4077710887

I believe this is a scam - please do not give out your personal info to these people.  If you have to talk to them, call the main Chase number.

I believe this is a scam - please do not give out your personal info to these people.  If you have to talk to them, call the main Chase number.

I keep getting calls from Chase collection Service for other people through out the U.S. so everybody in the U.S. must have the same phone number as me, because I don't even have a chase card. I've tired  numerous times to have my number removed and once it's in their system it doesn't come out. If this is the way chase conducts business I don't think I want a chase card.

Do not call again!! Remove 757-849-8945 from your call lists!

"the interest rate has gone up almost 6% from when I took the card 5 yrs ago, to no fault of mine did the interest go up, just the CC company themselves are raising thier interest rates to "offset unpaid debts of others" so basically i'm paying for the other idiots who aren't so the CC company can stay afloat in the economy."

They're called scissors.

Cancel the card (or threaten to cancel the card) and sign up for an offer with more favorable rates (If you aren't getting offers for more favorable rates, you need to check your mailbox more often. I literally get 2 or 3 a week, and I am sure I'm average). You will still have to pay for what you already charged to the card, but all their "evil" price raising problems stop.

And, to further separate from them. Make sure your new card is underwritten by a different financial instituion. Making sure to avoid it being another VISA/MC might be too difficult anymore, but it's another thing to look for.

My point is that, yes, they go too far sometimes. Yes, you shouldn't have to deal with it when you're a customer of good standing. But there are options.

SO here's a a great Chase story.  In May (after Chase admitted  that customer emails 'may" have been leaked to hackers) someone frauded my bank account.  I was unable to use my debit card but I thought maybe the strip was not working for some reason-maybe it was worn out, maybe a battery deactivated it-so I just went into the bank to deposit and withdraw money and decided to order a new card.  During my trips inside the bank branch, no one ever mentioned that my account had been frauded.

A week later a letter arrives in the mail informing me of fraudulent activity on my checking account.  I try to go online to see what's going on with my account but I can't log in.  I called to get a new debit card and talk to a customer service representative and after twenty minutes of being patched through to various departments, I'm informed that the fraud risk is over and that I will have a new card in a few weeks(I never received a new card).  I also asked that all my automatic bill payments be stopped since I could not access my account.  At the time I was a waiting tables so I wasn't getting a paycheck.  I would just deposit the money in the bank using my debit card because I usually was at work during bank business hours.  Since my card was not working and I was not able to make it to the bank for a couple of days, there was not enough money in my account to cover the bills.  Well, the CSR kept asking which bills I needed stopped and I told her all of them.  She wanted me to give her the names and dates of every bill.  I had been banking with Chase for 6 years.  The bill pay option was so handy because I never had to think about the due dates so I really could only recall the big bills.  Of course my account ended up becoming overdrawn.  Chase refused to reverse all the fews and wanted to charge me 350 for unpaid bills and fees from an account I could not access.  To avoid having it put on my credit report I paid the fees and closed my savings and checking account.  Now, four months after the fraud threat is over and my checking account is closed I still can't access my credit card account.  I've spent a fari chunk of time on the phone trying to resolve things so I can pay my Chase credit card online, through my new bank like I do all my other bills.  Well, Chase still can't figure out a way for me to have access to my credit card account online.  So, since I don't get paper statements, can't check the balance online or over the phone and have to go into the bank to make a payment, I'm two days late on the payment and I have received several calls from various numbers about the payment.  However, all my calls about not being able to access my account are all but ignored by Chase. So yes, it's my fault I'm two days late on my payment but this never happened when I could actually access my account. Four more payments and Chase will be out of my life for good. So glad I've joined a credit union that actually resolves issues when they arise.

I agree.  The problem is the late fees are out of proportion to the bill.
It no longer is 11,12,14, or een 29%, but way higher.  Not to mention that
private individuals who would charge these rates would be convicted of
usury.

As I mentioned in another "reply"...unfortunately 29% is low...once they add the late fees on it is usually
a much higher interest rate.

How about you recognize that some people do want to ork.  I'm self-employed used to making a
great income and my bills are not that high-not even $1500 a month.  Problem is, being on commission,
sometimes I have made the sale, but people put their "start date" out into the future at which time I get paid.

