877-249-2168
877 area code:
Toll-free
Read comments below about 8772492168. Report unwanted calls to help identify who is using this phone number.
- BigA replies to Jas
There is nothing in my research that would support that statement. So, did you make it up or did they tell you that they were a "lawyers office"?Quote:This number is a lawyers office.
Depends on what type of arrangement they have with the OC and also whether they actually simply bought the debt or are working on a commission basis.Quote:You have the right to deal with the original creditor, no matter what they say. - BigAYou will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.
VALARITY, LLC AKA RECEIVABLE SOLUTIONS, INC
https://800notes.com/Phone.aspx/1-877-249-2168/15
No website found for Valarity or Receivable solutions, inc. in Missouri. There is a company with that name in South Carolina but it is unclear if they are associated with
BBB gives Valarity no rating with 0 complaints and 5 negative reviews (for some reason the BBB removed 63 complaints, which was all of them and 3 negative reviews) as of 3/12/2021: http://www.bbb.org/stlouis/business-reviews/c ... s-mo-310418447/
BBB gives Receivable a B- rating with 1 complaints and 1 negative review as of 3/12/2021 (note that on 12/23/18 they had an F rating): https://www.bbb.org/us/mo/creve-coeur/profile ... -0734-310605101
Missouri Dept. of State Info:
Name(s) Valarity, LLC Address
14528 South Outer Forty
Suite 100
Chesterfield, MO 63017
Type Limited Liability Company Charter No. LC1052185
Domesticity Domestic
Registered Agent C T CORPORATION SYSTEM
120 South Central Ave, Suite 400
Clayton, MO 63105 Status Active
Date Formed 4/20/2010
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.
First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/
Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: https://800notes.com/faq/attorney-general
Report a phone call from 877-249-2168: