866-376-4180

Don't let these scumbags intimidate you. They are just a scared voice on the other end. They cannot have you arrested. Don't worry about them, let it go and in the end they will make a desperate plea like they are trying to work with you. Ignore that too. They are working out of a moldy warehouse,former criminals, only kind of job the idiots can get. Oh, they even went as far as to play concentration camp music in the background when they called, and I sung "Amazing Grace " to them and they couldn't take it. ha Do not let your kids go hungry over these people, they are a bunch who does not have a leg to stand on. Ignore them. And you can sue their [***] off, remember the black guy they called the n word and he sued them big time?

I got a message saying he same thing, No docut numbers just that a petition was taken out on me, Is this a real company?

It is true if they state they have a petition against you they have 24 hours to apply for that petition if they do not they cannot do anything what these creditors don't realize if a debt was sold to them most likely it is pretty old and in most states the SOL is four years so they cannot collect from you anyway. I got the same call I called back I told the lady that I need there address so I can send then a debt validation letter and I have not heard anything back since. It's been a week hmm.....

Ok people fall on hard times and with this economy it has happened this company is owned by two convicted felons and they are not a law office and they cannot disclose that they are one as a debtor you do have rights these companies will by debts that are already paid for and try to say you owe money I know because it happened to me luckily I still had the paperwork on it my account was closed and I owed no money so beware never claim something is yours until it's verified....

Again if you tell them not to call they have to legally stop if they call you before eight o'clock in the morning it's not legal and if they call you after 8 o'clock at night it's not legal either you must work for a collection agency they are crooks....

Again if you tell them not to call they have to legally stop if they call you before eight o'clock in the morning it's not legal and if they call you after 8 o'clock at night it's not legal either you must work for a collection agency they are crooks....

know your rights and also know when your wrong, pay attention to your bills.. b/c they just call me and i told them off caze i know who and how much my dept is...

No there not legit there a fake company tring to rip you off tell them to go to hell. I did they stoped calling me

This company is not legit ive donr alot of research they are ripping people off and thats it

Thats true if they were a real collection agency but there not ive done my research so should you before leaving answers like thisy

I got a call from cambridge huxley and associates law firm about a 200.00 they were reluctant to tell what the orginal company was that had the debt when they did i tried multiple times to make arrangements which all were refused and the arrangement they wanted me to make did not fit my budget at the time i am unemployed and they said they would not accept anything i mailed to them it had to be set up by checks in advance first of all i do have a checking account and second if i did i would not give them my info i offered to send them money orders they stated they would not accept them only set up checks or money gram they gave me the money gram info and I asked what state they were located in and they would not give me the info! So I told them i would see what i could do and ended the call. They called me back 4 times within an half of hanging up with them.  They are rude will not work with you threatening and violate all the fari debt collection act! I was a collector for 14 years and they are breaking the law and they are not a law firm just a third party company that has bought peoples debts to collect. They are full of crap.

im sorry but i have read enough of your bs to reply to this.  i am a debt collector and have been for 9 years and it is scum like you as to why this country is in the crapper.  i have never used scare tactics or done anything wrong. i am extremly nice on the phone and on voicemails even to [***] like you who try and blame everyone else in the world as to why your life sucks and you owe money to everyone.  In the 9 years i have worked in collections they have been very few people who i have ever known who have been drug addicts 99 percent of the employees are just people who are trying to make a living , i mean [***] if every one paid there debts there wouldnt be debt collectors, but apparently somewhere along the line either a bank or some kind of financial instatution decied to give a piece of [***] like you money and now all you do is duck and dodge them and try to find every excuse not to pay them.  what would be really funny is if you loaned someone 1000 dollars then when you tried to get your money back they threatened to sue you. i wonder how all you people would act then i bet you would change your tune.  so in conclusion maybe you should try someone elses shoes on befor you talk [***]

Say what you guys want but I had these guys bothering me about a fairly large deliquent acount of mine and I ignored them like everyone said....well low and behold I went to get a copy of my credit report this clowns were on it as CHA and the original account number from the loan....it toatally screwed me up....They may be annoying but they have single handly screwed my credit up...

Thanks for that comment. I agree with you 100%. I think it is people on here that work for the company.  What other reason would you be on here if they didn't  call you and you pay your bill on time.

A delightful surprise to come home to! They left that canned message about the urgent need for me, or my "counsel" to contact them. (Hey, anonymous Cambridge Group readers: you don't want me to have my counsel contact you; they eat cowardly scammers like you for brunch, and then will bill you for it. Watch what you wish for.)

Why am I delighted? The idiots left a recording on my answering machine! My attorney general just LOVES to prosecute these scum-suckers! Calling me, hoping that I've been kiting checks -- brother, if you had ANY idea whose number you called, you'd be quaking in your little ballet shoes.

You rattled the wrong cage, Cambridge. And I hope you are keeping close tabs on this board, because you poked the bear. When I finish with you, you'll be the ones dodging collection agencies.

And that is a promise, numb nuts.

