832-476-1739

And YOU left out of your post that you neither properly own said debt nor follow the FDCPA.

▬►Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :

"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."

There's no "possibly" about it - you're a debt scamming shill!

Well well well, here's your info LOL..
http://www.bbb.org/houston/business-reviews/c ... on-tx-22002922/

This business is not BBB accredited.
AvanteUSA

Phone: (832) 476-1739
Fax: (281) 872-6261
View Additional Phone Numbers
(832) 476-1740(Phone)
3600 S. Gessner Rd, Suite 225, Houston, TX 77063
jmoore@avanteusa.com
http://www.avanteusa.com
BBB® NR Rating

69 complaints closed with BBB in last 3 years | 29 closed in last 12 months
Complaint Type     Total Closed Complaints
Advertising/Sales Issues     0
Billing/Collection Issues     66
Delivery Issues     0
Guarantee/Warranty Issues     0
Problems with Product/Service     3
Total Closed Complaints     69

Additional Information
BBB file opened: January 07, 2005
Business started: 07/03/2003 in TX
Business started locally: 07/03/2003
Business incorporated 07/03/2003 in TX
Licensing, Bonding or Registration

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:

Texas Secretary of State
P.O. Box 12887, Austin, TX 78711
http://www.sos.state.tx.us/index.html.us
Phone Number: (512) 463-5770
Fax Number: (512) 463-5709
Type of Entity

Partnership
Business Management
Mr. Jeremy Moore, General Manager
Contact Information
Principal: Mr. Jeremy Moore, General Manager

Related threads:
https://800notes.com/Phone.aspx/1-832-476-1740
https://800notes.com/Phone.aspx/1-866-618-9041

Related Articles:
http://forums.debtcc.com/creditors-information/know-address.html
http://forums.debtcc.com/collection-agencies/avante-usa.html
http://www.ripoffreport.com/r/avante-usa/houston-texas-77063/avante-usa-scammed-distorted-information-misrepresented-fraudulent-verbal-abuse-houst-716602
http://ficoforums.myfico.com/t5/forums/forumt ... ge/false/page/1

Named as Defendant:
9 cases here alone, I did not hunt it all down:
https://dockets.justia.com/search?query=avante+usa
https://www.pacermonitor.com/public/case/9102 ... eusa,_Ltd_et_al

See Big A's post above for the company information.

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Hi Debt Collector, first of all, 96.3% of all statistics are made up.  Secondly, if that's the way the system worked, how would I prove I've paid an account that I never opened?

Block them. That's what I do.

Calling my place of work and not sure why!!

This number call me every day in diferents time ,but I did not answer,so whoever is can still calling me, IDC... I still do not answer either...

You only know what some company that hired you told you. You have no clue if someone has actually paid that debt. Not to mention, isn't it a violation of the FDCA to call a person's place of employment?! This person should sue for their $1,000.

It is not against the FDCPA to call a place of employment unless and until the DC is notified that those calls are not acceptable at the work place.  At that point they must stop immediately.  The verbal command should be followed up with a letter.  While the statute sets the limit at $1000 or actual damages, a good lawyer should be able to get them to settle for much more.

FDCPA:  https://www.ftc.gov/enforcement/rules/rulemak ... ctices-act-text

http://www.consumerfinance.gov/

Asked to speak to my husband, call received on my personal cell. I told her this is his wife and he does not answer nor talk on the phone - he is ill.  The person a female, stated she could not discuss with me the purpose of the call. So don't call me again - my question how did she get my personal cell number - I am on do not call list. Who is the person or company?

Very shady company places me on hold no idea how they received my number except for doing a refinance through prime lending in Texas and now they must of sold my number!! Recorded my two conversations and will report further if I receive one more call  never ever heard of this company

Did you happen to do a refinance in Texas or purchase???

I received a call saying I owe two hospital bills from 2006 and 2007. I owe nothing from that far back.

Even if you did (and you know you don't), they couldn't take you to court, as the SOL has long since expired.

If you have old debts, collectors may not be able to sue you to collect on them. That's because debt collectors have a limited number of years — known as the statute of limitations — to sue you to collect. After that, your unpaid debts are considered "time-barred." According to the law, a debt collector cannot sue you for not paying a debt that's time-barred.

This gets tricky for consumers because the statute of limitations varies from state to state and for different kinds of debts. It is also tricky because, under certain circumstances, the clock can be reset, and the time period can be started fresh. That's why the Federal Trade Commission (FTC), the nation's consumer protection agency, says it's important to understand your rights if a debt collector contacts you about an old debt.

