888-585-2112

“Hi this is William from Dr. settlement and I'm contacting you in regarding to a recording I just review from my intercept department you authorize a payment they came back returned from your bank we take bad payments very seriously and you could be subject to penalty fee if the payment is not recovered I'm sure this is just an oversight and if so I can reinstate the terms and conditions of this agreement please reach me back at 888-585-2112 that's 888-585-2112 I do want to advise you under federal law that this is an attempt to collect the debt any information obtained will be used for that purpose…”

Thank you for that information.  I now know who these crooks are.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

SUMMIT RECEIVABLES AKA GMA INVESTMENTS, LLC. NOW GOING BY GLOBAL TRUST MANAGEMENT, LLC. AND STRUCTURED SETTLEMENTS

Web site for Summit says they are in Nevada:  http://www.summitrec.com/contact.html

Website for Global Trust says that they are in Florida:  http://www.gtmcorporation.com/contact.html

BBB gives Summit a B rating with 787 complaints (up from 14) and 18 negative reviews and lists their accreditation status as “Pending” as of 5/12/17:  http://www.bbb.org/southern-nevada/business-r ... son-nv-90035025

Please note that the BBB issued them accreditation on 6/12/17 and immediately removed 681 complaints because they were paid to do so.

Update:  The BBB removed their accreditation on 6/19/19 and now gives them an F rating with 105 complaints, 23 negative review, and 2 paid for positive reviews as of 12/29/19.

BBB gives Global Trust a B rating with 20 complaints and 1 negative review as of 12/29/19: https://www.bbb.org/us/fl/tampa/profile/colle ... c-0653-90109435

In one of the answers to a complaint Global Trust admits that the fake company name Structured Settlements is being used by Summit Receivables.

Quote:

“Global Trust Management, LLC Response
08/30/2019
Upon receipt of Mr. ****** ******* complaint, Global Trust Management reviewed the complaint as well as the records from our outsourced partner Structured Settlement, formally known as Summit Receivables. On the 30th day of August 2019, Global Trust Management communicated directly with Mr. ***** via mailed letter, providing a detailed explanation of Global Trust Management's actions. Should Global Trust Management receive any additional communication from Mr. ***** subsequent to his receipt of our communication, it will take the necessary steps to resolve his concerns. “

Also note the every reply to a complaint is exactly the same boilerplate.

This web site lists the name of one of the head criminals:  http://www.corporationwiki.com/p/2fbhkp/summit-receivables-llc

Nevada Dept. of State info lists no registration for summit but does for GMA with the same criminal as head of both organizations:

GMA INVESTMENTS, LLC
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Business Entity Information

Status:      Active    File Date:      11/30/2006
Type:      Domestic Limited-Liability Company    Entity Number:
E0891572006-4
Qualifying State:
NV    List of Officers Due:
11/30/2016
Managed By:
Managers    Expiration Date:

NV Business ID:
NV20061772751    Business License Exp:
11/30/2016

Additional Information

Central Index Key:

Registered Agent Information

Name:      ANTHONY GUADAGNA    Address 1:      1291 GALLERIA DRIVE, STE. 170
Address 2:          City:      HENDERSON
State:      NV    Zip Code:      89014
Phone:          Fax:
Mailing Address 1:      1291 GALLERIA DRIVE, STE. 170    Mailing Address 2:
Mailing City:      HENDERSON    Mailing State:      NV
Mailing Zip Code:      89014
Agent Type:      Noncommercial Registered Agent

View all business entities under this registered agent

Financial Information

No Par Share Count:
0    Capital Amount:
$ 0
No stock records found for this company

Officers       Include Inactive Officers

Manager - ANTHONY GUADAGNA
Address 1:      1502 ARROYO VERDE DR.    Address 2:
City:      LAS VEGAS    State:      NV
Zip Code:      89012    Country:      USA
Status:      Active

