716-564-4905

I really don't know why this number is calling me if there a collection agency because I'm 15 and I can't even owe anyone money? they call asking for someone with the same name as me but when I answer and tell them that I can't owe them anything and they have the wrong number, they threaten me and say I'm lieing to them. how do I get them to stop calling me?

if you find a way to sue them for harrassing you please let me know, because they do the same thing to me.

They have called me 3 days in a row, the first day I was sick and sleeping, this person asked for a Kathy, (my name is not Kathy, but I do know a Cathy). Still half asleep and not feeling well, I said she is not home this person continued to ask when she would be home. I asked what this was about, he said a business matter, she gave my number as a reference number on a contract she signed with them and when he could call back, I said I do not know, he than asked if I had another number where he could reach her, I told him no. He continued to ask question after question and than told me he felt like he was getting the run around. I told him I was sick and sleeping, so he told me to give Kathy his number and a file number he gave me within an hour. I called him back within 15 min and told him I left a message with Kathy's daughter, he than asked me for Kathy's daughter's number, which I refused to give him. I became very rude and nasty, so I told him I was finished with him, he said that fine and hung up. The next day I got a call from someone else, got the same questioned asked and told he, Kathy did not live with me and I do not want any more of their calls. Again he told me she gave my number as a reference number on a contract she signed with them, was not Kathy my sister and asked another to reach her at. I told hen no I do not and if they called me again I was going to report them for harassment, he said you do what you have to do. I looked up the laws for harassment and found a law prohibits collectors from communicating with 3rd parties, so I called back and asked for a supervisor, who did I get, this same guy who called the first day. I told him about this law, she told he to look at the law again, I called them, and that he would report me for harassment. I told him this call was to notify them I want their calls to cease and I wanted their address so I can send them a letter requesting the calls to cease, he refused to give it to me. Today I received another call from the same person, her asked for this Kathy person with a different last name that the person I know, I told him that no one by the of Kathy lives here and I do not know a Kathy by the name he gave. he argued with me telling me I said I knew a Kathy and I said yes but this is the fist time you gave me the last name and I do not know anyone by that name and I want the call to stop, he hung up on me. If anyone has any more information on this company can you please give me the information so I can give it to my attorney, I do not want to be harassed by them any more.

Firstsource Solutions, LLC
formerly known as
Account Solutions Group
First Source (Firstsource) Advantage
205 Bryant Woods South
Amherst, New York 14228
Phone: (800) 741-8860    
Fax: (716) 564-4440
Web Address: www.firstsource.com
Arjun Mitra from India is Dir of Ops.
http://www.budhibbs.com/collectorpages/firstsource_advantage.htm

Send them this "drop dead" letter VIA certified mail and request a return receipt:

Date

Your Name
Mailing Address
Your City, State, Zip

Re: Notice to Cease Contact Regarding Debt for ______________________

Name of Collection Agency
Mailing Address
City, State, Zip

VIA CERTIFIED MAIL

I am notifying you in writing that your agency has contacted me regarding a debt for [name of person who collector is contacting you about]. No one by that name lives at my address or phone number.

Therefore, I am requesting that you cease all communication to my phone number regarding this person's debt. If you persist in believing that [name of person] is somehow connected with my address and/or phone number, please provide proof of your claim.

You should direct all future correspondence in writing as outlined in the Fair Debt Collection Practices Act (FDCPA) and to cease all communication with me by telephone.

Lastly, I would like to receive confirmation in writing that you have received this letter and will no longer be contacting me about this other person's debt, or I will be forced to seek further legal action.

I look forward to your acknowledgement that you have received this notice by [date that is two weeks from date of letter].


Sincerely,

_______________
(Signature)


Your Name


http://www.privacyrights.org/Letters/debt6.htm

I'd like to file a complaint againt First Source Advantage , they call all day 7 days a week even at my work place. This is now a violation of harrassment. This is going to stop on my behalf.


cjb Dallas, TX

they have an automated system that makes calls out to you...when you call that number back it rings into the company line as the call back # from a system they call "soundbite"...its an automated system...when you say i have the wrong number and try to hang up they know you are calling back from the system having called you earlier...they know you are someone that they need to talk to and while they are "stalling" they are looking up the call back caller id to bring up your file to discuss it with you....if they didn't use the "stall" tactic and plainly said thanks for calling we need to discuss something with you, people usually hang up or tell you off...if its not you they are looking for, sorry, but if it is you, just be honest and tell them you are calling back and what number they called and discuss the debt, not hard. they use this system to help make calls because there are requirements that the company they are collecting for make them meet...so many calls on certain accounts per day, per week, etc..in todays economy every one is in debt, collection agencies are overwhelmed trying to make their companies they collect for stay with them on contract and not give the contract to another company who will sometimes do anything it takes to get money for their clients (your original debtor)

people don't just call your daughter for no reason at all...she either did owe debt and didn't pay it, did pay it and there was a lack of communication, or some other person with them same name used her telephone number on an application OR if you were concerned instead of just ranting and raving about something, use patience and have the daughter call in like a normal adult and ask a few questions...she could have had her identity stolen...i see it once a day at least where someone supplied a person's name, social security number, birthday, address, and actually stole the identity and people like you would rather complain and hang up just causing the person on the other line to think the debt is just not being paid attention to, if you would take five minutes out of your precious time, five minutes to talk, it could save a lot of hassle or credit identity theft, what is it with people not just talking to someone on the phone like an adult...i can see if it is very rude, harassing behavior, but if its something that is being called about, it should be paid attention to!  if someone called me saying i owed something, obviously this is in collections, which is #1 bad for your credit, #2, sets you up for possibly being sued/garnished/liens against you....if you didn't do it, but someone else used your personal info and then you had your wages garnished for a debt that you never incurred that some person did in your name then you will be calling us who are garnishing you all mad and by that time its sometimes too late to stop garnishments, etc, and its a huge financial mess for you....is it so hard to investigate and answer a couple questions, i think not...

