888-236-7269

This company called my parents trying to serve papers over the phone, my dad and i have the same name. My dad called me telling me to get a hold of this company, so I did....They ask for a case number then put some guy on the phone who refuses to give his name, location and just says over and over that they are a private company and do not have to disclose that information. I called the company to confirm the information he gave me and the company said to ignore them. I called back to the 800 number to tell them what the finance company told me and he kept saying over and over that he didnt care he'd just sue me in court and made rude comments to me, my brother, and my sister. He wanted me to settle out of court and pay him with my debit/credit card, I asked for the address, he couldnt provide one, I asked for his name he kept saying he already told me it, which he did NOT. He told me that he was KING and GOD and held my life in HIS hands he brought up my military career which i was honorably discharged after serving 10+ years, told me what kind of military person does this kind of thing, he threatened my sister to a "dual" said he would hit her in the face with a pair of white gloves and probably win, he insulted my brother with rude comments and continued to insult me as well...we all were just trying to get this guy to give an address so we could pay the debt off, he absolutely refused saying if I didnt pay him today with an electronic transfer he'd just take me to court, he said which is what he prefered to do.... I said I was going to report the company to the District att. office he wanted me to do a three way call, I didnt not do a three way call, but I am reporting them/him to all agencies possible. I would advise anyone else to do the same. If they cannot validate who they are, the debt you owe and how they came to be the company responsible for collecting the debt then its my opinion that they are a scam company....and have broken to many laws to list! oh and the guy I talked to both times...was the same guy trying to be two different guys...problem is he made the mistake of calling me BOSS the second time...caught in another lie.....

How did you like that "BOSS"  hope its helps business for ya ;)

So you thought you could run up a ton of debt and not pay it back? Sounds like they were rude to you. Im sure you were very polite to them though. Was the debt yours? I bet it was. But these guys were so rude and unproffessional that Im not gonna pay them. Adda girl.... Look for any excuse you can to not pay your debt. Typical Americant!!!! Point made.

