8884414001

I don't know their email address yet, but I'll bet that it will be similar to the other email addresses used by the Bass/States Predisposition scam...it will be a web-based email address, such as Yahoo Mail or GMail or Hotmail, etc.

I received a call on June 23, 2008 from a Tuesday Williams advising that I need to submit a paymen in the amount of $462.90 from a Pay Day Loan and she gave me an account number where to deposit the money which was at Bank of America.  She also stated that I would be charged with Fraud if I did not pay the money.  Or I needed to have my attorney contact her by the end of the business day.

they will also use Ms. Queen, Winston Law, Delores Miller etc. They are just a collection agency.  Ask them for their western union info.  They will tell you they can't accept wires or they will get VERY rude and sometimes hang up.  Be sure to ask for full names (MS Queen won't give you her name) and their address. These people are a joke, they will threaten you with prosecution, calling your boss to having you arrested for fraud. If they could do any of this they would have already done it. Not just threatened! According to the city of Moncks Corner, SC the address they give is a shopping center, I don't know many attorneys that would rent a space in a shopping center.

And they're not even a legitimate collection agency. It's a scam no different than the infamous Nigerian email spammers.

Regarding the shopping center address: this particular group of scammers routinely rent private mailboxes from companies such as The UPS Store and Mailboxes Etc, which are usually located in a shopping center. This is what they did with the States Predisposition scam in St. Mary's, GA.  Chances are, that's the case with this Moncks Corner, SC address.

Ever since the Florida Attorney General went after these Bass/States Predispositioin/Spellman scammers in Jacksonville, they appear to have gotten on Interstate 95 and headed north...renting a private mailbox in Georgia and now, it seems, in South Carolina.

Everyone needs to remember that these are con artists who use false threats of arrest and litigation in an attempt to steal your money. Pay them nothing, promise them nothing and tell them nothing other than that you know that they're a scam and that you've reported them to federal and state law enforcement.  See my message above from June 23 for details.

I asked this one guy who called me the address and he told me they were in NC then you could hear someone in the background say no SC. So they don't even know where they are located! Delores Miller is the biggest loser they have, she almost always hangs up on me. You would think maybe they would get a REAL job like the rest of us. Shows their true character, nothing but lies and deception.

I sent them a deposit of 101.00 but I haven't sent the rest because I became suspicious.  I deposited into a Bank of America account too.Who do we contact to complain on them?

By the way, since these Jacksonville, Florida scammers are (falsely) representing this latest incarnation of their debt collection scam as being based in Moncks Corner, SC, you should also file a complaint with the South Carolina Department of Consumer Affairs at http://www.scconsumer.gov/complaint_services.htm

As I mentioned in my message above, the grifters behind the Spellman & Roman fraud are based in Jacksonville, Florida and hide behind many other company names. The Florida Attorney General has already shut down one of their scams (Ellis Crosby & Associates) and is in the process of doing the same with another of their scams (Bass Prelitigation). In your complaint to the SCDCA, be sure to suggest that their investigators contact the Florida Attorney General Economic Crimes Division for details on these three Jacksonville, FL companies: Ellis Crosby & Associates, Bass Preligitation, Inc. and States Predisposition. (Note that States Predisposition Services, Inc. is incorporated in Folkston, Georgia but is really operating out of the Bass Prelitigation "office" in Jacksonville.)

It may also help South Carolina authorities to also reference in your complaint these links, which help chronicle the progress of these scammers from Jacksonville, FL to Folkston, GA to St. Mary's, GA and now to Moncks Corner, SC:

http://myfloridalegal.com/__852562220065EE67. ... ighlight=0,bass
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6
http://www.jacksonville.com/tu-online/stories/120107/met_221875639.shtml

By the way, since these Jacksonville, Florida scammers are (falsely) representing this latest incarnation of their debt collection scam as being based in Moncks Corner, SC, you should also file a complaint with the South Carolina Department of Consumer Affairs at http://www.scconsumer.gov/complaint_services.htm

As I mentioned in my message above, the grifters behind the Spellman & Roman fraud are based in Jacksonville, Florida and hide behind many other company names. The Florida Attorney General has already shut down one of their scams (Ellis Crosby & Associates) and is in the process of doing the same with another of their scams (Bass Prelitigation). In your complaint to the SCDCA, be sure to suggest that their investigators contact the Florida Attorney General Economic Crimes Division for details on these three Jacksonville, FL companies: Ellis Crosby & Associates, Bass Preligitation, Inc. and States Predisposition. (Note that States Predisposition Services, Inc. is incorporated in Folkston, Georgia but is really operating out of the Bass Prelitigation "office" in Jacksonville.)