Furthermore I spend 3 days a month doing "compliance" which brings me no income whatsover.  This government is so effed up they make us do meaningless paperwork.  With the money from those 3 days a month I could probably pay my bills on time.   And I went from making $5000 a month.  I thought by having low requirements to live (a low budget) I would be OK but I'm not.  And there are others like me.

Yes, I would like to know as well. How do you block number from your cell?

Here's a thought...pay your damn bill!  It's a business!  It's a CREDIT CARD-not a gimme free money I never have to pay back card. If someone owed you money and was late, you'd be looking to contact them too!  Stop acting like victims.  You're all big boys and girls. Simple solution...AGAIN in case you are slow and missed it...PAY YOUR BILL!!!  Send them letters all you want. Tell them not to contact you unless blah blah blah. When you suddenly can't use your card or your account is closed, then expect the same response...don't bug THEM until you pay!  Goes both ways. And dont whine and wonder why you can't get approved to buy a home later down the line. And even if you do, you have to pay a MORTGAGE...you know...another bill!  You think they'll play nice if you're late on that bill?  No your ass will just default on your loan. It's such a  harsh world and I know it's a tough concept to grasp, but you are expected to take care of responsibilities so suck it up and expect to be held accountable!

Want it to stop?  It's simple really. Pay your bill! Try it, I DARE you. The calls will just stop. It's like magic!

Thank god for vibrate or silent?  Why's that?  Either you really racked up a good bill and their frequent calls get you off with your vibrating phone... Or maybe you just don't want to be embarrassed and people to know the debt collectors are hounding you?  Don't want the hubby to know?

If we vote Backman or Perry for president then people will be forced to embrace old fashioned christian values again.  Like paying bills on time and living within their means.  Chase is just a busyness struggling along with the rest of us.  The liberals who complain about receiving calls are just lazy and dont want to pay their bills.

"No One Went to Hell for Not Paying a Debt"

Take this APR and Shove It

At last count, Steven Katz owed $80,000 on his six credit cards, and he has no intention of paying any of it off. In fact, he'd like to show you how to be like him—a "credit terrorist" in open revolt against the banking system.

Katz is the founder of Debtorboards.com ("Sue Your Creditor and Win!"), a five-year-old online forum where he's collected countless tricks and tactics for evading and repelling persistent creditors. He's written how-tos on shielding your assets from seizure, luring collection agencies into expensive lawsuits, and frustrating private investigators looking for debtors on the run. He's even infiltrated the bill collectors' forums, where he's been tagged a "credit jihadist" and his site's been called a "credit terrorist training camp," a label he embraces. "Debtorboards is one of the biggest and most successful temper tantrums ever," the 59-year-old Katz boasts. The site has more than 10,000 members—double what it had in 2009.

Katz wants the millions of Americans buried in debt to stop feeling guilty about not honoring their obligations. "People are brainwashed to think that paying a credit card is more important than paying for the necessities of life," he says. "Business and morality have nothing to do with each other, according to the bankers." One of Katz's mottos is "No one ever went to hell for not paying a debt."

"No one ever went to hell for not paying a debt."He wasn't always an unrepentant debtor. When he first spoke to me from his tax and accounting business in a strip mall in Tucson, Arizona, he recalled how his first job in the '70s was tromping through Brooklyn making collections for a small loan company. He once threatened to take a woman's kids to an orphanage if she didn't pay her bills. He wasn't serious, but it worked.

The tables were turned in 2003, when a collection agency came after Katz for a debt that had been written off when he declared bankruptcy a few years earlier. The collector wouldn't relent, and Katz's credit score tanked. Outraged, he turned to the internet, where he learned how to go after debt collectors for violating consumer protection laws. Eventually, the collector paid him $1,000 in damages. Katz framed the check with the caption "The Steven Katz school of bill collector education is now open for business."

His tactics may be extreme, but Katz is not alone in his quest to evade the banking system. More Americans than ever are unable—or unwilling—to make good on their debts. Since 2008, banks have "charged off" a record $90 billion in credit card debt—taking it off their books as unlikely to ever be repaid. In the past two years, major banks charged off more than 10 percent of all consumer credit card accounts, on average—two times the pre-recession rate, and the highest in US history. The number of consumer lawsuits filed against collectors, like those Debtorboards encourages, has grown 122 percent since 2008. A backlash against the big banks is ballooning—from the California woman who made a popular YouTube video urging people to stop paying their credit card bills as part of a "debtors' revolution" to the "Move Your Money" campaign, which encourages consumers to move their money to local banks or credit unions.

