877-394-5975

AHAHAHA! You can't settle a debt anymore by writing "paid in full" on the memo line of your check. That may have worked 40 years ago but no court would uphold that now when companies have to process 100's of checks a day. [removed:lang]

they did the same to me over night, so I said "Screw" them!
in a year they'll be hunting past the time they can collect.

Hey, they called me again after a long layoff. But I was ready for them and I refused to confirm or deny anything and I basically just blew them off like I've been doing for years. I got this book on Amazon called "Debt Hope: Down and Dirty Survival Strategies" and it basically lays it all out in terms of how to tell whether you're dealing with a dangerous collector or a toothless one, and how to know whether your old debt is inside or outside the statute of limitations time period that gives you a solid defense once it has expired. I'm not sweating a thing.

I get calls from these idiots all the time. They do not leave messages, I do not answer. 877-394-5975 called 05-18-2012 right after I got a call from 206-397-1122.

These people call all day

The calls go *way* down if you just flat out tell them no and that you won't give them any information about anything. It's when they sense that their pry bar might be getting under the carapace that they start calling a lot.

The company is Carson Smithfield who was once known as Cardwork Services.
Typical BOTTOM FEEDING SCUM SUCKERS!!!
Have BLOCKED their calls over a year ago, but they STILL call daily......
Some guy name Berman is the main principal of the company.......he's the HEAD BOTTOM FEEDING SCUM SUCKER!!!

This is something that is frequently misunderstood.  When the statue of limitations expires on a debt it does not become void. It simply means that you can no longer be sued for it and the credit bureaus will no longer report on it. However, collectors are still permitted to attempt collections on any debt regardless of its age as long as they do so within the confines of consumer protection laws. Granted, they usually have little success collecting on old debt and anyone that pays will restart the debt clock or have it reported again on their credit file. Fact remains, the age of a debt does not preclude collection attempts.

It's not like the office of thrift supervision never had to go after him for monkey business: http://www.ots.treas.gov/_files/enforcement/93384.pdf

The bottom feeder is the person who opens a credit card, uses it to charge to the credit limit, then refuses to pay a dime for thier purchases and blames the credit card company.

But below them are the scam debt collection agencies who harass the wrong people, give out personal information on answering machines, and refuse to validate the debt.

got in a serious medical situation a few years back  &  I owed big $$  to advanta,  and as I was raised to pay my debts, I called the FDIC  as I knew they were in receivership,  the FDIC told me that C/S was hired to collect and they kept a small fee the rest went back to the FDIC.    I called C/S  and their first offer was 30%,  good enough for me....  the rep at C/S  was very professional & courteous .    unlike those a&& holes at midland  credit who are the biggest lying scum on this earth..

Remember to sue them? Remember to pay your bill!

When I do my work I touch all the bases, Debt validation done, Settlement letter done, Proper identification done.  Pay your bills, don't skip out on your creditors, and you won't have to meet a professional like me.

Business debts (Advanta) are not subject to the FDCPA, and most of the state laws that protect consumers don't apply to business debts either. So for the Advanta debtors, suing is typically not an availing strategy.

Oh, I don't blame the credit card company, I just adopt the approach of the largest banking entities in the U.S.--companies Eric Holder has publically stated he won't touch even on criminal matters. That approach is called impunity.

Download Mr. Number App. and then  these harassing companies like this cannot call you. It hangs up on them in a moment as they call. 877-394-5975 called me three times today and the last time my phone said hang up on 877-394-5975.

My husband lost his job almost 5 years ago... scraping along like many Americans. I did get behind on this bill. However, I set up a payment plan with them and I pay them bi-weekly. It auto-pays out of my bank account, so it is ALWAYS on time.  I have made 17 payments since we started the arrangement. I WANT to pay them what I owe them and I AM paying them.  However. they continue to call me at work and at home, regardless of the fact that I am sticking to the arrangements we BOTH agreed to.

Not sure what more I can do about it.  I think I only owe them about $140 and I'm done. I'm guessing they are trying to get that small lump sum.  I pick up the phone and there is never anyone there. I would be happy to talk to them to find out why they call me several times a day and never have anyone on the other line.

Now that folks see their methods, perhaps you'll be the LAST person who pays them. If everybody stopped, they'd be goners overnight. We can only hope...

P.S. for the folks who have skipped to the end ... there is a post in the middle where someone apparently with Cardworks/Carson Smithfield admits openly that YOU WILL NOT BE SUED. Now he could be wrong, but it's worth the gamble.

SCUM.........LOW LIFES.......BOTTEM FEEDERS.........TYPICAL BOILER ROOM OPERATION............DOESN'T have a web site that I can find listed for Carson Smithfield.........DON'T PAY!!!!