Nevada Dept. of Financial Regulation lists this license number:
License Number: CAD11058    Current Date: 12/22/2015 02:06 PM
Name:     GMA INVESTMENTS
Doing Business As:     SUMMIT RECEIVABLES
License Type:     Collection Agency
License Status:     Active
Expiration Date:     06/30/2016
Original License Date:     09/06/2013
Addresses
Mail Address     Address     1291 GALLERIA DR STE 170
HENDERSON , NV
CLARK
89014

    Phone Number:     702-586-4444   Extension:   301

LicenseLocation     Address     SUMMIT RECEIVABLES
1291 GALLERIA DR STE 170
HENDERSON , NV
CLARK
89014

    Phone Number:     844-498-6545

Also note that Summit Receivable’s charter has been revoked in several states as has GMA.
NMLS licensing info:
GMA Investments,LLC
NMLS ID:     1217898
    Street Address:     1291 Galleria Dr., Suite 170
Henderson, NV 89014
Mailing Address:     1291 Galleria Dr.
SUITE 170
Henderson, NV 89014
    Phone:    702-586-4444x369
Toll-Free Number:    Not provided
Fax:    Not provided
    Website:    http://www.summitrec.com/
Email:    compliance@summitrec.com

Other Trade Names  :     Summit Receivables
Prior Other Trade Names  :     None
Prior Legal Names  :     None
Sponsored MLOs  :     0
Fiscal Year End:     12/31     Formed in:     Nevada, United States     Date Formed:     11/30/2006     Stock Symbol:     None     Business Structure:     Limited Liability Company
Regulatory Actions   :     None posted in NMLS.

Branch Locations

No Branch Locations in NMLS
State Licenses/Registrations
(Displaying 2 Active of 4 Total)

Regulator      License/Registration Name     Authorized to
Conduct Business      Consumer Complaint
Indiana-SOS
Collection Agency License     Yes     Submit to Regulator
Hide Details

License/Registration #: None     Original Issue Date  : 10/01/2014

Status  : Approved     Status Date: 02/22/2017     Renewed Through  : 2017
Other Trade Names used in Indiana-SOS  : Summit Receivables

View License Status History

View Resident/Registered Agent(s) for Service of Process

Rhode Island
Debt Collector Registration     Yes     Submit to Regulator
Hide Details

License/Registration #: 20143035DC     Original Issue Date  : 10/07/2014

Status  : Approved     Status Date: 02/21/2017     Renewed Through  : 2017
Other Trade Names used in Rhode Island  : Summit Receivables

Hide License Status History
Start    End    Authorized to
Conduct Business
2/21/2017    Present    Yes
1/1/2017    2/20/2017    No
1/9/2015    12/31/2016    Yes
1/1/2015    1/8/2015    No
10/7/2014    12/31/2014    Yes

View Resident/Registered Agent(s) for Service of Process

Florida Dept. of State info:
GLOBAL TRUST MANAGEMENT LLC
Filing Information
Document NumberL11000139560 FEI/EIN Number38-3859897 Date Filed12/12/2011 Effective Date12/09/2011 StateFL StatusACTIVE
Principal Address
4805 W LAUREL ST
STE 300
TAMPA, FL 33607

Changed: 07/16/2015
Mailing Address
P O Box 26244
TAMPA, FL 33622

Changed: 01/12/2015
Registered Agent Name & Address Quezon, Jaime R
805 W Azeele Sy
TAMPA, FL 33606

Name Changed: 01/12/2015

Address Changed: 01/12/2015
Authorized Person(s) Detail Name & Address

Title MGR

Global Trust Mangers LLC
4805 W LAUREL ST
STE 300
TAMPA, FL 33607

Florida Office of Financial Regulation info:
Name:    GLOBAL TRUST MANAGEMENT LLC.

