9 Things To Do When Your Identity Stolen

You might find out that you’ve been a victim of identity theft through a call from a collection agency claiming you have a debt or if you were denied a credit due to a poor credit score.
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  • 0
    Scammers go to prison
    To prevent yourself from getting scammed by phising and hackers online is never click on a link that looks odd. Dont open any strange links that you get in your e-mail. The link shown in the e-mail or search box might look like a link to your bank but its not really your banks link. Make sure you verify the link with your bank first and write it down. When you buy stuff from online make sure you click on right website. A must, get an internet security software, a good browser like firefox, spyware scanner, etc. Do regular malware scan. A better idea is to keep 2 computers. One to buy stuff from online, checking your bank etc and another one to just browse.

    When you get calls from strange numbers dont even answer them. They'll call with many numbers. They'll try their best to pressure you but ignore them. Even if you answer them, never give out important information about you or anybody that you know. By ignoring and taking good caution, they get defeated. We cant afford to let criminals win anywhere, online or offline.
  • +1
    Elyse R Burnsed
    | 2 replies
    Rose, if you will email me, I can tell you how to take care of all identity theft. There are five types of identity theft; financial, character, social security, drivers license, and medical. All of these could be very serious. There are over 12 million cases of identity theft reported each year! That is not even counting the ones that are not reported.

    Yes, you can afford an attorney!  Identity theft is a legal issue, and most people don't know when they need legal council, they can afford an attorney.

    Contact me by email at; bootsieroach@yahoo.com
  • 0
    Elyse R Burnsed replies to BB
    | 1 reply
    "BB"

    I don't know what your friend is paying for Identity Theft protection, but I am with a company that you can get full identity theft protection for $12.95 per month. They will moniter your credit, notify you as soon as anything shows up on your report, or, if nothing happens during the month they will also let you know that to. If your identy should be breached, they will do COMPLETE restoration for you. There is no other company out there that does that!

    If you would like to know more, email me at: bootsieroach@yahoo.com
  • 0
    db
    | 1 reply
    hello, i know this may sound weird but my mother was going through some identity theft since i was younger and can't really seem to get anyone to help her. its taking over her life, and i cant sit and watch her worry about this anymore. i want her to be able to live a normal life, i just really dont know what i can do to help her. any advice? thanks for reading. :)
  • 0
    Punisher replies to db
    Tell your mom not to worry about it and take it easy. She wont get in no trouble. The ones who are supposed to worry about it are the criminals who stole her identity. They'll have to worry a lot.
  • 0
    Sunny
    Lady Rose,
      In addition to the above do the following[if you havent already.File a police report,report it to the ftc,
    get a copy of your credit reports and specialty reports.Proactively contact the companies you dont and havent done business with.[The id thief did]Explain the situation to them.Ask them what must be done in order to stop the false attempts at collection.You may be asked to provide a copy of the police report and an affadavit.[Note many companies only require the report number only, not the entire report]An affadavit made be written by you,must be signed by you and must be notarized.Remember it can take a little while for it to be removed from collections.[up to two weeks generally and could be as long as a month or two[large corporations].You will usually be given a invoice cuwstomer number.If you are contacted by collections be nice but firm.Explain what happened and give them the customer/invoice number.After its verifyed you will be removed from the collections calling base even if the system isnt yet updated.
    Contact you medical provider immediately.Give them a copy of the police report.Ask them if theres a way to flag you in the system.This type of theft has a potentially fatal outcome.In ways you might not ever expect either.Lets just say that there is an extensive complex and crafty means to murder people and get away with it with this one.If your doctor doesnt take it seriously change doctors.Dont delay.
    It could cost you your life no joke.
    Contact your county registrar,dmv,and postal authorieties.Check to make sure the thief hasnt changed your address.Alert them to the fact that youve been a id theft victim and ask what their policies are.
    Call the ssn and irs.Do the same as above.Be proactive.Dont give up hope.Patience and persistence win the battle.
  • 0
    Joe
    If a collection agency call you about a bill and or account you owe. Don't get mad if you don't owe.  Just ask them to send you fax documentations on the validation of th debt like contract sales signatured papers of the debt to verify if yours or not with does papers you can prosed with legal auctions WARNING don't have these copies mailed to your house or business, E-mailed or faxed to your hose.  Do what I do I have them faxed to a place that is not to close to my house like a Postal Amex place  I know it will cost money to get them there for security do it until you know who you are dealing with.  Some collection say that  the debt has been wighting off and have pay them is not true you can still make a better deal or take care of directly with debtor.  Ask for a credit report once don't get into a monthly ting with a credit reporter is not worth it.  Look at your credit report is something is wrong it will have the debtors info there get in-touch with them and take care of it.  With it or not is your fault I know sometimes  is frustrating work together with debtor don't deal with collectors. I worked with Sears credit department in 1985 five years later I worked for NCO collections. With Sears I made lots of people happy and helped them.  With NCO lots of people unhappy as a collector we just want you money you think we are helping you NO.  If you contact debtor directly they will stop their collection agency from calling you.
  • -2
    IdentiyTheftVictim
    Move to other country and marry someone else.
  • 0
    NoHelp replies to Ashtonian
    | 1 reply
    The government will not help you in this. You have to go out and defend yourself. Major insurance companies have all your personal information and there is no law to protect your personal information. Human resource personnel have your information whenever you apply for a job. They can also look up your information on black markets of personal data that you are not able to see. They take all this information and sell your names, numbers, addresses, educational, and work information. There is nothing you can do about it. Amy Mattivi is part of one of these gangs that steals personal information and makes up stories and lies about people and posts it all over the internet. She can create fake companies and fake identtiies using your information. IT is Easy. You are an easy victim AND you can't do anything about it. Even the police won't help you. BE AWARE. The criminals will win, so you have to protect yourself first before this happens and then be very aggressive if it does happen to you. If you know who or what business sold your information or stole your identity, file a court order. Most counties will do this for free to stop them from using your identity and selling your information. They offer free lawyers to the public certain days of the week. Call your local clerk to find out.
  • 0
    9 tips from a 44 year old
    #1 - Don't answer your phone unless you recognize the number.  And because caller ID can be spoofed, never assume it is 100% correct - if it's your bank, handle it in person or by calling back on the number in the phone book.

    #2 - Use a fake SSN where ever possible or if you are suspicious.  I have even done this on job applications and corrected it once things panned out  (i.e "possible" situations include if somebody like U-Haul wants it, or if you only pay cash at the dentist.  My cable company thinks they have the real thing ... and they don't).  Also, use a fake birthday on web sites, and never give your real mother's maiden name to anyone including the credit card companies (too late for many people, but my credit card company didn't have a problem accepting "Zeppelin" on the application   ;-)      ).

    #3 - Keep a running fraud alert on your account.  I used to do this every 90 days to get free credit reports.  Now since you can get them for free, it is still valuable and is basically what the locking services do - and bill you for.  Use the freezes and thaws too.

    #4 - Don't do online banking.  Period.

    #5 - Always use a debit card without a Visa or Mastercard logo on it where every transaction requires a PIN.  Your bank may tell you they don't have one.  They do.  Change banks if that's what it takes.

    #6 - Don't give your info to so-called credit locking companies or monitoring services.  Why ?  Because that's simply another company that can let it be compromised.  

    #7 - Don't do auto debit.  If you already do, and even if you don't, open another account and have your paycheck deposited in the account w/o auto debit, transferring a little money as needed to the auto debit account.  

    #8 - Identity theft is not YOUR problem.  It's a problem for the company that granted credit to someone without fully vetting that person.  Simply follow the FCRA procedures to get the information removed after 30 days when challenging it, if not ...

    #9 - You CAN sue the major credit companies for defamation of character and libel.
  • 0
    roxy
    I NEED YOUR HELP MY MOTHER'S SOCIAL WAS USED TO OPEN A DIRECTV ACCOUNT SHE IS BEING CHARGED OVER 600.00 $. WHAT SHOULD WE DO.
  • 0
    lady jj
    I was so crazy i need some money so bad where i apply for a loan on the computer and when it came down to get my bank info i gave it i felt so crazy
  • +1
    nana
    | 4 replies
    Get a loud whistle and blow it long and hard into the phone the next time the collectors call. It may discourage them from calling back.

    I know you were writing your post quickly and know how to use the right words in the right way, but for those who don't...

    The proper usage of the words "your" and "you're" can easily be determined by sounding out the word in the sentence you wish to use. ("You're" is a contraction commonly misspelled as "your", as is "they're" for "they are" misspelled as "their" or "there".

    Use the replacement test.  Replace "you're" with "you are" and "you" with "my"
    1. "You're (you are) called a liar."
    2. "You're (you are) a nice person."

    As a possessive the word "your" is used.
    1. "Your (my) identity was stolen." (It wouldn't make sense to say, "You are (you're) identity was stolen."
    2. "Your (my) police report is on the table." (Nor does "You are (you're) police report was stolen" make sense.

    Correct example of both words:
    1. "You're not spelling your words correctly."
  • 0
    Carol Garrison
    I am a disabled person who has cancer and a lot of medical problems. Recently, I was in the hospital for four days...and everything I own was ripped off. My ss card; mc card; and all medical records.
    This has me sooo nervous because my doctor thinks that my husband took all the information taken; he is filing bankruptcy and he can use these as a excuse for bankruptcy. That is the only thing I can think of.
    I have a notebook (buy one each yr) that I keep all information in. ie. m/c card; ss card and medical records. Telephone numbers; and everything else. It was my right hand ....the other day my husband came in with it; and I picked up on it..so I know it was him. What do I do????????
  • +1
    Dyno
    contacted all of the retail stores and the and found out if they have the video and contacted all the police departments in the area and sent the police report to therm that was filed in my city.  She is on video at one of the stores which   is a plus some other information I found out through the fraud department at the stores.  Visit your states web site for Id Theft they will give you a lawyer if you cannot afford one to straighten out your credit.  Good Luck!!!
    I am also a victim call the Attorney General of your state and report call the Secret Service.  I
    I hope these people get caught there was 88 million dollars in ID Theft last year alone.
    Birmingham, Al.

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