866-679-9649

Just recieved two phone calls for me twice in a night from stepheson and michaels on my parents phone.  I don't owe any debt to these people but they are asking for me.  I called them and left them a message not to call my parents phone but they seem to keep doing this.  what do I do.  Jim

Better business bureau review:
http://www.bbb.org/concord/business-reviews/c ... lem-nh-12002459

The owner is Dan Pellegrini. His home number is 603-890-1704. Call him at home and give back to him what he's doing. Tell him your name and number and be polite. Trust me, this will get your name off the list

i hope your ready for the legal repercussions of intentional harassment of a collection firm executive who has attorneys on staff working for him. Good luck

i owe tfcu   140 dollars!someone stole my bank card. i closed the acct. and pay every wk but michaels and assoc. persists in extreme harassment.they call all my friends, family, work,personal cell home phone and husbands phone all times of day and night! thank you so much for your letter advice!

It is harassment or a scam if you are not the intended person they are looking for and you TELL THEM it is a wrong number, they leave messages saying it is due to anything regarding credit, they tell you in a message or on the phone that they are going to sue you or have a law suit pending.

There is only one way that I know of to fix this. Write a certified, signature required letter stating they are not to call your number, write your address, or in any way attempt to contact you otherwise. You can do a 3 page letter, but I like the simple option.

"You are not to contact me in any way at anytime in reference to anything. I have no business or obligation to (company name here) and will consider any contact from (company name here), other than a letter verifying receipt of this letter, as harassment and will pursue legal actions at any further attempt to call my number or write to my address."

Period.

You will of course have to give them your personal information so that they can take it out of their records so that will suck, but you now have proof that they have been notified. Don't threaten more or curse because this will accomplish absolutely nothing. They are relying on your emotions.

I personally have a very large medical debt but I know who has the past due account. This is something that you may want to think about and verify (if you have a collections pending) so you are sure to be dealing with the company collecting.

Stop judging COLLECTOR [***] and instead be grateful you haven't had $10,000 in medical bills, or lost your house, or made a choice between paying your phone bill, car payment, or groceries for your family.

Vartanian v. Stephens & Michaels Associates, Inc.
Filed: December 8, 2010 as 3:2010cv02522 Updated: December 9, 2010 22:10:28
Plaintiff: Gregory Vartanian
Defendant: Stephens & Michaels Associates, Inc.
Presiding Judge: William Q. Hayes
Referring Judge: Nita L. Stormes
Cause Of Action: Fair Debt Collection Act
Court: Ninth Circuit > California > Southern District Court
Type: Other Statutes > Consumer Credit

Murphy v. Stephens & Michaels Associates, Inc
Filed: December 7, 2010 as 3:2010cv02513 Updated: December 9, 2010 22:16:56
Plaintiff: Melissa Murphy
Defendant: Stephens & Michaels Associates, Inc
Presiding Judge: M. James Lorenz
Referring Judge: Jan M. Adler
Cause Of Action: Fair Debt Collection Act
Court: Ninth Circuit > California > Southern District Court
Type: Other Statutes > Other Statutory Actions

Kinney et al v. Stephens & Michaels Associates, Inc.
Filed: November 30, 2010 as 0:2010cv04755 Updated: December 1, 2010 02:20:48
Plaintiffs: Jill Kinney  and Steve Kinney
Defendant: Stephens & Michaels Associates, Inc.
Presiding Judge: Richard H. Kyle
Referring Judge: Susan R. Nelson
Cause Of Action: Fair Debt Collection Act
Court: Eighth Circuit > Minnesota > District Court
Type: Other Statutes > Consumer Credit

Dantom Systems, Inc. v. Stephens and Michaels Associates, Inc.
Filed: November 11, 2010 as 2:2010cv14511 Updated: November 12, 2010 20:30:18
Plaintiff: Dantom Systems, Inc.
Defendant: Stephens and Michaels Associates, Inc.
Presiding Judge: Sean F Cox
Referring Judge: Virginia M Morgan
Cause Of Action: Diversity-Account Receivable
Court: Sixth Circuit > Michigan > Eastern District Court
Type: Contract > Other Contract

