8008232318

You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.

MEDICREDIT, INC. AKA THE OUTSOURCE GROUP AKA COGENT FINANCIAL GROUP AKA SPECIALIZED RECEIVABLES, INC. AKA U.S. COLLECTIONS, INC.
Posted in:  https://800notes.com/Phone.aspx/1-800-823-2318/6
https://800notes.com/Phone.aspx/1-800-888-2238/4
https://800notes.com/Phone.aspx/1-866-316-9222

Web site is more interested in you paying so they don’t have to follow collection laws and lists no address of any kind:  http://medicreditcorp.com/
Whois info for the web site lists them here:
Registrant Name:
Registrant Organization: The Outsource Group
Registrant Street: 3620 I-70 Drive SE Ste C
Registrant City: Columbia
Registrant State/Province: Missouri
Registrant Postal Code: 65205
BBB gives them an A+ rating even though they have 290 complaints and 5 negative reviews:  http://www.bbb.org/stlouis/business-reviews/c ... s-mo-110035703/
BBB gives The Outsource Group an A+ with 3 complaints and lists the same address and people as Medicredit:  http://www.bbb.org/stlouis/business-reviews/h ... s-mo-310247545/
Bloomberg lists US collections at the same address of the above two criminal enterprises:  http://www.bloomberg.com/research/stocks/priv ... vcapid=26556247

Interesting story about how they break the law and actually threaten people in order to extort money from them:
http://www.huffingtonpost.com/steve-rhode/debt-collection_b_2004685.html
Securities and Exchange Commission has them listed as U. S. Collections, Inc.:  http://www.sec.gov/Archives/edgar/data/1420171/0001420171-10-000001-index.htm
U S COLLECTIONS INC CIK#: 0001420171 (see all company filings)
THREE CITYPLACE DRIVE SUITE 690 St Louis MO 63141
Business Address THREE CITYPLACE DRIVE SUITE 690 St Louis MO 63141 (314) 692-6500
Missouri Dept. of state info:
Name(s)     MEDICREDIT, INC.     Address
3620 I-70 Dr. SE, Suite C
Columbia, MO 65201
Type     Gen. Business - For Profit     Charter No.     00195132
Domesticity     Domestic
Registered Agent     STK REGISTERED AGENT, INC.
900 W. 48th Street, Suite 900
Kansas City, MO 64112     Status     Good Standing
        Date Formed     10/5/1977

Duration     Perpetual

Renewal Month     April

Report Due     7/31/2016

2015 Report filed with Missouri:  https://bsd.sos.mo.gov/Common/CorrespondenceI ... 94445&version=2

Sunbiz.org has them listed under a different name:
Foreign Profit Corporation SPECIALIZED RECEIVABLES, INC.
Filing Information
Document NumberF05000003358 FEI/EIN Number04-2928724 Date Filed06/01/2005 State MA Status INACTIVE Last Event WITHDRAWAL Event Date Filed11/20/2013 Event Effective Date NONE
Principal Address
THREE CITYPLACE DRIVE, STE. 690
ST. LOUIS, MO 63141

Changed: 07/25/2008
Mailing Address
THREE CITYPLACE DRIVE, STE. 690
ST. LOUIS, MO 63141

Changed: 07/25/2008
Registered Agent Name & Address NONE
Registered Agent Revoked: 11/20/2013
Officer/Director Detail Name & Address

Title PRES

DIMARCO, MICHAEL
3 CITY PLACE DRIVE SUITE 690
ST. LOUIS, MO 63141

Title ASEC

ROWLAND, MARK
3 CITY PLACE DR. SUITE 690
ST. LOUIS, MO 63141

Title SECR

HAIZ, PATRICK
3 CITY PLACE DR, SUITE 690
ST LOUIS, MO 63141

Lots of complaints:
http://www.creditinfocenter.com/community/top ... t-fraud-or-not/
http://www.ripoffreport.com/r/medicredit-corp/columbia-missouri-65201/medicredit-corp-collecting-on-inflated-bill-columbia-missouri-671964
https://www.consumeraffairs.com/debt/medicredit-corporation.html
https://www.trustlink.org/Reviews/Medicredit-Inc-205955128
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... ess/td-p/998088
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... it/td-p/1791890
https://answers.yahoo.com/question/index?qid=20121111123008AAWtqGE

Looks like they were sued a lot:
And lost:  https://eclaim.kccllc.net/caclaimforms/mpr/home.aspx
https://www.pacermonitor.com/public/case/6612 ... Medicredit,_Inc
https://casetext.com/case/barbosa-v-medicredit-inc#!
https://www.gpo.gov/fdsys/granule/USCOURTS-ca ... ent-detail.html
http://www.rigganlawfirm.com/Employment-Law-B ... T-TO-AVOID.aspx
https://casetext.com/case/dennis-v-medicredit-inc

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

Dumb scammers ya make sure ya dont fall for it

Dumb scammers ya dont fall for it.