While it's easy to hate the big banks and credit card companies, it can be hard to quit them cold turkey. Katz knows this well: After going bankrupt, he went back into debt to finance the growth of his tax business and renovate his home. By early 2010, he and his wife owed upwards of $40,000 on six credit cards. They diligently made their monthly payments. The 6 percent APR on his Wells Fargo Visa tripled; his other cards' rates followed. (Banks surprised many customers with higher rates and new fees in response to 2009's credit reform law, which limited rate hikes.) He called Wells Fargo to lower the rate; the bank refused. He says he started to pay down the balance, but then it looked like his wife was about to lose her job.

So Katz started planning his final escape. His wife found a job teaching English in Shijiazhuang, China, and he decided to join her. "I'd been (expletive deleted) over by the banks," he says. "I was treated like a deadbeat even though I wasn't. And my attitude was, 'If you're going to treat me like a deadbeat, (expletive deleted), I might as well be one.'"

He stopped paying his bills and took out the largest cash advances possible, transferring $38,000 to an account in China, where it would be virtually out of reach from American banks. Of course, in the States he'd still be on the hook for his debts, and he could face fraud charges for taking the money with no intention of paying it back. But Katz says he has no plans to ever come back.

Last August, he began his new life as an "international deadbeat" by buying a first-class one-way ticket to China—with his credit card, of course. Talking on the phone from his new three-bedroom apartment, he recalls how his wife and son met him in Beijing, handing him two collection letters that had already arrived at his new address. He opened them on the spot. "In the middle of the airport, I'm laughing my head off, and I just take one of them and wipe my butt with it."

Kimberly Thorpe is a freelance writer who teaches journalism at the Metropolitan State College of Denver.

http://motherjones.com/politics/2011/01/steven-katz-credit-card-debt

Instead of claiming bankruptcy, which has been recommend to me by everyone, including my financial advisor, I have opted to try and pay with a reputable debt consolidation service.  Due to unfortunate life circumstances, my credit card bills piled up and became difficult to pay on time, especially after Chase offered to close my account, lower the interest, and then doubled the minimum payments.   (Thanks Chase.)  Now that I have a debt consolidation company and am on a payment plan, no matter,  My phone is ringing every 10 minutes (literally) and I cannot unplug the phone because I have a mother who is in the process of dying (thus the unfortunate circumstance) and I have to make myself available to her.  I work out of the home and can now understand how people go "postal."  Sorry, Chase, there was no federal bailout for me.  Not to worry, I will pay off every penny and never, ever, ever use a penny of your  - excuse me, taxpayer's bailout money EVER again.

I'm so glad you are a virtuous and self controlled upstanding citizen, now f**k off with the collectors.  Interest rates have expanded beyond usury.  We have been led down a primrose path and it has little to do with self control.  Once I was able to pay my minimum payments and usually a little more just to pay things off sooner.  I was able to handle all my bills on the same salary I have been payed for the last 5 years (you get regular raises?).   Because the interest rates increased beyond reasonable and the minimum payment almost doubled over night it is now impossible to make these payments.  One little emergency and my card was maxed out and I missed a payment by a day.  Now all my interest rates are above usury and the banks are calling night and day about payments.   Get off your high horse [***]!

Look dick, if we could do that we would, you can't be that stupid, or maybe you are a bill collector?

I have no connection to Chase what-so-ever and this number is calling me multiple times a day. I've blocked one number and within two days they were calling me from a different extension. Blocked that too. I heard these numbers were a scam. If it's not a scam, and it's Chase, they need to get their [***] straight because I'm not even a customer for them. I bank with a smaller name and have one secured credit card for Capital One and there is no debt anywhere--pay all bills in full.  So something's up.

There is absolutely no way this is actually Chase. I was just at the bank, to deposit and check my accounts, so the banker would have told me if something was up, especially to the point of excessive phonecalls on the same day. Repeated, harassing phonecalls, and then when I call them, they ask for my account number or social security number, or when you ask questions they hang up? Get real. Phishing SCAM. I have been a Chase member for ages, anytime they've called me, concerning student loans or my personal accounts, it has been nothing like this, much more professional and if *they* are calling *you* about money that you supposedly owe, they've already got your information on their computer screen-they've no need to ask for it. Don't give them any information. Hang up and report the number. Just because I answer the phone "Abraham Lincoln" doesn't make it so, as is the case with this bogus "company".