Card Services Scam

The company calling themselves card services, account services, card holder services. The company's name is www.mysuccesstrack.com (a.k.a. Consumer Credti Group). If you have paid either one of these company's a fee ranging from $595 to $1495 to lower your interest rates, you need to call your credit card company and have the charge removed because it is a fradulent company. They will not lower your rates. They will only send you a calender showing you how to get out of debt by making your payments. They have three phone numbers 888.707.7117 , 877.506.4908, and (888) 363-8707. The company owners are Dale Robinson and another scammer named Brett. You can find their address on www.bbb.org. Call your states attorney general and report them for the robo calls they send out. File a small claims lawsuit against mysuccesstrack and consumer credit group and you will definately win. Copy this message and post it to other scam sites to warn others.

The next time you get a call from 'Rachel' at Card Services play along with them. Give them a false credit card number by just taking the actual first 12 numbers from an active credit card and then give them a false last four numbers; just remember them. Then give them the last four numbers of your Social Security card as also false numbers.  Follow this by a false birth date, address that you may have lived at over ten years ago.  Just remember the false numbers you give them. If they want a name change your last name by a few letters. They then try to match and have problems.  The caller will come back on and just explain that you do not know why and repeat the false numbers.  It wastes their time and they are perplexed.  Tell them that you just do not know why but can they call you back at your 'other' phone number.  Make this phone number to call you back the local number for the FBI.  It will really piss them off and if they call you back to your first number just repeat that you do not understand why they are having problems.  I tried this a few times and now the calls appear to have stopped.  Maybe they put your number on list of who not to call?

Where did you get the statement they lack authority? Did you just make it up, or are you one of the scammers. You might try to publish something that is true rather than nonsense.

These calls have not slowed down at all. They are still at it.

Here's proof of how wrong you are about limited jurisdiction.  If enough people complain, action can be taken -- (What is unfortunate is that the robodialers are so cheap that the slimeballs can start up again)

FTC Stops Credit Card Rate Reduction Scam

Canadian Operation Targeted American Consumers

At the request of the Federal Trade Commission, a federal court has stopped a Canadian telemarketer that targeted consumers throughout the U.S., falsely claiming it could reduce their credit card interest rates.

According to a complaint filed by the FTC, the defendants have sold credit card interest rate reduction services since December 2005, claiming affiliation with consumers’ credit card companies. The complaint alleges that the defendants promise to effect credit card rates between 4.75 percent and 9 percent, thus saving consumers at least $2,500, and that if consumers do not save that amount their money will be refunded. The complaint also alleges that the defendants engaged in Caller ID spoofing, causing consumers’ caller identification services to display telephone numbers that do not belong to the defendants, but rather to innocent victims whose telephone numbers are misappropriated.

For $675 plus $20 for shipping and handling, the complaint alleges, the defendants send consumers promotional materials with more promises to substantially reduce their interest rates, and a “financial profile form” for consumers to complete and mail back. The form asks consumers to list the current balance, credit limit, interest rate, and suggested minimum payment for each of their credit card and other debts, as well as their social security number and other personal information.

After receiving the completed form, the defendants initiate three-way telephone calls with consumers and their credit card companies and ask the companies to lower the consumers’ credit card interest rates. The requests typically are denied, and that is often the extent of the defendants’ services. The complaint also alleges that the defendants do not honor their policy of giving refunds to consumers who do not experience the promised substantial savings.

The FTC charged the defendants with violating Section 5 of the FTC Act and the FTC’s Telemarketing Sales Rule (TSR) by falsely representing that they are affiliated with consumers’ credit card companies, that consumers’ interest rates are likely to be reduced to rates between 4.75 percent and 9 percent, that consumers will save at least $2,500 in credit card interest charges, and that defendants will provide a refund to consumers who do not save at least $2,500 in credit card interest charges. The agency also charged them with violating the TSR by not sending to consumers’ caller identification services the telephone number, the defendant’s name, or the name of the defendant’s telemarketer.

On January 29, 2007, a federal judge issued an ex parte temporary restraining order prohibiting further violations by, and freezing the assets of, defendants Select Personnel Management Inc., based in Ontario, Canada, and doing business as Select Management Solutions, and its director, James Stewart. The Commission approved the filing of the complaint in the U.S. District Court for the Northern District of Illinois by a 5-0 vote. Search warrants have been issued in Canada.

The FTC’s case was brought with major assistance from the Barrie Police Service Fraud Unit and the Ontario Provincial Police Anti-Rackets Section. Additional assistance was provided by the Toronto Strategic Partnership, which includes the FTC, the U.S. Postal Inspection Service, Canada’s Competition Bureau, the Toronto Police Service Fraud Squad - Telemarketing Section, the Ontario Provincial Police Anti-Rackets Section, the Ontario Ministry of Government Services, the Royal Canadian Mounted Police, and the United Kingdom’s Office of Fair Trading. The FTC also received valuable assistance from the Better Business Bureau serving Chicago and Northern Illinois.

