978-686-2255

I have been paying on my debt agreed to by chase every month on time. i am a stay at home wife and have no income. how did my account go to a collection agency when i made regular payments agreed upon. I am almost 70 years old and i am about to have a heart attack with all this drama. Please help me.
elimn8tr@yahoo.com

I agree with you soooo much.

try getting divorced from a compulsive spender that knows all your credit card numbers and runs them all to the max. then get a decree that states that the debt is hers...(although the cards were in my name) .then she files bankruptcy. the credit card companies swarm on you to pay for every card...that the decree said was not your debt. Wrong..it is your debt ... they do not honor divorce decrees!  heads up everyone. do not agree to a decree that states that your credit cards will be paid by someone else... the law is not in your favor... try paying $50,000.00 on debt the judge said was not your to pay. That is after loosing the house, my life's savings in her annuity (I paid the bills while she placed 16,000. a year in an annuity in her name for the tune of $123,000.dollars. Another mistake folks..  Rather get a settlement, negotiate the sale of the house, or payment from the other spouse through a Qualified domestic order. if possible. be on guard

This morning I received a call from 978-686-2255.  After reading the people's review, I know it is a harassing call.  Just want to remind other people do not answer this number and try to file complaint for harassment.

Or pay your bills,  so you don't have to worry about phone calls?
FYI they don't buy debt.

They sued me too.  My circumstances are exactly like yours.  I settled with everyone, but they refused, wanted it all now.  After more than a year my case has been disposed.  They are all talk, but when they get to court they come apart.  I got a summary judgment but they filed for a new trial on day 29.  We went to trial and the judge disposed the case in my favor. If they would have been nicer on the phone instead of nasty and evil sounding, I would have settled.  They Pi$$ed me off so much I just denied everything and they could not prove their case because they were sooo unprepared for court.

A docket search for this company gets about 250 hits, mostly this group as defendants in FDCPA suits

http://dockets.justia.com/search?q=Zwicker+%26+Associates%2C+P.C.

Yes they have to go to court to do that . No one I mean no one but the court can allow someone to put a lien or uphold your checking acct or even your pay check. It's 25% they can garnish up to. If you don't get a court date it's BS. I know I went through with it. If you get a date go to court the collectors most likely won't show up because they don't have all the paper work "contract" from your orrinal loan anyway. Judge throws out. Even if they show up go it all works out

Kenneth Zwicker has nothing to do with Zwicker & Associates, P.C.

Why did Hitler commit suicide?   He got the gas bill

I think that Michelle never really worked for Zwicker

Just remember to bring your checkbook,,,,    :O

This is a public forum. An employee fro whatever company can do whatever they choose to do on their free time.   Also take into consideration that there could be a chance that these people may not even work for the company they are claiming to work for and are just saying things to get a reaction  (also known as trolling)   Because from what I have read on this thread.. there are a LOT of ignorant people on here that are stupid enough to take the "bait" of the trolls.

 Oh and if they did or still do work for this Zwicker place

This is a public forum. An employee fro whatever company can do whatever they choose to do on their free time.   Also take into consideration that there could be a chance that these people may not even work for the company they are claiming to work for and are just saying things to get a reaction  (also known as trolling)   Because from what I have read on this thread.. there are a LOT of ignorant people on here that are stupid enough to take the "bait" of the trolls.

 Oh and if they did or still do work for this Zwicker place they can post their thoughts and opinions as they wish, it doesn't necessarily mean that is they stance of the company.

B*t*** ... I know your IP address.

You must be a real stand up guy.  Let your credit card debt go to a judgment, then get wages garnished.  Then the wage garnishment gets pushed aside because you neglected your children.   Hopefully you live in a state like Ohio, where the judgment is good for 20 years

Telephone Terrorism...   LOL  that's a good one.   Like telephone tough guy.

Thanks for leaving your digital signature here... I now have your IP address; and that's ALL the NiNe needs.

What are you so excited about?   Lots of companies use automated dialing systems to call people.

Why don't you just go throw yourself in front of a train.  Just do it.

Sound familiar?