To " Citizen Z" & others.....First let me start by disclosing that I am a debt collector from a company similar to this in Buffalo. What a loser u are, u claim collectors are scum and cowards....the point that your missing is that your the deadbeat that took out a loan and failed to pay it back. You have enough money for your so-called attorney but you cant afford to pay your bills.  The true bottom feeders are the individuals that sign a contract putting there name and reputation on the line and then default on your promise. This industry wouldnt exsist if it wasn't for losers like yourself that are not responsible enough to keep your word.
    Im sure you have some lame excuse just like the next guy as to why you couldnt keep your word and pay what you rightfully owe.  That being said, everything negative you say about collections agencys can be turned right around on you but worse.  Simply put your nothing but a thief, if you put half as much effort into paying your bills as you do complaining you would probably be a contributing member of society.
   In closing you keep being a dirtbag and scammer and we will keep laughing at you.  Unlike yourself we obvioulsy have jobs and pay our bills when they are due. The funniest thing about these message boards is that we print them out and have a good laugh at your expense on a daily basis.  You really have us shaking in our boots, thats for sure hahahaha.  PAY UP LOSER!

http://candiceedwards.suite101.com/avoid_a_default_judgment-a168614
Avoid a Default Judgment
Fight a Collection Agency in Court
When sued for a debt, fight a collection agency in court to avoid a default judgment that can result in wage garnishment, bank account garnishment and credit damage.
Any individual with unpaid debts may be at risk of a lawsuit by a collection agency. Fortunately, consumers do not need an attorney to successfully defend themselves against a debt collector in court.
How a Default Judgment Works
A default judgment simply means that a plaintiff in a lawsuit wins by default. This occurs most often when the defendant does not appear in court. A defendant who appears in court and loses the case has a judgment levied against him, but not a default judgment.
In most debt lawsuit cases, the collection agency will file a formal lawsuit with the court in the debtor's county of residence. A summons is then delivered to the defendant. If the defendant does not reply to the summons within the given time frame, the judge accepts the word of the plaintiff as the truth and signs off on the judgment.

Even in cases where the debt in question is clearly outside of the state’s statute of limitations, unless the debtor replies to the summons or shows up in court to make this known to the judge, the out of statute debt will still result in a default judgment.

Reasons to Avoid a Default Judgment

A default judgment can severely injure a consumer’s financial future and should be avoided at all costs. Some of the consequences of a default judgment are:
•A judgment can cause a credit score to drop by 100 points or more, depending on how good the individual’s credit was before the ruling.
•A judgment is limited to a 7 year reporting period, but is renewable. This means it can linger on a credit report up to 20 years in some states.
•Wage garnishment is a common result of a judgment.
•A judgment may cause an individual to pay higher interest rates on loans and lines of credit for as long as it appears in the consumer’s credit file.

http://candiceedwards.suite101.com/avoid_a_default_judgment-a168614

http://candiceedwards.suite101.com/avoid_a_default_judgment-a168614
Avoid a Default Judgment
Fight a Collection Agency in Court
When sued for a debt, fight a collection agency in court to avoid a default judgment that can result in wage garnishment, bank account garnishment and credit damage.
Any individual with unpaid debts may be at risk of a lawsuit by a collection agency. Fortunately, consumers do not need an attorney to successfully defend themselves against a debt collector in court.
How a Default Judgment Works
A default judgment simply means that a plaintiff in a lawsuit wins by default. This occurs most often when the defendant does not appear in court. A defendant who appears in court and loses the case has a judgment levied against him, but not a default judgment.
In most debt lawsuit cases, the collection agency will file a formal lawsuit with the court in the debtor's county of residence. A summons is then delivered to the defendant. If the defendant does not reply to the summons within the given time frame, the judge accepts the word of the plaintiff as the truth and signs off on the judgment.

Even in cases where the debt in question is clearly outside of the state’s statute of limitations, unless the debtor replies to the summons or shows up in court to make this known to the judge, the out of statute debt will still result in a default judgment.

Reasons to Avoid a Default Judgment

A default judgment can severely injure a consumer’s financial future and should be avoided at all costs. Some of the consequences of a default judgment are:
•A judgment can cause a credit score to drop by 100 points or more, depending on how good the individual’s credit was before the ruling.
•A judgment is limited to a 7 year reporting period, but is renewable. This means it can linger on a credit report up to 20 years in some states.
•Wage garnishment is a common result of a judgment.
•A judgment may cause an individual to pay higher interest rates on loans and lines of credit for as long as it appears in the consumer’s credit file.

http://candiceedwards.suite101.com/avoid_a_default_judgment-a168614

been receiving calls from cambridge huxley& assoc since aug 2012. told them you have wrong person wrong phone # but still get 3-4 calls every day. none from 816 area code but from 855 and 716 most calls say OUT OF AREA! today at 3:02pm est i live in MA got real nasty call asked her name refused to tell me asked to speak to superviser refused started yelling at me. told her i already left voice mail and spoke to other reps that if i get more calls will report company to mass attorney general, FCC, phone co and police but apparently they don't give a s---t! how many states are these idiots in? only 1 guy was really nice about 2 weeks ago apologized and said will take my ph # off. oh yeah, this bit-- that called today said your ph # is in our file and we will keep calling you! so much for taking out of file don't know how they got my # if they had any brains they could google my # and see it's the WRONG PERSON!

What is your issue wait until your time comes and you're  in a jam you prick...Karma sucks and those [***] s are nothing but crooks!!!