954-233-2128

This is an illegal boiler room operation identifying itself supposedly as the LAW OFFICES OF Richardson & Sims in South Carolina, either Colombia or Greenville, working out of at least one Post Office Box.  Callers identify themselves as Investigators, may call with a police scanner loudly noticeable in the background, claim their firm has been retained to file suit on behalf of a bank, that same will be done within 24 hours and service will be made at your home within a few days and they are calling to inquire as to whether you wished to resolve the matter in or out of court.  No required FDCPA disclosure "This is an attempt to collect a debt, any information obtained will be used for that purpose" is given, no right to dispute the debt is given, no information will be put in writing, no request for validation of debt is permitted, no speaking with one of the attorneys is allowed however the callers continually put you on hold either pretending to be speaking with one of the two attorneys, or after a long wait will transfer you to another "investigator" who repeats the same written script identifying themselves as a supervisor or 'being in the closing department' however the callers and staff exchange these titles on different calls at will.  At least ten phone workers are present in the operation.  You are repeatedly put on hold for long periods to consume your time.  No street address, or law or business license numbers, are furnished upon your requesting same.  In my case, on the third day I received a call notifying me a warrant for my arrest was being issued charging me with bank fraud and defrauding a financial institution and someone will appear at my home imminently, and that the amount claimed owed has been increased "as permitted by law" by 378%, however "I have a right to make a counter offer by adding a $300 fee to the amount, and that I may speak with attorney Shawn(Shawn/Sean) Sims by prepaying, right then and before, a fee of $250 over the telephone.

The organization is under investigation.  The lead investigato,r as of this date, is Tex Davis of the South Carolina Bar for the unlicensed practice of law and other violations, as there are no attorneys licensed in South Carolina by the names given nor any business entities with that fictitious name permitted to operate - - as is the case in New York and Florida as well.

The overall manager of the operation identifies himself alternately as either Brian Chase or Ryan Chase, who is exceptionally insulting, belittling, constantly places you on hold saying he had more important people to talk to than you, and who finally just hangs up on you.  In my case, it was identified National Credit Adjustors (Mark Fletchall) had purchased the debt however they claim to have sold it to Delray Capital LLC (Mark Gray) which operates in Ohio, New York and South Carolina and that they, National Credit Adjustors, still own the debt as well.  Both entities claim they have the matter as closed as being uncollectable and did not make or instigate others to make the calls, however many collectors routinely utilize others to collect debt on their behalf using other names and locations than their own.  It is unknown if either or both of these firms are responsible for the last ditch attempt by scaring through fraudulent means to extort money, or if the data was hacked or stolen.  The Bar and Attorneys General of Florida, New York, and South Carolina along with the Federal Trade Commission are being asked to investigate and file charges against all persons involved in this criminal enterprise, and you are advised to file your complaints complete with Affidavits along with recorded telephone calls to EACH of these agencies as well as your own state, so court action enjoining this operation from continuing and prosecution of criminal charges against those responsible can commence and corroborating victims assembled.

The individuals and entities are civilly liable to you under a plethora of local, state and federal laws, regulations and codes, for which statutory penalties to you, attorneys fees, court costs, actual and punitive damages and injunctive relief should be recoverable depending on your unique circumstances, so you are strongly encouraged to consult a successful consumer defense litigation specialist in your own judicial district to immediately take action on your behalf  Operators of these illicit call centers are known to fold up shop and open somewhere else using different names.  This is a sophisticated operation for which local police agencies should be given a written complaint along with your statement you wish to press criminal charges so local law enforcement and prosecutors on all levels can work together and assemble as much proof as possible  The calls made to you can be immediately traced by these law enforcement agencies and tapping begun into this operations communications.  This is also an interstate criminal activity so your complaints should also go to Department of Justice who will co-ordinate affiliated investigative and prosecutorial agencies, and make sure you file a complaint as well with the relatively new Consumer Financial Protection Bureau (CFPB) and and your state Better Business Bureau who only makes the information temporarily available and actually serves these days to offer the perpetrators of consumer misconduct some degree of reputation protection however can still be useful to find others locally subjected to your scenario.

Your most immediate and potent weapon however is your local courthouse, giving you the right to aggressively discover facts and actual parties, have their action immediatelt stopped, and give you a forum for an order for them to pay you damages.  Local Clerks of Court have simple forms for you to complete.  And write your complaint on every forum you can find of the Internet !      

Do a search for 855-669-6966, these are the same people, a huge amount of information on them is available.

Also, sit down with your local U.S. Congress person and both U.S. Senators field offices, tell them the FDCPA MUST be toughened and the MINIMUM fine you get be made $2,500 to $5,000, and punitive damages allowed against those who make repeated contacts with you using these tactics

For at least the last year, an illegal group of debt collectors have been terrorizing consumers, their family, friends, and employees threatening to arrest the individual of an unpaid loan or other debt (their generally don't even owe). Be aware debt is a civil matter, not a criminal matter, and you can't be arrested. They threaten a warrant if the victim does not pay a sum of money by the credit card over the phone.

Some of the people they are calling do not owe a debt.  Others they are calling have already settled their debt with the organization who owns the accounts. Even if you do owe a debt, do not be deceived by the actions of this group.  Many of the accounts they are attempting to collect they do not own.  In other words, if you pay these people, that is not going to clear your debt with its rightful owner.  

Although when pressed the callers give the victim an address in Columbia South Carolina (usually a vacant lot) or Atlanta GA (often a parking lot near the bus station or a Peachtree Road Address). They are actually out of the Charlotte North Carolina area. The scammers are using the following business names (and there are many others, and they seem to create new ones daily).  They will normally answer the call back number as “Investigations”.  They often call people with a recording claiming they are looking for a "defendant"

Richardson Simms and Associates
Holland, Dempsey, and Associates
Hughes and Berkeley
RJ Financial LLC
Ondrick and Miles
Anderson & Banker Mediation or Pre-Trial Litigators
Reynolds, Hill, and Associates
Berkley and Associates
Kaufmann and Associates
Sanderson Blaine & Associates
Blaine and Associates
McKenzie Reid Associates
Kennedy, Kline, & Associates
Nationwide Asset and Recovery
Piedmont Investigations and Procurement
Raffino, Garrison, & McCoy
Greenman, Schwartz & Associates
McCoy Law Group
Salem Associates
Reynolds and Associates
Ryan, Carter and Fields
Berman, Maxwell and associates
DOF Investigations
Vaughn & Associates
Bailey Rowe and Associates
Berkley Hughes and Associates


Here is a set of links to a variety of threads on this forum that document this group and its behavior. They include the experiences of victims as well as a former employee or two that quit within a week of finding out exactly what was going on. They also include responses from consumer advocates and people who are really criminal justice professionals advising victims of what to do

https://800notes.com/Phone.aspx/1-855-748-8367
https://800notes.com/Phone.aspx/1-855-719-1725
https://800notes.com/Phone.aspx/1-855-676-3492
https://800notes.com/Phone.aspx/1-855-805-5549
https://800notes.com/Phone.aspx/1-855-751-1084
https://800notes.com/Phone.aspx/1-855-803-2349
https://800notes.com/Phone.aspx/1-855-775-2417
https://800notes.com/Phone.aspx/1-855-775-2418
https://800notes.com/Phone.aspx/1-855-755-3417
https://800notes.com/Phone.aspx/1-855-746-3946
https://800notes.com/Phone.aspx/1-855-676-3485
https://800notes.com/Phone.aspx/1-855-966-3768
https://800notes.com/Phone.aspx/1-855-699-9749/2
https://800notes.com/Phone.aspx/1-855-966-6246
https://800notes.com/Phone.aspx/1-855-678-5437
https://800notes.com/Phone.aspx/1-855-967-0061
https://800notes.com/Phone.aspx/1-855-746-3948
https://800notes.com/Phone.aspx/1-855-791-2353
https://800notes.com/Phone.aspx/1-855-699-6246
https://800notes.com/Phone.aspx/1-855-735-8624
https://800notes.com/Phone.aspx/1-855-751-1083
https://800notes.com/Phone.aspx/1-855-736-3678/2
https://800notes.com/Phone.aspx/1-855-966-8529
https://800notes.com/Phone.aspx/1-855-967-2633
https://800notes.com/Phone.aspx/1-877-460-1576
https://800notes.com/Phone.aspx/1-888-609-3074
https://800notes.com/Phone.aspx/1-866-576-6210
https://800notes.com/Phone.aspx/1-888-601-5849
https://800notes.com/Phone.aspx/1-866-230-1283
https://800notes.com/Phone.aspx/1-877-658-0438
https://800notes.com/Phone.aspx/1-888-510-9327
https://800notes.com/Phone.aspx/1-888-509-0338
https://800notes.com/Phone.aspx/1-866-803-0755
https://800notes.com/Phone.aspx/1-888-511-0627
https://800notes.com/Phone.aspx/1-888-509-3033
https://800notes.com/Phone.aspx/1-888-509-0339
https://800notes.com/Phone.aspx/1-888-511-0631
https://800notes.com/Phone.aspx/1-866-883-2350/2
https://800notes.com/Phone.aspx/1-888-244-3381
https://800notes.com/Phone.aspx/1-888-512-0269
https://800notes.com/Phone.aspx/1-877-295-9550
https://800notes.com/Phone.aspx/1-855-966-6277
https://800notes.com/Phone.aspx/1-888-511-4248
https://800notes.com/Phone.aspx/1-877-725-5312
https://800notes.com/Phone.aspx/1-877-756-9997
https://800notes.com/Phone.aspx/1-888-512-1278
https://800notes.com/Phone.aspx/1-888-512-0531
https://800notes.com/Phone.aspx/1-888-512-0273
https://800notes.com/Phone.aspx/1-877-719-5041
https://800notes.com/Phone.aspx/1-855-791-9102
https://800notes.com/Phone.aspx/1-512-400-2637
https://800notes.com/Phone.aspx/1-585-730-6153
https://800notes.com/Phone.aspx/1-888-512-1712
https://800notes.com/Phone.aspx/1-800-657-1430
https://800notes.com/Phone.aspx/1-855-643-7815
https://800notes.com/Phone.aspx/1-855-860-3119
https://800notes.com/Phone.aspx/1-855-860-2973
https://800notes.com/Phone.aspx/1-855-831-4161
https://800notes.com/Phone.aspx/1-888-316-3547
https://800notes.com/Phone.aspx/1-714-134-4576
https://800notes.com/Phone.aspx/1-855-948-4460
https://800notes.com/Phone.aspx/1-888-415-1851
https://800notes.com/Phone.aspx/1-678-389-6196
https://800notes.com/Phone.aspx/1-855-584-6184
https://800notes.com/Phone.aspx/1-210-239-1791
https://800notes.com/Phone.aspx/1-844-245-7180
https://800notes.com/Phone.aspx/1-888-415-1287
https://800notes.com/Phone.aspx/1-440-210-9666/2
https://800notes.com/Phone.aspx/1-855-455-6485
https://800notes.com/Phone.aspx/1-425-201-0376
https://800notes.com/Phone.aspx/1-855-393-3515
https://800notes.com/Phone.aspx/1-406-272-8763

Since this group is actually operating out of the Charlotte area, the proper local jurisdiction to file police reports would be the Charlotte-Mecklenburg Police Department
http://charmeck.org/city/charlotte/CMPD/Pages/default.aspx

You can make a report by telephone - If calling outside the Mecklenburg County, the Non-Emergency Crime Reporting: 704-336-7600

You can also make a police report online at
http://charmeck.org/city/charlotte/CMPD/Pages/ReportACrime.aspx

I received this unwanted call from this 9542332128 asking me if my last 4 digits of my SS# is... This ia a scam boiler room using a Florida telephone number looking to take you for your money, I notified them that I will report them to the FBI, trust me they covered any trace of their number to them. DO NOT GIVE THEM ANY INFO OR MONEY, SCAM.

Unfortunately, the group is still operating, using the same phone numbers but different names.  I was called with the name Moore, but now most recently they are "The Bridgewater Group" in Florida, having been retained by Chase Bank to file two counts, one for breach of contract and the other for defrauding a financial institution, with attorney "Russell Wilson" handling the case, with their being a "$250 retainer fee which must be paid then and there by credit card in order to be transferred to attorney Russell Wilson and speak with him about the matter."

