have my social security number will this end with just the loss of my hard earned money that was bill money, now what?  I did report them to a few places but what can they do about it there a bogus company with a phone number that will probly be disconected with a fake adress.  How can they get caught?  Don't they have cameras where they pick up our money at the Western Union office, in Kingston Jamacia to Cerina Alicia.

Cerina Alicia Lee ended up with my money $1100 for a fake $7000 loan. Eastgate Lending Services agent: Ben Davis.  I sent the money via Western Union OCT 2, 2009 to Kingsfield, Jamacia, The bogas company adress is 45 Exchange BLVD, Rochester NY 14614

I am so sorry Maryb, and to all the others who actually sent in their money.  I was there with you and I know who convincing Ben Davis was.  And when you're in need for money you believe anything.  They have all my information too, but all you can do is change your bank account, put a password on it also, this way if anyone inquires about your account they know your personal data but not your password on the account.  Also alert your post office, because these scammers can call and have all your mail changed over to them with your personal identification.  Alert the three credit bureaus and put a fraud alert on your social security number.  I also e-mailed the social security office and explained the situation. This should be enough.  I think this is a real wakeup call for all of us. I'm in in taking them down.  I also e-mailed Dateline to do an investigation on Eastgate with all the information I have on them.  I would love to see Ben Davis go down.  They messed with the wrong people.

I reported them to the better buisness bureau and they did in fact investigate these people and they are a scam.  there address they used was a vacant building in new york.  google there address and youll find out.  anyhow your best bet for a loan would be to go directly to your bank if you have one and sit down with your loan reps and explain why you need a loan and your chances are pretty good at that point.  but you also need to let them no why you are in the position that you are in.  this way they get a fill for you and first impression are good at that point.  im a high risk and thats what i did and my bank actually granted me a loan. another thing you can try is if you have a vehicle you can use your vehicle for whats called a colateral loan just dont ask for the full value of the vehicle. a tip 60% of the value and your chances are good. eastgate lending services they are a bunch of !!!!!!!!!! i wish i had acess to getting to these people for trying to scam good hard working citizens good luck

Hey wish you were right.  I do not at this time have any faith that the money $7000 loan promised to me which should be there Tuesday Oct. 6, 2009 at 5pm.  I am a victom of fraud.  I will loose my $1100. Ben Davis of Eastgate Lending services and the reciever "Cerina Alicia Lee" of Kingsfield, Jamaica Oct 2, 2009 are happy right now. Where is the money going.  My research via the internet I heard one theory is that terrorists from other countries are preying on US citizens and funding more future terrorist attacks.  Far fetched maybe? maybe not?

I also received a call to from this East Gate Lending from a person named Jesse Wilson: Everytime i tryed to call him regarding my $5,000.00 loan i could never get a hold of him just voice mail, i'd follow the promps to receive a call back and never got a call back. I was also told to send fax of personal info: before getting my loan everytime i'd check with my bank to see if the funds were deposited it was not.
Talat Sultan A.K.A. Bubba/ Clinton, IA.

Ben Davis told I would recieve my $7000 loan on tuesday the 6th at 5pm.  I know it will not be there after reading other peoples posts.  I am out $1100 dollars.

I called Ben Davis of Eastgate lending services and actually spoke with him and he stated that he was a ligit company and my money will be their Tuesday October 5th at 5pm.  If the money is their I will be so happy and let everyone know that these blogs may not have all real info.  If he were not a legit company he would not have spoken with me.

I just spoke with ben davis of eastgate lending services and he assured me mt money will be there Tuesday 0ct. 6 at 5pm.  He did not have to take my call but he did.  He already has my 6 month pre-paid Collateral Security Payment 0f $1100 for my $7000 loan.  So i'm doing a lot of praying that the money will be there.

We all need to go to our local news and all other legal sources to get them before they run...

So did you get your money?

Ty...did you get your money...has anyone else gotten anything?