NOTE: The Commission files a complaint when it has “reason to believe” that the law has been or is being violated, and it appears to the Commission that a proceeding is in the public interest. The complaint is not a finding or ruling that the defendant has actually violated the law. The case will be decided by the court.

Copies of the complaint are available from the FTC’s Web site at http://www.ftc.gov and from the FTC’s Consumer Response Center, Room 130, 600 Pennsylvania Avenue, N.W., Washington, D.C. 20580. The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information on 150 consumer topics, call toll-free, 1-877-FTC-HELP (1-877-382-4357), or use the complaint form at http://www.ftc.gov. The FTC enters Internet, telemarketing, identity theft, and other fraud-related complaints into Consumer Sentinel, a secure, online database help consumers spot, stop, and avoid them. To file a complaint in English or Spanish (bilingual counselors are available to take complaints), or to get free information on any of available to thousands of civil and criminal law enforcement agencies in the U.S. and abroad.

MEDIA CONTACT:

   Frank Dorman,
   Office of Public Affairs
   202-326-2674

STAFF CONTACT:

   William J. Hodor,
   FTC’s Midwest Region
   312-960-5592

(FTC File No. 062-3215)

Been receiving these calls for months.
A solution to this problem is get an aerosol can that boaters use to whistle other boaters of danger.   When the person comes on line, talk to then, press button and they disappear.  It works.

I have found that the 'beneficiary' does indeed reside within our shores quite often.

The baboons that are running the auto-dialers are making money off of the calls that they "transfer" by selling those transferred calls as "warm leads" to companies within the USA that sign up with them to buy these calls.

I usually ignore the first few calls - I still post them here and on the FTC.GOV site, but after several repeat calls I will mess with them and try and find out who benefits from the call and then I post that as well.  Nothing like a little free advertising!

The FCC is in the US.  It can only enforce US laws inside the US.  The scammers know that and are located outside the US.  They are violating US law but they cannot be prosecuted until they enter the US.

The scammers are mobile.  The change locations often.  They are hard to catch.  And if you do catch them you have to get cooperation from local law enforcement to get them extradited to the US.  Often the local government will not cooperate.

And yet the calls keep coming.

I too have received hundreds of calls for over two years from "card services" and have had the same experience as everyone else. I have called the FTC, FCC, CT and FL attorney generals. It doesn't seem that any of these agencies that my tax dollars pay for are going to do anything about this. I am tired of these harassing calls. I would love to get ahold of these people seeing our government officials are dropping the ball on this. Anyone have a number for these scum bags that works?

Try 888-583-1956 Soomebody posted it as an office line. Haven't tried it yet.

People, all of the numbers that you have listed with the exception of 1-800-218-8787 are spoofed numbers.  Frauduantly using someone else's number instead of their own.  How do I know?  They used my number to call me one day.  This is in violation of FCC and FTC rules (laws?).  FCC and FTC will not heed our complaints.  Nothing will be done by them to stop this.  The have no power to enforce the Do Not Call lists.
Shutting down the organization for a couple of days a year is not enforcement.  Fines of $1,000,000.00 are.

Prove me wrong please.

I just received a call and explained to them that my number has been on both the Federal Do Not Call list and my states Do Not Call list for three years, the girl responded "the is no call list" and hung up.

Nothing will be done.

I will now call the 1-800-218-8787 number 10 times a day, which will coast me nothing, but will cost them $.  Be sure to place *67 in front of their nomber, *6718002188787 to block your number from being displayed.

I have a novel idea to deal with these knuckleheads. I recommend we all employ it, and we will eventually make it unprofitable for them to call, thereby causing them to go out of business. I am sure these people are doing this from the USA because I have spoken to so many of their operators, and they all speak perfect english. Anyway, when they call, make up the most outrageous story you can and keep them on the line for as long as possible I do this every single time they call me. I have kept them on the phone for as long as 10 minutes before. If we all did the same thing, it would stop them from profiting, and it would stop. Just tie them up in bogus phone calls. I used to get mad and cuss them out, and they would blatantly laugh at me and any threat of the FCC. Now THEY cuss at me, and hang up angrily, all the while I am laughing my butt off........ It is reverse prank calling!

Mike,

I think what you are doing is fine, but these "phone drones" are probably being paid on commission, the cost of the VOIP lines are insignificant, and the real scammer can always get more drones.  So I doubt this would make much impact on their income.

Still, if it lets you spread the aggravation around, lowers your blood pressure, and does not violate the law, go for it.

This Business is not BBB Accredited
All In One Services
(888) 654-2988

This is Card Services  They got me for too long..  Nasty Bunch  Pass this on..