9054743535

Same here received a message at work ...left on someone elses extention with all the private info divulg to them (that was sweet) then talked to a friend of mine scaring her half to death , telling her she would have to be in court on Monday (this is Friday)they called my work again as i was leaving and happenned to be at that lady's desk so i took the call from Mr Sargent .He proceeded to tell me that I would be in court Monday under Fraud charges and my bank account would be frozen , they would notify payroll and take 30% of my salarie with everything I owne (furniture, car ect ect )when i tried to explain to him that i did tried to make payments , he called me a lier and I was getting charge with fraud among other things. I was in tears till someone mention this site ..Now comes Monday I will be ready for Dear Mr. Sergent . Thank you people , you helped me start breathing again

I got a call from a "Mr. David" today quoting a file number and that i must call back because this is an urgent legal matter.  I never hurt anyone in my life and don't break the law so i was confused!!  Went online to the yellowpages and to my surprise the law firm does not have an ad in the yellowpages!!!!  Weird that a legal firm can't put an ad in yellowpages huh.  Did a google search on the phone number 905-474-3535 and here i am.  I have never borrowed from those cash stores, etc but i have deadbeat friends that give out my name and number without me knowing.  I have no credit card debit, no student loan debt, only a mortgage.  These scammers must be obtaining name and numbers from those trashy money lending stores - they are semi-legal to begin with.  I'm thankful we live in an age of information (internet) and have smart citizens that can easily identify scum scammers!!  He told me to call back tomorrow at 9 but i'm not going to for the simply fact i would have to bite my tongue.  Don't real lawyers generally communicate legal matters by registered mail anyway?

I get a call from Mr David for paul kuperstein and associates and told me i have 24 hours to pay or i will be sued. I called 310 loan and they said they sent my file to paul kuperstein and associates. I spoke with Mr David on the phone he has all my info. I don't think its a scam how would they get all my infomation unless 310 loan gave it to them.

Has anyone been sued by these people. Liability Solutions Inc. 9054743535

dont give these people any money at all.I got a call at work from them saying bell canada had a law suit against me for 1000 dollars and if i paid 848 in 48 hrs it would be cleard up he said i would go to court and everything it supposivly had something to do with me having a phone in 2005 i actually thought i owed bell and it was serious cause they called my work so any ways i said i would make payments cause i was scared but told him i could only give him 300 cause i have a child to prvide for so i deposited 300 into paul kupersteins account and decided to call bell to make sure on the rest tht i owed and bell did not no what i was talking about they said i owed nothing i had to inform the bank wat had happened and the police.

So, since i moved and changed my phone number, these people contacted my references that i had when i got a pay day loan from the cash store. So i decided to call back, asked what they were calling me for,they said we are calling because you owe money. I said ok well i dont get paid until friday i will be able to pay then,they said you owe 300 dollars by tomorow 1pm your time, or else you go to court and owe 1100 dollars. They said i could call John from 310-loan to make arrangements,so called and he told me that he couldnt do arrangements because it had been already sent out to a third party collection agency. NOT A LAW FIRM. So i called the "law office" back and told him about this, said that i should borrow money from friends or relatives, i then came online to find this...thank god...but still, i mean it is kind of scary that they know so much about you and threaten you like this. They told me they were going to reposes my things, freeze my bank accounts, stuff like that...so i duno. I guess im just gonna have to wait and see...

Ya but hunny, these people PAY 310-loan to give them your information...and why is it that they give EVERYONE 24 hours or else...i was just as scared as you were...then i read all these posts...dont worry

I was just reading up on another site,these guys have been at it for a few years now...How come no one can stop them??? And if anyone reads this...I dont pay them right???

First lawyers have to be listed by law,phone number,and address.They also have to be legally retained by the client.Under consumer affairs they have to extend you an opportunity in respect to a payment plan,and cannot demand a debt in full.Watch out for phoney statement of claims that are not issued by the courts.My best advice to you would to contact Upper Canada Law Society,and also Consumer affairs.I hope this helps you,and I have not given legal advice just some direction.Ministry of Consumer Affairs also deals with collections.

Please call me I think that I can help (416) 446-7318

A claim is not filed with an office its filed with the courts.Call the Ministry Of Consumer Affairs,and Upper Canada Law Society.First thing that happens is the lawyer has to be retained by the client.

As I had posted.. I had sent them 641.00 from a previous debt from The Cash Store.  And the paperwork Mr.Hazel was supposed to send me never showed. I had paid on November 3rd 2007.  January 2008 I called back and received nothing and the 'secretary' said she would send them out for me.  Couple weeks later.. I get ANOTHER message on my answering machine.  When I called them back, and told them that they had scammed me once, and that I wasn't falling for it again, and that they better produce a Validation Letter to me in writing within 5 business days or they can play with my laywer.. they never called me again. According to my credit report.. I have nothing pending in court either.  They're full of crap.  I am still waiting for this supposed paperwork that I was to get. Guess I need to scare them with another laywer statement.

They act all big until you make them prove to you what they're supposedly representing.
According to the law, any collection agency is supposed to serve you IN WRITING before any verbal action can take place.  If they call you first, ask them for the validation letter. It will show who the debt was from, and the contract number etc for which that company was hired to reclaim.  If they cannot provide you with one.. they're a scam.  Since every company has to be registered as a collection agency.. if they can't provide the identity of their company.. they're not legit.

