8669499484

Investigator Campbell at extension 135. Trying to reach my ex husband Lloyd Long. Said if he did not call her back or his attorney in 24 hours he would be summoned at his work and or at his home listed on file. I live in Texas and he lives in LA. This is harassment, I have left many messages to stop calling me. They curse you, threatened on voicemails and calls I have made to get them to stop calling that I will go to jail as well as he will. I told them that I will filing complaints with the FTC and my state attorney's office. They keep asking for my personal information and now are calling my job. This has to stop, when someone can call your work trying to reach an ex husband, and threatening my job I will go to jail, is unthinkable.

Previous message above. What I loved about all of this, they want my ex but want my information. These people are nuts...

These people have been calling my Ex Husband and his family looking for me and leaving threatening messages. Threatening Leagal action against me. I have not been in that family for almost ten years now, and have had the same address and phone number for 8 years.  I am glad to know that this is just B.S. !  I was alittle worried at first. Now I feel better ! Next time they call I will record and send to my Lawyer!

Called for my deadbeat sister. Did sound very official, glad I checked this website. Clearly they are violating the law by pretending to be law enforcement. Ignoring.

Recieved a call from a female, "Investigator Banks" asking to speak to my husband about a 'legal financial matter'. I hung up immediately. A coulpe months ago I saw a news program about this very tactic used by debt buyers. If I hadn't seen that program, I might have been suckered into believing it.

Caller named Lisa stated that I owed a bill from May of 2000 and I owed a payoff of $1200.00. They would not give me a mailing address or documentation proving that I had an account and wanted personal information about me.

Fredericks, Goldstein, and Zoe, LLC
44 Bristol Street
Canandaigua, NY 14424

Now that you have their address, do this:

Send them this letter demanding validation of this alledged debt. Send it VIA certified mail and request a return receipt:

Today's Date

Your Name
Your Address

Collector's Name
Collector's Address

VIA CERTIFIED MAIL

Dear {insert name of collector or company},

I am writing in response to your (letter or phone call) dated {insert date}, (copy enclosed) because I do not believe I owe what you say I owe.

This is the first I've heard from you, or any other company on this matter therefore, in accordance with the Fair Debt Collection Practices Act, Section 809(b): Validating Debts:

(b) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.

I respectfully request that you provide me with the following information:

(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) Provide a verification or copy of any judgment (if applicable);
(4) Proof that you are licensed to collect debts in (insert name of your state).

Be advised that I am fully aware of my rights under the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. For instance, I know that:

Because I have disputed this debt in writing within 30 days of receipt of your dunning notice, you must obtain verification of the debt or a copy of the judgment against me and mail these items to me at your expense;
you cannot add interest or fees except those allowed by the original contract or state law.

You do not have to respond to this dispute but if you do, any attempt to collect this debt without validating it, violates the FDCPA;
Also be advised that I am keeping very accurate records of all correspondence from you and your company including recording all phone calls and I will not hesitate to report violations of the law to my State Attorney General, the Federal Trade Commission and the Better Business Bureau.

I have disputed this debt; therefore, until validated you know your information concerning this debt is inaccurate. Thus, if you have already reported this debt to any credit-reporting agency (CRA) or Credit Bureau (CB) then, you must immediately inform them of my dispute with this debt. Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act § 1681s-2. Should you pursue a judgment without validating this debt, I will inform the judge and request the case be dismissed based on your failure to comply with the FDCPA.

Finally, if you do not own this debt, I demand that you immediately send a copy of this dispute letter to the original creditor so they are also aware of my dispute with this debt.

Signature here
Your Printed Name

http://www.fair-debt-collection.com/Disputing ... ute-letter.html

My mother called me yesterday afternoon as I was leaving work. She was quite concerned that a Ms. Johnson had called my sister's former mother and father-in-law and told them it was important for me to get in contact with them at 1-866-949-9484 because they had a case number against me, and I was about to be arrested. She went on to explain that it was imperative I contact them within 24 hours. I have not spoken to or seen my sister's former in-laws in 16 years! They (former in-laws) contacted my mother and she, in turn, contacted me. So... I called the number. I knew I had done nothing to be arrested for and also police departments don't have toll-free numbers. I immediately suspected it to be a collection agency. My instincts proved correct but I was surprised by their rudeness and refusal to listen to me. Initially, a woman answered and when I gave my name and whom I was calling for she said, "Thanks Mr.____ I actually know you! I'll transfer you now." The"investigator" had the last four of my social and an address I have never resided at. The address was my son's in 2003 and he did have a credit card he did not pay for. I also suspect he secured the card online using my information because the address does appear on my credit report. I attempted to explain all this but the investigator had selective hearing and kept turning things around. He kept asking me if I was prepared to give my attorney's name or be served notice for a judgement. I told him I pay my bills but have had some problems in the past. I told him I could not pay $897 today because I am a teacher and get paid once a month on the 15th. He replied,"Well that explains the problems we have with education these days." His sarcasm did not faze me however. Next, he informed me that the statute of limitations was running out and they were prepared to report to the agencies before it ran out and that it would remain there for 15 years. Since I am attempting to buy a house and need a high credit score I agreed to pay in installments- $89 dollars on May 29, 2009 (to be taken from a prepaid VISA credit card) and the (negotiated) settlement offer of $500 dollars on June 15th. I'm saving 300 dollars at least. But...when I arrived home I had a "funny feeling" about it all. I first checked my balance online. The funds were still there. They were at least honoring their word of waiting until the 29th. I went to the Money Tree and withdrew my funds for protection. Next I returned home and called them back thanking them for working with me but I needed some information from them in order to confront my son on the subject. They were most cooperative at this point. I spoke to an unknown person at first and he was rather skeptical so he transferred me to Mr. Zoe. He confirmed a date I needed to prove it was not my debt. But I was not finished. I wanted information about the Law Firm. I could not find anything online but probably because I was spelling Zoe as Stohl. Finally, I went to Ask.com and typed in the phone number. That's how I discovered this page and was convinced my instincts had been correct. I called my mother and put her at ease. Tomorrow I will cancel my card and have a new one issued before the 29th! They cannot collect on a credit card with no money loaded on it ! LOL

They call our home daily.They told my husband that they have a warrant out for my arrest, and if he paid over the phone at that very moment, they would allow the sheriff to "realease me on my own recognizance," and that because he wouldn't agree, the amount owed increased from $900 to $4,000. In another call, the man called my husband a "[***]" when he asked for documentation to be sent to us via the US mail. Neither of us remembers having a credit card with Providian, is there some way to check??

They also know the last four digits of my social security number, how is that possible?? I filed a complaint at the FTC's website, will it do any good?

I have decided to harrass them just for fun! At 6pm I called and spoke to "Stephanie" who asked for my case number. I told her I wanted to speak with Ms. Johnson since she is the one who called for me. I was informed that Ms. Johnson was not in the office and does not receive inbound calls. She only calls out. So,,,I asked if I could arrange to have her call me when she came in. I was hung up on! For the next five minutes I received a recording for voice mail each time I called back. Persistence paid off and, SURPRISE... "Ms. Johnson" answers the phone. I quickly inform her of how happy I am that she answered the phone because I had just been told she was not in the office. This probably took her off-guard as she did not know how to respond. I was very nice and inquired in a fatherly voice what exactly possessed her to tell my sister's former in-laws that I was going to be arrested. She asked for my case number and I claimed I did not have it handy. She then proceeded to proclaim her innocence in the matter. I pressed on claiming that the conversation was recorded and on the computer on an avi file. I informed her that she had violated the fair trade act and I wanted to contact her employer. She did not know the address because she had just started to work with them "last week."  I asked her for a fax number and she gave me- get this- 14425-580-6808. I informed her that she had given me too many digits and I believed she had given me the zip code accidently. At that time a "Ms. Lisa Zoe" took over the call. The professional sounding black woman (don't call me racist but the voice was obvious) claimed to be one of the owners. Mr. Zoe, whom I supposedly spoke with yesterday was definitely anglo sounding. Ms. Zoe would not give me the area code or city but DID admit that they are a law firm and a collection agency. The "investigator" I spoke with yesterday denied being a collection agency and claimed it would be against the law to claim to be one. Someone is lying! "Ms. Johnson" earlier did confirm they are in New York but would not give a city name or address. Ms. Zoe, or whomever she is, did not curse at me, was professional sounding and probably is an experienced telemarketer and collection agent. She did sound like an attorney simply by the way she conducted herself. Educated at least. When I mentioned the website with her phone number and complaints, she acknowledged being aware of it and claimed, "We are collection attorneys and people get angry with us. That is the nature of our business." She began to try to end the call since I would not provide a case number. She did not hang up until I told her she was being recorded live on a local television news broadcast. Of course she was not REALLY being recorded or broadcast but she does not know that. Let them squirm awhile. I am going to have fun harrassing them.