License Type:    Consumer Collection Agency
License Status:    Current Active Registration
License Status Effective Date:    11/05/2019
Expiration Date:    12/31/2020
Original Date of Licensure:    01/10/2012
Addresses
Business Main Address    Address    4805 W LAUREL ST
SUITE 300
TAMPA , FL
HILLSBOROUGH
33607
US
View on a map

    Phone Number:    (888) 506-1741

Mailing Address    Address    4805 W LAUREL ST
SUITE 300
TAMPA , FL
HILLSBOROUGH
33607
US

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Also file a complaint with Nevada Business and industry, here is the form:  http://business.nv.gov/uploadedFiles/business ... rm%208-2015.pdf

Also file a complaint with the Florida AG’s Office:  http://myfloridalegal.com/

And the Florida Dept. of Financial Regulation:  https://www.flofr.com/sitePages/FileAComplaint.htm

Call came in from 423-228-8446, then was told to call 888-585-2112 regarding red flagging my account due to a call received from me.  Never heard of these people, so I will never call them at all.  Never been over drafted at any bank in a very long life time SO SHOW ME THE MONEY AND BANK INFORMATION since have no record of overdrafts EVER.  I have not used checks in years!

If you received a call from that number, why is the thread still empty?  https://800notes.com/Phone.aspx/1-423-228-8446

I received first call on my cell phone. John King stated that he was from Structured Settlements and said that there was an automatic withdrawal that was authorized from my checking account and to contact him. Got to work from lunch break and his voicemail here states that I wrote a bad check with Wells Fargo (never banked there before) and he needs me to call back asap

I got a call and they left a voicemail saying to call them back about a supposed debt. I called 1.888.585.2112. A lady named "Yophene" answered and she was the one who left the message. Said I owed a company $550. Tried to set up a payment arrangement for supposed debt, when I told them I needed to look into this matter further to verify anything before i would set up a payment, she threatened to contact my employer and verify employment to garnish my wages. I said, "Cool. See you in court first!" Then she hung up.

8 min ago
I got a call and they left a voicemail saying to call them back about a supposed debt. I called 1.888.585.2112. A lady named "Yophene" answered and she was the one who left the message. Said I owed a company $550. I asked for the company name, which she said Structured Settlement, and then I asked for the address and she refused to give it to me. Tried to set up a payment arrangement for supposed debt, when I told them I needed to look into this matter further to verify anything before i would set up a payment, she threatened to contact my employer and verify employment to garnish my wages. I said, "Cool. See you in court first!" Then she hung up.

Just received another call from them as well. I have no debt outside of student loans, which are always kept current & I speak to my lending institution directly about them. I’m so tired of the scams smh.

I dont think this is a scam i was getting calls regarding a check i wrote i googled  the number and saw it was a scam today my HR department informed me that received a wage garnishment for an installment loan i took out almost 2 years ago how is this possible

1st of all "Josh" from Structured Settlement called from a "local" phone number yet gives me this 888 number to call him back. He doesn't use my name which is an immediate red flag. He claims that there's an authorized payment being processed that he isn't sure I authorized. Any legitimate business would investigate this and not threaten the possible victim with consequences if they thought the payment was fraudulent. He never mentions the bank's name either.

Got a call,saying I had a debt with Tan oak,lending. Going to,do a employment verification and file charges

got a message on my work phone number saying tht I had a payment bounce back to them have never done any business with them and dont know wht that meant so I did not call them back

Samantha from structured settlement.. same crap as above...

if you have taken out an installment loan i would call back. there is no harm calling back to see what they are calling about it probably took you more time to google and write a comment then to see why they were calling lol

Same message, some lady says she has my file and it has been red flagged and don't have a lot of time.  These are big scammers!

A call came in from Structure Settllement regarding a bad debt. Left a number 888-585-2112 to call back before he finalized his findings. We have no debt. Complete scam!

Received several calls from different people from "Structured Settlement". Told me I had an approved withdrawal that was returned and he didn't want to read anything into it but I was giving him no choice. Well my dear "William", I don't know who you are or who you're looking for, so I'm not calling back. Don't know what you're talking about either. Haven't had any unpaid withdrawals from my account in forever.

He closes by saying attempt to collect debt. That's hardly a settlement. That in itself is misleading and an out and out fabrication.

Message said calling to collect on a debt said I was a production worker an in order to get paid I needed to pay debt an had 24 hrs to contact them . Called from local no. But call back no.888-585-2112 none of this true no none payments or this type of worker.  Full blown scam....

Called stating my payment was returned by my bank. Phone numbers don't match and I dont have any agreements.