It may also help South Carolina authorities to also reference in your complaint these links, which help chronicle the progress of these scammers from Jacksonville, FL to Folkston, GA to St. Mary's, GA and now to Moncks Corner, SC:

http://myfloridalegal.com/__852562220065EE67. ... ighlight=0,bass
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6
http://www.jacksonville.com/tu-online/stories/120107/met_221875639.shtml

By the way, since these Jacksonville, Florida scammers are (falsely) representing this latest incarnation of their debt collection scam as being based in Moncks Corner, SC, you should also file a complaint with the South Carolina Department of Consumer Affairs at http://www.scconsumer.gov/complaint_services.htm

As I mentioned in my message above, the grifters behind the Spellman & Roman fraud are based in Jacksonville, Florida and hide behind many other company names. The Florida Attorney General has already shut down one of their scams (Ellis Crosby & Associates) and is in the process of doing the same with another of their scams (Bass Prelitigation). In your complaint to the SCDCA, be sure to suggest that their investigators contact the Florida Attorney General Economic Crimes Division for details on these three Jacksonville, FL companies: Ellis Crosby & Associates, Bass Preligitation, Inc. and States Predisposition. (Note that States Predisposition Services, Inc. is incorporated in Folkston, Georgia but is really operating out of the Bass Prelitigation "office" in Jacksonville.)

It may also help South Carolina authorities to also reference in your complaint these links, which help chronicle the progress of these scammers from Jacksonville, FL to Folkston, GA to St. Mary's, GA and now to Moncks Corner, SC:

http://myfloridalegal.com/__852562220065EE67. ... ighlight=0,bass
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6
http://www.jacksonville.com/tu-online/stories/120107/met_221875639.shtml

It's a scam. This is a not a law firm nor is it a legitimate debt collection company -- far from it.

Spellman & Roman/Veronica Masters (or whatever other aliases they're using) is the latest incarnation of the infamous Bass Prelitigation/Ellis Crosby/States Predisposition/US National Bank/United Legal Processing scam in Jacksonville, FL. (More background info on this particular scam can be found here: http://budhibbs.com/debtcollectorpages/ellis_crosby_and_associates.htm )

Compare the domain registration information for the Spellman & Roman website with the domain registration of the now defunct States Predisposition website:
http://www.networksolutions.com/whois/results.jsp;jsessionid=b6654621583d256bb6f69141b4480:pN5Y?domain=spellmanroman.com
http://www.networksolutions.com/whois/results.jsp;jsessionid=b6654621583d256bb6f69141b4480:pN5Y?domain=statespredisposition.com

There are two very telling similarities:

1) Both websites are hosted by Superior IT Solutions (www.superior-it.com ) which is a Jacksonville-based IP hosting company.

2) Both "companies" registered their website name through DomainBank in Vancouver, Washington, which is a company that allows anyone (including crooks, apparently) to anonymously register a website name.

Also, the Spellman & Roman domain was registered on March 31, 2008 -- just one week before the Florida Attorney General shut down Ted Ellis Crosby and the Ellis Crosby & Associates scam. (See: http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) Add to all that the fact that the method of the Spellman & Roman scam -- false pay day loan collections, false and illegal threats of arrest and lawsuits and "disturbances at your home", and illegal impersonation of attorneys and law enforcement -- is identical to the scams run by Bass Prelitigation/States Predisposition/Jackson Phillips/Impact Business Marketing/United Legal Processing/US National Bank/Morgan Associates, etc.