Johnson v. Stephens & Michaels Associates, Inc.
Filed: October 18, 2010 as 4:2010cv01017 Updated: October 18, 2010 20:07:37
Plaintiff: Lida Johnson
Defendant: Stephens & Michaels Associates, Inc.
Presiding Judge: John T. Maughmer
Cause Of Action: Fair Debt Collection Act
Court: Eighth Circuit > Missouri > Western District Court
Type: Other Statutes > Consumer Credit

Croskey v. Stephens & Michaels Associates, Inc.
Filed: June 23, 2010 as 6:2010cv00959 Updated: June 26, 2010 06:18:40
Plaintiff: Lynda Croskey
Defendant: Stephens & Michaels Associates, Inc.
Presiding Judge: John Antoon II
Referring Judge: Gregory J. Kelly
Cause Of Action: Fair Debt Collection Act
Court: Eleventh Circuit > Florida > Middle District Court
Type: Other Statutes > Other Statutory Actions

Hunt v. Stephens & Michaels Associates, Inc.
Filed: June 3, 2010 as 1:2010cv03414 Updated: June 4, 2010 01:32:09
Plaintiff: Gabrielle Hunt
Defendant: Stephens & Michaels Associates, Inc.
Cause Of Action: Fair Debt Collection Act
Court: Seventh Circuit > Illinois > Northern District Court
Type: Other Statutes > Consumer Credit

Prather v. Stephens & Michaels Associates, Inc.
Filed: June 2, 2010 as 2:2010cv00912 Updated: June 3, 2010 05:10:47
Plaintiff: James Prather
Defendant: Stephens & Michaels Associates, Inc.
Cause Of Action: Fair Debt Collection Act
Court: Ninth Circuit > Washington > Western District Court
Type: Other Statutes > Other Statutory Actions

Byrd v. Stephens & Michaels Associates, Inc.
Filed: April 22, 2010 as 1:2010cv01200 Updated: April 23, 2010 02:32:42
Plaintiff: Stephen Byrd
Defendant: Stephens & Michaels Associates, Inc.
Judge: Charles A. Pannell
Cause Of Action: Fair Debt Collection Act
Court: Eleventh Circuit > Georgia > Northern District Court
Type: Other Statutes > Consumer Credit

Ligum v. Stephens & Michaels Associates, Inc. et al Has Decisions
Filed: April 15, 2010 as 9:2010cv80504 Updated: September 17, 2010 07:55:19
Last Document Filed: June 30, 2010
Plaintiff: Anne M Ligum
Defendants: Pinnacle Credit Services, LLC.  and Stephens & Michaels Associates, Inc.
Mediator: Samuel L. Heller
Presiding Judge: James I. Cohn
Referring Judge: Barry S. Seltzer
Cause Of Action: Fair Debt Collection Act
Court: Eleventh Circuit > Florida > Southern District Court
Type: Other Statutes > Other Statutory Actions

Devlin et al v. Stephens & Michaels Associates, Inc.
Filed: April 10, 2010 as 4:2010cv00610 Updated: April 10, 2010 22:36:28
Plaintiffs: Ingrid Devlin  and Patrick W. Devlin
Defendant: Stephens & Michaels Associates, Inc.
Cause Of Action: Fair Debt Collection Act
Court: Eighth Circuit > Missouri > Eastern District Court
Type: Other Statutes > Consumer Credit

Clingaman v. Stephens & Michaels Associates, Inc.
Filed: March 23, 2010 as 4:2010cv00960 Updated: June 15, 2010 23:03:59
Plaintiff: Tony Clingaman
Defendant: Stephens & Michaels Associates, Inc.
Judge: David Hittner
Cause Of Action: Fair Debt Collection Act
Court: Fifth Circuit > Texas > Southern District Court
Type: Other Statutes > Consumer Credit

Brown v. Stephens & Michaels Associates, Inc.
Filed: May 18, 2011 as 9:2011cv80581
Plaintiff: Ralston S. Brown, Jr.
Defendant: Stephens & Michaels Associates, Inc.
Presiding Judge: Donald M. Middlebrooks
Cause Of Action: Fair Debt Collection Act
Court: Eleventh Circuit > Florida > Southern District Court
Type: Other Statutes > Other Statutory Actions

Martino v. Stephens & Michaels Associates, Inc.
Filed: April 23, 2011 as 3:2011cv00869
Plaintiff: Deborah Martino
Defendant: Stephens & Michaels Associates, Inc.
Presiding Judge: Roger T. Benitez
Referring Judge: Nita L. Stormes
Cause Of Action: Fair Debt Collection Act
Court: Ninth Circuit > California > Southern District Court
Type: Other Statutes > Other Statutory Actions

Stephens v. Stephens & Michaels Associates, Inc.
Filed: March 15, 2011 as 1:2011cv00646
Plaintiff: Justin Stephens
Defendant: Stephens & Michaels Associates, Inc.
Presiding Judge: Philip A. Brimmer
Referring Judge: Craig B. Shaffer
Cause Of Action: Fair Debt Collection Act
Court: Tenth Circuit > Colorado > District Court
Type: Other Statutes > Consumer Credit

866 201 0940

David Driscoll withthe office of Stephens, Michaels and Associates.  Asking for a relative's name who doesn't live  here.  Has called several times over the last couple of months.  (about once a day)
Will not tell me why they are calling, that it is personal business, and I told "David Driscoll" to stop calling me.  He said that he can't take my phone number off of the list until I gave him a contact number for the relative.

my family gets this call about 5 or 6 twice a day for the past 4 months. yes i now its  debt people. sorry if you don't leave a message or don't come up on caller ID we don't answer plus u would think if they are collecting money they would let you know who the message is for we have 8 people in the house.

Same company called me from 866-201-0940 for debts that were cleared in a bankruptcy years ago.

I got a call from this number today. I have a rule that I follow. When I get a phone call, I always say the person is not available at the moment. Please leave a message and I will have them call back. Most of the time, they never leave a message and just hang up. So since they will not give me a name they will never get to contact me. I trust no one.

Not related to this number, but we had someone calling us with a blocked ID for a while, and the scary thing is, they had my wifes name, date of birth and social security number. Not sure how they got it, but most likely one of those hacked services lately. Anyways, they kept telling her she needed to pay off her old capital one account that was never paid. Except, neither of us has ever had a capial one account. So I told her next time they call ask them for a name and phone number and you will call them back.

So she did that, and they immediately hung up and have not called back again. Very odd. I assume they were trying to get some sort of payment information from her. I guess they can steal her identity if they want since they have her information. We already notified our bank and they are monitoring things on their end for us.

On my side, I had someone in Florida attempted to use my debit card information to make a purchase at some motel. Luckily, my bank saw that I used my card in my state that same day, and they flagged my account because it did not sem right. I had to cancel my card and ask for a new one, and I am glad they were on the ball and everything. I am afraid to use my card now, at least online. I did a lot of buying online. I am not going to use my cards online anymore. I am going to pick up a visa GIFT CARD and just put money on that when I need to buy anything online. That way I know that even if they get that card information, they can not access my bank account funds. Only what I put on the gift card. :)

Mark

It's harassment if the person they're trying to collect a debt from doesn't belong to the number they're calling. I've had my cell number for 5+ years, they keep asking for a Sarah J. Conner. I have no idea who this person is. I've asked at least 100 times to be removed from whatever list my number is on. Yet, they keep calling.

This particular number must be automated or something. It gets sent to my voicemail, but then there's no message of any kind. I've had my cell number 5+ years and I've been getting calls from collections agencies looking for a Sarah J. Connor for 5+ years. I have no idea who this person is. no matter how many times I ask to be removed from whatever list I'm on, they still keep calling.

These people have been calling a phone that I have had for about a year for a non-profit historical society.  They leave no message and voice mail clearly states they have reached a church, which I know does not owe any debt.   They do not call my home or my personal cell number so I am pretty sure it is not me they want.  I just wish they would quit using the cell minutes.  As to Top Dog and Lauren.  Having been in the business and am now retired.  Your comments are uncalled for and just plain rude.  In all the years I collected for GMAC I never once called a customer names or belittled them.  (and I had the highest percent of monies collected every month)  Things happen that people can't pay (it is a very small percentage of people who purchase things with no intention of paying)   I am not sure who this company is but my guess is they purchase charged off accounts and then try to get payment through intimidation.  Well in my case I know the law regarding collections and my husband is any attorney I encourage people to use the knowledge and law to protect themselves.  You should deny the debt and request proof of said debt (ie contract, payments, ect) also request that they contact you only in writing and that no contact be made with any persons other than yourself.  Keep a log of how many times a day and what time they called.  No calls before 8am or after 9pm.  No more than 2 messages left in a 7 day period.  In some states no calls may be ever made to a place of business.  Check with your state laws.

