866-376-4180

Giove Law Office, P.C.
Cambridge, Huxley, and Associates?
formerly Lenahan Law Firm
aka Account Management Services
- and a dozen other names.  

Before you pay them any money read this:

For up to the minute information on Giove,
visit giovelawofficeexposed.com

3695 Pine Avenue
Niagara Falls, New York 14303
Phone: (716) 284-0484
Fax: (716) 284-0485
Web Address: www.giovelawoffice.com 

Rodney Anthony Giove, of Niagara Falls, NY started out associated with a Niagara Falls, NY law firm. He either could not cut it, was fired or likely too inept to practice law. He now can be seen driving his new Range Rover around Niagara Falls LOADED with cash, he makes from his new career renting his law license out as a debt collector.

His new partners; Douglas J. Mackinnon, Mark Bohn and company make up the nucleus of the WORST debt collection organization in America.

It should be made perfectly clear that Rodney is incapable and has NEVER litigated a collection account under the Fair Debt Collection Practices Act (FDCPA), the federal law that regulates debt collectors.  They cannot, they have NO training, and rented law license are NEVER used in a courtroom.  

Consumers are warned to stay FAR away from anyone representing to collect a debt for any of these illegal operations. They will NEVER file any lawsuits; there are NO court orders, judgments, wage garnishments, or any other legal proceedings going on, except the ones in their drug induced heads. These sick people should be avoided. They are also desperate to make money, while they still have their freedom.

NEW YORK STATE BAR:
Attorney Grievance Committee
295 Main Street Suite 1036
Buffalo, NY 14203  (716) 858-1190
With your complaints and ethics charges

http://www.budhibbs.com/collectorpages/giove_law_firm.htm

I have a similiar situation have you found any information on these people.Cambridge Huxley and Associates

I received a call from this company....Are they actually legit??? They are contacting me regarding a payday loan.  I did send them a payment but
could not send another one this month.  They threatened garnishment.  Is this legal?

Thank you sooooo much for this posting!!!!  These people have been harrasing me non-stop!  They are threating to call my corporate office and tell them that I am a thief!!!!  I am contacting a lawyer and hopefully this will stop.

Giove and Cambridge Huxley ARE RELATED!

I have been getting calls from these people for months, first from Giove and then from Gambridge Huxley.  I consulted an attorney, he sent a letter to "Giove" and the calls stopped for about 6 weeks.  Then all of a sudden I started getting the same type of calls, threatening to take me to court, and file petition, from Cambridge Huxley.  

The company can never produce proof that the debt is mine or that it's real.  And my attorney said they will probably never take me to court, and if they do, they won't win if they can't produce proof the debt is mine.  I say, bring it on!

These people have absolutely violated the FDCPA.  Maybe I should file suit against them.

Can anyone on here please tell me about the FDCPA and what is defined as harassment?

I was always told that it is not the debt collection agency's responsibility to validate a debt, by not responding to a validation letter from the original creditor within 30 days it is assumed that you or the person named is, in fact taking responsibility for the said debt

just to clarify, debt collectors have to verify personal information to avoid 3rd party disclosure verifying personal information is as easy as verifying your date of birth and the last 4 digits of your social security number and a debt collector asking for this information is not against the law, it is rather, required by law

a tape recording will not hold up in court, as you would have to have the persons permission before recording them

what you need to do turtle is call the agency back and find out what debt they are calling about

just because someone cant pronounce your last name doesnt mean you dont owe a debt

first of all, why do people assume that debt collectors are drug addicts? is it maybe that they are regular people who are paid to do a job and do it to the best of their ability? do you honestly think debt collectors "get off" on having to call people and hear their [***] stories and excuses all day long? do you think that debt collectors enjoy getting screamed at because people are pissed off that they racked up bills and now cant pay them? it is not a debt collectors fault that you lost your job, or ran up a credit card bill, if just once, someone were to acknowledge their debt and come to a REASONABLE payment arrangement that debt collectors wouldnt have to seem like [***]. you work to pay your bills, so do debt collectors. debt collectors are normal people with families who, most likely, have their OWN debt, I cant account for all debt collectors, but I have found that if you are nice to them, they are nice to you if you scream and yell at them like it is THEIR fault that you have bills, they are not likely to be as accomodating

integrity management is the name of the payment processing company that cambridge and huxley uses and yes, if you are making payments they are getting applied to your debt, if you leave a message on the collectors voicemail they will call you back

there is nothing "fake" about a collection agency, they buy debt and collect on it, welcome to capitalism

again with the drugs? there is no affiliation between cambridge and giove learn your facts....you all want to talk about things that are illegal? how about this website slandering people they dont even know

When you set up a payment plan for a debt and default on that payment plan it is a debt collectors RIGHT to demand payment in full IMMEDIATELY

what is the potential FDCPA violation that you are accusing? that you requested a letter and they sent you one? the mini-miranda? they are by law to include the mini-miranda

why tell them off? why not acknowledge that you have a bill and pay the damn thing

your dad needs to file the police report and fax it to the company first, if he is claiming fraud, the company wont release his file, they will. however accept his police report and stop calling

debtors are not "innocent people" these collection agencies dont just pull names out of thin air and try to get money from them, they are collection on debts, nothing illegal about that