972-550-5069

They can call to ask about how to locate the person ONLY

They cannot ever say anything about collecting a debt or lawsuits etc

THEY MOST DEFINITELY CANNOT THREATEN ARREST!

you are a debt collector - its obvious by your posts

You take the side of the illegal actions by the debt collector.

FROM THE FEDERAL TRADE COMMISSION WEBSITE
Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren’t; or
indicate that papers they send to you aren’t legal forms if they are.
Debt collectors also are prohibited from saying that:

you will be arrested if you don’t pay your debt;
they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.
Debt collectors may not:

give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn’t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.

that is funny...you think collectors only make minimum wage..LOL...most collectors make a minimum (most make more) than $40,000 a year.

pay your bills!!!!!!!

ANOTHER SCUMBAG DEBT COLLECTOR IGNORING THE VALID COMPLAINTS ABOUT FDCPA VIOLATIONS. they always ignore what the posts are really all about.

Since you did not bother the read the posts - most are about calling the wrong people over and over again - its called harrassment and its ILLEGAL

Telling others or implying the person they are trying to locate has a debt problem -Imaginary in most cases or will be arrested are also ILLEGAL.

For those of you who need assistance go to www.budhibbs.com  
A CONSUMER ADVOCATE WEBSITE that specializes in assisting you with your COLLECTION AGENCY ISSUES and how to deal with them correctly.  REAL LEGAL ADVICE IS ALSO AVAILABLE HERE from attorneys who are qualified to handle debt collection issues.  NOT ALL ATTORNEY's are qualified.

Collectors make minimum wage, huh? That's a laugh. My husband and I drive matching BMWs, our daughter carries a Louis Vuitton bag to Kindergarten and I'm a SAHM... Maybe you guys should get into collections so you can pay your bills!

SHAM not SAHM LOL Now it's back to the boiler room with you!

Do you even know what SAHM stands for? Grow some intelligence.

stay at home mom idiot thats what sahm means go back to high school

I have a Master's sweetie. That's why I'm not posting complaints about people who are trying to get me to pay my bills. My bills are all paid!

Obviously you internet is on, pay you check that you used to secure the loan too!!!

no you dont have a masters and no matching BMW'S



lol.....j/k

Ever wonder why they're trying so hard to convince us LOL

if you could spell it would sound better , you need a websters

you have way to much time on your hands to be a prof debt :) you have to be a dead beat

do you even have a job or do you work at wendys in the drive through or are you just at home unemployed your a joke thats what funny

apparently you're the one in need of a life and a real job.  Don't you have anything better to do than sit around and slam companies and individuals with whom you have no business?  It's clear you're acting on a personal vendetta and it just makes you that much more pathetic.

MINIMUMWAGE: More like you live with your parents so you dont have a house payment, then when  you do get out on your own you are "renters", BMW.. more live Carpool minivans!!!

You are so pathetic.  The timing of your postings only shows that you're the same person.  It's almost funny that anyone can be so incredibly immature.  I hope these people sue you to the fullest extent for your slander and harassment.  The ipa for any post can be traced back to the comp/wifi/mobile connection used to post it.

The "truth" is not slander, look it up. And you should know the meaning of harassment. Isn't that what you do for a living?/