I doubt all this is just a coincidence.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, it is ALWAYS a scam. No debt collector or attorney (let alone criminals posing as debt collectors and attorneys) have the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing; it's also illegal for them to make any false threat, such as suing you when they no intention or authority to sue you.) And since these dirtbags routinely impersonate law enforcement (which is also illegal), it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)  And rest assured that any threat that there will be a "disturbance" at your home is false and highly illegal. (This "disturbance" threat was often made by these same scammers when they were masquerading under the name States Predisposition Services.)

The bottom line is, these are criminals trying to steal your money with extortive threats.

If you have been targeted by these crooks, be sure to report them to all the following agencies:

1) File a complaint with your local police or sheriff. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.  (This is especially important if these scammers threatened you with arrest or "a disturbance" at your home.)

2) File a complaint with the Florida Attorney General at http://myfloridalegal.com/contact.nsf/contact?Open&Section=Attorney_General  Be sure to tell them that Spellman & Roman appears to be connected to the Jacksonville-based Ellis Crosby/Bass Prelitigation/States Predispostion scam. (By the way, Florida Attorney General Bill McCollum is very aggressive in pursuing such debt collection scammers.)

3) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone with a myriad of illegal threats. Be sure to give as many details as you can.

4) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

5) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

6) Snce these Jacksonville, Florida scammers are (falsely) representing this latest incarnation of their debt collection scam as being based in Moncks Corner, SC, you should also file a complaint with the South Carolina Department of Consumer Affairs at http://www.scconsumer.gov/complaint_services.htm  In your complaint to the SCDCA, be sure to suggest that their investigators contact the Florida Attorney General Economic Crimes Division for details on these three Jacksonville, FL companies: Ellis Crosby & Associates, Bass Preligitation, Inc. and States Predisposition. (Note that States Predisposition Services, Inc. is incorporated in Folkston, Georgia but is really operating out of the Bass Prelitigation "office" in Jacksonville.) It may also help South Carolina authorities to also reference in your complaint these links, which help chronicle the progress of these scammers from Jacksonville, FL up Interstate 95 to Folkston, GA and St. Mary's, GA and now to Moncks Corner, SC:
http://myfloridalegal.com/__852562220065EE67. ... ighlight=0,bass
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6
http://www.jacksonville.com/tu-online/stories/120107/met_221875639.shtml

7) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (Report them to all the agencies above each time they call you. Be sure to save any voice mail messages and, if legal in your state to do so, record all their calls.)

For more information on protecting yourself from debt collection scammers, check out these websites:

http://www.naca.net/debt-collection-abuse/
http://www.fairdebtlawyers.com/
http://www.myfairdebt.com/
http://attorneysforconsumers.com/
http://www.westcoastlitigation.com/
http://www.theadvocateslaw.com/
http://www.consumercounselgroup.com/
http://www.budhibbs.com/First.htm
http://www.creditlawnetwork.com/

Finally, here is a small sampling of 800Notes complaints about this particular group of crooks' many national and international debt collection scams:

https://800notes.com/Phone.aspx/1-210-858-6601
https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-214-245-0922
https://800notes.com/Phone.aspx/1-214-245-1402
https://800notes.com/Phone.aspx/1-214-245-0943
https://800notes.com/Phone.aspx/1-214-723-5572
https://800notes.com/Phone.aspx/1-305-433-8368
https://800notes.com/Phone.aspx/1-310-499-9983
https://800notes.com/Phone.aspx/1-404-000-3849
https://800notes.com/Phone.aspx/1-404-000-4321
https://800notes.com/Phone.aspx/1-408-404-3021
https://800notes.com/Phone.aspx/1-410-505-8128
https://800notes.com/Phone.aspx/1-480-365-0155
https://800notes.com/Phone.aspx/1-678-954-0520
https://800notes.com/Phone.aspx/1-678-954-6346
https://800notes.com/Phone.aspx/1-678-954-9000
https://800notes.com/Phone.aspx/1-718-831-7157
https://800notes.com/Phone.aspx/1-800-918-3844
https://800notes.com/Phone.aspx/1-800-918-3849
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-888-326-3139
https://800notes.com/Phone.aspx/1-888-341-4004
https://800notes.com/Phone.aspx/1-888-441-4001
https://800notes.com/Phone.aspx/1-888-593-3003
https://800notes.com/Phone.aspx/1-888-688-3848
https://800notes.com/Phone.aspx/1-888-724-4111
https://800notes.com/Phone.aspx/1-888-775-2121
https://800notes.com/Phone.aspx/1-904-236-5141
https://800notes.com/Phone.aspx/1-901-328-7180
https://800notes.com/Phone.aspx/1-904-425-2857
https://800notes.com/Phone.aspx/1-904-425-2863
https://800notes.com/Phone.aspx/1-917-464-2534
https://800notes.com/Phone.aspx/1-925-262-1327
https://800notes.com/Phone.aspx/1-949-272-3902
https://800notes.com/Phone.aspx/1-949-743-1140
https://800notes.com/Phone.aspx/1-949-743-1156

