8778551624

on friday i recieved a call from Ms Cambell from Dni recovery saying that this was the last day to make an arrangement n they would start garish my wages as of friday. to pls call back 8778551624. Then today i recieved a call from Ms Taylor (caller Id showed 2532386044) stating that she was from Dni recovery to call back 8778551624 I told them to stop calling me at work. She then stated i was refusing to pay....what ever. These people are scammers....they need to be stop!!!!! They had called me about several months ago then stoped for awhile...

I just received a call from ms perkins at dni recovery saying i oew for a payday loan from elite cash. I have never hearrd of the place, i was never sent anything. They just keep leaving messsages on my home phone then when i try to call it back noone ever answers when they finallly did all they wanted was to do was set up payment arrangements or garnish my wages ( for what). i FINALLY TOLD HER I WAS GOING TO SUE HER FOR FRAUD AND HARRASMENT. tHESE PEOPLE NEED TO GO TO JAIL THEY WANT MONEY BUT THEY CANT PROVIDE INFO ON WHAT FOR BESIDES I DONT HAVE ANY OLD BILLS ANYWAY

I called them back and they hung as soon as i informed them i would sue for calling my place of business...

I too have received calls from this company regarding a payday loan in 2007, stating that I had used an illegal bank account and I would soon be garnished 25% of my income.  I requested that all information regarding the loan be sent to me via the mail.  Miss Garcia stated that that would most likely not be possible since United Cash was the company they were representing and she would have to contact them.  She also stated I had received numerous calls from them, and had many opportunities to contact them.

I never had a loan through United Cash, and I've had no contact with them.  I asked for her full name, the company name and address, but did not get a response.

I received a return call from 352-353-0338.

BIG SCAM!

Well it seems like this is happening all too often and to too many people.  They called me this morning, claiming the exact thing that most of you say.  Telling me they are going to start garnishment if I didn't set up a payment arrangement with them today.  When I said there is no way that I took a payday loan out and requested SOME type of correspondence from them, she (Miss Jerrett) placed me on hold for over 10 minutes and came back and said that they will send me some correspondence ONLY if I set up a payment plan with them today.  I then stated that I will contact this company that they say I took the loan from (FastCash) and call them back.  I did indeed contact this company and they told me that they have no record of me and I owe them nothing.  I then filed a complaint with the AG's office and called "Miss Jerrett" back and of course got a voicemail and left a message saying that she should be hearing from the AG's office shortly.  DO NOT PAY THESE PEOPLE!!!!!!!!!!

I received a call from a Ms Garcia  from this number.  She called my cell and my work number saying that I owed a loan from 2005 and that they were going to garnish my wages 25%.  I told her that the loan was paid off and I could send her documents.  I am tired of all these different companies calling saying I  owe and it is always a different amount.  I have asked them to send me papers and they won't, so I am not paying on this anymore. I even called the number back ot see if it was a real number.  Se answered the phne and actedlike she was someone else and then said it was her.  What can be done to stop these people from harrasing people and trying t take there hard earned money.

they call me at work and ask for me to call then back. i did but got a voice message.

can u give me all the numbers n email addressed.

I have also been receiving these phone calls. Has anyone been sending there resumes out online during job search. I believe they got my information via my resume such as phone number and address for myself and present employer.  

These calls are in regard to wage garnishments. I don't owe anybody anthing.

Call them back (even if you have to leave a message) and tell them that you reported them to the AG's office.  That will stop the calls REAL quick.

I received a call from 630-554-7838 from Mrs. Taylor from DNI recoveries. She said they received a wage garnishment order in their office and I needed to call 877-855-1624 immediately.

I called them to find out what the heck was this about. She said it was for a payday loan advance from Elite ... that was unpaid because I either put a stop payment of closed my bank account.

I've had the same bank account for 7 years. I don't ever remember any company called Elite. They had my sister's name and my daughter's name. This made me think they are legit. I HAVE taken payday loans on a couple occassions, but they always got paid from the very next paycheck...but I don't ever recall ELITE.

That's when things got strange. She could not tell me WHEN this loan was taken out, since it ended up in their office May 5th, 2008 it must have transpired some time in 2007. She would not give me the companies phone number (Elite) and said I could look it up on the internet, that the number they had was for their purposes only.

She then said she could accept a ONE time settlement payment. I told her I'm not paying anything until I even know if I OWE this money. It wasn't UNTIL I googled the 877-855-1624 number that I thought this was possibly a scam.

