620-708-4824

Portfolio Recovery. Debt Collector.
They call many times a day. Never leave messages. Comes up as "unknown caller" on caller I.D.
They have many numbers that they call from.

Do they ever give up?

No, they never give up.  They call from several different numbers...and I block them as fast as they change numbers :)  I'm not even the person that they are looking for, but they won't believe me.  I decided to just have fun messing with them...waste my time and I waste yours.

Block the number !!!

Caller id said Scott A Beck but it is Portfolio Recovery....blocked

They are already in hot water, so the more complaints people file, the better it will be.  Here is everything you need to know:
PORTFOLIO RECOVERY ASSOCIATES AKA PRA
Posted in:  https://800notes.com/Phone.aspx/1-757-952-1847
https://800notes.com/Phone.aspx/1-731-256-6891#p835242346866394674
https://800notes.com/Phone.aspx/1-954-606-9402/4
https://800notes.com/Phone.aspx/1-757-215-1948
https://800notes.com/Phone.aspx/1-859-586-9557/9#p836803096131764013
https://800notes.com/Phone.aspx/1-518-312-4713#p837986669093189763
https://800notes.com/Phone.aspx/1-678-265-3904#p838638260960715968
https://800notes.com/Phone.aspx/1-847-915-4056/2
https://800notes.com/Phone.aspx/1-620-708-4838
https://800notes.com/Phone.aspx/1-866-423-1568
https://800notes.com/Phone.aspx/1-858-568-7619
https://800notes.com/Phone.aspx/1-800-772-1413/47
https://800notes.com/Phone.aspx/1-731-256-7209
https://800notes.com/Phone.aspx/1-757-946-1151
https://800notes.com/Phone.aspx/1-678-265-3904
https://800notes.com/Phone.aspx/1-213-443-8792
https://800notes.com/Phone.aspx/1-844-546-4261
https://800notes.com/Phone.aspx/1-817-500-4360/3
https://800notes.com/Phone.aspx/1-620-708-4824

Web page with contact information:  http://www.portfoliorecovery.com/contact_us.html
Make sure you read how the NY AG spanked them bad on May 1, 2014 in the following BBB page.
BBB page with 1,308 complaints, a government action from the State of New York, and yet they get an A- rating?  http://www.bbb.org/norfolk/business-reviews/d ... olk-va-51000164
Bizapedia has them as a Delaware Corporation started in 2007 as opposed to the information on the BBBB page that says 1996:
http://www.bizapedia.com/de/PORTFOLIO-RECOVERY-LLC.html
Other complaint sites:
http://www.complaintsboard.com/complaints/portfolio-recovery-associates-c275360.html
http://www.creditreportproblems.com/Portfolio_Recovery_Associates_LLC.htm
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/

I am a single father and do not have any bills besides cable mortgage and cell. I managed to get the person on the phone last month to give me personal privacy act info about the person they were calling for.  I record all my calls and with the latest privacy act violation I found the woman they are looking for and gave her some disturbing privacy act info given to me from this company that is desperate.  Remember this STATUE OF LIMITATIONS.

They can keep calling, I will continue to block their numbers.  Beware, they browse employment sites such as Careerbuilder, and other sites.  Don't post a resume with your phone number.  Once they have a match they keep calling.  Their is no way they had my cell phone number prior to me posting my resume.

a woman called from this number looking for my fiance.  When I asked her for her name and number for me to give to him, she asked for a personal phone number of his.  I wouldn't give her the number and asked what it was about, all she would say is "mmm, No, I'll try back at a later time" and hung up.  According to my reverse look up app on my phone.  The name is Laurie Beck and it came back with an address of 640 Avenue B Bushton, KS.
When I looked up the address it says the address belongs to the Salem United Methodist Church.

All it is,  is a low budget collection agency just pay your debts people and they won't bug you they bought your debt and mine from a company to collect

So, you must work for one of those bottom feeders.

Portfolio Recovery.

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Someone just called my cell phone and I answered, this is Portfolio Recovery, Bill collectors, calling about a bill, I think is over  8 years old, where they cannot collect on it anymore.

You will never get rid of these [***] whether you owe money or not.  Do not answer - block caller.  For those of you that do owe DO NOT PAY - F'them!!

they continue to call from many different numbers, It does take them a while to figure out that the number is blocked. I added a free number blocking program from android... It is awesome!!!!Keep calling from different numbers portfolio I will keep adding the numbers to the block list!!!!

These guys (Portfolio Recovery) are genuine bottom feeders of debt collection industry. They buy old statute expired debt and through harassment tactics try to collect 10 to 30 cents on the dollar. Of course the minute anything is collected, the statute date resets to day 1 and their other outfits and ambulance chasers come after you. If you have noticed their letter of settlement is only for the debt with them, not original debtor or the next place they sell it to. The only way to fight these guys is to get with your state authorities. These guys know all the Federal loopholes.

Easy for you to say!!!

If this is a collection agency there are laws they must follow. First they can call as many times as they like until they get you. Then it's once every seven business days, week-ends are not considered business days. They have to provide proof of the actual debt within 24-48 hours. There is a statue of limitations of two years that they can take legal action on the debt. I found that if I don't speak with them they do go away. The law says that you have to acknowledge the debt. Am researching this out for more info as to what this means.

They call and don't leave messages but continue to not hang up and just listen. I search them on the net and it comes up from Kansas. I don't like people that call me and listen in and don't response to me when I say hello. Weird ass people in this world.