It's a scam. This is a not a law firm nor is it a legitimate debt collection company -- far from it.

Spellman & Roman/Veronica Masters (or whatever other aliases they're using) is the latest incarnation of the infamous Bass Prelitigation/Ellis Crosby/States Predisposition/US National Bank/United Legal Processing scam in Jacksonville, FL. (More background info on this particular scam can be found here: http://budhibbs.com/debtcollectorpages/ellis_crosby_and_associates.htm )

Compare the domain registration information for the Spellman & Roman website with the domain registration of the now defunct States Predisposition website:
http://www.networksolutions.com/whois/results.jsp;jsessionid=b6654621583d256bb6f69141b4480:pN5Y?domain=spellmanroman.com
http://www.networksolutions.com/whois/results.jsp;jsessionid=b6654621583d256bb6f69141b4480:pN5Y?domain=statespredisposition.com

There are two very telling similarities:

1) Both websites are hosted by Superior IT Solutions (www.superior-it.com ) which is a Jacksonville-based IP hosting company.

2) Both "companies" registered their website name through DomainBank in Vancouver, Washington, which is a company that allows anyone (including crooks, apparently) to anonymously register a website name.

Also, the Spellman & Roman domain was registered on March 31, 2008 -- just one week before the Florida Attorney General shut down Ted Ellis Crosby and the Ellis Crosby & Associates scam. (See: http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) Add to all that the fact that the method of the Spellman & Roman scam -- false pay day loan collections, false and illegal threats of arrest and lawsuits and "disturbances at your home", and illegal impersonation of attorneys and law enforcement -- is identical to the scams run by Bass Prelitigation/States Predisposition/Jackson Phillips/Impact Business Marketing/United Legal Processing/US National Bank/Morgan Associates, etc.

I doubt all this is just a coincidence.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, it is ALWAYS a scam. No debt collector or attorney (let alone criminals posing as debt collectors and attorneys) have the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing; it's also illegal for them to make any false threat, such as suing you when they no intention or authority to sue you.) And since these dirtbags routinely impersonate law enforcement (which is also illegal), it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)  And rest assured that any threat that there will be a "disturbance" at your home is false and highly illegal. (This "disturbance" threat was often made by these same scammers when they were masquerading under the name States Predisposition Services.)

The bottom line is, these are criminals trying to steal your money with extortive threats.

If you have been targeted by these crooks, be sure to report them to all the following agencies:

1) File a complaint with your local police or sheriff. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.  (This is especially important if these scammers threatened you with arrest or "a disturbance" at your home.)

2) File a complaint with the Florida Attorney General at http://myfloridalegal.com/contact.nsf/contact?Open&Section=Attorney_General  Be sure to tell them that Spellman & Roman appears to be connected to the Jacksonville-based Ellis Crosby/Bass Prelitigation/States Predispostion scam. (By the way, Florida Attorney General Bill McCollum is very aggressive in pursuing such debt collection scammers.)

3) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone with a myriad of illegal threats. Be sure to give as many details as you can.

4) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

5) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

6) Snce these Jacksonville, Florida scammers are (falsely) representing this latest incarnation of their debt collection scam as being based in Moncks Corner, SC, you should also file a complaint with the South Carolina Department of Consumer Affairs at http://www.scconsumer.gov/complaint_services.htm  In your complaint to the SCDCA, be sure to suggest that their investigators contact the Florida Attorney General Economic Crimes Division for details on these three Jacksonville, FL companies: Ellis Crosby & Associates, Bass Preligitation, Inc. and States Predisposition. (Note that States Predisposition Services, Inc. is incorporated in Folkston, Georgia but is really operating out of the Bass Prelitigation "office" in Jacksonville.) It may also help South Carolina authorities to also reference in your complaint these links, which help chronicle the progress of these scammers from Jacksonville, FL up Interstate 95 to Folkston, GA and St. Mary's, GA and now to Moncks Corner, SC:
http://myfloridalegal.com/__852562220065EE67. ... ighlight=0,bass
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6
http://www.jacksonville.com/tu-online/stories/120107/met_221875639.shtml

7) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (Report them to all the agencies above each time they call you. Be sure to save any voice mail messages and, if legal in your state to do so, record all their calls.)

For more information on protecting yourself from debt collection scammers, check out these websites:

http://www.naca.net/debt-collection-abuse/
http://www.fairdebtlawyers.com/
http://www.myfairdebt.com/
http://attorneysforconsumers.com/
http://www.westcoastlitigation.com/
http://www.theadvocateslaw.com/
http://www.consumercounselgroup.com/
http://www.budhibbs.com/First.htm
http://www.creditlawnetwork.com/

Finally, here is a small sampling of 800Notes complaints about this particular group of crooks' many national and international debt collection scams:

https://800notes.com/Phone.aspx/1-210-858-6601
https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-214-245-0922
https://800notes.com/Phone.aspx/1-214-245-1402
https://800notes.com/Phone.aspx/1-214-245-0943
https://800notes.com/Phone.aspx/1-214-723-5572
https://800notes.com/Phone.aspx/1-305-433-8368
https://800notes.com/Phone.aspx/1-310-499-9983
https://800notes.com/Phone.aspx/1-404-000-3849
https://800notes.com/Phone.aspx/1-404-000-4321
https://800notes.com/Phone.aspx/1-408-404-3021
https://800notes.com/Phone.aspx/1-410-505-8128
https://800notes.com/Phone.aspx/1-480-365-0155
https://800notes.com/Phone.aspx/1-678-954-0520
https://800notes.com/Phone.aspx/1-678-954-6346
https://800notes.com/Phone.aspx/1-678-954-9000
https://800notes.com/Phone.aspx/1-718-831-7157
https://800notes.com/Phone.aspx/1-800-918-3844
https://800notes.com/Phone.aspx/1-800-918-3849
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-888-326-3139
https://800notes.com/Phone.aspx/1-888-341-4004
https://800notes.com/Phone.aspx/1-888-441-4001
https://800notes.com/Phone.aspx/1-888-593-3003
https://800notes.com/Phone.aspx/1-888-688-3848
https://800notes.com/Phone.aspx/1-888-724-4111
https://800notes.com/Phone.aspx/1-888-775-2121
https://800notes.com/Phone.aspx/1-904-236-5141
https://800notes.com/Phone.aspx/1-901-328-7180
https://800notes.com/Phone.aspx/1-904-425-2857
https://800notes.com/Phone.aspx/1-904-425-2863
https://800notes.com/Phone.aspx/1-917-464-2534
https://800notes.com/Phone.aspx/1-925-262-1327
https://800notes.com/Phone.aspx/1-949-272-3902
https://800notes.com/Phone.aspx/1-949-743-1140
https://800notes.com/Phone.aspx/1-949-743-1156

I saw a similar story on another website about these same grifters. In that particular report, they were calling under the name of States Predisposition that's supposedly in Georgia. The consumer asked the scammer, "Are you in Jacksonville, Florida?" And the scammer immediately answered yes, and then stammered a bit and changed her mind; she then said that she was calling from Georgia. lol

I got a phone call from this fake Veronica Masters yesterday.  Well she said I would have to pay this bill or I was going to be arrested and so I almost paid it until the bank caught the red flags.  Thanks to the bank I still have my money.

