844-498-6545

They pulled you over for a bounced check? How did they know you bounced a check? And why didn't your bank contact you about it 15 years ago? Your story is confusing.
And please don't claim to be from Michigan. We don't want you here.

Payday Fridays are straight to the nearest Casino for some of these people, especially the woman.. Very sad!  So your not far from wrong there Gunnar! With certain things legal in Nevada, if they didn't have the desk pot belly pencil pushin syndrome, they could earn more legitimately in the other district. But hey, who knows, this may just be the part time job..

You know what your problem is, Teresa?  You just need to PAY YO BILLZ.  Spend more time payin' yo billz and less time lyin' on tha interwebz.  THAT's what you should be in jail for!  Pay yo billz, shill!

An absurd scripted threat calls for an absurd scripted response. "Oh, good. So that old file I don't recognize tested negative for debt! Now you won't need that cash transfusion, yes?"

Summit Receivables has called me countless times.....1st msg stated they had great news about settling a debt!  All voicrmails after the 1st call were telling me that they have notes from other departments stating they have talked to me & it ended in a argument every time? Really???Her name was Tammy & she was a Senior Account Executive......

same thing just happened to me lol .

You guys are all telling  lies... I work for summit receivables and we are not a scam we are a multi million dollar debt collection company who follows the fdcpa laws 100%. Every thing we do is for a reason according to the law.  We do not threaten anyone.. We are not even allowed  to be rude on the phone .. All calls are recorded!!!! And have you ever heard of a wrong number.... We could be calling you not knowing its not the number to the person we are looking for so if you just answered the phone and found out who we are looking for then you could stop the calls by stating wrong number!!!!!

So you are calling FIVE  pages of comments  and the posters LIARS????
Why don't you give us the  real physical address of the company?? No excuses---just the physical address.

I know where that office is - Egypt.  Yup.  Because Bill Collector is in De Nile.   Or in the ladies room hiding out from the sound of 5 pages of posts that recount violations to the laws of man and God.  Come ON back now Bill Collector, let's hear all about how great you are, show some pride in your business and your career path.  Not even a good liar, not even a respectable crook, debt scammers are the tapeworms of criminals.

Oh you work for these crooks?  Looks like the complaint count at the BBB is on the way up. It also looks like your charter has been revoked in several states, why is that?

SUMMIT RECEIVABLES AKA GMA INVESTMENTS, LLC.
Posted in:  https://800notes.com/Phone.aspx/1-702-445-7777/6
https://800notes.com/Phone.aspx/1-844-498-6545
https://800notes.com/Phone.aspx/1-844-880-9293
https://800notes.com/Phone.aspx/1-702-267-6757

Web site says they are in Nevada:  http://www.summitrec.com/contact.html
BBB gives them a B rating with 23 complaints (up from 14) and 2 negative reviews:  http://www.bbb.org/southern-nevada/business-r ... son-nv-90035025
This web site lists the name of one of the head criminals:  http://www.corporationwiki.com/p/2fbhkp/summit-receivables-llc

Nevada Dept. of State info lists no registration for summit but does for GMA with the same criminal as head of both organizations:
GMA INVESTMENTS, LLC
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Business Entity Information

Status:      Active    File Date:      11/30/2006
Type:      Domestic Limited-Liability Company    Entity Number:
E0891572006-4
Qualifying State:
NV    List of Officers Due:
11/30/2016
Managed By:
Managers    Expiration Date:

NV Business ID:
NV20061772751    Business License Exp:
11/30/2016

Additional Information

Central Index Key:

Registered Agent Information

Name:      ANTHONY GUADAGNA    Address 1:      1291 GALLERIA DRIVE, STE. 170
Address 2:          City:      HENDERSON
State:      NV    Zip Code:      89014
Phone:          Fax:
Mailing Address 1:      1291 GALLERIA DRIVE, STE. 170    Mailing Address 2:
Mailing City:      HENDERSON    Mailing State:      NV
Mailing Zip Code:      89014
Agent Type:      Noncommercial Registered Agent

View all business entities under this registered agent

Financial Information

No Par Share Count:
0    Capital Amount:
$ 0
No stock records found for this company

Officers       Include Inactive Officers

Manager - ANTHONY GUADAGNA
Address 1:      1502 ARROYO VERDE DR.    Address 2:
City:      LAS VEGAS    State:      NV
Zip Code:      89012    Country:      USA
Status:      Active

Nevada Dept. of Financial Regulation lists this license number:
License Number: CAD11058    Current Date: 12/22/2015 02:06 PM
Name:     GMA INVESTMENTS
Doing Business As:     SUMMIT RECEIVABLES
License Type:     Collection Agency
License Status:     Active
Expiration Date:     06/30/2016
Original License Date:     09/06/2013
Addresses
Mail Address     Address     1291 GALLERIA DR STE 170
HENDERSON , NV
CLARK
89014

    Phone Number:     702-586-4444   Extension:   301

LicenseLocation     Address     SUMMIT RECEIVABLES
1291 GALLERIA DR STE 170
HENDERSON , NV
CLARK
89014

    Phone Number:     844-498-6545

Also note that Summit Receivable’s charter has been revoked in several states as has GMA.

Other complaints:
https://getoutofdebt.org/95421/gma-investments-llc-cfpb-complaint-1586172
http://badfinance.org/review/1501700/gma-investments-llc-debt-collection
http://badfinance.org/review/1328388/gma-investments-llc-debt-collection

Looks like GMA was sued so they changed their name:
https://www.pacermonitor.com/public/case/8531 ... ments_LLC_et_al
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
Also use this form to report their criminal activities:  http://fid.state.nv.us/Forms/FID-Complaint.pdf

It may not be calls from just one company under the Summit Receivables banner. Alternate business GMA investments LLC under BBB report http://www.bbb.org/southern-nevada/business-r ... son-nv-90035025 but a search for principles name under bizapedia shows multiple companies with one original name "Processing Service Center" http://www.bizapedia.com/people/ANTHONY-GUADAGNA.html

Sure, we could state "wrong number". Heck, we often do. But do scammers like you believe us? Of course not! You just think if you keep calling and calling that wrong number that we'll get sick of telling you it's a wrong number and pay you. Well, it ain't happening, bud! If we owe you, prove it! You claim you follow the law but you never MAIL us proof of the debt. So, scam.

} follows the fdcpa laws 100%

Yes, the Fraudulent Dirtsack Collector Plundering Act. You only wish that bad skip tracing was your only problem.

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
https://www.consumer.ftc.gov/blog/dont-recognize-debt-heres-what-do
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

theres no debters prison

lol,,  no one gos to jail because they can not pay a debt,, idiot

lol,,,,   right