501-222-9869

This is a spoofed number. Appears to be a collection agency looking for someone else. They have left the same message from 5 or 6 different numbers. Caller id shows local cell numbers sometimes. They call every day, sometimes twice a day and leave threatening messages for someone I've never heard of. I spoke to a person today and he was so rude!

Well known around here, they violate all federal and state collection laws:

You need to send them a certified, return receipt "not me" letter (think of it as the best $6.47 you ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two agencies where you should report their criminal activities.

PENN CREDIT AND COLLECTIONS ALSO GOES BY PENN CREDIT CORPORATION.
Alternate Business names:  C.C.C., CENTRAL CREDIT CONTROL, DEGARCIA, DONALD C. DONAGHER, JR.
They are known to be rude (especially someone named Jennifer who lies as well), and to attempt to collect debts after they were asked to validate them but did not.
Posted in:  https://800notes.com/Phone.aspx/1-800-900-1382/4#p837688652013196133
https://800notes.com/Phone.aspx/1-800-900-1372/22
https://800notes.com/Phone.aspx/1-800-900-1370/13
https://800notes.com/Phone.aspx/1-800-900-1389
https://800notes.com/Phone.aspx/1-800-900-1380/38
https://800notes.com/Phone.aspx/1-800-900-1381/6
https://800notes.com/Phone.aspx/1-612-605-4414
https://800notes.com/Phone.aspx/1-800-900-1396
https://800notes.com/Phone.aspx/1-800-900-1380/47#p1134499594792785634
https://800notes.com/Phone.aspx/1-800-900-1361/2#p1218999439469878730
https://800notes.com/Phone.aspx/1-501-222-9869

Their web page with mailing addresses (these addresses are good):  http://www.penncredit.com/contact.html

BBB page, gives them an "A+" but lists 127 complaints (down from 188 complaints, wonder where they went?) and 12 negative review against them:  http://www.bbb.org/washington-dc-eastern-pa/b ... urg-pa-70001231

Bizapedia page with the officers listed:
Company Name:      PENN CREDIT CORPORATION

File Number:      958753

Filing State:      Pennsylvania (PA)

Filing Status:      Active

Filing Date:      June 9, 1987

Company Age:      28 Years, 6 Months

SIC 2 Description:      Business Services

SIC 4 Description:      Adjustment And Collection Services

Company Contacts
DONALD C. DONAGHER

Other

         916 S 14th St
Harrisburg, PA 17104

View Nationwide Phone Book Listings For Donald Donagher

KYLE R. DONAGHER

Treasurer

         916 S 14th St
Harrisburg, PA 17104

RICHARD S. TEMPLIN

President

         916 S 14th St
Harrisburg, PA 17104

View Nationwide Phone Book Listings For Richard Templin

RICHARD S. TEMPLIN

Vice President

         916 S 14th St
Harrisburg, PA 17104

View Nationwide Phone Book Listings For Richard Templin

THOMAS F. FOLEY

Secretary

         916 S 14th St
Harrisburg, PA 17104

View Nationwide Phone Book Listings For Thomas Foley

Other complaints:
http://www.complaintsboard.com/complaints/penn-credit-corporation-harrisburg-pennsylvania-c405343.html
http://www.ripoffreport.com/reports/directory/penn-credit-corporation
http://www.complaintsboard.com/complaints/penn-credit-corp-harrisburg-pennsylvania-c260148.html
http://www.ripoffreport.com/r/penn-credit-corporation/harrisburg-pennsylvania-17104/penn-credit-corporation-this-collection-agency-has-been-telephoning-my-ex-wife-we-have-be-1036917
http://ficoforums.myfico.com/t5/General-Credi ... day/td-p/155638
http://www.ripoffreport.com/r/Penn-Credit-Corporation/Harrisburg-Pennsylvania-17104/Penn-Credit-Corporation-This-collection-agency-has-been-telephoning-my-ex-wife-we-have-be-1036917
http://www.debtorboards.com/index.php?topic=398.0

Looks like they get sued a lot:

December 30, 2014
HNATOW v. PENN CREDIT CORPORATION
Case Number:  5:14-cv-07343
Court: Pennsylvania Eastern
Nature of Suit: Other Statutes: Consumer Credit
Judge: LAWRENCE F. STENGEL

http://dockets.justia.com/docket/florida/flsdce/0:2007cv61214/301725/
http://co.findacase.com/research/wfrmDocViewe ... 5839.DCO.htm/qx
http://www.rfcexpress.com/lawsuits/consumer-c ... ration/summary/
http://www.rfcexpress.com/lawsuits/consumer-c ... ration/summary/

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general
As well as the PA AG’s Office:   https://www.attorneygeneral.gov/Quick_Links/P ... omplaint_Forms/