888-420-2510

Please stop calling [removed] Delores is deseased and please stop calling or I will turn this number into the police for harassment.

This company has called several times about my deceased husband. Shouldn't have to deal with this , still grieving.

Sometimes, just the "threat" of turning them over to the states attorney, in you state, and theirs, (in this case, minnesota) will scare them off. I use real threats of going to the states attorney, whenever I get repeated scam calls, or many other irritating calls

Call from this number today at 10am and they said my husband owed them.  Ha!  Meet my lawyer time.  We owe nothing.  I told them to send a letter and he asked for my address.  I told them to send it to the address they already have.  Waiting.

Thank you!

1-888-806-9074 - AscensionPoint just called me about my father who recently passed away.  I was a bit in shock and unfortunately gave them my step mothers name and phone number.  It wasn't until later today that the whole call didn't sit right and I did some research.  I wish I had just taken the name and number of the person calling, but I will be following up with a complaint and filing a letter to cease and desist.

I have found Ascension Point to be very courteous and helpful.  They say "you personally are not liable for any of the debts" on every call.
If there is no estate, you will never hear from them again unless you want to honor one of your loved ones debts.
Again, you are not personally liable, as they tell you more than once on each call.

So you work for the company.  What is their address, website, etc.  Thank you!

Well, my Mother passed away only three weeks ago, so it didn't take these vultures long to start calling.  The complaints against this organization are a mile long.  This is the first one I came across (before I found this site) from the BBB:  http://www.bbb.org/minnesota/business-reviews ... 2378/complaints

You can send these folks a "cease & desist" letter.  The following is a link you may use as a guide:  http://www.creditdisputelettertemplates.com/cease-and-desist/

Hi, I just want to apolgise to all familys I used to work for this company and I can tell u for the time I worked for the company. It was a scam all management and owners are a whole bunch of young pricks who don't care about the coustomers or employees. The management who all pass around prescription drugs, sit around high all day and try to make up new ways to collect money from your familys with out getting sued.. remember only when u say u are authorized to speak with opens the door for them to talk to u. Remind u don't have to talk to them or give them any attoney information, oh and if you owe more then 10k plus they may break a lot. Federal law to get you to pay before estate is open. They know what they are doing by making every collector offer condolaances that they don't mean, so many times I sat there watching the collectors be so fake, just so they can eat like a fat rat off your money u will notice at the end of the montth u get more phone calls and settlement letters which usally they are volating federal laws.. remember if you didn't discuss a settlement shouldn't be a letter in your mail or if you have not personally talk to their representive and told them u are a AUTHORIZED party no mail should be comming in your name, these are things I wanted to share to the people out there, yes the estate is responsible for the decedent debt not the family Ascesion. Point is to try to collect from familys at the most vulnerable time in there life to all familys let them collect from the estate if that's what they are going to do, but when u give the the money before estate closes is what's keeping them in busniess.. be careful of a collector that goes by Casey she pretends to be a old woman over the phone to shmoose you to paying her right away..FYI she is a meth addict and the dope is calling u.

This might be useful.

http://www.bbb.org/minnesota/business-reviews ... 2378/complaints

The site lists a phone and fax number but no address.

Survivors are not responsible for the debts of the deceased.  If there was no money in the estate, then the creditors get nothing.  Period.   If there is money in the estate the executor will pay off as much as possible the legitimate debts.  But that is the executor's responsibility.    This company is trying to somehow strong-arm the survivors of the deceased to pay the deceased's bills.  Don't fall for it.

(888) 420-2510Fax: (763) 235-4055200


AscensionPoint Recovery Services, LLC
2  [***] Rapids Blvd NW Ste 200,
[***] Rapids,
MN 55433-5867

That's  c_o_o_n    Or raccoon  with the first three letters removed.

There was a way, but against lawbreaking bullies like this you needed to get off the phone and start a paper trail. If you're not held responsible for your husband's debts (if any remained) you were clear to send a ''cease communication'' notice via USPS Certified with return card. If the agency persists in calling and writing you to collect, sue the company for damages and your legal costs. (Since Ms. Bell's comment is just over a year old, she would by now through inaction have lost all of her FDCPA claims to that law's fleeting Statute of Limitations regarding any violations prior to April 2013. Don't let this happen to you if your rights are denied!)

