8668609153

Do you owe the debt? If yes, did you enjoy what you purchased on credit? Do you feel an obligation to pay it?  Can you pay it? If you can and you do not pay-is it stealing?  If you could pay at the time of purchase  and now you cannot make the normal payments,  can you make arrangements to make payments? If you cannot pay well you cannot pay but keep it in the back of your mind because you still owe it and if you have the strength of character, some day you will be able to pay it.  

Debt collection is a necessary part of our economy. How can creditors loan you money if there is no way of collecting. Thank goodness a majority of people pay their debts or no one would loan out you money.

Try living on all cash and ask yourself if credit is necessary. Are you really angry at the debt collector or you just angry because you are in collections?

Point being do you personally feel an obligation to pay your debts? YES OR NO

If you knew the LAW on Collections from Collection Agencies, you would NOT have said "if they are calling to collect then they have a legitimate reason to.  A very very high percentage of ALL Collection Agencies try to HIDE the fact that they use ILLEGAL tactics, such as HARASSMENT!  I have WON 2 Lawsuits over the past 4 years.  Most all the time, the people that receive these harassing phone calls are NOT the person they are asking for.  And in most cases, HARASSMENT occurs when they repeatedly call multiple times a day and often consecutive days in a row harassing the WRONG person.  Collection Agencies usually buy Collections in BULK from Merchants as old as 7 years.  In most cases these Collection Agencies have false information and cannot provide the ORIGINAL closing invoice of the Debt owed, which is the LAW!

Without a trial when the accused is afforded due process of law and convicted beyond a reasonable doubt they have a right to maintain their innocence. One citizen has as much right as another to each other's personal information such as complete name, address, phone number,financial history, family relations, friends, neighbors and any potentionally slanderous allegations that they let others here. Anonymous allegations with no proof made on over 40 unsolicited and recorded i calls by individuals who will not file suite is not a solid legal and moral way to settle disputes. Ruining an individual's right to buy, sell, and trade with no proof by ruining there credit is not in the Constitution of the United States of America, although I do remember reading about these practices. Turn about is fair play. Let us identify these hypocrite and introduce them to poetic justice.

What is your game?  Who do you idiots collect for?  Does your company  purchase bad debt then try to collect what ever you can?

Great response!!!!   Bugging the debt collector works.  Once the have have had enough of Your calling them they will stop calling you.

left message on my phone cell stating they are a dept collecter and any information provided will be used to collect a debt. number that was calling me was 407-583-6631

These people called me a million times too. Just looked at ny credit report and there is something on there for $52.00 with their name attached to it. That's why I came on to google them to find out who they were.

I am drafting a class action lawsuit against Stellar for robocall violations in Washington State.
The lawsuit may seek national certification.
Please contact me if you would like to discuss the case.
Email is preferred: bobmitchellaw@yahoo.com
Sincerely,
Robert W. Mitchell
Attorney at Law, PLLC
1020 N. Washington
Spokane, WA  99201
509.327.2224
509-327-3374 (fax)
&
700 W. Evergreen Blvd.
Vancouver, WA  98660
360-993-5000
888-840-6003 (fax)
bobmitchellaw@yahoo.com
www.creditlaw101.com
The information in this email is intended only for the individual(s) named in the addressee lines and may be protected by attorney-client privilege. If the reader of this email, or the employee or agent responsible to deliver it to the named recipient(s) is not the intended recipient(s), you are hereby notified that any dissemination, distribution, or copying of the communication is strictly prohibited. If you have received this communication in error, please notify us immediately and destroy the electronic communication along with any attachments. Thank you.

These guys are calling my new cell phone looking for me where i lived ten years ago. They call my home phone and my father's cell phone all new numbers after they States they can remove number From list. Then they call using British accents and english accents in dif nsmes.  Once they get blocked or you ask for it to be removed another number auto dials.  They also call or obtain I do on people affiated with others which is illeafal . I have a family members getting calls on home phones and cell phones not affliated.  So there skip tracing which is illegal or there using spokeo.com. they just see your name on caller is so they try to get you to say yes.  Once you say yes then they try to collect settled or resolved debts that were paid or time barred. They buy names crom list brokers or get credit reports out of the trash. No did than a sleezy storagd co locking you out and steeling your stuff.  These guys buy junk .

I get these emails from them (example follows) that address me by my nickname.  Nowhere in any of their correspondence have they ever used my legal name.    "View File"?       NOT A CHANCE!
        ---------------------------------------------------------------------------------------------------------------------------
This e-mail and its attachment(s) are for XXX XXXXXXX. If you are not XXX XXXXXXX, please do not click on the attachment link.
If you are XXX XXXXXXX, this notice is from a debt collector.
This is an attempt to collect a debt by a debt collector. Any information obtained will be used for that purpose.
If this is XXX XXXXXXX and you are unable to access the attachment link contained in this e-mail, please contact us at 888-613-0238.

