8774958940

What a joke. You obviously work for them. They can't do what you said. EVER!
OR you have a lien against you from some other entity that sued you in court and got a judgment against you.

Here's your spelling lesson of the day: Thieves not theifs as you put it!! Not only are you a low life collector but you are also the village idiot.
And FYI - an email or fax is NOT the same as a registered letter through the US Postal Service. Get a clue! You are just trying to dodge a mail fraud charge.

Total scam!!! I recieved a call from 866-460-1956. A man named "Chris" claiming to be from Audubon Finanical Bureau. He called me in regards to a debt but never read a mini miranda therefore he was in violation of the FDCPA. And when I questioned him about it he didnt even know what that was. I asked him to send me something in writing he said he could only send an email which is another violation. He started to yell and curse when I told him only send me mail notification and then hung up. Please do not fall for this scam. Their are numerous complaints about this company.

Got a call several times in the last week from Audobon Financial Bureau threatening me with court filings, being arrested and having me fired from my job because of a supposed unpaid internet PAYDAY loan.  Funny thing is that they cannot provide original documentation of the debt to which I have asked for per the FAIR DEBT COLLECTIONS PRACTICES ACT.  I have asked them not to call my work and they state I am being evasive and they need a letter from my employer to stop that - that is another FDCPA breaking.  And lastly they have received a CEASE COMMUNICATION letter from me and I have the Cert Mail Return Receipt where someone signed for it and yet they say they have no record of that letter.  [***]! They received it - probably trashed it so they could say they didn't get it and yet I have a signed document sent back to me from the USPS! GO AWAY SCAMMERS! Nobody wants to deal with you and you have dealt with the WRONG person! I have reported you to the rightful authorities!

Actually we do have an attorney's office on the third floor.right across audubons office. All you people shouldn't have even taken the loan to begin with if y'all had no intentions on repaying. That's why our tactics work and we get paid on ya broke aszes.

Your tactics may work on those that do not know their rights under the FDCPA.  For those that do, your tactics will land you in court as a defendant.

Proof Please?

1.Name and Address of the business.
2. Owners Name
3.Court cases won and lost?
4.Legitimate website address
5. BBB?

Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
****************************************
A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

I was glad I decided to look this company up because they have been calling me for a long time but I could not hear the name of the company clearly, They have been threaten me since this summer but I have not seen anything yet.  So I've been ingoring the calls.  I glad to find out that this is a scam.  So thank you very much

Please give me a call at 757 642-4192

716-923-7408 or 855-735-4666

Marval and Associates

200 John James Audubon Parkway
Buffalo, NY 14228

Located near the Amherst Police Department

Also goes by AFB or Audubon Financial Bureau audubonfinancialbureau.com

They are an illegal collection agency that is not licensed in any state and has no compliance officer

Scum Bag owners name is Adam March, Dan Valentine may also be part of this office

Start the sue fest have fun people its your early Christmas present

Autobahn Financial is using also this number: (855)720-0142. I also spoke with them agreed to send them money because I did not want to give my bank info out. Didn't want anyone's hands in my accounts anymore. They said they don't except money through Money gram etc. Gave me some lame excuse. I guess they don't want there money that bad..

We are coming for you and your illegal bunch.

Might be the fact that illegal interest rates trap hard working people in a bad situation where the pay the loan three time over and the scum bags want more , ass wipe.

If they mess with you, call them over and over each day till they get tired of you. Don't be rude but keep asking over and over for documentation. Turn it around

Anyone want advice on how to deal with company contact me with your contact info.

Thanks.

regarding audobahn collectors,

Call Schumann and associates, they may help in fact
they said they are very backed up regarding this company which is a collection agency, these guys
are actually freezing people's bank accounts beware, or call DMCC they are  a consolidation company for payday loans or just bills in general and have an A+ rating on the BBB..

I wouldn't take to audobahn without first speaking to one of the above people.

Look again they are not registered with BBB, I looked.  Also saw company has judgments against them, multi companies, one is Audubon.  Many complaints.