Thank you to everyone that takes the time to post the details of their conversations, because I feel slightly better that this is INDEED a scam.

How could I possibly have a $1000 unpaid loan I had no knowledge of for 3 years? They won't sent me anything by mail, email or fax.

I just got two calls from these people claiming to be from dni recovery. And that they were goin to suspend my liscense. Lmao, really? I work for the federal govt. And daily with my local law enforcement. If my liscense was about to be suspended id know about it and it sure as heck won't be them doin it. These people are morons. As soon as you step up to them they can't get off the phone fast enough.

THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

They called my work and left a message with the secretary that I needed to call them in order to avoid a 25% garnishment of my wages.  I called them back and was told it was from a payday loan place I had borrowed from, that I have never heard of, and that a check they presented was from a closed account, have not closed any accounts for 12 years.  I told Miss Bennet that all the research I have done on DNI was that they are an internet scam.  She got real defensive and said that anyone can say anything on the internet and she would wait to see what I had to say when they garnished my check.  They can not garnish your pay with out a court order and when I tried to explain that to her she got very rude and hung up on me.  Called her back again and she hung up on me again.  Be ware, do not let these people scare you in to giving them money.  Don't give any account info, ssn, anything.

Just now getting a call back from DNI Recovery....its been 3 Weeks to the day from their last call...same crap Federal Level Wage garnishment....I once again called my State Atty General but nothing really seems to get done....maybe if we just keep fighting justice will one day be served

they seem to think that if they don't call for a while we will forget....i agree the state Atty General doesnt seem to care. I bet they would if it was them being harrased at work.

I just got back from vacation and i have all kinds of threating messages from these people, i am just gonna try and ignore them and hope they go away. I dont owe anything in loans and if i took them out i paid them back. I keep changing my account number because i am worried they will find that to. How can i sue if they dont have money and possibly dont exist. I want something done about it and i am with all of you guys if you want to file a class action suit against them. Please let me know.
Thank you.

I just received another call from DNI Recovery, stating that they have paperwork ready to file with the court to garnish my wages from a payday loan in 2006.  I asked them for documentation that the money was deposited into my now closed account, they do not have it, they said that when I am served with my court papers that will all be in there.  I go into a jam back then and did take out a couple payday loans (which I will never do again).  I have sinced filed bankruptcy, moved several times over the last 5 years and when I spoke with Ms. Garcia from DNI, I told her that and her response was unless some type of payment arrangement can be made, she can not stop the court papers from being filed.  I have been told by my bankruptcy attorney to not make any arrangements to pay, do not pay anything until someone can prove the money was deposited.  I am sick and tired of these people getting away with this type of harrassment, is there anything anybody in the State of New Jersey can do to help.  I have filed compliants with the FTC and have told the people that when they continue to contact me at work.  I have also told them, it is illegal at least in NJ for them to contact me at work, I have given them my home number and address, I guess I will wait and see what happens.  Any suggestions or help is greatly appreciated.

I just received a call this morning on my work phone and cell phone, indicating that my license's are getting suspended.  Why are we being harrassed, if money is due, just indicate it and not make false statements.  This woman said she was from DNI Recovery, yes tried to google and came up with this website, no other information.  I even called back got the voicemail person called from a different number.  For the people that I owe, I will either call them or send them a letter so that they can tell me if my account has been put into collection, who they sent the paperwork too and a contact phone number.

I received a call from 877-855-1624 yesterday 8/17/10 on my job number, threating to garnish my check from a Mrs Gonzales, I returned her call on 8/18/10 she had all my information, she said that i owed United Cash Loans, from a loan in 2008  which i did get a loan and i paid them back, I told the Lady that i got a call 3 months ago from an irrate guy, saying the same thing, she said that my loan has gone up to 2400 and if i pay 790.00 by Sept 3 i would not owe anything,  They answered the phone as D and I Recovery system.  I told the lady i had all my paper work from United Cash loan and my bank statement, can i fax it to you to proove i do not owe, she gave me a number of 213-291-7977 to fax too, so i decided to call the number before i fax to see if it was a good number, guess what someone else answered D and I recovery, i was shocked, I explained to that lady, and she said well i can pull you up by the ref number i have to have Mrs Gonzales call you back, in the mean time i contacted united Cash Loans and they told me it was FRAUD, they sent me a letter stating I do not owe them.  Thanks United. Be careful yall, but they have my information and i do not like that..