8887998009
888 area code:
Toll-free
Read comments below about 8887998009. Report unwanted calls to help identify who is using this phone number.
- yoyodogthey tricked me!!
- Kirk replies to mr mikeThey call me constantly all day and into the late evening. Called several times to get my number removed and they say it will be within 48 hours. Threatened them with lawyers and still continue to call. This time I said I'm coming in person....any idea where these calls are coming from?
- Kirk replies to Katie| 2 repliesHow do you sue them? Never give out their physical location. Threatened them with suing them and they still keep calling a month after the first request and a half dozen since. Any info would be appreciated!
- KirkTATE & KIRLIN ASSOCIATES
2810 Southampton Road
Philadelphia PA 19154
Tel: 800-298-3600 | Fax: 215-464-6316 | E-mail: info@tate-kirlin.com
© 2007 Tate & Kirlin Associates Inc.- Caller: Tate & Kirlin Associates
- Call type: Debt collector
- DianaBasically receive this call daily. 888 7998009
- Caller: Tate and Assoc
- Call type: Debt collector
- AnonymO.k., the number is on my caller id, so i call it back and end up speaking to a [***] collection agent. He asked for my phone number and then said they had no record of my number and hung up. What the f....? I'll bet he is a terrorist just like some of the other good folks have stated in their posts. Jack as...!
- Caller: Tate and Kirlin
- Call type: Debt collector
- greta brownkeeping calling wanting my brother-in-law,don't know how they got my number,I told them to quit calling
- Caller: unknown
- Call type: Debt collector
- MadashellCall here several times a day ...never anybody on the other end.
Got me off a 17' ladder to answer the phone 3 times. ([***])
I called them 3 times before I got a supervisor...they kept hanging up when I asked for one. Finallly got their address. Told him if they call again they will be talking with my atorney.- Caller: Tate, Kirklin & Assoc., 2810 S. Hampton
- Jess| 1 replythe lady i talked to was a rude. she kept asking when i wanted to schedule a payment. i'm going to the police department...it's also wierd i called the other day and all day it said the office was closed but didn't give the name of the company
- Lamet replies to Kirk| 1 replyYou can sue them for FDCPA violations - either on the state or Federal Level
Depending on YOUR State laws - you can record calls from debt collectors. State laws determine whether you have to tell them you are recording or not.
you need to check YOUR STATE government websites for the State Version of the Fair Debt Collection Practices act.
Here is a basic overview of the FEDERAL FDCPA what they cannot do and WHAT THEY MUST DO. Like PROVE the debt is valid. In most cases they can't prove a thing because they never get paperwork - just info on a computer screen.
From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.
What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.
Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.
How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.
Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.
What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.
Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.
What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren’t; or
indicate that papers they send to you aren’t legal forms if they are.
Debt collectors also are prohibited from saying that:
you will be arrested if you don’t pay your debt;
they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.
Debt collectors may not:
give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn’t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.
Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.
Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans’ Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members’ Pay
Military Annuities and Survivors’ Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen’s and Harbor Workers’ Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.
Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.
What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.
Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.
For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009
HERE IS THE LINK TO THE FULL FDPCA INFO..
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf
info to help you with debt collectors
File complaints with
Federal Trade Commission https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
Your State Attorney General
State Attorney General is every state they have offices
Link to all State Attorney General Websites www.naag.org
If you or they are located in NY – use this SPECIAL Link www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices. HE’S CRACKING DOWN AND SHUTTING THEM DOWN!
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list. You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0
Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!
Dealing with Debt Collectors
http://www.budhibbs.com/start.html
Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm
Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm - LAMET replies to JessThe police cannot help you on a debt collector calling.
YOU HAVE TO REPORT THEM TO THE FTC AND ATTORNEY GENERALS.
They cannot just call and demand payment. They ARE REQUIRED BY LAW TO PROVE YOU OWE IN WRITING. If they refuse to send the required DUNNING letter - they have no proof..
You have the right to DISPUTE THE DEBT - and when they demand immediate payment without proof - they are denying you that right
File complaints with
Federal Trade Commission https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
Your State Attorney General
State Attorney General is every state they have offices
Link to all State Attorney General Websites www.naag.org
If you or they are located in NY – use this SPECIAL Link www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices. HE’S CRACKING DOWN AND SHUTTING THEM DOWN!
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list. You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0
Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!
Dealing with Debt Collectors
http://www.budhibbs.com/start.html
Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm
Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm
From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.
What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.
Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.
How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.
Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.
What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.
Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.
What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren’t; or
indicate that papers they send to you aren’t legal forms if they are.
Debt collectors also are prohibited from saying that:
you will be arrested if you don’t pay your debt;
they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.
Debt collectors may not:
give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn’t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.
Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.
Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans’ Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members’ Pay
Military Annuities and Survivors’ Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen’s and Harbor Workers’ Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.
Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.
What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.
Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.
For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009 - Rita| 1 replyTate Associates and now 800 Service Call -- that's what caller ID is showing. They have been calling every night between 8 and 9 pm now for the past three weeks. I never answer my phone if I don't know who it is and they never leave a message. Why don't they just give it up! I won't ever answer my phone from this number.