When chasing decedent debt, an agency can politely sniff around for an executor or estate manager or whatever that person is called. It is not permitted to coax, wheedle, or strongarm family and friends into paying out of pocket for debts allegedly incurred by another person, especially not a dead one. Collection agencies must stand in a probate line like everyone else.

Decedent debt vultures are a grimy subcategory of the collection industry who like soft, fresh meat the best .... mainly the widowed and grieving who may not be thinking straight when collectors call. This is what the FTC has to say about decedent debt:

Debts and Deceased Relatives
http://www.consumer.ftc.gov/articles/0081-debts-and-deceased-relatives

FTC Issues Final Policy Statement on Collecting Debts of the Deceased
http://www.ftc.gov/news-events/press-releases ... -debts-deceased

FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

That kind of service is not part of the function of a mystery call database. It is *your job* to "get these people to stop calling". Federal and state law supports you, as discussed prior.
https://800notes.com/Phone.aspx/1-888-420-2510/14#p711003167224149541

Unlike Jean Bell back there, you still have time to sue the agency for what sound like FDCPA violations in your story. While I'm sure anyone would "just want the calls to stop, thanks", that too is your job, but not the only one. Once the noise has been squelched, think about how you were treated and compare that to what the CFPB and FTC say about the rights you are due. Then take all action necessary to make the offenders pay.

See prior comments. What's more, this article link has been visible on every 800Notes page for six years:

Harassing calls from a debt collector?
https://800notes.com/arts/KBN5c2IZiAC_wQjKBNRWFA

Your callers do not maintain this site or this web page. You cannot expect compliance with your orders until you deliver them *directly* to your caller. It is unwise to publish a phone number you meant to protect in an open forum where any data harvester and scammer can find it. I've reported your comment so that Admin can redact it.

Local police may not help in this matter. You have a right to a quieter phone if you demand it, best done via USPS Certified with return card. Only then will you build a strong case for "harassment" if the recipient won't obey.

Odd how that "Helpful information" is not recalled by the many people with plausible complaints against these predators. The APRS agents must not be making that point clear, if indeed it is made at all among illegal tactics of persuasion and coercion. Why don't we let the FTC take the mike from here, hmmm?

Debts and Deceased Relatives
http://www.consumer.ftc.gov/articles/0081-debts-and-deceased-relatives

FTC Issues Final Policy Statement on Collecting Debts of the Deceased
http://www.ftc.gov/news-events/press-releases ... -debts-deceased

In principle I agree, but I always oppose the angry dispute and shut-up letters often floated online. The cited template leaves holes for a determined agency to use other contact methods. Disarming the primary weapon, the telephone, may be enough, but you don't want the same bullies sending email, posting online, or trying otherwise to win your attention.

While I agree that a confirmed personal phone number and address for the alleged debtor removes all excuses to keep pretending to skip trace, there currently is no "section 805(b)2" of the FDCPA to violate on that score. Trying to lecture a company in a law you don't understand is a bad idea. (I might be inclined to claim "harassment or abuse" on top of hassling of non-debtors.)

In general I don't think quoting laws and making threats does any good. Collection agents able to read your account file can also read controlling laws. They must obey them or else get a "teaching moment" from your FDCPA lawsuit.

I note there is a signatory line asking for "Your Printed Name". Let's be clear that a name is sufficient. A signature is not advised. It's too easy to scan and paste that sig image to some "agreement" a lawbreaker might manufacture.

My own approach to the "cease-comm" is discussed here:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls

It should be stressed that a surviving spouse in a "community property" state should probably seek validation and set partial contact limits, such as banning phone calls or defining "convenient" hours. Cutting off all contact may inspire a creditor lawsuit. My gut feeling is that an estate executor should also keep a mail channel open. However, if it's clear the agency is solely interested in hustling a fast payment from people who are not obligated, those people closest to the matter should not hesitate to slap on a cease-comm.