Under the federal Fair Debt Collection Practices Act (FDCPA), a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy unpaid debts and then try to collect them. The term 'debt collector' doesn't include original creditors who collect their own debts.

When is an old debt too old for a collector to sue?

Typically, state law determines how long the statute of limitations lasts. Usually, the clock starts ticking when you fail to make a payment; when it stops depends on two things: the type of debt and the law that applies either in the state where you live or the state specified in your credit contract. For example, the statute of limitations for credit card debt in a few states may be as long as 10 years, but most states impose a period of three to six years. To determine the statute of limitations on different kinds of debts under each state's law, check with a legal aid lawyer, another attorney, or your State Attorney General's Office.

The statute of limitations for a debt is usually different from the reporting period for a debt on your credit report.  In general, negative information stays on your credit report for seven years.

What should I do if a debt collector calls about a time-barred debt?

Collectors are allowed to contact you about time-barred debts. They might tell you that the debt is time-barred and that they can't sue you if you don't pay.

If a collector doesn't tell you that a particular debt is time-barred — but you think that it might be — ask the collector if the debt is beyond the statute of limitations. If the collector answers your question, the law requires that his answer be truthful. Some collectors may decline to answer, however. Another question to ask a collector if you think that a debt might be time-barred is what their records show as the date of your last payment. This is important because it helps determine when the statute of limitations clock starts ticking. If a collector doesn't give you this information, send him a letter within 30 days of receiving a written notice of the debt. Explain that you are 'disputing' the debt and that you want to 'verify' it. The more information you give the collector about why you are disputing the debt, the better. Collectors must stop trying to collect until they give you verification. Keep a copy of your letter and the verification you receive.

Must I pay a debt that's considered time-barred?

The decision to pay a time-barred debt is up to you. You have options, but each one has consequences. Consider talking to a lawyer before you choose an option.

Pay nothing on the debt. Although the collector may not sue you to collect the debt, you still owe it. The collector can continue to contact you to try to collect, unless you send a letter to the collector demanding that communication stop. Not paying a debt may make it harder, or more expensive, to get credit, insurance, or other services because not paying may lower your credit rating.
Make a partial payment on the debt. In some states, if you pay any amount on a time-barred debt or even promise to pay, the debt is 'revived.' This means the clock resets and a new statute of limitations period begins. It also often means the collector can sue you to collect the full amount of the debt, which may include additional interest and fees.

Pay off the debt. Even though the collector may not be able to sue you, you may decide to pay off the debt. Some collectors may be willing to accept less than the amount you owe to settle the debt, either in one large payment or a series of small ones. Make sure you get a signed form or letter from the collector before you make any payment. This document should state that the entire debt is being settled and that the amount to be paid will release you from any further obligation. Without this document, the amount paid may be treated as a partial payment on the debt, instead of a complete payment. Keep a record of the payments you make to pay off the debt.

What should I do if I'm sued for a time-barred debt?

Defend yourself in court. If you're sued to collect on a time-barred debt, pay attention, and respond. Consider talking to an attorney. You or your attorney should tell the judge that the debt is time-barred and, as proof, provide a copy of the verification from the collector or any information you have that shows the date of your last payment. The lawsuit will be dismissed if the judge decides the debt is time-barred. In any case, don't ignore the lawsuit. If you do, the collector likely will get a court judgment against you, and possibly take money from your paycheck, bank account, or tax refund.

Assert your FDCPA rights. It's against the law for a collector to sue you or threaten to sue you on a time-barred debt. If you think a collector has broken the law, file a complaint with the FTC and your state Attorney General, and consider talking to an attorney about bringing your own private action against the collector for violating the FDCPA.

https://www.consumer.ftc.gov/articles/0117-time-barred-debts

While it very unprofssional to call someone's phone and not reveal the nature of the call, because the call is for someone you may or may not know... Ludicrous!!! This woman said she could not give me any information on the person who is my 80 year old mother!!!! Geese Looouise. What kind of debt could she possibly have @ 80 yrs old. I blocked the call from them and left a message when they do call "saying" "you've been block. Do not call again"! #longasmymotherowethemtheywillneverbebroke#! Take that to the bank Advante!

Avante collection people are A$$ Holes. Don't have a clue who they call or have correct information. Go back to the monkey cage !

Called a cell phone that is only given to family but I HAVE NO DEBT!!!!!This smells of a shakedown scam!!!!!!!!!!!!!!!

Cold called at 12:26pm today, said hello a few times, but no response. Hung up.