What a bunch of unprofessional cretins.
I have reported them to the "DO NOT CALL" list. If they continue, I will file a lawsuit for harrassment.- Caller: Tate Associates / 800 Service Call
- mrsp replies to fed upThe message says when you call back, you can get the info without talking to anyone. When I returned the call the first time, I just got "Hello" on the other end, no business greeting or anything. Some days they call every hour and sometimes 2-3 minutes apart several times in a row. They've called me six times in a row, three minutes apart. That's harrassment!! (and it wasn't a machine calling - although the machine does call me EVERY single day) And I've got a phone bill print out to prove it! I just stored all their numbers as "zz Telem" in my cell (all of them listed here - all) and assigned "No Ring" to the contact. Now my phone won't ring when the idiots continue to call me. Ha-guess what? They're calling me right now!!
- mrsp replies to RitaThe message says when you call back, you can get the info without talking to anyone. When I returned the call the first time, I just got "Hello" on the other end, no business greeting or anything. Some days they call every hour and sometimes 2-3 minutes apart several times in a row. They've called me six times in a row, three minutes apart. That's harrassment!! (and it wasn't a machine calling - although the machine does call me EVERY single day) And I've got a phone bill print out to prove it! I just stored all their numbers as "zz Telem" in my cell (all of them listed here - all) and assigned "No Ring" to the contact. Now my phone won't ring when the idiots continue to call me. Ha-guess what? They're calling me right now!!
- 888-799-8009| 5 repliesI found this after researching the phone number 888-799-8009 that keeps dialing my number it is a call from Tate and Kirlin. I finally called the number and told them to stop their harrassment. It was a foreign Eastern sounding male voice that answered. I had an erroneous billing from this Tate and Associates company saying I owed around $500 with no explanation as to why or what it was for. Of course I sent them a reply within their 10 days telling them what they could do with their false claims. I responded in writing telling them they were trying to collect on a debt that wasn't mine and if they contacted me again I would be happy to take them to court since I owe them nothing and they know it. Now these calls keep coming and no-one would say anything they would just hang up. They apparently hope they can intimidate someone to pay something they don't owe.
I semt in a complaint to the National Do Not Call line.
This is from the Tate & Kirlin website. Maybe they would like the phone calls back.
"Telephone: 800-298-3600
Fax: 215-464-6316
http://www.tate-kirlin.com/index.php
Postal address:
2810 Southampton Road
Philadelphia PA 19154
We continue to grow by understanding the role collections must play within the industry. From that understanding laid our foundation of building associations that we develop into long-term relationships, strengthened by respect and trust.
Banks
Commercial Industries
Department Stores
Governments
Hospitals Medical Services
Retailers
Schools
Small Business
Telecommunications
Utilities " - JimKCI have been getting these 4 to 5 times every day. I don't answer 800, 888 numbers when it does not show who they are.
- Caller: ?
- legnaCalls several times a day. Leaves no message.
- mikeIn all likelihood, Tate & Kirlan is calling you because you have an outstanding debt they are trying to collect on...OR they were given your phone number in error and are looking for someone else who does owe the debt. Unless you tell them they have the wrong number, they will keep calling, and calling and calling. Either answer or call them back, tell them you're getting calls for someone you don't know, and they will take you of the list. Unfortunately, within 6 months, another collection agency will get that same debt, and probably start calling you again.
- Caller: Tate & Kirlan
- Call type: Debt collector
- KFP replies to Katie| 2 repliesYou're actually misleading the people here Katie. You can NOT sue them if they continued to call after you've asked them not to if the debt is legitimate-- in other words, if you owe the money or your number is registered as being associated with the person they're looking for, they can legally continue to call you (read the Fair Debt Collection Act.) The exceptions to that rule is if they're calling your employer's number looking for you, upon telling them NOT to call that line, they must comply or they can be sued by the employer for disrupting their business operations. The other exception, if they're calling your number,but the person they're looking for does not exist at that number (i.e. does not live in the household, or you getting calls on your cellphone for someone who you never heard of.) In that case, you need to request IN WRITING (preferably delivery confirmation) that they stop calling. Then if they continue to call, you may seek legal action. However, keep in mind that if they're calling your house number and let's say a relative of your's owes that money and lives in your house, they can legally continue to call in an attempt to collect or gather information on that debt. You're best advice would be to tell them that they do not live at that number, and provide them with the correct number. If you provide them with a wrong one, they will just double the efforts calling you again.
Secondly, whether you owe the money or not, you can file a report and they will be FINED for $1000 for phone calls outside of allowed hours,but keep in mind that the money does not go to you. The only way to collect money from these people is to record everything diligently and sue them in court, then it will be up to the justice system to decide if the behavior is legitimate harassment or if they're within the confines of the law and to what extent you will receive for the harassment. - Constant calls... replies to StopBotheringMe!Have received 4 phone calls today on my cell phone from this number - they do not leave a message and the caller id comes up as 888-799-8009
Report a phone call from 888-799-8009: