844-498-6545

This is just a load of total nonsense and a scam.  If you had written a bad check, your bank would have notified you.  If you didn't settle with the bank, the bank would have the option to make a complaint to police and the police would interview you and make a recommendation to the local prosecutors. Depending on local procedures in your state.  You would have heard about this from either the bank or the local law enforcement.  You would NOT have heard about it from some scammery -scummery debt collector who cold calls you and starts demanding money.

Just because a voice on the telephone claims you owe a debt does not mean you owe it
If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  DIME  until the debt is validated.

Of course they won’t do this, no scammer ever will, so simply block their calls and ignore them.

If they are bothering you,

Report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection  (Threatening criminal prosecution to collect a civil debt is a clear violation of the Federal Fair Debt Collection Act)

Also contact your local attorney general

If they continue to bother you, and you know you do not owe any money,  tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  You might have to yell at the scammer and talk over him or her.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them .

Last known address:

Summit Receivables
1291 Galleria Dr Ste 170
Henderson, Nevada 89014

A debt collector complaining that one of my relatives in another state is not paying their bills. I refused to call my relative or Facebook my relative to question my relative about the debt and the Debt Collector hung up on me when I told him that I didn't work for Summit and that harrassing me was illegal. Summit also uses 844-880-9293

It's also illegal for the agency to blab at you about someone else's alleged financial woes. An honest collector calls you for "location information" and nothing more. A thief uses skip tracing as an excuse to whip up false shame from relatives, neighbors, and co-workers, often when the collector already has valid contact data for the alleged debtor.

You can sue Summit for relief if the prodding calls do not cease. Your relative can sue for the breach of privacy. That's two stinging ways to teach them what the law says.

FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

They wanted to verify my employment, but they didn't say why?

I have no idea.  They didn't even call MY phone.  They called my adult daughter's phone and left a message for her to tell me to call them.  Called in on a 205 area code but left the 844 number and said call Ms. White. Have no clue.  I have one outstanding debt from a bank.  I closed my account due to payday loans taking too much money over and beyond the amount I authorized.  Well the bank didn't actually close the account until the next day.  Low and behold, the payday lender took money out of $0 balance account AND THE Bank did not not return the debit and THEN charged me the money from the payday loan guy and a NSF fee.  I told them I was not paying anything because I closed my account and the rest is their fault.  I HAD received a letter from an attorney and when I told them my side, they returned the debt to the bank and said they were not trying to collect anymore.  So I WONDER if THIS is the bank trying to get someone else to collect the debt.  I am not paying it!

Some man name James called my father and aunt and said I used them as a reference. When I called to find out who this company was, James refused to tell me the name of the company. I told him to stop calling my family and that I never used them as a reference. James started yelling at me and I informed him I would be contacting an attorney and I hung up. These people need help!!!!

I got a call from Summit Receivables from a guy who says he's trying to collect a debt. I have never been notified in writing and I am sure I don't owe anyone a debt.  His name is James Ext 531. I believe this is a scam.

There are many informative posts in this thread startin on page one.  Read them, it will do your brain a world of good.

After several more calls from Summit, I filed a complaint with the BBB. Summit then dropped my relative's account. Undoubtedly, some other bill collector will be calling me about the same account. It is easy to think about filing a lawsuit, it is harder to have all the proof needed to convince the Judge that the other party is bold-faced lieing. I did retain an attorney to sue a bill collector before, I should've gotten thousands, That bill collector barely settled  for $500 because I was unable to prove the caller names, recording and transcript of what was said of each and every call. The burden of proof is ridiculous. I believe the courts are set up to protect who has more money. Our justice system is broke, we are on our own, but the BBB's method works.

I received a call from a Houston Tx number, Anthony Amedeo. Never addressed me by name. Said to call him back at 844 498 6545 and said it was Summit Receivable. Then said it was an attempt to collect a debt. I don't know him or the company.

Summit Receivables is a real company, but they are using questionable if not outright illegal methods.  Appears to me tht they are in violation of the Federal Fair Debt Collection Practices Act.

Just because a voice on the telephone claims you owe a debt does not mean you owe it
If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  DIME  until the debt is validated.

Of course they won’t do this, no scammer ever will, so simply block their calls and ignore them.

If they are bothering you,

Report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection

Also contact your local attorney general

If they continue to bother you, and you know you do not owe any money,  tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  You might have to yell at the scammer and talk over him or her.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them.

Last known address:

Summit Receivables
1291 Galleria Dr
Ste 170
Henderson, Nevada 89014

I keep getting a call from 844-498-6545 a guy named Anthony.. actually left message today saying he is from summitt receivables.. said he has an issue to discuss with me that I might find interesting and if I could please call him back and we could discuss further over the phone!
Seeing all these comments I guess it's a debt collection company, or a fake one ..I know for a fact I have no outstanding debt!

I received a call from Anthony Omedayo(SP) with my area code of (513)898-0538 but he gave this as a return number. He did not state my name or any name for that matter, what the debt was for (I have no unpaid debts except student loans and I am still in school, I don't even have a credit card) or the company the debt came from. I will not be returning the call or answering any future calls. If they really are collecting a debt they can mail the information to me and I will deal with it that way rather than talk to rude collectors on the phone.

SUMMIT RECEIVABLES AKA GMA INVESTMENTS, LLC.
Posted in:  https://800notes.com/Phone.aspx/1-702-445-7777/6
https://800notes.com/Phone.aspx/1-844-498-6545
https://800notes.com/Phone.aspx/1-844-880-9293

Web site says they are in Nevada:  http://www.summitrec.com/contact.html
BBB gives them a B rating with 14 complaints and 2 negative reviews:  http://www.bbb.org/southern-nevada/business-r ... son-nv-90035025
This web site lists the name of one of the head criminals:  http://www.corporationwiki.com/p/2fbhkp/summit-receivables-llc

Nevada Dept. of State info lists no registration for summit but does for GMA with the same criminal as head of both organizations:
GMA INVESTMENTS, LLC
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Business Entity Information

Status:      Active    File Date:      11/30/2006
Type:      Domestic Limited-Liability Company    Entity Number:
E0891572006-4
Qualifying State:
NV    List of Officers Due:
11/30/2016
Managed By:
Managers    Expiration Date:

NV Business ID:
NV20061772751    Business License Exp:
11/30/2016

Additional Information

Central Index Key:

Registered Agent Information

Name:      ANTHONY GUADAGNA    Address 1:      1291 GALLERIA DRIVE, STE. 170
Address 2:          City:      HENDERSON
State:      NV    Zip Code:      89014
Phone:          Fax:
Mailing Address 1:      1291 GALLERIA DRIVE, STE. 170    Mailing Address 2:
Mailing City:      HENDERSON    Mailing State:      NV
Mailing Zip Code:      89014
Agent Type:      Noncommercial Registered Agent

View all business entities under this registered agent

Financial Information

No Par Share Count:
0    Capital Amount:
$ 0
No stock records found for this company

Officers       Include Inactive Officers

Manager - ANTHONY GUADAGNA
Address 1:      1502 ARROYO VERDE DR.    Address 2:
City:      LAS VEGAS    State:      NV
Zip Code:      89012    Country:      USA
Status:      Active

Nevada Dept. of Financial Regulation lists this license number:
License Number: CAD11058    Current Date: 12/22/2015 02:06 PM
Name:     GMA INVESTMENTS
Doing Business As:     SUMMIT RECEIVABLES
License Type:     Collection Agency
License Status:     Active
Expiration Date:     06/30/2016
Original License Date:     09/06/2013
Addresses
Mail Address     Address     1291 GALLERIA DR STE 170
HENDERSON , NV
CLARK
89014

    Phone Number:     702-586-4444   Extension:   301

LicenseLocation     Address     SUMMIT RECEIVABLES
1291 GALLERIA DR STE 170
HENDERSON , NV
CLARK
89014

    Phone Number:     844-498-6545

Also note that Summit Receivable’s charter has been revoked in several states as has GMA.

Other complaints:
https://getoutofdebt.org/95421/gma-investments-llc-cfpb-complaint-1586172
http://badfinance.org/review/1501700/gma-investments-llc-debt-collection
http://badfinance.org/review/1328388/gma-investments-llc-debt-collection

Looks like GMA was sued so they changed their name:
https://www.pacermonitor.com/public/case/8531 ... ments_LLC_et_al
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
Also use this form to report their criminal activities:  http://fid.state.nv.us/Forms/FID-Complaint.pdf

Lady called named Susan Smith said to call her back at 844-498-6545.  When I called this number I got a male named Zach Brown who stated that Susan Smith was an automated voice message system.  He transferred me to a James Smith who when I asked if Susan Smith was a real person he said yes, I asked again to speak with Susan Smith, and James told me that she was busy on another call.  I laughed, it was obvious that this was a spam call.  He was rude when I would not give him my SS# and said that I was yelling at him.  I laughed at him and told him that there was no way that I was giving that information out over the phone.  That if I had a debt then he would have to mail me proof of that debt.   He yelled at me, and used foul language and name calling.  I told him that he was not being professional and that I wanted to speak with Susan Smith or his supervisor.  He hung up after that.

So I got a call from a Steven AK from Summit Receivables saying that they was a case filed against me in my county he called me from 702-786-1517 he left a message to call him back at 844-498-6545 when I called a man name scott answered I was put on hold then I was disconnected.

These people won't stop calling! Telling me we have time sensitive material to discuss. Also that notes they took on a call with us put us in a negative light. They never stated who they were looking for.

Got garbled message that they have reviewed my file and unfortunately the results are negative. I am here to help and want to help. Literally one quick call and we can turn a negative into a positive. This is an attempt to collect a debt. Call originated from 682-305-2691 told to call 1-844-498-6545

Please google:

"arrests made for payday loans"

you will find out that more than 1500 arrests have been made regarding payday loans.
So, the matter can be criminal and not just civil.
I suggest that if you are giving legal advice, you know what you are talking about first!!!!!

Please google:

"arrests made for payday loans"

you will find out that more than 1500 arrests have been made regarding payday loans.
So, the matter can be criminal and not just civil.
I suggest that if you are giving legal advice, you know what you are talking about first!!!!!