They were rude, yes and as far as running up a TON of debt not so much there buddy.....Also as far as not paying back the amount ...I tried, this company would not give me an address to do so...Which in my opinion makes this company sound like a scam, but I guess that will be for the attorney to find out, I have hired a lawyer to look into this company and also how this company broke numerous laws.
Having not payed them because they were soo rude wasnt the case, it was plain and simply this:
If your not going to disclose your companies name
Not going to disclose your name
Make threatening comments
Show no proof of your part in the debt collection itself
Than, NO I am not going to pay you. Laws require that you state your company name, your name, the debt and the right amount, and with this company, they refused to do any..NO company name, NO caller name, and quoted three different amounts.
As to anyone else on here trying to find out what your rights are and what to do, read the list below if this company calles and does any of the following to you than you to should contact your district attorney's office. FDCPA is your best friend when researching what is acceptable and what isnt acceptable when it comes to these companies.
1.Calling you each and every day, one or more times, until the debt is paid;
2.Calling you or engaging you in telephone conversations repeatedly or continuously that are annoying, abusive, or harassing;
3.Contacting neighbors, friends, coworkers or other third parties about the debt;
4.Contacting your employer about the debt and divulging specific information about the debt itself;
5.Using threats of violence or other criminal means to harm you, your reputation or your property;
6.Calling you without making meaningful disclosure of their identity;
7.Threatening to put the debt on your credit report.
8.Representing or implying orally or in writing, that he or she is affiliated with the United States or any State;
9.Misrepresenting the character, amount, or legal status of any debt(eg lien, garnishment, etc);
10.Falsely representing or implying that he is an attorney or that any communication is from an attorney.
11.Representing that nonpayment of any debt will result in arrest, imprisonment or the seizure, garnishment, attachment, or sale of any property or wages.
12.Threatening to take any action that cannot legally be taken, or, that is not intended to be taken.
13.Representing or implying that the consumer committed any crime or other conduct in order to disgrace the consumer.
14.Communicated or threatened to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed
15.Threatening to garnish or attach your wages or property when it is illegal or not intended-whether or not your wages can be garnished and the amount or percentage are specifically covered in Federal Wage Garnishment Law or your State's Wage Garnishment Laws.
16.Threatening to throw you in jail;
17.Selling the debt to another company for the purposes of continuing collection on a debt that is considered to be outside of the statute of limitations or time barred;
18.Threatening any kind of legal action where that action is not actually intended, or threatening with humiliation; embarrassment, degradation or coercion, in order to secure payment from a debtor.
19.Contacting the Department of Homeland Security to apprise them of your alien status if you are an immigrant;
20.Threatening or invoking eviction, by an agent for a landlord; lockout, or seize personal property where such relief is limited by state law;
21.Deceptively misrepresenting that the collection agency has many employees or a dedicated investigations staff attempting to collect the debt, where this is not true;
22.Threatening or misleading a debtor by claiming they will be transferred to an attorney or separate legal department of a collection agency where no such department exists.
23.Sending letters, misrepresenting that the account has been transferred to an attorney and may include an attorney's letterhead with threats of legal action
24.Attempting to collect or file a suit for attorney's fees or collection costs and or other interest, including questionable “late fees”, not pre-agreed to in excess of that allowed by statute, unless the original agreement provides for the amount the collector is attempting to collect. For instance, the collector cannot threaten to add attorney's fees or his fees where it is not specified in the agreement you signed with the creditor.
25.Adding additional charges including attorney's fees and collection costs and demanding payment in full for these as well without disclosing that they are not part of the original debt.
26.A Debt Collector is not permitted to give legal advice unless the collector is an attorney himself, this includes correspondence with a debtor claiming that he or she is recommending litigation or advising a creditor to sue
27.An attorney cannot sue you in a state that is not your home state under the FDCPA.
28.It is a violation of the FDCPA to threaten to sue if no such action is intended, this is considered an empty threat. If the collector used an “if you don't pay by this date”, then ___ may happen” scenario, this could still be considered a violation of Fair Debt Law
29.Legal letters that are NOT reviewed by a lawyer constitute an FDCPA violation. It is a violation for such a letter to be sent unless the lawyer has reviewed it, thus you may have a claim under the FDCPA if the letter was not reviewed and you can indeed prove this.

Continue to comment to me BOSS and I will continue to reply with more and more education on how to stop you and your company from trying to bully people, threaten people and commit fraud on people.

****Never ever give your credit/debit or banking information to ANYONE over the phone that you DO NOT KNOW....Make sure you validate the company and the debt!****

If this company isn't a scam, then why did you type out a number and not the companies name?

Enlighten us all please.

http://www.bbb.org/south-east-florida/busines ... ale-fl-92018537

this link is from the better business bureau...check it out.

http://www.bbb.org/sandiego/business-reviews/ ... o-ca-172001130/
http://www.bbb.org/central-california/busines ... hop-ca-89045427
http://www.bbb.org/central-texas/business-rev ... tin-tx-90086391
http://www.bbb.org/minnesota/business-reviews ... rck-nd-41001834
http://www.bbb.org/washington-dc-eastern-pa/b ... e-md-235983736/
http://www.bbb.org/houston/business-reviews/a ... on-tx-90019231/
http://www.bbb.org/atlanta/business-reviews/c ... ion-ga-27403832
http://www.bbb.org/central-california/busines ... hop-ca-89045427


here are some more links for this company...from the BBB...there are pages and pages of this company listed from all over the united states....

morgan and associates inc
morgan and associates co
morgan assoc.

Here are some thirty plus numbers they have used in the past or maybe still in use. I have entered all of them yahoo search and the same forums come up time and time again, this company is a scam. Everything you have read on here from real people you will read almost the same claims on the other sites as well. DO NOT give these people your financial information! Its a scam!!

And hey BOSS try to not leave such a long paper trail if you dont want people to find out that your company is a SCAM!

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

Well "BOSS"
Your going to be doing a lot of typing tonight when you read all of those posts!! I am excited to see how you are going talk your way out of all this proof??
I am sure it will be something rude in nature since guilty people tend to get defensive when caught in a lie...
I am sure for myself and everyone else that knows your company is scam... that we will continue to post informative information about your company so that you can no longer rip people off, make threatening remarks or in general be able to call anyone with out them already knowing what you are about....I am happy to say it will my pleasure to shut down your scamming business!