So A Scammer claimed to be legit and you decided they were?   Because they told they were.  Of course a scammer is going to tell you that!  

Just When You Thought It Was Safe...Advance-Fee Loan "Sharks"
http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt028.shtm

Just When You Thought It Was Safe...Advance-Fee Loan "Sharks"
A different breed of "loan shark" is preying on unwary consumers by taking their money for the promise of a loan, credit card or other extension of credit.

Advertisements and promotions for advance-fee loans "guarantee" or suggest that there's a high likelihood of success that the loan will be awarded, regardless of the applicant's credit history. But, to take advantage of the offer, the consumer first has to pay a fee. And that's the catch: The consumer pays the fee, the scam artist takes off with the money, and the loan never materializes.

Legitimate guaranteed offers of credit do not require payments up front. Legitimate lenders may require consumers to pay application, appraisal or credit report fees, but these fees seldom are required before the lender is identified and the application completed. In addition, the fees generally are paid to the lender, not to the broker or arranger of the "guaranteed" loan.

Legitimate lenders may guarantee firm offers of credit to credit-worthy consumers, but they rarely do this before evaluating a consumer's creditworthiness.

Advertisements for advance-fee loans generally appear in the classified section of daily and weekly newspapers and magazines. Often, the ads feature "900" numbers, which result in charges on your phone bill. Advance-fee loans also are promoted through direct mail and radio and cable TV spots. The appearance of ads in media outlets that you recognize - like your local newspaper or radio station - is no guarantee of the legitimacy of the company behind the ad.

The Federal Trade Commission says you can avoid being bitten by advance-fee loan sharks: Here's how:

Don't pay for a promise. It's illegal for companies doing business by phone to promise you a loan and ask you to pay for it before they deliver.
Ignore any ad - or hang up on any caller - that guarantees a loan in exchange for an advance fee. Legitimate lenders never "guarantee" or say that you will receive a loan before you apply, especially if you have bad credit or no credit record.
Never give your credit card or bank account numbers, or Social Security Number, over the telephone unless you are familiar with the company and know why the information is necessary.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

May 2000


Advance-Fee Loan Scams: ‘Easy’ Cash Offers Teach Hard Lessons
http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel16.shtm
Advance-Fee Loan Scams: ‘Easy’ Cash Offers Teach Hard Lessons
Looking for a loan or credit card but don’t think you’ll qualify? Turned down by a bank because of your poor credit history?

You may be tempted by ads and websites that guarantee loans or credit cards, regardless of your credit history. The catch comes when you apply for the loan or credit card and find out you have to pay a fee in advance. According to the Federal Trade Commission (FTC), the nation’s consumer protection agency, that could be a tip-off to a rip-off. If you’re asked to pay a fee for the promise of a loan or credit card, you can count on the fact that you’re dealing with a scam artist. More than likely, you’ll get an application, or a stored value or debit card, instead of the loan or credit card.

The Signs of an Advance-Fee Loan Scam
The FTC says some red flags can tip you off to scam artists’ tricks. For example:

A lender who isn’t interested in your credit history. A lender may offer loans or credit cards for many purposes — for example, so a borrower can start a business or consolidate bill payments. But one who doesn’t care about your credit record should give you cause for concern. Ads that say “Bad credit? No problem” or “We don’t care about your past. You deserve a loan” or “Get money fast” or even “No hassle — guaranteed” often indicate a scam.
Banks and other legitimate lenders generally evaluate creditworthiness and confirm the information in an application before they guarantee firm offers of credit — even to creditworthy consumers.
Fees that are not disclosed clearly or prominently. Scam lenders may say you’ve been approved for a loan, then call or email demanding a fee before you can get the money. Any up-front fee that the lender wants to collect before granting the loan is a cue to walk away, especially if you’re told it’s for “insurance,” “processing,” or just “paperwork.”

Legitimate lenders often charge application, appraisal, or credit report fees. The differences? They disclose their fees clearly and prominently; they take their fees from the amount you borrow; and the fees usually are paid to the lender or broker after the loan is approved.