Got a call about a petition against my husband's cousin... How they got my phone number, I have no idea, as it is registered in my maiden name.  His cousin has no access to it.  When I called back, these people would not answer my questions or give me any information.  I was then hung up on twice before I supposedly got a "supervisor" by the name of Daniel Patrick on the phone (this sounds like a phony name, too).  He removed my number from the list (which amazingly the first girl couldn't find), and said they would not be calling again.  The whole situation was ridiculous, and I filed a complaint with the FTC.  Go to www.ftc.gov to file a complaint.  Thanks to everyone else who put this info on here to make this easy to do!

Still harrassing them!!!! They do have caller ID by the way because when I hung up on "Mr. Goldstein" after my bout with "Ms. Lisa Zoe" yesterday evening he called me back and asked me what my problem was. I explained I merely wanted their fax number in order to send a thanks to Mr. Zoe from the previous evening because he "helped me verify a date." NOW Mr. Goldstein - who sounds identical to the "Investigator" from the day before, got interested and very cooperative. He replied, "Oh, you spoke with Harold." I told him I did not capture the first name but he certainly was very helpful and that I appreciate his help. "The least I could do was send a thank you." I explained that I did not ask for their address because that was probably private and did not want to jeopardize the young lady's position. He was melting like butter by then! He explained that they don't give out such information usually because of criminals (the pot calling the kettle black!) but he would verify-"please hold sir." He returned and verified their fax number as 578-580-6808. HAVE FUN FOLKS! SEND FAXES AND USE UP THEIR PAPER, INK AND CAUSE A TRAFFIC JAM!!!!! The zip code IS 14425. I looked it up but could find no listing by name either under attorneys or debt/credit collections. I am persistent and will stumble upon it eventually because every business is a public record. My next step is to search business registrations which may take awhile.

Actual City name in 14425  

FARMINGTON, NY

Acceptable City names in 14425  

CANANDAIGUA, NY

HAVE FUN AND FAX THEM!!!!!!

Nice job, Joe!  I filed a complaint, but these people are such ridiculous crooks...  I'll have to make some additional phone calls to them.  : )  Nice job on getting the fax number!

Here is my most recent reswearch on these scumbags:They operate out of an apartment owned by John Haluch at 41 Bristol St. in Ontario County. I am fairly sure John does not reside there but collects rent from them. I attempted to copy and paste a arial photo of the apartment but while it would copy it would not paste. Oh, well I tried. It is a decent looking place. The frontage resembles the home used on that old 80's tv show "Designing Women."  TAKE A LOOK AT THE PARCEL HISTORY:
Processing...  
Parcel History      
Address: 41 Bristol St
Tax Map No.:  84.53-1-15


Processing...  

Parcel Lineage:
84.53-1-15
84.53-1-15

Linked Historical Documents:
Survey_11528

Grantor(s)  Name Deeds ID
HALUCH, JOHN  Book Page Deed Date Clerk Control No
903  227  12/01/1990  
192002
HALUCH, JOHN & JEANNINE  Book Page Deed Date Clerk Control No
830  110  06/01/1984  
192001
KAUFMAN, LORETTA M  Book Page Deed Date Clerk Control No
651  569  06/01/1962  
192000

   

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Received a call from this number at 2:15PM yesterday from an investigator Baker trying to get in touch with a cousin, they said they had a court ordered summons and gave an ID number and an ext. to call back to, I called her out as a bill collector and she paused for about 7 seconds before saying that she wasn't, she then hung up.

Please check out my blog: http://www.stopthecallsfast.com/blog
There you will see the link to a lawsuit which has just been filed against them.

Please check out my blog and read about the latest litigation against this virulent form of human trash: http://www.stopthecallsfast.com/blog

I filed a complaint with the FTC also, but will it do any good?? Do any of you know what will happen as a result of our complaints?  Thanks.

I too keep getting calls from these people telling me its regarding business I'm currently conducting or another time it was a slightly different phone number from a Mr.Wallace and its regarding a summons "possibly" being issued, and a case number.  I'm not calling these idiots back.
I don't owe anybody any money and I'm not about to give them the satisfaction of answering their calls.  Give up already....YOU CAN'T SCAM ME!!!