Problem is, this time both "The Bridgewater Group" and "Russell Wilson" are names of real entities, neither of which say they are in any way involved and report the hoax as being a scam.

The FTC is working with the Consumer Financial Protection Bureau to identify and arrest the criminals and both will seek return of any monies paid to this criminal enterprise.  The FTC Case is #59204061

well the plot thickens remarkably.

It seems that this very old disputed account which had gotten transferred around and is well beyond the Statute of Limitations even IF there were a validated balance dating back to 2008 or prior, is alleged to have been owned by Chase Bank who decided not to pursue it, saying they sold it to Forward Properties who says they did nothing to pursue it but sold their rights, title and interest in it to National Credit Adjustors, who sent a collection letter out but decided not to pursue it...however the letter they sent out was sent in 2014 when they now allege they sold their rights, title and interest in it to Delray Capital in 2012, both National Credit Adjustors AND Delray Capital now saying they both decided not to pursue it and the account is closed, however I still am receiving these threatening calls demanding $250.00 by credit card to speak with their attorney or I will have criminal charges for defrauding a financial institution and a cilvil lawsuit for breach of contract for some 378% of the balance they claim is owed the very following day - this being told me from a very busy boiler room outgoing call center by literally dozens of different people who represent themselves to be a law firm in South Carolina, now using at least five different names and operating ostensibly from 125 Executive Pointe Blvd, Colombia SC 29210 giving the names of attorneys and themselves who are "borrowed" names of actual legitimate entities.

Although formal complaints have been made, my local law enforcement agency, county prosecutor, state Attorney General and Department of Law Enforcement, the FBI, Federal Trade Commission and the FCC all refuse to open or conduct an investigation into these practices by these individuals claiming insufficient manpower resources to do so, leaving me no choice but to file a civil action for stalking and many other charges against everyone involved, which sets me free to do my own discovery and subpoena everyone to get to the bottom of this, stop it, and recover damages.

It would appear this highly professional scam has friends in high places knowing how to skirt the law.

It is time for me to go to Court and talk to the Judge.  What I discover I will post here.  Stay tuned.

BTW, did you know you can sue on BEHALF of government agencies besides suing for your own self, and that by suing you have the right to haul people and records in...including obtaining the outgoing call history of this entire organization and operation .... I mean crooks.  Common criminals being directed by some very smart attorneys it would appear...all to extort money they have no legal right to obtain...pretty serious crimes, from people that should all be doing some pretty serious TIME...in prison

Re
Regarding "MARK GRAY" and Delray Capital

The State of Texas reports their bond has been cancelled.  This will help you locate them and lead you to more information:

Principal Name: Delray Capital LLC

Address: 8070 Beechmont Avenue Suite 1
    Cincinnati, OH 45255
File Number: 20130085
Status: Canceled Close File
Date Filed: 4/26/2013
Cancellation Date: 11/25/2014
Phone: (888) 315-0805
Bonding Company: Hartford Casualty Insurance Company
Bond No: 14BSBGG3865

Thank you for posting this. I will let Shill Kill know also! :)

Now it seems to be coming together... this Mark Gray who has been all over the place, now has moved not far from me and has his latest office a few miles up the street...denying of course he is the source of the illegal calls, and he blames National Credit Adjustors whom he says he sold the account back to.

Meanwhile, National Credit Adjustors ( Mark A. Fletchall attorney ), who once said he was working with someone in the FTC on this matter six months ago and was on the phone with me talking with these scamsters at that time, seems no longer willing to get to the bottom of this.

Surprisingly, I have found the Federal agency working on this matter.

To stop these calls, recover my damages, and have the perpetrators prosecuted, a civil action is necessary...and I share the beginning of the suit below:

CASE SYNOPSIS

This is a lawsuit to stop the stalking, harassment, intimidation, threats, annoyance and intentional infliction of mental, emotional and physical distress, pain and suffering, diminishment of enjoyment of life, recover damages, and identify the perpetrators and the law enforcement agency(ies) responsible for the arrest of and prosecution of the entities and individuals who have been using telephonic means to commit crimes using extortion, threats and knowingly false and fraudulent claims and representations in an attempt to gain financially and obtain monies and personal financial information from the Plaintiff.

FACTS

Chase Bank claimed an amount was owed them which Plaintiff disputed.  Instead of verifying the debt as required by law, Chase chose to abandon their effort and claims to have sold the rights, title and interests to Forward Properties.  Chase does not claim Plaintiff owes them any money and has allowed the matter to go beyond the Statute of Limitations wherein the right to any recovery by way of litigation has passed.

Forward Properties acknowledges the purchase of said rights however claims it never made any effort to assert or collect any money through any means whatsoever and that they are only in the business of
purchasing and reselling rights, and that they sold same to National Credit Adjustors.

National Credit Adjustors acknowledges they purchased same however the file is closed and no money is demanded by them from Plaintiff, representing they sold their rights to Delray Capital.

Delray Capital, a dba of Mark Gray, claims they purchased the rights but sold them back to National Credit Adjustors, and that their file is closed and no money is demanded by them from Plaintiff.

Chase, Forward Properties, National Credit Adjustors, and Delray Capital all claim they are not attempting to obtain money from the Plaintiff and that they are not the source of, cause of, or in any manner responsible for the harassing and extortive telephone calls being received by Plaintiff from a Boiler Room Outgoing Call Center, the individuals thereat all reading from the same script in which they purport themselves to be a law firm retained by Chase Bank to file a civil action for Breach of Contract and to file a criminal charge of Defrauding a Financial Institution and the imminent arrest of Plaintiff, none of which are true.

Chase, Forward Properties, National Credit Adjustors, and Delray Capital deny they are originating or responsible for these calls and agree the calls are in violation of law.

Plaintiff has attempted to both identify the callers and their location for local, state and federal law enforcement agencies responsible for investigating and prosecuting these crimes as these agencies lack the personnel to trace same and to gather evidence in this matter and thus Plaintiff has no other remedy at law but to invoke the jurisdiction of this court.

Latest Update:
National Credit Adjustors has had a spate of lawsuits filed against it, you can search the term:" v. nationalcreditadjusters "

Mark Gray has moved to south Florida and his new business address is:
Delray Capital LLC
150 E. Palmetto Park Rd. Suite 800
Boca Raton FL 33432

should you need to find court reporters to take his deposition locally that can arrange teleconferencing with you and he please contact me

telephone numbers BESIDES (954) 233-2128 and (855) 669-6966 currently being used by this boiler room operation include the following, all of which have apparently been furnished them by a company known as five9.com out of California which has software for operating these kinds of boiler rooms:

https://800notes.com/Phone.aspx/1-855-748-8367
https://800notes.com/Phone.aspx/1-855-719-1725
https://800notes.com/Phone.aspx/1-855-676-3492
https://800notes.com/Phone.aspx/1-855-805-5549
https://800notes.com/Phone.aspx/1-855-751-1084
https://800notes.com/Phone.aspx/1-855-803-2349
https://800notes.com/Phone.aspx/1-855-775-2417
https://800notes.com/Phone.aspx/1-855-775-2418
https://800notes.com/Phone.aspx/1-855-699-9749
https://800notes.com/Phone.aspx/1-855-678-5437
https://800notes.com/Phone.aspx/1-855-967-0061
https://800notes.com/Phone.aspx/1-855-735-8624
https://800notes.com/Phone.aspx/1-855-966-8529
https://800notes.com/Phone.aspx/1-855-967-2633
https://800notes.com/Phone.aspx/1-888-509-3033
https://800notes.com/Phone.aspx/1-855-966-6277
https://800notes.com/Phone.aspx/1-800-657-1430
https://800notes.com/Phone.aspx/1-855-643-7815
https://800notes.com/Phone.aspx/1-855-860-3119
https://800notes.com/Phone.aspx/1-855-584-6184
https://800notes.com/Phone.aspx/1-425-201-0376
https://800notes.com/Phone.aspx/1-855-393-3515
https://800notes.com/Phone.aspx/1-406-272-8763

The most recent names they have been using are
The Bridgewater Group
The Fleetwater Group
The Patterson Group

The most recent ADDRESS THEY ARE GIVING OUT IS:
P.O. box 14587
Colombia SC 29201

any complaints you have about this group may be made directly to the FTC under the CASE NUMBER 59204061

please post any names of persons you speak with at this operation in this thread