It’s also a warning sign if a lender says they won’t check your credit history, yet asks for your personal information, such as your Social Security number or bank account number. They may use your information to debit your bank account to pay a fee they’re hiding.
A loan that is offered by phone. It is illegal for companies doing business in the U.S. by phone to promise you a loan and ask you to pay for it before they deliver.
A lender who uses a copy-cat or wanna-be name. Crooks give their companies names that sound like well-known or respected organizations and create websites that look slick. Some scam artists have pretended to be the Better Business Bureau or another reputable organization, and some even produce forged paperwork or pay people to pretend to be references. Always get a company’s phone number from the phone book or directory assistance, and call to check they are who they say they are. Get a physical address, too: a company that advertises a PO Box as its address is one to check out with the appropriate authorities.
A lender who is not registered in your state. Lenders and loan brokers are required to register in the states where they do business. To check registration, call your state Attorney General’s office or your state’s Department of Banking or Financial Regulation. Checking registration does not guarantee that you will be happy with a lender, but it helps weed out the crooks.
A lender who asks you to wire money or pay an individual. Don’t make a payment for a loan or credit card directly to an individual; legitimate lenders don’t ask anyone to do that. In addition, don’t use a wire transfer service or send money orders for a loan. You have little recourse if there’s a problem with a wire transaction, and legitimate lenders don’t pressure their customers to wire funds.

Finally, just because you’ve received a slick promotion, seen an ad for a loan in a prominent place in your neighborhood or in your newspaper, on television or on the Internet, or heard one on the radio, don’t assume it’s a good deal — or even legitimate. Scam artists like to operate on the premise of legitimacy by association, so it’s really important to do your homework.
Finding Low-Cost Help for Credit Problems
If you have debt problems, try to solve them with your creditors as soon as you realize you won’t be able to make your payments. If you can’t resolve the problems yourself or need help to do it, you may want to contact a credit counseling service. Nonprofit organizations in every state counsel and educate people and families on debt problems, budgeting, and using credit wisely. Often, these services are low- or no-cost. Universities, military bases, credit unions, and housing authorities also may offer low- or no-cost credit counseling programs. To learn more about dealing with debt, including how to select a credit counseling service, visit ftc.gov/credit.


Where to Complain
If you think you’ve had an experience with an advance-fee loan scam, report it to the FTC.

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

April 2008

FOR ONE THE BBB IS A WASTE OF TIME

You have to report them to the FTC and YOUR STATE ATTORNEY GENERAL

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

Now they know about this site and claim it will be shut down.  If we say anthing about there ligit company will sue for slander.  I will be refunded on the 23 I think thats the date I will be refunded.  How can I pay the bills due before then.

I did report them to the BBB, FTC and Attorney General. The BBB said it was not a real address. The FTC haven't gotten back with me yet and the Attorney General said that since the money went to Canada, it was out of their hands.

OMG! IF MICHAEL FLEMMING CALLS YOU, DON'T ANSWER OR CALL HIM BACK !!I just got a message from Michael Flemming at Eastgate Lending stating that he had my deposit back from my lender and i would be getting my deposit back but they just needed to know if i wanted it directly deposited or a ceritified check. When i called him back he stated that he just needed to talk to me and tell me that i would not be getting my money back until after the law suit is settled because they are suing me for slander. I put him on speakerphone and my co-workers heard him yelling at me. The funny thing is that my company records all in and out going phone calls, so i have him for harrassment. He told me that the attorney general is going to be looking for me. YAH RIGHT! The attorney general is looking for them not me. WHAT A F*******G A**HOLE!!! I WISH THEY COULD SUE ME SO I COULD GO TO COURT AND KICK HIS ASS!!!!!

hey , i want to know if you got your money let me know

They aren't a legit company so they can't sue anyone for slander. You won't get your money back,just like noone else that has given them money will get any money back or whatever they were promised. They need to be caught for taking people's money!