9096509121

I received my call today about my very good credit rating which could be in danger.  One of the blogs above gave me a call-back number.  I called back and told them in rather course language what I'll do if they ever call me again.  The unflappable woman who answered said they would take my number off their list.  What happened to the DO NOT CALL REGISTRY that I applied for months ago?

Scam... If it calls your cell phone, you can get it not to ring. On my phone, I list it as a contact, name it "Spam", drop to 'Ringtone", press 'Set", then scroll down to 'No Ring'. Then save.

A foreign speaking guy called from 9096509121 to lower my interest rate he said. He said he had all my credit card information there, but then wanted to know which cards I had and which one had the largest balance.  When I told him that I don't give any information out over the phone, he hung up.  
Apparently still scamming!

According to the PhoneAgent website, the call is coming from San Bernadino, Calif.

I was at mi office and i wasI was at mi office and i was pick up the phone but not body answers.

This number keeps calling... When I don't answer the phone they hang up.. but just keep calling back several times in one day!!

If you're on the Do Not Call List, file a complaint.  The fact they seem to be running a couple of scams rates an investigation.

my caller ID said "credit services"

file compliant to https://www.donotcall.gov/default.aspx

I have received a call from this number several times.   I am on the DNC list and an very annoyed.   Each time I answer the phone, there is no one there. Holding on just leads to a hang up.    Please, I am tired of these calls . . .  Stop calling!

Lucky me! I just received my first call stating they would lower my interest rate to 6% my curiosity got the better of me, when I chose 1, there was an Indian woman's voice that made no sense whatsoever. I have no problem understanding people with different languages/dialects speaking English. The line became full of static and you could hear music in the background. That certainly didn't help. I gave her maybe 15 seconds, then hung up.

Same deal, same criminals. Report them to do not call. They have been catching these people and recently put some in jail, where they belong.  In fact, they should be sent to Gitmo and locked away with the rest of the terrorists!

They sounded real. I'm embarressed to say they got my birthdate. Then I caught on, too late. Now I'm worried. What should I do?-anything?

This call shows up as a cell number on my caller ID.   It was actually a solicitation call - the spiel began with an announcement that it was regarding my credit card account.    I just hung up.  

Some info on complaining at the FTC DNC list:   I used to file complaints every time I received a telemarketing call.   I noticed that almost every time I filed a complaint, within a few days I received a Nigerian scam e-mail.     I'm not convinced the FTC site hasn't been compromised.

I still get calls from the same numbers which have repeatedly called before, so I'm not sure reporting really accomplishes anything.

You can sue these scumbags if you find out who they are, but that's the real problem.

They are being SUED BY THE FTC ALREADY and are VIOLATING A COURT ORDER TO STOP!

FTC Goes After Credit Card Robocall Scammers
 

11 Dec 2009
The Federal Trade Commission just announced its second major law enforcement effort this year targeting telemarketers who violated the Do Not Call Rule and other laws by making hundreds of thousands or even millions of pre-recorded robocalls to consumers. The cases announced target three groups that allegedly made robocalls to sell worthless credit-card interest-rate reduction programs for hefty up-front fees of as much as $1,495. At the FTC’s request, in each case, the court has issued an order temporarily halting the robocalls pending trial.

The three complaints announced today follow two filed in May that led to court orders stopping other telemarketers from using robocalls with deceptive claims about extended auto warranties.

According to the FTC complaints, Economic Relief Technologies, LLC, Dynamic Financial Group (U.S.A.) Inc., and JPM Accelerated Services (JPM) and related defendants made illegal pre-recorded robocalls to consumers, using names like “card services,” “credit card services” or “account services.” The robocalls allegedly claimed the defendants’ services could lower the interest rate on consumers’ credit cards.

In each case, consumers who pressed 1 after hearing the automated call were transferred to live telemarketers who allegedly misrepresented that consumers could dramatically lower the rates on their credit card. The telemarketers also said consumers would save thousands of dollars in a short period of time by lowering their interest rates and would be able to pay off their debts faster – for an up-front fee ranging from $495 to $1,495.

The defendants then falsely stated that if consumers did not save a “guaranteed” amount – typically $2,500 or more – they could get a full refund of the up-front fee. However, after securing the fee, the defendants allegedly did not negotiate lower rates on behalf of consumers and provided few refunds to those who were dissatisfied with the service.

The Economic Relief Technologies defendants also allegedly operated a related scam: using names like “Auto Protection Center” and “Warranty Services,” they tricked consumers into believing they were affiliated with their vehicle manufacturer or dealership, and falsely stated that the consumers’ vehicles’ warranties were about to expire.

The lawsuits allege the defendants broke the law by making illegal robocalls to consumers, and that their deceptive sales pitches violated the FTC Act and the FTC’s Telemarketing Sales Rule.

Additional charges include: 1) calling consumers whose phone numbers are on the National Do Not Call Registry; 2) calling consumers who had previously asked not to be called; 3) failing to transmit their caller ID information, as required; 4) “spoofing” or masking their caller ID information; 5) failing to promptly identify themselves, the purpose of their call, and/or the nature of the goods or services they were selling; 6) improperly abandoning calls; and 7) failing to make required disclosures in their robocalls.