And BOSS I am not letting it go either, you called the wrong house!
I will post all of your scamming on this site, call law enforcement of all levels, along with anyone else to bring you and your sleezy co workers to justice!

typing positive posts about your own company...FYI this forum is well aware that it is YOU or YOUR employees  posting them....

and....PS all the money you claim to making thanks to us pathetic americants.....dont get too used to it...I think prison workers only make about 35 cents a day....On the bright side.... it is an ALL INCLUSIVE stay!!

Hope you have a wonderful day BOSS... :)

Here is some information about debt collectors....and some links that can help you report or file fraud or abuse from a debt collector.


What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren’t; or
indicate that papers they send to you aren’t legal forms if they are.
Debt collectors also are prohibited from saying that:

you will be arrested if you don’t pay your debt;
they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.
Debt collectors may not:

give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn’t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.


You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law

The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. Watch a video, How to File a Complaint, at ftc.gov/video to learn more. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

http://www.mycallbot.com/numbers/8882367269

this site lists number information about this so called collections agency...law firm..what ever it is calling itself today...where you see tags listed...you can click on any one of the titles....and every number that they have used will show up.....Its crazy how many numbers they have for so many different types of so called businesses.....

Well BOSS,

thanks for calling me yet again and hanging up when I answered....The more you call me the more you will owe in court....I am keeping record of all of your calls......

http://www.ripoffreport.com/directory/Morgan-Associates.aspx
http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
https://800notes.com/Phone.aspx/1-412-444-1027
http://www.debtconsolidationcare.com/collection-agencies/about20542.html?nojs=1
http://www.debtorboards.com/index.php/topic,8053.0.html

Here is the name of the company that I have found in my research.....

Ellis Crosby & Associates & Douglas & Morgan Associates they are out of florida..have several law suits against them and have filled bankrupcy multiple times...

His name is Ted Ellis Crosby...

Companies they have used or are still using:

•ACS Fast Cash International
•Accelerated Judgment Recovery Services
•Affidavit Consolidation Services (ACS)
•All American Financial
•ALFA Group Advisers
•American Law Division
•American Legal Services
•Attorney General’s Office (usually in California)
•Attorney and Legal Services
•Cash Advance USA
•Carlson law firm
•Chris Williams Attorneys office
•Crime Monitoring Services
•Cyber Crime Unit
•David Morgan and Associates
•DCA Law Office
•Department of Justice
•FCS
•FCS International
•Federal Bureau of Investigation
•Federal Bureal of Crime Investigation
•Federal Central Investigation
•Federal Council of United States Government
•Federal Counsel for US Government
•Federal Credit Law Firm
•Federal Credit Legal Department
•Federal Dept. of Justice.
•Federal Department of U.S. Government
•Federal Fraud Agency
•Federal Law Firm
•Financial Consulting Services
•Financial Crime Department
•First Cash International
•Henderson Law Group
•Hudson Law Firm
•Instacash Legal Dept
•Jaffe and Jaffe Law Firm
•Law and Investigation
•Lawrence Wolf Legal
•Melrose Law Firm
•Midline Marketing
•Monetary Crime Division
•Morgan law offices
•Morgan and Associates
•National Federal Credit Union
•Patrick and Associates
•Pay Cash One
•Public Credit Services
•Steven Law Firm
•Thomas Gregory and Klein
•U.S. National Bank
•United Financial Criminal Investigation Division
•United Financial Criminal Investigation Division (Dept)
•United Legal Processing Division
•United Loan Services
•Williams and Associates
•UNLD

NamesCallers/scammers:

•Aaron Thompson
•Adam Jackson
•Alan Watson
•Alex Walker
•Angela Williams
•Andy Smith
•Austin White
•Ben Johnson
•Brian Williams
•Calvin Anderson
•Christopher Jones
•David Nelson
•David Christopher
•David Jones
•David Parker
•Dennis Wright
•Derek Anderson
•Diane Davidson
•Doug Morgan
•Ed Matthews
•Eric John
•Eric Johnson
•Eric Williams
•Erica Davis
•Frank James
•Frank Jefferson
•Frank Johnson
•Frank Martin
•Frank Miller
•Gary Jones
•Henry Smith
•Howard Jones
•Jack Williams
•James Austin
•Jasmine Beebe
•Jason Kennedy
•Jeremy Harrison
•Joe Brown
•Joe Washington
•John Adams
•John Davis
•John McClain
•John Robinson
•John Rogers
•John Watson
•John Williams
•Justin Davis
•Kathy Jones
•Ken Calvin
•Kent Brown
•Kevin Black
•Kevin Morgan
•Kevin Peterson
•Kevin Rogers
•Kim Stewart
•Mark Benjamin
•Mark Johnson
•Marc Johnson
•Mark Peterson (officer)
•Mark Smith
•Mark Taylor
•Matthew Hope
•Matthew Holt
•Matthew Rodgers
•Matthew Wilson
•Max Green
•Michael Black
•Mike Davis
•Michael Davis
•Michael Tucker
•Micheal Mcgrady
•Michelle Jones
•Mic Fisher
•Mike Copeland
•Nathan Bracken
•Nicole Allen
•Officer Alan Taylor
•Officer Gene Parker
•Officer Jean Parker
•Officer John Wright
•Officer Mike Taylor
•Officer Black\
•Officer Benjamin
•Officer Tom Brown
•Officer Mike Edwards
•Officer Mark Reneiecen
•Officer Chris Williams
•Perry Black
•Peter Black
•Peter Smith
•Peter Watson
•Rex Howard
•Richard Hernandez
•Richard Hunt
•Richard Thompson
•Ricky Watson
•Robert Gibbs
•Robert Keith
•Robin Smith
•Roger Gelb
•Ronnie Logan
•Ryan Black
•Sam Miller
•Sean Michaels
•Sean Miller
•Shane Harris
•Shaun Harris
•Shawn Micheals
•Shawn Taylor
•Shawn Miller
•Shawn Woods
•Shawn Woodson
•Steve Johnson
•Steve Lawson
•Steve Martin
•Steve Richards
•Steven Richards
•Steven Johnson
•Steven Richards
•Tony Johnson
•Vane Hundson
•Wayne Smith
•William Blake
•Will Smith
•William Earnest

Hope this helping business there BOSS :)

http://www.consumeraffairs.com/news04/2008/04/fl_ellis_crosby.html

heres a little more :)

For more information on protecting yourself from debt collection scammers, check out these websites:

http://www.naca.net/debt-collection-abuse/
http://www.fairdebtlawyers.com/
http://www.myfairdebt.com/
http://attorneysforconsumers.com/
http://www.westcoastlitigation.com/
http://www.theadvocateslaw.com/
http://www.consumercounselgroup.com/
http://www.budhibbs.com/First.htm
http://www.creditlawnetwork.com/

Finally, here is a small sampling of 800Notes complaints about States Predisposition, SpellmanRoman, United Legal Processing, US National Bank,  Morgan Associates, etc:

https://800notes.com/Phone.aspx/1-210-858-6601
https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-214-245-0922
https://800notes.com/Phone.aspx/1-214-245-1402
https://800notes.com/Phone.aspx/1-214-245-0943
https://800notes.com/Phone.aspx/1-214-723-5572
https://800notes.com/Phone.aspx/1-305-433-8368
https://800notes.com/Phone.aspx/1-310-499-9983
https://800notes.com/Phone.aspx/1-310-499-9984
https://800notes.com/Phone.aspx/1-310-909-8245
https://800notes.com/Phone.aspx/1-321-221-0018
https://800notes.com/Phone.aspx/1-404-000-3849
https://800notes.com/Phone.aspx/1-404-000-4321
https://800notes.com/Phone.aspx/1-408-404-1520
https://800notes.com/Phone.aspx/1-408-404-3021
https://800notes.com/Phone.aspx/1-410-505-8128
https://800notes.com/Phone.aspx/1-480-365-0155
https://800notes.com/Phone.aspx/1-610-571-3252
https://800notes.com/Phone.aspx/1-678-954-0520
https://800notes.com/Phone.aspx/1-678-954-6346
https://800notes.com/Phone.aspx/1-678-954-9000
https://800notes.com/Phone.aspx/1-718-831-7157
https://800notes.com/Phone.aspx/1-800-918-3844
https://800notes.com/Phone.aspx/1-800-918-3849
https://800notes.com/Phone.aspx/1-818-688-7218
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-888-326-3139
https://800notes.com/Phone.aspx/1-888-341-4004
https://800notes.com/Phone.aspx/1-888-441-4001
https://800notes.com/Phone.aspx/1-888-593-3003
https://800notes.com/Phone.aspx/1-888-688-3848
https://800notes.com/Phone.aspx/1-888-724-4111
https://800notes.com/Phone.aspx/1-888-775-2121
https://800notes.com/Phone.aspx/1-904-236-5141
https://800notes.com/Phone.aspx/1-901-328-7180
https://800notes.com/Phone.aspx/1-904-425-2857
https://800notes.com/Phone.aspx/1-904-425-2863
https://800notes.com/Phone.aspx/1-917-464-2534
https://800notes.com/Phone.aspx/1-925-262-1327
https://800notes.com/Phone.aspx/1-949-272-3902
https://800notes.com/Phone.aspx/1-949-743-1140
https://800notes.com/Phone.aspx/1-949-743-1156
https://800notes.com/Phone.aspx/1-954-678-9724

________________________

"How is a sincere criminal going to get ahead in his profession if his victim fails to cooperate?  Almost all crime depends on the acquiescence of the victim.  If the victim refuses his assigned role, the criminal is placed at a disadvantage." -- Robert A. Heinlein, 1985

August 24, 2005en Español Print Version
Media Contact: Jennifer Krell Davis
Phone: (850) 245-0150


Attorney General Sues Agency for Debt Collection Abuses


TALLAHASSEE - Attorney General Charlie Crist today filed suit against a Jacksonville-based collections agency and its owner over allegations they repeatedly threatened consumers and imposed illegal fees for owed debts. Ellis Crosby & Associates, Inc., and Ted Ellis Crosby are charged with victimizing more than 120 consumers through multiple violations of the federal Fair Debt Collection Practices Act and Florida's Consumer Collections Practices Act.

The investigation was initiated when the Attorney General's Economic Crimes Division received numerous complaints about the collections agency from the Better Business Bureau. The complaints alleged that the company was using aggressive and illegal tactics to collect on its accounts, including posing as law enforcement officers or attorneys, threatening arrest by military police and collecting illegal fees greater than the original amount owed. Several complaints even alleged that individuals with the company represented themselves as lawyers with the Attorney General's Office.

"Few words could adequately describe the appalling nature of the tactics used against these citizens," said Crist. "People facing the pressure of paying a debt should not also endure fabricated threats and intimidation. The predatory nature of these actions demands our immediate attention, and the victims deserve immediate relief from these attacks."

Further investigation by the Attorney General's Office revealed that Crosby, 27, of Ponte Vedra, specifically trained and instructed his employees to use the malicious tactics. Among the victims was Anna Massey of Jacksonville, who was contacted by an employee of Ellis Crosby claiming to have a videotape of her husband cashing a bad check. The company told Mrs. Massey that the police were on their way to her home to arrest her husband Billy. Although Mr. Massey tried to explain to the company that he was not the individual with the debt, the company continued to harass him and his wife, demanding personal identification information and immediate payment of the debt. The intimidation tactics stopped only when Mr. Massey threatened to contact authorities.

The Florida-based company also targeted victims in other states. Chris Williams of Ohio was contacted by the company regarding a payday loan of $200, demanding immediate payment of $989.42. The company threatened arrest if the payment was not received, informing Ms. Williams - who was eight months pregnant at the time - that she should know "they don't give very good prenatal care in jail." Unable to confirm that the payment she sent had been received, Ms. Williams was afraid to go home for fear of being arrested. Eventually she spoke with local police and determined that there was no warrant for her arrest.

