888-876-2814

i receive a call from this number at least once a week. they never leave voicemails, and when i answer and attempt to talk to them, there is dead silence followed by a hanging up.

i see a lot of posts in here indicating that they are a collection agency -- i do not, nor have i ever, owed anybody any money.

[***] this phone number and whoever keeps harassing me by calling from it, i just want to be left alone!

these people keep calling me to collect a debt I do not owe, they call daily in the afternoon or evening>>it is very annoying.  How can I get them to stop.

These people keep calling me and I have no idea what they are talking about.  My cell phone number is on the Do Not Call List and I want them reported.

TRAPLINE!!!......If this # does belong to a collection agency, DO NOT CALL IT BACK if you don't want them to have your telephone #. It MAY be a TRAPLINE! You CANNOT block the call even using *67. Even if it isn't a trapline, it being THEIR Toll Free #, you still cannot block the call, for they are paying the bill. They are paying for your call, so they get ALL #s calling them on their monthly bill statements. If it's still only their toll free #, they might still have something worked out with the phone company so they won't have to wait for the monthly bill, since THEY are the ones paying for the call. I know how these work, for I have my own trapline. If you don't want them to have your contact #s, do not call them.

Okay folks, here's a full report on this company, in business only two(2) years with 7 employees at their Georgia sales office and only 2 at their Operations Center (collections) in Texas. I hope it copies into this window correctly. Here it is:
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CAPIO PARTNERS
Debt collections for the Healthcare Industry, purchasing & collecting outstanding medical bills.

Operations Center
P.O. Box 3498
Sherman, TX 75091
Phone: 888-876-2814
Fax: 903-893-4825

Sales
If you are a Hospital or Hospital System interested in our services, please contact us at:
Mail: 2250 Satellite Blvd., Suite 210
       Duluth, GA 30097
Phone: 678-682-3680
Email: sales@capiopartners.com

BETTER BUSINESS BUREAU
BBB issues Reliability Reports on all businesses, whether or not they are BBB accredited. If a business is a BBB Accredited Business, it is stated in this report.

BBB Accreditation
This company has been a BBB Accredited business since June 2009. This means it supports BBB's services to the public and meets our BBB Accreditation standards.

BBB Rating
Based on BBB files, this business has a BBB Rating of A- on a scale from A+ to F.
Reasons for this rating include:
•Length of time business has been operating.

Business Contact and Profile
Name:…….Capio Partners
Address:….2250 Satellite Blvd Ste 210
                  Duluth, GA 30097-4918
Phone:……(678) 682-3680
Website: www.capiopartners.com 

Original Business Start Date: February 2008
Principal: Mr. James Richards, President/CEO
Customer Contact: Mr. James Richards, President/CEO - (678) 682-3680
Email Address: ericdamewood@capiopartners.com
Incorporated: GA
Employees: 7
Type of Business: Collection Agencies, Business Services (General), Collection Systems
BBB Accreditation: This organization is a BBB Accredited business.

Business Management
Additional company management personnel include:
Mr. Eric Damewood - Manager Adm.
Ms. Cindy Armstrong - COO
Mr. Mark Betrick - CFO
Mr. Douglas Sawyer - Exec. VP Sales

Customer Complaint History
When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.
BBB processed a total of 4 complaints about this company in the last 36 months, our standard reporting period. Of the total of 4 complaints closed in 36 months, 3 were closed in the last year.

Contract Issues
     Resolved  
     1 -  Company resolved the complaint issues. The consumer acknowledged acceptance to
            BBB.
 
Billing or Collection Issues  
     Resolved  
     1 -  Company resolved the complaint issues. The consumer acknowledged acceptance to
              BBB.
     1 -  Company addressed the complaint issues. The consumer failed to acknowledge
              acceptance to BBB.
 
Service Issues  
  Resolved  
     1 -  Company resolved the complaint issues. The consumer acknowledged acceptance to
             BBB.
 
BBB Program Participation
This company has agreed to use special procedures including arbitration, if necessary, to resolve disputes through their participation in the following programs: BBB Identification, BBBOnLine.  

Government Actions
BBB has no information regarding government actions at this time.

Advertising Review
BBB has no information regarding advertising review at this time.

Industry Tips
Collecting Payments Due
Medical Billing Opportunities
What are Fair Debt Collection Practices?

BBB Copyright and Reporting Policy
As a matter of policy, BBB does not endorse any product, service or business.