BBB Warns Consumers of Robocalls Promising to Lower Their Credit Card Interest Rate
 

29 Jun 2009
Consumers across the U.S. and Canada are bombarded with phone calls promising to lower interest rates on their credit cards,. Not only are the calls violate U.S. and Canadian Do-Not-Call laws, but some companies behind the calls are ripping off consumers by charging large up-front fees to negotiate lower interest rates with credit card companies—something consumers can do on their own for free.

Robocalls generally begin with recorded messages that include statements like: 'This is our final attempt to reach you since you've not responded to our other calls to discuss your credit card debt.' The automated message invariably does not include the name of the company, but may claim to be with Card Services or Card Holder Services.

After the initial recorded message, consumers must dial another number to be connected to a live person, who in turn asks for the consumer’s credit card number. From there, the operator begins closing the sale, asking if the consumer is willing to pay – usually from $700 to $1,000 - to have their firm contact the credit card company and negotiate lower rates.  

'The ‘negotiation’ undertaken by these companies can be as simple as calling the customer service number listed on the back of the consumer’s credit card and asking a customer service representative to lower the interest rate,' said Steve Cox, BBB spokesperson. 'Consumers are fully capable of talking to credit card companies on their own, for free, and getting similar results. Consumers simply don’t need to pay any company a thousand dollars to negotiate lower rates on their behalf.'

BBB has received numerous complaints about two Orlando-based companies, CSTR Solutions, Inc. and Genesis Capital Management, and one Tacoma-based company, Mutual Consolidated Savings. All are behind at least some of the robocalls and are promising to save people anywhere from $2,000 to $25,000 by negotiating lower interest rates with credit card companies.

According to BBB complaints, companies are also failing to uphold money-back guarantees and not refunding money in cases where they are unsuccessful in lowering rates.

FTC Investigating Auto Warranty Callers
 

14 May 2009
The Federal Trade Commission has started investigations into several companies involved in making "robo-calls" that warn people their auto warranties are about to expire, and the agency expects to bring cases against them within days.

The calls target people regardless of whether they have warranties or even own cars. They have become such a nuisance that officials in 40 states are already investigating the companies behind them.

“A few states have tried, but we need national action,” said Sen. Charles Schumer Monday at a Manhattan press conference. He said FTC will work with state and local authorities “to find the scam artists and shut them down.”

BBB, Schumer Warn Consumers of Robocalls Promising to Lower Their Credit Card Interest Rate
Arlington, VA – June 10, 2009 - Consumers across the U.S. and Canada are sounding off to Better Business Bureau and U.S. Senator Charles E. Schumer (D-NY) about incessant automated telemarketing calls promising to lower interest rates on their credit cards.  Not only are the calls a nuisance and violate U.S. and Canadian Do-Not-Call laws, but some companies behind the calls are ripping off consumers by charging large up-front fees to negotiate lower interest rates with credit card companies—something consumers can do on their own for free.
According to figures cited by the White House in January, credit-card debt increased 25 percent in the past 10 years, totaling $963 billion – with per household credit card debt at nearly $9,000 now. Knowing that so many families are drowning in debt, telemarketers offering suspect financial assistance are taking full advantage of the situation. Consumers have reported receiving calls as early as three in the morning and on both their cell and home phones even when they have registered the numbers with federal Do-Not-Call lists. Consumers also tell BBB that, despite their requests to the telemarketers to stop calling, the calls continue to come.  
“Similar to telemarketing calls claiming your auto warranty is expiring, calls offering to lower credit card interest rates also seem to have complete disregard for federal laws,” said Steve Cox, BBB spokesperson. “These telemarketers are not forthcoming about the company they’re calling on behalf of, but BBB has identified some offenders by working with consumers who, unfortunately, paid for assistance in reducing their interest rate.”
“Cell phone spam may not be the biggest problem we have to deal with, but we got the FTC to shut down the car-warranty robocalls and now it’s time they shut down the other robocallers as well,” Schumer said. “These calls cost consumers hundreds in wasted cell phone minutes or much, much more if they get caught in the trap being laid by these unscrupulous companies. The perpetrators behind the credit card interest rate calls have also found a way around the Do Not Call List. The FTC has to track them down and then shut them down to put an end to this nuisance once and for all.”