I got a call from a man at work from 888-441-4001 ext. 4010 saying that he was from the offices of Kirby Walker and this was concerning an important legal matter.  And that my county offices gave him my work number as an emergency legal contact.  He never told me his name, just that he was from that office.  I called the number back and goes on and on about some loan I got back 4 years ago and how they were going to file legal actions today at 3:00 pm.  and the bank he claims they deposited the money into, I have never banked at before.  He also says that it is connected to my SSN.  This is not the first time, they called me months ago too.

I told the man that I will pass this info on to my personal attorney and he will call him back.  He told me, I shouldn't do that.  we can just take care of this ourselves.  i hung up on him.

I received a call today at work from a Ryan Neal about a payday loan that i owed from March 2007. He told me my balance was 652.70. He said I had to take care of this or they would send my case out within the hour. Of course I asked for a call back number cuz i was at work and couldnt take personal calls. I also told him i had filed bankruptcy and that he would have to call my attorney. He stated to me that it would not be covered by the bankruptcy. I then hung up and called him back after about 5 minutes. I asked questions about who he was collecting for and account numbers. He then transferred me to Jane Spellman who gave me account numbers and a case number. I also found out they were calling from Firm Of Spellman & Roman. She told me I had to pay my balance at Bank of America and fill out a out of state deposit slip and call them back with a transaction number. Of course i didn't pay it cuz i don't have the money. A few hours later they called me back at work. My coworker answered the call and they asked her if i worked there. She told her yes. Then she asked if she could identify me to her. She said yes. Then my coworker was suspicious and asked who she was. She said she was Jane Spellman and that they should expect a disturbance at the work place and then hung up. It all just didn't seem right to me that a threat was done by a collector at my work place. I then jumped on line to investigate this company name and found these sites. I think I would have tried to pay these people if I wouldnt have researched this. Im glad i investigated and Im glad i didnt pay anything.

I had the same thing happen to me today. It went into my voice mail, this isn't the first time I received a message like this from them.

a houseguest at my home received a call from a Veronica Masters who was extremely rude. She said that she needed to reach Ashley urgently as she was under investigation and had to call back with the hour. She left the phone number 888  441-4001  ext 4022. i suspected this was a scam and I typed in the number online and got all these other complaints about this number. Please find these people and shut them down!

we were threatend with arrest, imprisonment, legal fees, embarrassment, etc.
these people we very rude to us, hung up when we started asking questions. they claim to be a law firm, and have us arrested.
they refused to send me any form of validation on debt. when i called to tell them that i caught on to them and that i was making a complaint, the lady told me that my cell phone was being traced, and she hung up, but not before calling me a degrogitory name..... WHAT??

A very RUDE Veronica Masters called today (7/2/08) asking for a payment for a bounced check dated in 2002.  I hung up on her and she called right back threatening to have me "verified" and put in jail.  DO NOT BELIEVE HER!!  IT'S A SCAM!!!  She asked that I make a Counter Deposit at Bank of America (even named the closest branch)and gave me the account number and name of the corporation!  DONT FALL VICTIM TO THIS SCAM!!!!

Good advice, Sirh.  It's most definitely a debt collection scam. I suggest you hold onto that bank account number that they gave you and supply to to the federal and law enforcement agencies listed below.  In case you didn't see my messages earlier in this thread, here is some background on these criminals:

This is a not a law firm nor is it a legitimate debt collection company -- far from it.

Spellman & Roman/Veronica Masters (or whatever other aliases they're using) is the latest incarnation of the infamous Bass Prelitigation/Ellis Crosby/States Predisposition/US National Bank/United Legal Processing scam in Jacksonville, FL. (More background info on this particular scam can be found here: http://budhibbs.com/debtcollectorpages/ellis_crosby_and_associates.htm )

Compare the domain registration information for the Spellman & Roman website with the domain registration of the now defunct States Predisposition website:
http://www.networksolutions.com/whois/results.jsp;jsessionid=b6654621583d256bb6f69141b4480:pN5Y?domain=spellmanroman.com
http://www.networksolutions.com/whois/results.jsp;jsessionid=b6654621583d256bb6f69141b4480:pN5Y?domain=statespredisposition.com

There are two very telling similarities:

1) Both websites are hosted by Superior IT Solutions (www.superior-it.com ) which is a Jacksonville-based IP hosting company.