They act tough.. but if they feel they're busted.. they'll back down.  Stand up to them. They just some lowlife behind a phone that won't work like the rest of us in a real job.

i got home one day to hear a msg on my machine for my girlfriend stating there was a lean against her, a fraud report & this has been reported as derog on her credit, as well as an officer will be showing up with paper's at our home & or her work place.
When my girlfriend called back this My Sargent (who claims to be a lawyer) the call was recorded but she was never advised. talk about breaking every single privacy law out there..i called him back to remind him about the privacy law's & he lost his cool & he said that he does not have to follow the fair debt to credit act???? WHAT A JACK ASS!!!!!!!!!!!!!!!!! whoever this Mr. Sargent is from Paul & Cooperstein & Associates better get his fact's in order or a lawsuit will be laid

........the money is owed to this company...however his practice is completely unproffesional the threat's arent neeeded

WN and everyone else

Do not contact these people without knowing for sure.  Do not make payment arrangements with them until you have absolute proof through the actual outfit you owe the money to that they are indeed legitimate.

I believe they are legit to some degree, but just a collection agency in disguise, using scare tactics in an attempt to counter the lack of efficiency in everyday "collection" inefficiency.  Makes sense to me.  There is also a chance that someone with your exact name owes them money and they are just hounding the world until they get the right guy.

I received a call yesterday regarding a friend of mine ( who does owe "Cash Stop" money ) from a Mr. Sergeant of Cooperstein and Associates, but they were harrassing me only because he used me as a reference.  Calling me a liar and all sorts of vile crap.  I advised them that I would report them immediately.  They responded by saying they would tak eme off the registry / file.

This is the actual link that you will need ( without searching anything else ).

https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

Good luck to you all!

A semi legit company maybe, to some degree, but in all honesty, look at the big picture, it's just a collection agency in disguise, using scare tactics in an attempt to counter the lack of efficiency in everyday "collection" inefficiency.  Makes sense to me.  

There is also a chance that someone with your exact name owes them money and they are just hounding the world until they get the right guy.

If you owe them [***] all, what are you worrying about?  They can't do anything to you. If they harrass you, report them. It's real easy.

https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

Here's some nonsense on them, lol:

http://www.bbbmwo.ca/commonreport.html?bid=1087197
http://www.debtconsolidationcare.com/forums/paul-kupferstein.html
http://www.click2houston.com/news/5428045/detail.html

Fear, intimidation & pressure are their only weapons.  Yours should be patience, perserverence and logic.

I have received many calls from Mr David in the past 2 weeks. He has been very rude and threatening. He told me he is going to charge me with fraud and take me to court and sue me for $4000! i owe less than $500 to 310 loan!!! He told me he was going to haul in my friends to court stating that they MAy have been involved in my fraudulent acts.OMG what a loser. At 1st i was nervous until I read this forum. Funny thing is I am currently in credit counselling and paying back my debts. My BF told Mr David to F** off! Needless to say he hung up but still calls me. 2 weeks ago I had 24hrs to pay or I would be going to court.This has been the longest 24 hrs I would say! lol
I made a complaint to the BBB last week this so called lawyers office has until May 16th to reply back..Do you think they will? LOL I am not sure what the BBB will do ..Does anyone know? All I can say is this company is getting away with this and they need to be stopped.
I will keep you all posted.

not only misrepresentation but this Mr. Sargent has broken every privacy law & FDTC act out there, he has no idea of a mess he could put himself in, im looking to file legal action's against this so called "lawyer"

Yes the company is a  collection company under a lawyer's name who does not have anything to do with the company. That lawyer gets a cut for the buisness. There are no paralegal's at the company, so if they say they are a paralegal they are lieing,. Just regular kids working there with no one with University degree. The lawyer is a cover for the buisness "Liability Solutions", which is a collection agency.

I took this statment from the Federal Trade Commissions :
False statements. Debt collectors may not use any false or misleading statements when collecting a debt. For example, debt collectors may not:

falsely imply that they are attorneys or government representatives;
falsely imply that you have committed a crime;
falsely represent that they operate or work for a credit bureau;
misrepresent the amount of your debt;
indicate that papers being sent to you are legal forms when they are not; or
indicate that papers being sent to you are not legal forms when they are.
Debt collectors also may not state that:
you will be arrested if you do not pay your debt;
they will seize, garnish, attach, or sell your property or wages, unless the collection agency or creditor intends to do so, and it is legal to do so; or
actions, such as a lawsuit, will be taken against you, when such action legally may not be taken, or when they do not intend to take such action.

So if the law statements are true why is this company still in buisness??? I hope this helps you all, .

The company is a  collection agency under a lawyer's name who does not have anything to do with the company. That lawyer gets a cut for the buisness. He is being paid for them to use his name, he does have a real office around the corner from them. There are no paralegal's at the company, so if they say they are a paralegal they are lieing,. Just regular kids working there with no one with University degree.Yes  The lawyer is a cover for the buisness "Liability Solutions", which is a collection agency.

I took this statment from the Federal Trade Commissions :
"False statements. Debt collectors may not use any false or misleading statements when collecting a debt. For example, debt collectors may not:

falsely imply that they are attorneys or government representatives;
falsely imply that you have committed a crime;
falsely represent that they operate or work for a credit bureau;
misrepresent the amount of your debt;
indicate that papers being sent to you are legal forms when they are not; or
indicate that papers being sent to you are not legal forms when they are.
Debt collectors also may not state that:
you will be arrested if you do not pay your debt;
they will seize, garnish, attach, or sell your property or wages, unless the collection agency or creditor intends to do so, and it is legal to do so; or
actions, such as a lawsuit, will be taken against you, when such action legally may not be taken, or when they do not intend to take such action. "

So if the law statements are true why is this company still in buisness??? I hope this helps you all,. Just know this is NOT A LAWYERS OFFICE.................. I can testify if needed.