This is a not very competent collection agency. They call me looking for someone else. I found the person's address and phone number in 30 seconds using White Pages on the Internet. What I want to know is why anyone with any pride would want to do this kind of sleazy work. Answer: they cannot find honorable work. (My credit score is over 800 and I have a lot of money so this is not sour grapes.)

Yes, pay your bills and make arrangements with creditors when you cannot, because if you don't you will be infested with parasites forever. Don't let your desire for material crap own your life. You can never have enough of what you do not need. Think about it.

this is whats wrong with this country! everybody is always looking for a way out or looking for something to [***] about! if you just paid your bills you wouldn't recieve collection calls!!! Collection agencies are hired by lendors or gaurantors that loaned you money, expecting you to pay it back! Why do you people think interest rates have sky rocketeted? Its because of DEBTORS! You don't want anymore calls... pay your bills!!! And as for the people that posted that they recieve calls & nobody is o the other end, its because there are so many "debtors" out there collection agencies need to use a dialer system to make that many calls per day! Stop the complaining & pay your bills! The calls will stop! I promise! Sheesh!!

collectors like me do this kind of work to help the economy! We are also compensated by hourly wage pay & bonus incentives!!

Why do people on here feel the need to chastise anyone. Whether you pay your bills or not due to whatever the issue, why do YOU feel that you have to respond and attack these people. I hope you never have an issue that warrants someone picking at you or making snide comments. I am sure the people that bad mouth others don't do anything wrong because they pay their bills on time and do owe anyone. Maybe you could your knowledge for good and say something positive about how people can get out these situations instead of lurking on pages where people or trying to get information or maybe you ARE that collector and this is your way of putting people out there...Just seems like you could be more positive with your time and just move on to the next.

I think sickof it is right...who else would say such things other than nasty mean spirited people. Business is about relationships, may be work on dealing with people respectfully and providing customer service and people will reponsed appropriately. NO one likes to be threatened or bullied.

This gut will call with message then says push if your not this person you push no he answers with Indian voice but it's not it sounds like black man then voice changes I called the company of the debt that I own they say no your not in our records call the police I told the man that I was going to call he sent aprinted letter from computer he uploaded I tore it up he says I owe 721.00 dollars or I owe this man nothing hustler

Well, now we know WHY they have so many voilations of the FDCA.  Apparently you're one of the purpetrators, clearly you think it's OK to violate the law... and, it's not illegal to refuse to pay a time-barred debt!  If you really want to help; tell this guy what he needs to do to stop them... if he doesn't know already.  And, consider how clueless you may be about 'why' someone is in debt.  Can you believe the hospital tried to get me to sign a paper saying I'd be responsible for my mother's debt, when she's covered by insurance anyway.... And, what about the guy you berated, it's not even his debt. (sheesh).


Dear person needing help,  see the first postings, or the postings previously listed where this debt collector is violating FDCA.  Send them a registered letter telling them to desist in calling you, that you are not the person they want. Or, inform them of your state laws about harassment and/or time-barred debts and tell them to desist.  Record your call (or not, they'll be glad to press another law suit.) Not that these criminals will pay their debts or stop harassing innocents.  But, sooner than later the FBI gets involved.  At that point, they'll go overseas and a whole new set of rules and laws go into effect.

I can usually get them to hang up on me in two seconds... and I HOPE they call back, because, twice in one day is enough to press suit, and once a day is enough for me to press suit with the attorney general.  There's money to be had here.  It's called damages. At the very worst, it's prison time.  So, the peons getting minimum wages better take care to KNOW the law before doing what they're told.  If the attorneys you work for are fighting lawsuits, and lying and breaking the law... what makes you think you're safe from them... Guess what.. you're not.  Is it worth your freedom for a few dollars?  Think about that.  

Anyone being harassed... search the internet for FDCA and read the information given out by the .ORGs, then....proceed.  STOP HARASSMENT NOW!  Put the "real" criminals behind bars!