BBB Reliability Reports are provided solely to assist you in exercising your own best judgment. Information in this BBB Reliability Report is believed reliable, but not guaranteed as to accuracy.
BBB Reliability Reports generally cover a three-year reporting period. BBB Reliability Reports are subject to change at any time.
If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Reliability Report.
ID: 27257345
Report as of May 19, 2010 23:15
Copyright© 2010 Better Business Bureau

OPERATIONS CENTER
Capio Partners
2222 Texoma Pkwy; Ste 150
Sherman, TX  75090-2481  
Phone: (903) 892-7400  

Capio Partners Business Information
Capio Partners is a private company categorized under Business Services (Unclassified) and located in Sherman, TX. Current estimates show this company has an annual revenue of $140,000 and employs a staff of approximately 3.
Single Location
Annual Sales (Estimated) = $140,000
Employees (Estimated) = 3  

SIC Code and Description
7389, Business Services, NEC
NAICS Code and Description
561499, All Other Business

Years in Business: 2

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Pro Vision Associates                  Business Services (Unclassified) in Sherman, TX  
Brast Metal Solutions                  Business Services (Unclassified) in Sherman, TX  
Lanier Business Products             Business Services (Unclassified) in Sherman, TX  
Meraz Auto Sales                        Business Services (Unclassified) in Sherman, TX  
Kennedy & Minshew Pc

I keep getting calls from this same number and they refuse to identifiy themselves or what the call is about until I give them personal information.  I keep refusing to give them any more than my name and say they'll keep calling and hanging up.  This is ridiculous.  Who are they?

Interesting update.  The Capio Partners website indicates they are a member of the BBB, but when I put in their phone number the search responded with "There are no businesses matching your search criteria. Click Back to try your search again, or click Next to enter the business information yourself".

no message

Wow with this place the collectors that call you act like debt collectors from a loan shark. They are very rude and demanding with absolutely no customer relations skills what so ever. Very unprofessional to the point where I felt like thugs were calling me to get money and if I didn't pay they would make my life miserable. This went on for months and I would constantly tell them that the hospital bills they were calling regarding were paid by insurance if there are any concerns with them they need to contact the insurance company for a settlement. That was an answer they didn't to hear. Then as a bunch of liars that they are they even went so far at one point to say that they had been trying to collect on this debt for 5 years now. Wow the first time I got a call from them was in February of this year. The debt they were calling on was a bill that was paid by NYCPD for ER visits to a hospital because I wound up getting hurt 2 times at work. The hospital billed one amount and the NYCPD paid an amount for the services set by NYS workmen's comp board for hospital bills. This company  Capio Partners bought old debt from a hospital that went chapter 11 and is no longer in existence. Now they just want money feeling they have a right to it now and since it is no longer a medical bill and it is now purchased old debt it could go against my credit report. I did contact my lawyer and that was how I found that Capio Partners had purchased the old debt from the defunked hospital.



Then I couldn't take it any more and I googled their phone number and found this site. Wow this site was so helpful in helping me solve my problem. I read Lamet's posting on how to handle Capio Partners. I did what Lamet had advised. I called the NYS attorney General and made a complaint against Capio Partners. I then called the FTC and made a complaint against Capio Partners. Then I call my lawyer and advised him the what was happening. I called Capio Partners back and they then told me they actually had no paperwork to substantiate their claim that I was in dept. I allowed them go on about he debt and what they needed to collect on I then told them at the end of the phone conversation I advised them of the complaints that I filed against them. Boy how fast they told me that they would just close the debt out and there would be no need for us to be in contact in the future. I did get letters in the mail from them saying that they were notified in error about my account.



Thank you Lamet for your great advise it really helped.

Capio Partners, a collection agency that leaves no message or indication of who they are.  I owe them nothing and I will not help them get location information on anyone.  If they don't have thecourtesy of letting you know who they are, why should I help them???!!!

They call at odd times, often say nothing.
I have had this phone about 90 days.

Per info above:
Capio Partners
2222 Texoma Parkway
Sherman, TX 75090

I'm pretty sure they have to send you a statement, according to the Fair Billing Act.  And I know for sure, that if you tell them to quit calling you they can't call anymore.  I'm not sure who you would turn them into though.  The State department in Florida handles those kind of things but every state is different.

My husband died 9/9/2009- and they keep calling .
I thought Death dissolves any debt or contracts.

This company harasses by calling me cell several times per day/week...  This is not owed...  The bill they sent to "verify" states a negative balance... i had two insurance companies & owe nothing as per my insurance companies & the hospital!  They continue to harass!

They call all day and a message comes on and says please hold for the next the a man comes on and says nothing then hangs up!!!

receive numerous calls from this number. A recorded message.

I don't owe anybody anything and never did have a past due in my life.

I suspect they may be trying to find a family member who listed me as a
next of kin and they consider that their charter to harass ME.

Received a call from this number  888-876-2814.  Asking me my social number and address.  I told her,  I don't know her and I do not owe noboby. I don't own credit cards  and don't have no bills.  
Don't call me.

Debt Collectors, Debt Collection Law Suits, PayDay Loans

So, you’ve just received a summons you’d like to forget,
You’re being sued by a debt collector for credit card debt,
Well relax; don’t get excited because you do have rights,
Get ready, now’s the time to roll up your sleeves & fight.

The Law of Equity, 7th Amendment of The U.S. Constitution,
And this is just the beginning of your defensive resolution,
This country was founded? Let me put you in remembrance,
An article we know as, “The Declaration of Independence.”

These are just parts of your rights & defense, some not all,
There is a violation of Federal R.I.C.O. and Civil RICO Law,
A so-called, “valuable consideration” cannot be a mystery,
Your right to know the amount paid. Why? Criminal Usury.

Alleged debt is 10k but their purchase price was 100 bucks,
In Ohio they cannot charge more than 5%, so lots of luck,
Because your contract was with whomever, not with them,
Hey don’t panic because this is how the process will begin.

Midland Funding LLC is notorious for filing claims in court,
However, without a valid written agreement they must abort,
Research, Case NO 3: 08 CV 1434, Document 50 Filed 08/11/09,
U.S. District Court Judge David Katz ruled against, here’s why.

Midland Funding LLC v. Brent, et al. the Ohio court did find,
The affidavit, documentation was not properly, legally signed,
Midland violated both the OCSPA & FDCPA trying to collect,
And at an interest rate higher than allowed by law for said debt.

“Volenti non fit injuria” is a legal term meaning assumption of risk,
Ohio Fair Debt Collection Practices Act § 1319.12. Requirements,
A signed written agreement & monetary consideration shall state,
And in addition it shall expressly authorize with an effective date.

Encore Capital Group and others like them are, “Junk Debt Buyers,”
Paying less than a penny then charging you up to 100 times higher,
So, FYI there have been many lawsuits filed against them and won,
Requesting, “summery judgment” does not mean it is over & done.

Do not let lawyers push you around, respond and don’t be moved,
They claim validity with credit card receipt copies, make them prove,
You can’t buy groceries, clothes or gas with a copy of a $20.00 bill,
The law is the law and it works both ways, when they Jack you Jill.

Surely this is probably the biggest unknown consumer credit card fact,
When sued you have the right to request a copy of the original contract,
Why are there are so many judgments? Da! We have to know our rights
They’re default judgments because you don’t show up in court and fight.

Remember, this is just a partial list there is so much more you bet,
Do your own investigation, a plethora of sites are on the Internet,
Don’t allow these crooks to illegally use the legal system for pay,
Make them understand, if it is hardball they want, two can play.

Co to court, pursuant to the FDCPA Act (§ 803.4) & make them prove,
Oh, not being the original creditors they must establish dealings with you,
Since they are not, their records are immaterial, irrelevant and hearsay,
It will take some effort on your part but it’s worth it to make it go away.

You received a letter; okay demand a “Debt Validation” here’s the deal,
Respond within 30 days or they will assume the, “alleged” debt is real,
If you’re at the summons/subpoenas stage there’s still plenty of time,
CreditInfoCenter.com or DebtCollectionLawyer.blogspot.com, online.

Don’t forget they’re the Plaintiff you’re the Defendant so you defend,
As aggressive as your adversary without backing down, you will win,
It is not England in the 17th Century it’s America no need to escape,
That tyrant King George III is not The President of The United States.

When Law Enforcement violates U.S. Constitution Amendment #4,
The case is thrown out and criminals routinely walk out the door,
“Junk Debt Buyers” falsely make claims & defendants pay more,
Any wonder why the rich stay rich while the poor remain poor?

Bad enough that high interest rates create billionaires on the backs,
Of the hard working majority who are faced with all kinds of attacks,
Why do most judges allow this injustice to continue go to through?
Uh, a leopard doesn’t change its spots they were once lawyers too.

Midland Funding LLC & subsidiaries of Encore Capital Group Inc,
Isaiah 1: 17, simply put their Gestapo tactics & criminal ethics stink,
An injunction was issued now they can no longer demand by lies,
Monies at a 1,000% rate destroying freedom and mom’s apple pie.

It’s obvious that consumers are unaware of this very important fact,
Accounts now uncollected are charged off on corporate income tax,
The debt has become alleged because it is no longer the full amount,
So, law firms and collectors are banking on your inability to count.

This is an unjust practice and by law it should be labeled as corrupt,
Forget the lobbyists isn’t it time for our elected officials to stand up?
We have, “Certain Inalienable Rights” no “junk debt buyer” can deny,
Written documents “Founding Fathers” based freedom on that’s why.

Remember that unscrupulous nation we hurriedly sailed away from?
Well, don't look now but Centuries later has America now become?
By predatory mortgage lending practices, citizens loose their homes,
As soldiers fight overseas their spouses fall victim to PayDay Loans.

With all of these exceedingly high interest rates where is Uncle Sam?
Not only by their own Government but by con artists being scammed,
Congress, House, Senate should be doing more not less than they can,
Oh, if elected officials put their lives on the line then they’d understand.

Why, when everything points to doing more they seem to do the least?
And instead of coming across as a “Beauty” they raise up as a “Beast,”
Even Elizabeth has declared a 10-year pay freeze and she’s the Queen,
Ha, and we have elections but act like we’re still pawns under the King.  

A Supreme Court ruling reiterated the constitutional right to bear arms,
On 06/28, striking down a Chicago law leaving us susceptible to harm,
So, how much longer will these financial institutions continue to prevail?
Every single one found guilty of "any" wrongdoing should end up in jail.

Finally, the United States Constitution has your citizen rights guaranteed,
“Certain steps are required before depriving us of life, liberty, or property,”
The 14th Amendment, “fundamental rights” we have “due process” by law,
And as consumers you have protection not from some of these but for all.

I just bought a new Iphone and they have called me twice now.  I have not returned the call.

Thanks for the very informative article.