lol....there is no such thing as a company who is fradulantly collecting your debt, get their name look it up on the internet, youll see they are real., if you ever borrowed money (credit card or loan) or have over drawn bank accounts and you never paid it, well duh, thats why they are calling you...i don't get collection agencies calling, cause i pay my bills...the fraudulant activity are people who use credit cards or take out loans (borrowing money with a promise to pay it back) and never do, i understand losing jobs, or medical problems, but 70% of people i talk to who owe debt are #1, don't care...they got the money or credit and used it and don't care about repurcussions...#2 very knowledgeable of laws and use laws in order to wipe away their validated debts by suing over small things...#3, too lazy to work...#4 people that say "i don't really care, my credit is bad, and it will get wiped off my credit in seven years anyways..: NOT   you cannot be sued within certain time restrictions for example new york state law is cannot be sued past your fifth year in delinquency...states all vary...but as for your credit report, the negative remark will stay there forever until you either pay the bill and/or negotiate with the original creditor for them to report it to the credit agencies as needing to be removed it was error, etc...use the taking it off the credit report as a negotiation tool in your arrangement, it will help your credit, a lot of creditors will take it off if you pay them what you owe them...

its not a fake company, look it up on the internet firstsourceadvantage.com

Read Mobs message again. That says it all.
People calling claiming something that is not true,
wanting money.
Then when you call the real company yourself,
you find out it was NOT them who called wanting money
and making claims!
Its happening all over. Scams.
If I don't know who is calling, I don't answer.Thats it.

when an agency calls you they have to provide a reason, every call made from a phone automatically posts to the computer documenting every call,what time,what number, messge left or not...the files that are given to collection agencies are given by the original creditor, if you paid off a debt way back when and they forward it to collections, its the original creditor you should be mad at, and also prove it to, the agency doing the collecting is given your name and phone number and amount due and told to collect the balance that is owed, as far as it being "fake" agencies record all computer /phone communications, i wish some people i see that comment on this stuff would just go apply even part time at a collections job and see what its really like...we are not all demons! just need to pay bills like every one else and in todays world jobs are hard to come by so if collections wants to hire and pay me to make phone calls at a desk and that allows me to pay my rent and feed my kids, then ok, im there.

#1 if debtors updated their info responsibly we wouldn't have to spend hours sitting at a computer searching for their phone nums and contacting people in their town with the same names hunting them down...#2 if debtors stayed in touch responsibily discussing and/or paying their debts there would be no mistakes of disclosing...things happen but im my experience 75% of debtors can change the situation they are in by simply getting off their butt and grabbing an extra side job here or there to catch up or reduce ridiculous spending, i had a debtor tell me they refuse to stop buying coffee at starbucks for breakfast and lunch at 2.50 a cup to help tackle their 500 dollar credit card bill...5.00/dayx7 days=35/weekx4 weeks...140 a month in coffee...i love coffee too but are you serious! debtors get some mean and non sympathetic attitudes from collectors, but we deal with mean, irresponsible, dead beat people...just as you personally may not be a dead beat, not every collector is bad, we are working a job to pay our bills...at least we are working!

per FDCPA, a collection agency can call a home number, cell number, up to once an hour, without leaving a msg after they leave a msg on that number, can't call that number again, after leaving msgs on all numbers thats it, according to Texas state laws they can call your place of employment and either leave a msg with a live person, a generic msg on a place of employment answering machine or talk to you...Texas does not specifically signify how many times a week for place of employment, some states like new york city you can only try the person at their place of employment twice in a week, read FDCPA for federal laws, and search texas collection laws on line to know the law...avoid this problem by simply calling them first or paying your bill

"if you paid off a debt way back when and they forward it to collections, its the original creditor you should be mad at, and also prove it to"

Is that so?  Well I'm happy to say that you and I disagree on this view.

In reality, the onus falls onto the Collection Agency/Creditor to prove that a debt is outstanding.  Even if there is documented proof of a debt, debtors should investigate to see whether the Statute of Limitations has passed or not.  If it has, well you should be aware that there then is no longer any legal obligation for the debtor to address the balance.

I don't know about this group, but these people: http://www.debt-collection-stopper.com/weisberg-and-meyers.aspx

helped me stop NCO/CapitalOne who was harrassing me even though I'd NEVER even had a Capital One card.  A recorded message kept calling me (but never said who they were calling for).  When I called them they even admitted *I* didn't owe them money! but they claimed they couldn't rememove my # from the call list since my name wasn't the one they were calling!!

Called me 3x in 10 minutes.  First two calls were total silence.  Since I was in the middle of a meeting, I hung up & went back to meeting.
3rd time they asked for an old roommate. I told them this person moved out of the country about 2 years ago.

They called me this morning looking for my Ex. But they called my mom first and asked if he had kids or anyone living there. She unknowingly gave them my number. He said First Source and it was a personal business matter. I knew it was a collection agency and told him so. He just said "good guess". It is not always a scam because it is not the bank. They hire out collections. Most of the companies are ruthless and liars though. However, since my Ex is not a nice person himself, I gave them his numbers. Good luck to them. Just don't bother my family anymore with his stuff.

If you have ever done business with them, they can call you. And if they are working for someone who did business with, it probably applies to them too. This is not to say they do not use unethical methods, they do.

Keep receiving calls on my business line for unknown people.  If you tell them there is no one here by that name and that this is a biz line, they ask if this is the address of the phone number.  Early morning calls.

Is this another front for NCO Financial?