BBB has received numerous complaints about two Orlando-based companies, CSTR Solutions, Inc. and Genesis Capital Management, and one Tacoma-based company, Mutual Consolidated Savings. All are behind at least some of the robocalls and are promising to save people anywhere from $2,000 to $25,000 by negotiating lower interest rates with credit card companies.
Robocalls generally begin with recorded messages that include statements like: “There are no problems currently with your account, however it is urgent that you contact us concerning your eligibility for lowering your interest rates to as little as 6 point 9 per cent.” or, “This is our final attempt to reach you since you've not responded to our other calls to discuss your credit card debt.” The automated message invariably does not include the name of the company, but may claim to be with Card Services or Card Holder Services. Complainants note to BBB that they now believe the calls were designed to deceive them into thinking their credit card company was contacting them.
After the initial recorded message, consumers must dial another number to be connected to a live person. The live “operator” usually starts the sales pitch by asking for the consumer’s credit card number and whether the consumer is interested in lowering their interest rates. From there, callers begin closing the sale, asking if the consumer is willing to pay – usually from $700 to $1,000 - to have their firm contact the credit card company and negotiate lower rates.  
“The ‘negotiation’ undertaken by these companies can be as simple as calling the customer service number listed on the back of the consumer’s credit card and asking a customer service representative to lower the interest rate,” added Cox. “Consumers are fully capable of talking to credit card companies on their own, for free, and getting similar results. Consumers simply don’t need to pay any company a thousand dollars to negotiate lower rates on their behalf.”
According to BBB complaints, companies are failing to uphold money-back guarantees and not refunding money in cases where they are unsuccessful in lowering rates.
BBB offers the following advice for consumers who receive robocalls from companies offering to lower their interest rate:
• Never give personal information, including Social Security, bank or credit card numbers, over the phone to an unknown telemarketer. Always research the company first by reviewing its Reliability Report at www.bbb.org.
• When considering any company offering any type of financial assistance, insist on getting a contract in which all terms and conditions are clearly explained before signing up or providing credit card or other payment information.
• U.S. consumers can place their home phone number on the federal Do Not Call list by visiting www.donotcall.gov. If the consumer’s number is already on the list but continues to receive telemarketing calls—or is receiving robocalls on a cell phone—he or she can use the same Web site to report the incident to the FTC. Canadian consumers can learn more at www.lnnte-dncl.gc.ca.
For more information or to schedule an interview with a BBB spokesperson, contact Alison Southwick at 703-247-9376.


Credit Card Rate Reduction Scammers Banned From Telemarketing
Canadian firm ordered to pay $7.8 million fine


July 13, 2009
A federal judge has slapped a telemarketing ban on a Canadian outfit that targeted U.S. consumers with false claims that it could reduce their credit card interest rates.
At the request of the Federal Trade Commission (FTC), the court entered a permanent injunction that puts the defendants out of the telemarketing business. It also bars them from misrepresenting that they are affiliated with consumers' credit card companies, or that they can get consumers' credit card interest rates reduced.
The court also ordered the defendants to pay more than $7.8 million.
According to the FTC's complaint, the telemarketing operation cheated about 12,000 consumers out of more than $7.8 million between 2005 and 2007 by falsely claiming that it could substantially reduce consumers' existing credit card interest rates and save them thousands of dollars in interest and finance charges.
The defendants are Select Personnel Management Inc., based in Ontario, doing business as Select Management Solutions Canada; 1402473 Ontario Limited; 1489841 Ontario Limited; 2105635 Ontario Limited; Special T Services Group Inc.; United Registration Services Inc., as well as individual defendants James Stewart, Luigi Paulozza, and Philip J. Richards.
The FTC charges that they stated or implied--falsely--that they were affiliated with consumers' credit card companies. For $675 plus $20 for shipping and handling, according to the complaint, the defendants sent consumers promotional materials with promises to substantially reduce their interest rates, and a "financial profile form" for them to complete and mail back.
The complaint states the defendants promised to reduce the interest charged on credit cards to rates between 4.75 percent and 9 percent, save consumers at least $2,500, and refund the cost of their services to consumers who did not save at least that much money.
In fact, according to the FTC, the operators of the scam did little more than add their own fee to consumers' credit card balances. The extent of the rate-reduction services consisted of setting up three-way telephone calls with consumers and their credit card companies, and asking that the companies lower the interest rates. Those requests typically were denied.
The FTC said the defendants' misrepresentations violated the FTC Act and the Telemarketing Sales Rule (TSR). The agency also charged the defendants with violating the TSR by "spoofing" telephone numbers so that their calls appeared on consumers' caller identification services as coming from another number, and by failing to provide the names of the defendants or their telemarketer on caller identification services.



http://www.consumeraffairs.com/news04/2009/07 ... am.html#ixzz0LA

I have been receiving a rash of these types of calls.  I do not answer nor do I intend to ever answer.  I think all of these types of calls are due to the change in the Credit Card companies.  I am on the National No Call list and have reported two already and am more than ready to report this number also.

Screened call, no message. *69 = 909 650 9121. Googled number, ended up here. Filed complaint at

https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

See what happens.

Well, well, well.  Finally some closure on this little scam.  Have I got some juicy bits of carnage to share with you!

First off, the call is from a cell phone. Seems reasonable? BUT, I went to peoplefinders.com, spent $5 (you're welcome) and got some more personal info.  As it turns out, whoever is using this cell number gave a scam-a-licious address of The San Bernardino Public Library!

I've already contacted the director of the library, told him ALL about what was going on; to that he said "Oh, I've got a police officer friend who can take care of that right now."

The San Bernardino Police Dept. has been notified and will undoubtedly catch the criminal(s)

Suck on THAT 909-650-9121!

See my message at the bottom of page 6.

Calls several times a day, no messages.