9 Things To Do When Your Identity Stolen

I recently found out my ss# is being used in a different state.. I stumbled across where the person  works form doing a credit check and found the address they stay at.. What should I do? I already put an alert through the 3 credit companies.. Help!

He also brags that the cops can't get their licences back.

interesting ... why is it you have different names in your commented post ?  comments posted by: "Elyse R Burnsed" and contact me by email at: "bootsieroach@yahoo.com"    

I'm not leveling an accusation here, just curious, since your comments lead readers to believe you have some insight on how to solve LadyRose's (and presumably others) ID Theft problem.  

Now, maybe I've not seen additional posts, and you've already addressed these questions ...  if so, then accept my apologies.  If not, can you provide any specific information here that would indicate your ability to help others solve their ID Theft problems ?

Thank you in advance for all those who've come here looking for help.

I applied for an Id when I went to collect it they said they is someone who collect my Id so I applied for another Id again they gave me the first one. I'm using my first Id I don't have the second one. I went to apply for UIF they said they is someone who is using my I'd and that person is still working so I can't get my UIF. I want to know what must I do?

i want to hide my identity            AND         ADDRESS           from thieves and scammers.

...and your point is ?

upairuntly u cud still unnerstan wat she was sayin so what the hek.     Actually I understood very well what she was saying.     Now consider she was shook up, scared and  seemed to maybe be crying in fear while she was typing and you can see why some spelling and word mistakes occurred.   Also much of her phraseology indicates someone who learned to speak english elsewhere or whose parents were from somewhere else.     That would explain the difference in Dialect.      At least she got her point across very plainly.    Shows she is trying very hard to get things right.   So don't worry about the spelling.   Just about her problem.   So long ago.  I hope she got it solved.     Could also have been a keyboard problem too.    Lots of good suggestions on here.   Will have to keep it up fora while.    Thanks People.

TO LADYROSE: I just recently had an issue with identity theft. Someone had filled out an online payday loan and the company they filled it out with called me at work to confirm and approve the loan. They had all of my personal info(ssn, address, dob, full name, etc.) Also had some other payday loans opened in my name, even had my credit card info stolen and thousands charged against it. It sucks, but luckily i had signed up with lifelock. I STRONGLY RECOMMEND TO ANYONE WHO HAS HAD IDENTITY THEFT TO SIGN WITH LIFELOCK OR SOME OTHER COMPANY OF THE LIKE. I contacted my lifelock rep and they sent me affidavit, power of attorney, some other paperwork to fill out. I sent it back in and both lifelock and csid handled all of it. They will contact the appropriate people, dispute and fight all of the fraud. They helped so much and are very polite. Also as you know, contact the big 3 credit reporting agencies(equifax, experion, transunion) and request a 7 YEAR fraud alert(not a 90 day) alert since you have been a victim. You can also contact the 3 payday load credit reporting agencies(chex systems based out of minnesota, clarity services based out of florida, and the other i cannot remember sorry.) You can request your reports from them and check for any suspicious activity as with the big 3 agencies and you can request they put a 7 year freeze on your info also. You should file a police report although in all likelihood they won't be able to do anything unless you actually know who did it. My case it was all online or out of country so they basically said don't expect anything. But with the help of lifelock and csid(out of texas) they handled it all and even got back the money stolen from my credit card. That credit card has since been closed, all my bank info changed. I even contacted my local social security office and talked to them about changing my number. They said it is a VERY difficult process and can't be gauranteed to be changed. And even if it does get changed, ALL of your personal info will still be attached to your old ssn. So its still going to be an issue. Now of course if a felon has your number and is committing serious crimes(murder) then by all means change it. In my case though it would not have helped. *When you set up these 7 YEAR fraud alerts on the big 3 reporting agencies and the 3 payday loan agencies they will take your name/info off the calling list/contact list for that 7 years. Once the 7 years is up, call in and have them renewed. It won't be a problem since you have proof its happened to you. But its very important to have an agency like lifelock or csid dispute the info and get your name and personal info removed from the fraudulent activity's committed. Or if you have the power to do it yourself. I have not had any problems since, Its overwhelming at first but its good to learn and know all these steps to take. Also it helps to contact the Federal Trade Commission and advise them of what happened. In some cases they can take action if they get enough info and backing together. HOPE THIS HELPS-bmann

TO JENN: Its good that you found out where this person is that has stolen your ssn/identity. If you haven't already you need to file a police report and provide them with all the info you have gathered. Might even be worth talking to a lawyer to see what your legal options are, you might be able to go after this person. Definitely get to your local police station and file that report though and let the know that you have found this person! Would be a good idea to also call the Federal Trade Commission and advise them of all this. As i said to LADYROSE if they get enough info and backing together they can go after this person. The FBI can even be brought in by them if all the piece fall together. Since this person has had your ssn for some time you should also contact the big 3 reporting agencies(equifax, experion, transunion) ad request a credit report and check for any suspicious activity/accounts. Also contact the 3 payday loan reporting agencies(chex systems out of minnesota, clarity systems out of florida, and the third i cannot remember sorry) and request a consumer report from them also to check for suspicious activity. If you find suspicious activity then you need to dispute it with these company's, I had lifelock fortunately and they took care of all the disputes. It really helped so much. You should also place a 7 year fraud alert/freeze with all of the reporting agencies i listed above. The alert makes it almost impossible to use your personal info/ssn. Hope This Helps-bmann

TO LADYROSE: I just recently had an issue with identity theft. Someone had filled out an online payday loan and the company they filled it out with called me at work to confirm and approve the loan. They had all of my personal info(ssn, address, dob, full name, etc.) Also had some other payday loans opened in my name, even had my credit card info stolen and thousands charged against it. It sucks, but luckily i had signed up with lifelock. I STRONGLY RECOMMEND TO ANYONE WHO HAS HAD IDENTITY THEFT TO SIGN WITH LIFELOCK OR SOME OTHER COMPANY OF THE LIKE. I contacted my lifelock rep and they sent me affidavit, power of attorney, some other paperwork to fill out. I sent it back in and both lifelock and csid handled all of it. They will contact the appropriate people, dispute and fight all of the fraud. They helped so much and are very polite. Also as you know, contact the big 3 credit reporting agencies(equifax, experion, transunion) and request a 7 YEAR fraud alert(not a 90 day) alert since you have been a victim. You can also contact the 3 payday load credit reporting agencies(chex systems based out of minnesota, clarity services based out of florida, and the other i cannot remember sorry.) You can request your reports from them and check for any suspicious activity as with the big 3 agencies and you can request they put a 7 year freeze on your info also. You should file a police report although in all likelihood they won't be able to do anything unless you actually know who did it. My case it was all online or out of country so they basically said don't expect anything. But with the help of lifelock and csid(out of texas) they handled it all and even got back the money stolen from my credit card. That credit card has since been closed, all my bank info changed. I even contacted my local social security office and talked to them about changing my number. They said it is a VERY difficult process and can't be gauranteed to be changed. And even if it does get changed, ALL of your personal info will still be attached to your old ssn. So its still going to be an issue. Now of course if a felon has your number and is committing serious crimes(murder) then by all means change it. In my case though it would not have helped. *When you set up these 7 YEAR fraud alerts on the big 3 reporting agencies and the 3 payday loan agencies they will take your name/info off the calling list/contact list for that 7 years. Once the 7 years is up, call in and have them renewed. It won't be a problem since you have proof its happened to you. But its very important to have an agency like lifelock or csid dispute the info and get your name and personal info removed from the fraudulent activity's committed. Or if you have the power to do it yourself. I have not had any problems since, Its overwhelming at first but its good to learn and know all these steps to take. Also it helps to contact the Federal Trade Commission and advise them of what happened. In some cases they can take action if they get enough info and backing together. HOPE THIS HELPS-bmann

i agree

Don't be scared by this. Have you received anything in the mail regarding? Most likely a scam, and they are going to try to scare you by saying you will visited by state police and taken to jail. Then they will tell you that you can prevent this by sending them money, anywhere from hundreds to thousands, usually thousands. This happened to me. These people get your personal info from the payday loan company's you're associated with and will contact you saying that you've committed fraud, or you didn't pay back your loan and now its gone to court and you have to settle right there on the phone and they will ask for credit card info. DON'T GIVE THEM ANYTHING AT ALL! If its legitimate, you should have gotten something in the mail that will identify this. And if you do get something via mail read it CAREFULLY. Take it to your police station and ask a detective to look at it, ask if it looks like a scam. It would probably be a good idea to go to your local police station anyway and talk to a detective about the situation anyway. Remember, if it sounds fishy it probably is. Stay strong, don't give in. Call the Federal Trade Commission and report this to them also, they will be able to tell you that it's a common scam. It's important to call the FTC and let them know though. Wouldn't hurt to talk to a lawyer also, they can fill you in on all the do's and don'ts of these situations. You can usually get a free consultation with a lawyer, not that you'll need one. But they can inform you of the law, and that these people contacting you are probably full of it.

All I have too say is why these ppl who are scam and getting ppl money.they getting away with this this sh** ain't right times are to hard to be letting money go like that.I hope and pray whoever they supposed to be they get there and I hope the lord make them suffer like we're and was ova ours money.

I read my ownerowners insurence papers and we are covered for identy theif through that policy. Never had to use it but was happy to know that identity thief was covered in my home owners insurence. Had no idea that was covered.

Mr Wathoo.....!!!! i have just given information to someone overseas.....about my nationality and address..... Would it be harmful to me....???? I'm really worried....