If these people say that they are a collection agency for a hospital hill then you tell them that you do not have a contract with them and all matters will be taken up with the hospital and if they are persistent in calling you then you take the hospital to federal court for harrassment for they have no right in selling your debt to a third party without your consent cause that is breaking the hippa regulation on private confidentiality which is a no no.

Sorry to say this, but Congress (house and senate) don't work for us, they work for the big corporations,  including the ones that own companies like this one. Your reps are in the back pockets of these companies,  and write bills favoring them in exchange for "gifts" and "campaign contributions". Nothing will EVER be done about these low-life bill collectors.

These people buy these "accounts" and harass you for payment. All they can get is profit. The calls are computer numbers so if you block one another takes its place. Talking to them is fruitless. The medical doctor, hospital, etc have already written the debt off and these people are like leeches. Just don't  answer any calls like this.

They have called 3 yes I'm 15 minutes but will not say anything.

Got a call from this number, and the guy didn't even say hello, just asked for verification of name, dob and address without providing a reason for asking. He said he couldn't say what it was in regard to without my information being verified first.  After declining to do so on the grounds of not doing business with unknowns on the phone, was wished *good luck.* Since he only demanded information and gave nothing, he is an unknown nose of a person.

They are calling from medi-credit. It's never a person; only a machine that tells me to call them back. I don't have time for that.

They keep calling and it is making me nervous.  If I owe, send another bill.

It's a scam agency. they wanted me to pay a bill for an ER visit within the last year, and j haven't even been to the hospital for 3 and a half years. It's a BS company.

It is a medical bill collection agency owned by HCA. We were rear ended and our lawyer sent the hospital a notification of representation. They sent the bills to the hospitals lawyer thinking it was ours. DO NOT TALK ON THE PHONE. Send them written communication. I have power of attorney for my wife and they refuse to deal with me. THEY WILL report to all 3 credit bureaus and trash your credit.  My wife was billed $3000.00 for an x-rays that an assistant read wrong. Once it was properly read she was called back for emergency spine stabilization.. $1890 for a physician assistant to improperly interpret and treat. The Dr. Supervising was at a New Years Party intoxicated.

The accounts aren't bought. They have a contract with the hospital. Had an account on my credit. I decided to call the hospital and verify. Maybe you should reach out to the hospital.

The accounts aren't bought. They have a contract with the hospital. Had an account on my credit. I decided to call the hospital and verify. Maybe you should reach out to the hospital.

I'm a career fraud investigator, and I just received a recorded phone message from this number claiming to be a "debt collector calling on behalf of Valley View Medical Center...."  As others have pointed out, this number is listed to Medicredit.  We have no outstanding bills, medical or otherwise, and we never answer or return calls to presumed scammers.

That is very good advice, but in my case, the alleged hospital Medicredit refers to doesn't even exist in our state, and we haven't been to a hospital. Either they've reached a wrong number, or they've been misinformed, or they're just scammers.

Big A, Excellent information and advice!  Thank you.

They call me and play a recording. It says that they want to talk with me about a business deal. I don't do business with strangers over the phone so I hang up.

I have read here that they are collecting for medical bills. I don't owe anyone.

Never the less there is an FCC rule that you no one except a non for profit or political polling agency can legally call you and play  are cording.

if they are a medical collection agency or collection agency of any kind they are required to send you a bill, all you have to do is informthemof that.I have been doing that with these bogus calls and it usually stops them.

There was an investigative report done here (KC) that learned during the financial crisis many collection  companies bought up outstanding medical bills for pennies on the dollar. Since then, many of those bills have been forgiven but the collection agencies are sucking wind on the money they shelled out for the debts so they continue to try and collect. Under law, if you request a written statement they HAVE to provide one. If they don't, they are in violation and you can challenge the debt. Many organizations know the debt is no longer valid. BUT, some are legit. If you owe on a medical bill, make payments on it. Hospitals generally don't care what you pay as long as you keep paying. And most times you can pay to the hospital directly, which means you won't have to pay interest or collection fees.

If you sent them a written notice not to call you and that you would only accept mail as correspondence you do have a right to take them to court, especially since they continue to call you using automated recordings which is against the FTCPA which states that no business can call a cell phone or landline with an automated recording without the express permission of the owner of that number.  Just a thought....look up consumer rights lawyers in your area, nine times out of ten they will work the case and only take payment of part of the settlement if they take it to court and win.