2) Both "companies" registered their website name through DomainBank in Vancouver, Washington, which is a company that allows anyone (including crooks, apparently) to anonymously register a website name.

Also, the Spellman & Roman domain was registered on March 31, 2008 -- just one week before the Florida Attorney General shut down Ted Ellis Crosby and the Ellis Crosby & Associates scam. (See: http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) Add to all that the fact that the method of the Spellman & Roman scam -- false pay day loan collections, false and illegal threats of arrest and lawsuits and "disturbances at your home", and illegal impersonation of attorneys and law enforcement -- is identical to the scams run by Bass Prelitigation/States Predisposition/Jackson Phillips/Impact Business Marketing/United Legal Processing/US National Bank/Morgan Associates, etc.

I doubt this is just a coincidence.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, it is ALWAYS a scam. No debt collector or attorney (let alone criminals posing as debt collectors and attorneys) have the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing; it's also illegal for them to make any false threat, such as suing you when they no intention or authority to sue you.) And since these dirtbags routinely impersonate law enforcement (which is also illegal), it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)  And rest assured that any threat that there will be a "disturbance" at your home is false and highly illegal. (This "disturbance" threat was often made by these same scammers when they were masquerading under the name States Predisposition Services.)

The bottom line is, these are criminals trying to steal your money with extortive threats.

If you have been targeted by these crooks, be sure to report them to all the following agencies:

1) File a complaint with your local police or sheriff. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.  (This is especially important if these scammers threatened you with arrest or "a disturbance" at your home.)

2) File a complaint with the Florida Attorney General at http://myfloridalegal.com/contact.nsf/contact?Open&Section=Attorney_General  Be sure to tell them that Spellman & Roman appears to be connected to the Jacksonville-based Ellis Crosby/Bass Prelitigation/States Predispostion scam. (By the way, Florida Attorney General Bill McCollum is very aggressive in pursuing such debt collection scammers.)

3) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone with a myriad of illegal threats. Be sure to give as many details as you can.

4) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

5) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

6) Since these Jacksonville, Florida scammers are (falsely) representing this latest incarnation of their debt collection scam as being based in Moncks Corner, SC, you should also file a complaint with the South Carolina Department of Consumer Affairs at http://www.scconsumer.gov/complaint_services.htm  In your complaint to the SCDCA, be sure to suggest that their investigators contact the Florida Attorney General Economic Crimes Division for details on these three Jacksonville, FL companies: Ellis Crosby & Associates, Bass Preligitation, Inc. and States Predisposition. (Note that States Predisposition Services, Inc. is incorporated in Folkston, Georgia but is really operating out of the Bass Prelitigation "office" in Jacksonville.) It may also help South Carolina authorities to also reference in your complaint these links, which help chronicle the progress of these scammers from Jacksonville, FL up Interstate 95 to Folkston, GA and St. Mary's, GA and now to Moncks Corner, SC:
http://myfloridalegal.com/__852562220065EE67. ... ighlight=0,bass
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6
http://www.jacksonville.com/tu-online/stories/120107/met_221875639.shtml

7) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (Report them to all the agencies above each time they call you. Be sure to save any voice mail messages and, if legal in your state to do so, record all their calls.)

For more information on protecting yourself from debt collection scammers, check out these websites:

http://www.naca.net/debt-collection-abuse/
http://www.fairdebtlawyers.com/
http://www.myfairdebt.com/
http://attorneysforconsumers.com/
http://www.westcoastlitigation.com/
http://www.theadvocateslaw.com/
http://www.consumercounselgroup.com/
http://www.budhibbs.com/First.htm
http://www.creditlawnetwork.com/