Your account name is your last name. The password is your 5 digit zip code.

View File

© 2013 Stellar Recovery, 1327 Highway 2 West, Suite 100, Kalispell, MT 59901
This email was sent to: XXXXXX@XXX.com

Notice: This E-Mail (including attachments) is covered by the Electronic Communications Privacy Act, 18 U.S.C. Sec. 2510-2521, is confidential and may be legally privileged. If you are not XXX XXXXXXX, you are hereby notified that any retention, dissemination, distribution or copying of this communication is strictly prohibited. Please reply to the sender that you have received the message in error, and then delete it. Thank you.

If you'd rather not receive future e-mails, please opt-out here.

Please do not reply to this message to opt out.
This is a notification-only email that cannot accept incoming replies.
atp

This company is Stellar Recovery Incorp. They are a collection agency that calls from 703-565-2721 and they work with Dish Network.

you know  so much bout collection agencies if you told them once to stop calling because of what ever and their still calling its simple they dont care that your polite you must right a letter to request they stop the phone calls/ harrassment. dont act like you pay all your bills you billy goat lets see how it go when you turn up on their collection list and start calling you being disrespectful and rude. write the letter ms perfect with your perfectly polite ass.

If you have absolutely no affiliations with them and they repeatedly call you, then YES IT IS illegal harrassment and those types of companies have found loopholes within the legal system to be able to operate the way they do. Not all companies are like that, but many are.

It's not a government issue. The people who work behind the computer, as well as the administrators, that are responcible for the exchange of ALL information. In short it's just carelessness on part of the individual workers. If you don't care about your job that involves everyday people and there personal information, don't expect customers, or victims in some cases, to trust you.

That's not a good enough reason to not leave a message. You can still be a human being and leave a short message on voicemail/answering machine without mentioning any personal information.

If a debt has been "charged off" for twenty years then it is no longer a valid debt. It seems that you do have some common sense but at the same time you are blind sided by your high horse. People can be ignorant at times and dig themselves into a hole by there own means, but the modern infrastructure of human civilization is a two way street with multiple intersections. One lane being people who pay their bills and people who don't. The other lane being the people who work the jobs that take care of the bill payments. Just like on roads accidents do happen whther it be a force of God or just carelessness Both sides have very ignorant people and the situation can become worse when one has legal power and  authority added to their demeanor. You need to understand that bad things do happen that can cause a debt to be created and you need to be wise enough to know the difference between moral respect and policy. Knowing the difference will help in making decisions

Are you assuming that people who have no debt, nor ever had any, don't get calls from debt collectors?
Did you know that Star Recovery is a "small business" that has beeb taken to FEDERAL COURT more than a dozen times within the past few years for cases involving harrassment and fraud?

It's strange, they leave a message at least once a week but my phone is not showing a missed call. What's up with that?

IN RESPONSE TO SHELLY,
I was never in debt until I incurred substantial medical bills (and yes, I had medical insurance, but I still went into debt to the point where I may need to file bankruptcy and medical insurance does not cover "hospital fees") and then was laid off. Before that, I never had a credit card (still don't) or a car loan. You make assumptions about people being in debt, that we just are happily buying whatever we want and then ignoring the debt. That is not the case. I work very hard, shop used when I can, and use coupons. I rarely eat out and my idea of eating out and splurging is fast food and a dollar movie.  My friend cuts and colors my hair, in exchange for  babysitting. You have to be in some of our shoes to understand how degrading and humiliating it is to be in debt sometimes, how these debt collectors make us feel. You know there are times when they call and it's for a debt that was paid off and I have to jump through hoops to get them to stop calling? You have no idea.

I received a call from these people. It was an automated system and I waited on the phone but never got a human voice, so I hung up. I am trying to clean up my credit and have done so the past few months. I checked my credit report recently and they are not listed, so I am not sure why they are calling. I only have two major bills left, and should have those paid off in six months.

Interesting you read and see what you want , most complaints are not saying hay I owe you and don't want to pay, there saying I am not the person your looking for, I don't owe you any money and I have tried to tell you this but you wont listen. After you receive many calls it becomes harassment and that is Illegal if your with the company you might start looking at pages like this and helping them fix the problem then you wont see complaints. Now lets see if you can help or your  just here to make something that is a problem keep being a problem or your here to help.