To date, the Attorney General's Office has received more than 120 complaints about the company, and more complaints continue to come in on a regular basis. Because the company is continuing its improper practices, the Attorney General's Office is seeking an expedited hearing to impose an immediate temporary injunction to halt the unlawful activity.

A copy of the civil complaint can be found online at: http://myfloridalegal.com/webfiles.nsf/WF/JFA ... y_Complaint.pdf

So BOSS or maybe Ted...hmmmm..

Do you really think you are going to get away with this? I am finding more and more on your scamming...and the more I find, the more I will continue to post....

I am sure it won't be long before another attorney general has you paying even bigger fines...and your filling bankruptcy again...you know they call you DEADBEAT TED...and that you are working with out of country call centers...is that why you are using the term  AMERICANTS all the time?? Is that what your overseas employees are calling you?? Ah Well since you can't make friends there... I am sure prison will have someone for you to be friends with.... :)

And I thought your comment would have been a little bit more entertaining today..but like I called it..your a liar and could only come up with a lame attempt at an insult..which seems to have back fired on you... So I suppose maybe tomorrow you will have put some thought into your post..HINT HINT...
but I doubt it...your not exactly a quick thinker..so I guess I will be responding to yet another low grade of an insult...


*********DO NOT GIVE THIS COMPANY ANY MONEY!! THEY ARE A SCAM.....*********





...



Well BOSS,

Afternoon BOSS,Concerned, Big Brother, Ted Ellis Crosby, David Morgan, Doug Morgan....what ever you are going by today...

I thought for sure you would have left me some kind of insulting comment today...DARN...you didnt..

Did you run out of insults?? Or are you getting concerned about all the information being posted about you and your scamming???

I hear prison is nice this time of the year, are you getting excited about you trip there??

AGAIN,

DO NOT GIVE ANYONE YOU DO NOT KNOW YOUR INFORMATION OVER THE PHONE...

THIS COMPANY IS A SCAM...AND A FRAUD...!!!!!!!

Bud Hibbs maintains that there's a connection between Ted Ellis Crosby's collection scam and Evelyn and Frank Jackson ... So maybe I should correct the name list above to include..but state not limited to.....

Evelyn Jackson and Frank Jackson....sorry I didnt put your names up earlier....how rude of me....

Now everyone...Please be on the look out of not only Ted Crosby...but also Evelyn and Frank Jackson...It seems that they are all in league together...

Remember

that was EVELYN JACKSON and FRANK JACKSON
Georgia was the last state listed for them....

This company called a family member.  Not realizing that this family member has been practicing consumer law for over 25 years, but even dumber, they left a message on her voicemail disclosing 3rd party info about a bogus lawsuit!  ON HER VOICEMAIL!!!   PROOF. When we called back and confronted the agent with this information, the person who took the call denied the company did such things as reveal lawsuit/subpoena information..we replayed the vmail.   Needless to say, he was speechless.  Then I asked if they were recording this call.   He said no. Any legitimate debt collector will record every single call they make for THEIR protection.   we advised them that we were recording the call and asked my sister/lawyer(while he was still on the phone) just how many laws they had broken so far, and she said too many to even count.  We let him know, not only have they divulge the lawsuit/subpoena informatin to a third party, they never sent a validation of the debt, they NEVER contacted me first in anyway., and the debt WAS NOT VALID.  It was a debt that had been PAID.  It once went to collections about 3 years ago and was PAID in FULL!!!  This is a tactic to embarrass and scare consumers who do not know their rights according to the FDCPA(Fair Debt Collection Practice ACT).  I was lucky enough to know someone who can protect me, but I know not everyone has that luxury,.  All I can say is that these people break many laws.  Make sure to know your rights(i.e. statue of limitations in your state).  While they do have the right to call you or a family member  and try to collect on a VALID debt, they can only ask that family member certain information or leave their number and have you call back. These guys are going far beyond ethical collection practices.  And be aware, the comments made on these sites about "Just pay your bills and you wan't have to worry about it" are from these companies themselves, they have people monitor their 800#s online to make such condescending comments.

The company calling you..is a fraud...


they scam people....


Happy to hear that you were not one of thier victims!